HPH Solutions in Perth, Western Australia | Financial planner

HPH Solutions

Locality: Perth, Western Australia

Phone: +61 8 9200 3123

Address: 123 Melville Parade, Como 6152 Perth, WA, Australia

Website: http://www.hphsolutions.com.au/

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25.01.2022 What do people think of financial advice and advisors? ASIC commenced a study to find out and have uncovered some interesting insights ....

25.01.2022 During share market movements such as those we've seen over the past six weeks, we know the instinct to act rather than remain steadfast can be compelling. Even though any sound investment strategy has been built to withstand market conditions such as this, it can feel very unnatural to sit still. This post shares some historical perspective that might provide comfort in this regard along with a summary of all the current stimulus initiatives being undertaken by the Australian government.

24.01.2022 In times like this, we have always found history provides some useful perspective (see picture). Keep yourself and your family safe as the world works its way through this latest significant event.

22.01.2022 We'd love you to join us for a 45-minute webcast discussion with Dave Goetsch, Executive Producer of The Big Bang Theory. In this moderated Q&A session, Dave will: Explore current market events compared to previous crises... Examine the role of professional advice in the investor experience Share how his acceptance of a few simple truths changed his view of market uncertainty and allowed him to better manage his emotions in the face of market fluctuations. REGISTER HERE: https://mailchi.mp/079e161399bd/big-bang-investment-insights

21.01.2022 Team Wagner talks about their Game Plan

21.01.2022 Valuable and thought-provoking advice for parents.

19.01.2022 "We have more time for leisure than we did fifty years ago. But leisure has never been less relaxing."

19.01.2022 "The Aggregation of Marginal Gains"

18.01.2022 Thanks for sharing the news IFA Magazine!! Wonderful recognition Zac Leeson for your dedication and commitment to helping people improve their financial position and achieve their goals in life.

17.01.2022 Love this excerpt from Warren Buffett's letter to Berkshire Hathaway shareholders in 2000.

17.01.2022 This client case study confirms it! Good financial advice is about much more than the numbers ...

16.01.2022 Truly *startling* statistics affirm how best to invest.

16.01.2022 Independent Financial Adviser (IFA) magazine asked Zac about the COVID-19 induced market volatility and lockdown months in Perth.

16.01.2022 What Goal-Setting Does to Your Brain and Why It's Spectacularly Effective. For more info on the same topic, check out our blog at https://www.hphsolutions.com.au/the-psychology-of-goal-set/

15.01.2022 If we were to meet up three years from today, what would you want to have happened for you, personally and professionally, in order to consider those years a success?

12.01.2022 Is #investment #certainty achievable? Here's 10 questions to ask yourself.

11.01.2022 Jim and Susan (not their real names) and their Retirement Planning case study.

10.01.2022 Data infographic on coronavirus.

10.01.2022 The value of perseverance. #haveaplan

10.01.2022 Be sure to watch until the end for the last sentence (1 min 15 sec mark). Then take a moment to reflect on it. Angela Duckworth, Professor at The Wharton School of the University of Pennsylvania and author of "GRIT" shares a key insight into human nature.... #lookingforward #planning #purpose #goals

09.01.2022 The predictions for 2019. What did we learn?

08.01.2022 Winner .... back-to-back! For the second year running, Zac has been voted as the winner of: The FPA - Financial Planning Association of Australia Community Service Award supported by the Future2 Foundation.... Recognition well-deserved! Zac makes a very significant contribution to the lives of disadvantaged Perth teenagers as current president of Leading Youth Forward (LYF). Having recently received a $10,000 funding grant from Future2, Zac's win will add a further $5,000. So the real winners are the kids supported by LYF.

07.01.2022 We're looking for the right person to step into a terrific career pathway and development opportunity! Feel free to share. :-)

07.01.2022 How about some good news for a change?

07.01.2022 What 22,938 financial planning clients think of their advisor relationship. #financialadvice #financialplanning #financialplanners #financialadvisors

07.01.2022 Can you stick to an investment plan youve already got in place to guide you through stressful times? Unfortunately, most of us find that much easier said than done: "If you can sit quietly after difficult news; if in financial downturns you remain perfectly calm; if you can see your neighbors travel to fantastic places without a twinge of jealousy; if you can happily eat whatever is put on your plate; if you can fall asleep after a day of running around without a drink or a pill; if you can always find contentment just where you are: you are probably a dog." Jack Kornfield, PhD, A Lamp in the Darkness

06.01.2022 Personal Retirement Planning a Quick Case Study In this case study, Mr and Mrs Brown from Perth were referred to one of our financial advisors by their daughter. Theyre both in their early sixties and would like to retire as soon as they possibly can. They own the home that they live in, and they also own an investment property the home they lived in before. They currently rent that property out for rental income. Mr and Mrs Brown also have an additional Perth property t...hey plan on moving to when their retirement is finalised. They've got about $500,000 distributed over various superannuation funds, including Gold State Super, as Mr Brown is a government employee, and has been for quite some time. Mr Brown has benefited from the old Defined Benefit scheme based on the duration of his employment and his income. Mrs Brown also has a few Super Funds which they havent really paid much attention to. Both Mr and Mrs Brown are still employed. Based on those circumstances, heres our advisors strategy Our advisor identified the fact that Mr Browns history of employment service with the government, which is still ongoing, and the Gold State Super, allows for the establishment of a West State Superannuation Account with a lifetime limit on super contributions, as opposed to an annual limit. The lifetime contribution limit means that the Browns are free to put around $100,000 per year pre-tax, into the West State fund. And they have the capacity to draw out some of their Superannuation earnings as a tax-free retirement transition pension because theyre over 60. In terms of their retirement planning, they gain the tax-free income they need in order to survive as they gradually sacrifice a large chunk of their income through to their new West State superannuation fund. A little learned advice goes a long way The Browns new superannuation strategy saves them around $24,000 per annum in tax. Our advisor helped them clarify what their financial priorities were, and helped give them a working, technical perspective on how to invest. Our strategy was entirely based on the resources they had at hand. Its never advisable to run your life around investments. It should work the other way around. We believe that money choices are secondary to lifestyle plans. But its important to never forget that planning is important. Dont put your life on hold just to get a good financial result, talk to a financial planner as early as possible to optimise what you have. Tax-effective retirement income planning must start early in order to maximise the significant benefits available from the superannuation system.

06.01.2022 This video is just 3 mins 47 secs long. It provides such profound insight. Watch it and hopefully, it will make a life-changing difference to how you invest. Call or message us if you would like to discuss further.

05.01.2022 The Australia Talks National Survey of more than 50,000 Australians found that 62% of people surveyed ranked Saving for retirement as a problem for them. This is *Ben and Sarah's case study that delves into an Investment and Superannuation Strategy. *(not their real names)

05.01.2022 A brief summary of the key points announced in Stimulus Package #2.

04.01.2022 If you needed any more reasons.

04.01.2022 A good story .... Rob and Kerry Hendrie take Paul and Zac to lunch to say thanks! In 2017, Paul and Zac recommended that Rob and Kerry transfer some NAB shares that Rob held in his name into Kerry's name because it would allow them to claim the Senior Australians Pensioner Tax Offset (SAPTO).... In 2019, as they do every year, Paul and Zac met with Rob and Kerry and noted that Rob wasn't getting all of his franking credits refunded in his tax return. This prompted Paul and Zac to request a copy of their 2018 and 2019 tax returns to check if the SAPTO was being claimed. They found that it wasn't and asked Rob and Kerry's accountant about this. Their accountant did not believe they were eligible. They key difference was an interpretation of the wording around qualifying criteria to claim SAPTO (link to ATO website explaining the criteria at "Learn more" below). After some discussion, Rob and Kerry's accountant acknowledged the point and agreed to amend their 2018 and 2019 tax returns. The result .... Rob received an additional $2,753 refund for his 2018 tax return and a further $2,525 refund for his 2019 tax return. In all, an additional $5,278 in combined tax refunds. That's a good reason to celebrate over lunch!!

02.01.2022 The FPA Awards are national financial planning awards designed to recognise members who deliver the highest standards of professional and trusted advice to Australian consumers, as well as those who have gone above and beyond to support their local community through pro bono and volunteer work. We are so thrilled to be finalists in two of the awards categories this year. Zac Leeson is one of three finalists in the Certified Financial Planner Professional of the Year category.... And HPH Solutions is one of four finalists in the Professional Practice of the Year Award. A huge thanks to the entire HPH Solutions team and all our wonderful clients as these achievements are not possible without you.

01.01.2022 Finding the right #technologypartner has been instrumental in the growth of our business. Practifi

01.01.2022 Our client Phil Smith lives out a boyhood dream.