House of Loans in Sunnybank, Queensland, Australia | Credit counselling service

House of Loans

Locality: Sunnybank, Queensland, Australia

Phone: +61 401 107 394

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24.01.2022 Hi guys, I'll be riding 130km for MS this year. Please help with donations.

23.01.2022 Great news for homeowners and borrowers! At its June meeting today, the Reserve Bank of Australia (RBA) cut the official cash rate to just 1.25% - the lowest level in Australian history. Analysts widely predicted a rate cut would follow hard on the heels of the Federal Election and during May, many lenders started to cut rates on both variable and fixed rate home loan products in anticipation of today’s move. While passing on the full cut is often avoided, this time it seems likely borrowers will enjoy the full benefits as the big banks work to restore trust following last year’s Royal Commission.

12.01.2022 Some good advice, not sure who the original author was. Travel while you are young enough to enjoy it! As we grow older, and hence wiser, we slowly realize that wearing a $300 or a $30.00 watch - - they both tell the same time. Whether we carry a $300 or a $30.00 wallet/handbag - - the amount of money inside is the same. Whether we drink a bottle of $300 or $15 wine - - the hangover is the same. Whether the house we live in is 300 or 3000 sq. ft. - - loneliness is the same. W...hether you drive a $8,000 Honda or a $80,000 Benz --they both serve the same purpose. You will realize, your true inner happiness does not come from the MATERIAL things of this world. Therefore, I hope you realize, when you have mates, buddies and old friends, brothers and sisters, who you chat with, laugh with, talk with, have sung songs with, talk about north-south-east-west or heaven and earth - - That is true happiness!! SIX UNDENIABLE FACTS OF LIFE: 1. Don't educate your children to be rich. Educate them to be happy. So when they grow up they will know the value of things not the price. 2. Best awarded words: "Eat your food as your medicines. Otherwise you have to eat medicines as your food." 3. The One who loves you will never leave you because even if there are 100 reasons to give up he or she will find one reason to hold on. 4. There is a big difference between a human being and being human. Only a few really understand it. 5. You are loved when you are born. You will be loved when you die. In between, You have to manage! 6. If you just want to Walk Fast, Walk Alone! But if you want to Walk Far, Walk Together! SIX BEST DOCTORS IN THE WORLD: 1. Sunlight 2. Rest 3. Exercise 4. Diet 5. Self Confidence and 6. Friends Maintain them in all stages of Life and enjoy a healthy life. The older we get, the fewer things seem worth waiting in line for. P.S. PLEASE don't share... Just copy and paste to your own page. See more

08.01.2022 Cash rate remains unchanged The Reserve Bank of Australia (RBA) has decided to leave the cash rate unchanged at 0.25 per cent. As mentioned in Governor Philip Lowe’s official statement, the economy is going through a very difficult period and is experiencing the biggest contraction since the 1930s. As difficult as this is, the downturn is not as severe as earlier expected and a recovery is now under way in most of Australia... The Board is committed to do what it can to support jobs, incomes and businesses in Australia. Its actions...are keeping funding costs low and assisting with the supply of credit to households and businesses. The Board will maintain highly accommodative settings as long as is required and continues to consider how further monetary measures could support the recovery. What does this all mean? Essentially, the RBA is committed to keep funding costs low, meaning now is the time to get a better deal on your existing or future loan. Get in touch today to see if you can benefit from this unprecedented low cash rate!

07.01.2022 Cash rate at a record low of 0.25% The corona virus is first and foremost a public health issue, but it is also having a very major impact on the economy and the financial system. At some point, the virus will be contained and the Australian economy will recover. In the interim, the Reserve Bank of Australia has reduced the cash rate to 0.25% as of Friday 20th March 2020.... Today’s decision from the Reserve Bank prompts the question, are you in need of a financial health check? To find out if you could be saving on your current or future loan, please get in touch today!

05.01.2022 Cash rate held at a record low of 0.25% It came as no surprise today when the Reserve Bank of Australia (RBA) decided to leave the cash rate unchanged at 0.25 per cent. The Australian economy is going through a difficult period however the RBA remains optimistic about our recovery as restrictions begin to ease and... consumer spending picks up. RBA Governor Philip Lowe had this to say in his official statement: The Board is committed to do what it can to support jobs, incomes and businesses and to make sure that Australia is well placed for the recovery. Its actions are keeping funding costs low and supporting the supply of credit to households and businesses. This accommodative approach will be maintained as long as it is required. The Board will not increase the cash rate target until progress is being made towards full employment and it is confident that inflation will be sustainably within the 23 per cent target band. The low funding costs are ideal for anyone looking to get a better deal on their existing home loan, as lenders continue to drop their rates to record lows. Banks have also implemented a raft of policies to help support those doing it tough during this time. If you have a question about your existing home loan, or are looking for a new loan, speak to us today! See more

05.01.2022 December 2019 RBA leaves cash rate until February 2020 As was widely expected, the Reserve Bank of Australia (RBA) Board decided to leave the cash rate unchanged at 0.75 per cent. Governor Philip Lowe had this to say in his official statement:... There are further signs of a turnaround in established housing markets. This is especially so in Sydney and Melbourne, but prices in some other markets have also increased recently. In contrast, new dwelling activity is still declining and growth in housing credit remains low. Demand for credit by investors is subdued and credit conditions, especially for small and medium-sized businesses, remain tight. Mortgage rates are at record lows and there is strong competition for borrowers of high credit quality. The easing of monetary policy this year is supporting employment and income growth in Australia and a return of inflation to the medium-term target range. The lower cash rate has put downward pressure on the exchange rate, which is supporting activity across a range of industries. It has also boosted asset prices, which in time should lead to increased spending, including on residential construction. Lower mortgage rates are also boosting aggregate household disposable income, which, in time, will boost household spending. So, what does this all mean? Regardless of the cash rate staying on hold, home loans have never been so competitive. This means now is the ideal time to get in touch and determine if your loan is still ideal for your needs. Speak to us today! See more

04.01.2022 WOW. New cash rate is now 0.10%. Lets see what banks and financial institution will do now.

01.01.2022 Landlords please have a look at this and act ASAP. https://cdn-au.mailsnd.com//5b_70OvRQDuQ54N5A7/3132491.pdf

01.01.2022 While the autumn wind blows colder, things are heating up in the property market as the Reserve Bank of Australia (RBA) decided to slash the official cash rate to a historic low of 0.50% at its meeting today.