Huggett Finance | Financial service

Huggett Finance

Phone: 0262910610

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24.01.2022 Our clients Donna and Rodney say: Sharryn Huggett was referred to us by a friend. Were very unhappy with our current bank and knew we had to make a change. Sharryn helped us to refinance our current loans, both home and investment property. Sharryn made really for us to make the change. Initially all the information required was quite overwhelming, but Sharryn made it easy and helped us to understand and complete all the paperwork that was needed by the bank. Sharryn got to k...now us and asked about mine and my husband's short and long term goals. We don't have a lot in our retirement portfolio and we wanted to work out how we could make it work better for us and make it grow, as we have limited work years ahead of us, Sharryn took us through various loans, interest rates etc. and showed us, within our income, how we could restructure our loans to suit our lifestyle, whilst still focusing on our future goals and retirement. Sharryn's idea's and examples assisted us to fully understand what we needed to do to reduce our debit and build wealth in our current properties, whilst giving us ideas for the future. Sharryn was honest and provided us with her expertise. Rod and I will definitely remember Sharryn if we do plan to build another investment property and we would be happy for Sharryn to be a part of our journey and we would be happy to refer Sharryn's details to anyone that is looking for a new loan. -- If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #happycustomers

23.01.2022 Great Interest Rates for Purchase & Refinance.Contact us. [email protected]. www.huggettfinance.com.au

21.01.2022 Our client Tammy says: Sharryn has assisted me in the past to refinance my home in Canberra, going above and beyond to keep me updated with the best interest rates and finance options. Recently we moved to QLD, and Sharryn was able to again secure me a home loan, working together online couldn't have been smoother. Sharryn is on top of everything before you even have to ask, making the whole process stress free and fast moving. I will continue to refer anyone I can to Sharryn... no matter their location, she is able to help, and I will obviously be using Sharryn again in the future. -- If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #happycustomers

19.01.2022 What Does It Really Mean to Save For A Rainy Day? How much you need to put aside depends on your circumstance factors like your health, age, number of dependents, salary and other financial commitments will play a role. Aim to start with at least $5,000, which you could have sitting in a bank account earning nominal interest, or placed in your mortgage redraw. A redraw is a useful buffer as it helps you reduce the size of your loan now (and the interest charged over the len...gth of the loan) and you can still redraw the excess payments if you need the cash. If it's hard to save because your money seems to disappear, keep a record of how much you spend. There are plenty of tracking apps that make it easy to see where your money goes. Keep monitoring your spending for at least a month or even longer until a clear pattern emerges. Look through your spending record and decide where you're willing to cut back or whether there is a cheaper alternative. Make a savings goal that is achievable for just starting out, like spending $5 less a week. As you hit your target, increase your savings goal bit by bit so that over time you achieve the rainy day fund that gives you peace of mind for weathering future emergencies. This article is from our latest newsletter - Read it here: https://bit.ly/3mQVGmF If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #newsletter

16.01.2022 our client Clive says: Sharryn has been our mortgage broker for a number of years. She was recommended by friends and we have since recommended her to others on numerous occasions. She has always been a pleasure to work with and demonstrates extensive knowledge of the various loans and products and strives to achieve the best fit for our requirements. We have, once again, just refinanced our home loan and are now enjoying the benefits of lower repayments. Sharryn is always av...ailable to answer our queries and simplifies the often complex processes and forms, meaning it is not something we put off until later because it is all too difficult. Thankyou Sharryn! If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #happycustomers

13.01.2022 Our client Kate says: Sharryn was recommended to us by the real estate agent. Immediately, I knew she was going to be successful in finding us a loan. Not just any loan but one best suited to our circumstances. She put in real effort and time into our case and explained the various options available to us. I am very thankful that I met her and I am more than happy to recommend her services to anyone who needs them. If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #happycustomers

12.01.2022 Our client Carolyn says: I have known Sharryn for many years and she is my go to person when I want to re-arrange my finances. Sharryn helped me build my investment portfolio which has ensured my retirement will be comfortable and sooner than expected. Her help, professionalism and always being available to answer my questions, has made all my financial transactions flow effortlessly and without incident. Sharryn has now helped my next generation by ensuring my daughter was a...ble to get her foot into the real estate market. I have absolutely no hesitation in recommending her to family, work colleagues and friends, as I know they will be getting the best in the business. If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #happycustomers

07.01.2022 Our client Debbie says: I first met Sharryn in 2015, when we set out a plan to renovate my home, build equity and set myself up for the future. I am thrilled with what we have been able to achieve in such a short time. She helped me navigate the overwhelming amount of information, and through her expertise, we found the most effective financial solutions for my circumstance. Most importantly, I found Sharryn to be patient, knowledgeable and empathic during each step of the process. If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #happycustomers

07.01.2022 Huggett Finance can assist with Home and Investment Property Finance or Refinancing and can help you assess your Home Loan Health. If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #homeloanhealth #refinance #investmentproperty

04.01.2022 REDRAW VS OFFSET: WHAT'S THE DIFFERENCE? You may have heard there are advantages to having a redraw or offset attached to your loan, but how do you know which feature is better? Both features allow you to maximise any funds you have over-and-above the amount you're contractually obligated to pay on your mortgage. Rather than leaving extra funds sitting in a savings account, a redraw or offset gives you a convenient way to reduce the amount of interest owing on your loan. With... less interest to pay, you're in the driver's seat to settle your mortgage faster. The main difference between redraw facility and offset account is how these savings come about, and the ease with which you can access your extra funds. - How offset works An offset is a transaction account connected to your home loan. You deposit money into it and continue to have day-to-day access to your funds to pay off your bills and daily expenses. Rather than the money sitting in your offset earning interest, the balance is offset against your mortgage amount. This minimises the interest owing on your repayments. - How redraw works A redraw facility is a way of making additional repayments on your mortgage and then having access to some of this money again when you need it. How much you can access will vary from lender to lender, with some redraw facilities charging a fee or restricting the amount you can withdraw. While interest rates remain at historic lows, it pays to stay ahead of your minimum monthly repayments by using one of these features. For as long as you have extra funds in your mortgage, you have the security of knowing you have a buffer to cope with hard times. As your mortgage broker, we can explain the terms, conditions and restrictions of the redraw and offset facilities offered by different lenders. === This article is from our latest newsletter - Read the full newsletter here: https://bit.ly/35jltM3 If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #newsletter

02.01.2022 Huggett Finance can provide finance for homes, vehicles, business equipment, boats and more. If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance

01.01.2022 Our latest newsletters is out: Property values are on the rise, and home loan rates remain at record lows. It's a great combination, allowing homeowners, first-time buyers and property investors alike to make significant savings and forge ahead with property ownership goals. For first homeowners entering the market, a honeymoon rate is one way to get some breathing space while adjusting to a new financial commitment. Here we explain what to look out for when choosing the bes...t product. Remember, we're only an email or phone call away if you need expert advice in securing the best loan to suit your specific requirements. Read the newsletter here: https://bit.ly/3mQVGmF If you would like to discuss your financial situation with Sharryn, please call (02) 6291 0610, email [email protected] or contact us via Messenger. #huggettfinance #homeloan #finance #newsletter