Home Loan Village in Pennant Hills, New South Wales, Australia | Financial consultant
Home Loan Village
Locality: Pennant Hills, New South Wales, Australia
Phone: +61 2 9188 4492
Address: 1 Hillcrest Road 2120 Pennant Hills, NSW, Australia
Website: http://www.homeloanvillage.com.au/
Likes: 372
Reviews
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22.01.2022 I wanted to create a video that discusses house prices over the next six months or so and how they may fluctuate depending on type of property/ area etc, hopefully can add some value to your thought process if this is you!
21.01.2022 ARE YOU ELIGIBLE TO CLAIM THE $25K HOME BUILDERS GRANT? On 4 June 2020 the Australian Government announced HomeBuilder to provide eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home, substantially renovate an existing home or buy an off the plan home/new home. Here is a basic step by step guide to make your claim with the NSW Revenue:... STEP ONE: Go to https://www.firsthome.gov.au/homebuilder/nsw/ and under 'Start Here' click on "Log In" STEP TWO: Read the 'Term of Use' and click on "I agree" STEP THREE: Enter your email address (be sure to enter this correctly as you will receive a 6-digit passcode to enter on the next screen) STEP FOUR: Once you have entered the code you will be asked to enter details for both applicants. STEP FIVE: Upload your supporting documents for Revenue NSW to review STEP SIX: Please allow up to 15 Business days for Revenue NSW to process your completed application. If you would like a more detailed step by step guide of the process, please send a PM or email to [email protected] Please click on the links below for further information: Fact Sheet https://treasury.gov.au//2020/Fact_sheet_HomeBuilder_0.pdf Frequently Asked Questions https://treasury.gov.au//HomeBuilder_Frequently_asked_ques
21.01.2022 Thank you so much for your kind review Amanda, it really means the world to us! It was a pleasure to assist you through the process of purchasing your first home! :)
19.01.2022 H I S T O R I C L O W ! At its emergency meeting today the Reserve Bank (RBA) announced a cash rate cut of 0.25%, bringing the cash rate to 0.25% the lowest in Australian history! This cut was made in response to the global coronavirus (COVID-19) crisis, which has been declared a pandemic by the World Health Organization (WHO). Australia has entered unchartered economic territory and uncertainty associated with the COVID-19 outbreak. The RBA made the decision to decrease th...e cash rate to help mitigate the economic impact of the pandemic. Many lenders reduced their interest rates in response to the cash rate cut earlier this month so, if you’re looking to buy a new property or refinance now is a good time to get in touch.
18.01.2022 COMPETITION TIME - 2 Chances to WIN!!! PRIZE: Standard Car detail with John from IN THE CLEAR AUTO MARINE https://www.facebook.com/itcautomarine/... TO ENTER: 1. LIKE my Page (Home Loan Village) 2. LIKE & SHARE this Video 4. COMMENT below a GIF image about "how you feel about washing your own car" Remember to keep it CLEAN- yes pun intended :) Entries Close: 15 May 2020 @ 12pm I will be drawing the winner on Friday just after midday via a live facebook video! (also for those of you seeing it for the first time yes I shaved my head!) https://www.facebook.com/itcautomarine https://www.intheclearautomarine.com.au/
16.01.2022 I'd like to invite today anyone who would benefit from a 30 minute 1 on 1 personal info session with me to jump on the link below and book in a time with me. I've started doing these in conjunction with COVID and have found them an invaluable tool for people with questions who only have their friends and the internet to turn to. If you have ever asked friends for advice around loans I can almost guarantee if you ask two different friends they will give you two very different ...answers and leave you more confused than you started, it constantly surprises me how often the "friend advice" is wrong, misguided, half the answer, or completely left field! So, what I am offering as I have alluded to above is a free 30 minute Zoom session where you can ask me any questions you would like and we can discuss them in a safe forum with a subject matter expert (me), and I will even send you through a link to our recorded session afterwards! These sessions are completely free and without strings, I offer this as so often people are worried about approaching me with different questions as they believe there will be some high cost to getting the info... but I give it away from free! This isn't something new, its just how I operate, however I do see a greater need now than ever before for good information as lender policies and the landscape is changing more quickly than I have ever seen before. If you want to book in do so on the following link: https://calendly.com/homeloanvillage/30min *If you can't find a spot that works for you don't hesitate to reach out to me directly via email and we can organise a separate time that works for both of us- [email protected]
15.01.2022 A quick (very broad and general) recap of part of a legal battle that has been raging in the news over the last little while, and the "so what" that falls out of the findings. Ultimately we unpack whether your current living expenses need to be assessed as continuing as they are after a loan has been put in place. This advice is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances.
14.01.2022 Just me playing around with a random video editor... enjoy!
13.01.2022 COMPETITION TIME PRIZE: 3 x 1 Hour Remedial Massage with Glen Chilcott from Genuine Care Massage Therapy in Dural (Sydney Hills area) ***These massages have been completely paid for and there is zero "strings"***... TO ENTER:1. LIKE my Page (Home Loan Village- Aaron Bell) 2. SHARE this video 3. COMMENT below, How many times did I say the word "massage(s)" in my video? Entries Close: 24 April 2020 @ 12pm I will be drawing the winner on Friday just after midday via a live facebook video! facebook.com/pg/Genuinecaremassagetherapy http://www.duralosteos.com.au/glen-chilcott-remedial-massag
13.01.2022 Stamp duty may be about to end in NSW and Victoria and be replaced by a broader land tax. I explore some of the implications of this, and the immediate and future complications this presents us with. The video is outrageously long (after I finished yammering on I thought "yeah maybe 7 or 8 minutes"...), just shy of 30 minutes, but the following are the headlines of what I covered:... - If the overall tax revenue was to stay the same what would be the average cost in Sydney of the land tax (some pretty huge assumptions and simplification made). - Will it come in for new purchases only or will it come in gradually (will someone who has just paid full stamp duty be expected to then start paying land tax at the same rate as someone who has paid no stamp duty)? - The resulting volatility in prices due to the decreased transaction costs. - Who will benefit massively)- some big assumptions made here as well! Basically house flippers and nomads- really anyone transacting more than average. - Who ar ethe big losers- essentially anyone transacting less than the average. - Do current homeowners or homeowners to be benefit more? - The effect on interest rates (the likely resulting higher volatility will cause the asset to be less reliable as a collateral asset, and thus funding costs increase). - The greater flexibility of movement for the labour force- will help the economy to an extent. See more
12.01.2022 Car detailing giveaway! Welcome to the live draw!
11.01.2022 During the craziness of the current season we are in we have taken steps to ensure we are still able to operate for new and current clients, which is more important than ever given the insaneness of the current situation! Please don't hesitate to reach out to our office if we can assist or help in any way. I have made a lot of time available in my calendar to chat through the current situation so please don't hesitate to reach out or book through our online system: https://calendly.com/homeloanvillage/covid-review
10.01.2022 Over the last few weeks I have been fairly overrun with COVID prep and a flurry of people engaging me in regards to their current loans around either needing a repayment deferral or wanting to see what was available on the market that could save them money during this period. So what I want to offer to anyone who wants to take it up is a free "COVID Review" of your current loan(s). Basically it is a half hour timeslot in my calendar for us to chat through the following via "Z...oom" (amazing video conferencing tool if you haven't seen it before): - What is the 6 month repayments deferral, does my lender offer it and am I eligible/ how do I get it if I need it? - Talk through the impact of the current COVID crisis on the market and how it could play out for your property value short/ medium/ long term - Hit me up with any other questions you may have - If you are happy I can actually also record the "Zoom" meeting and send you a copy so that you have something you can show your spouse/ etc or re-look at yourself at a future date if this is helpful I am offering this as it is something that I know is needed out there in the market at the moment with the amount of people running around with their hands in the air not knowing what they are able to do, and the fact that I am already getting people coming to me with statements like "I spent half the day on hold and couldn't work out anything in relation to the deferral of repayments thing or if I can even get it?!" Hopefully I have some answers for you, and I will give you the ability to book it directly in my calendar with me so we can chat one on one without any "on hold" time! Here is the link to book directly into my calendar: https://calendly.com/homeloanvillage/covid-review Please don't hesitate to contact me directly on my email, through the page or my mobile below either I want to make myself as free and available as I possibly can to speak some clarity into what is a very turbulent time: [email protected] 0437 163 262
10.01.2022 Home Loan Village central for the next little while!! As of right now we are conducting Zoom meetings exclusively, which so far I think most people are getting more out of than the before times. If you have any questions during this turbulent times please don’t hesitate to reach out we are always here and keen to lend a hand! :)
08.01.2022 Have you subscribed to receive our monthly informative emails? In our October newsletter you can read about the latest market news and insights! Other information included: - Where are Australia's most affordable homes? - Home loan formal approval process and terminology explained... - Easing financial pressures: loan deferrals, refinancing and more Please email [email protected] to subscribe https://financefocus.connective.com.au/welcome-to-our-oct/ See more
07.01.2022 Some of you would have been watching the RBA and wondering what might be in store for us over the next little while... I break down a few of my thoughts around where we may be heading! I could be right/ could be wrong but hopefully I can add some perspective to your thinking around what the future holds.
05.01.2022 The main draw for the massages whoop whoop!!!!!
04.01.2022 My thoughts on the current "underreporting" of mortgage arrears and the likely affect this has on the market confidence. The short answer to the title is that they are not (stable) when including COVID related hardship repayment deferrals, we just don't have live info on it right now. Basically we likely won't see the real arrears rates for another 4 or 5 months or so... at which point its unlikely to have a calming effect on the market one would think. Very difficult and unc...ertain times to think through decisions. My big takeaway is to think through your property decisions and know that what you see may not always be as it appears! Hopefully the market can remain as calm as possible throughout the lockdown and post-COVID recovery and that ours and the world economies aren't too badly damaged.
03.01.2022 A candid early days chat around the homebuilder grant and who is likely to utilise the grant specifically in the renovation space, and a few thoughts on the eligibility criteria.
01.01.2022 Thanks for the lovely review Brooke and Adam!! You guys were an absolute pleasure to work with and was so excited to get you into your first home!
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