Humblebee Financial Planning in Perth, Western Australia | Mortgage brokers

Humblebee Financial Planning

Locality: Perth, Western Australia

Phone: +61 401 637 907

Address: 3/23 Edinburgh Avenue, Kinross 6028 Perth, WA, Australia

Website: https://humblebeefinancialplanning.com.au

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24.01.2022 Avoid the herd mentality! Just because you hear that "everyone" is selling their shares or "everyone" is buying that you have to do the same. This is why you created your investment strategy because you have your own personal goals and you have a tailored investment plan to get you to your goal. There is a lot of panic at the moment around finances and a lot of worry about what should we be doing with... our money. This is when it is a good time to learn all the facts, know your goals and create a strategy that will work for you. . . . #onabudget #financiallyfearless #perthmums #perthfoodies #mealplanning #savingmoney #holidayplanning #financialcoach #financialplanning #moneycoach #moneymindsetcoach #healthymoney #healthyfood #perthfamilies #placestoseeinperth #smartsavings #savvysaver #foodonabudget #eatonabudget #spendinggoals #moneygoals #familygoals #perthbusiness See more

23.01.2022 Superannuation is a powerful tool where we have the ability to maximise our income at Retirement. A lot of people ignore their Superannuation because they dont know much about it only that they can access it when they reach retirement age. Luke Grundy wants to help you get to know your super! ... Recently with COVID-19 Superannuation became a huge talking point. Why dont we keep the conversation flowing so you can get to know your Risk Profile, your investments, your fees, find out what is going on in your Super account so you can make an informed decision as to what you want to do with it in the future to maximise your Retirement income. Come Join Luke and subscribe to his YouTube Channel to get the latest videos to keep you updated and informed. If you want to take things further we offer sessions where we can help you crunch the numbers. Just get in contact with us today. . . . . #financialfreedom #financialliteracy #financialindependence #financial #financialadviser #financialplanning #financialeducation #financialcoach #financialservices #financialtimes #financialgoals #financialplanner #financialmanagement #financialprofessional #financialadvice #financialempowerment #financialintelligence #financialsuccess #financialgrowth #financialwellness #financialcoaching #financialnews #financialhealth #financialwellbing #financialeducationservices #financialindependence #financialplan #financialexpert #financialfuture See more

23.01.2022 INSURANCE// What is the difference between Retail Insurance and Direct Insurance ? Direct Insurance is the insurance you set up over the phone that isnt costing much and they didnt ask you any financial or medical questions. Retail Insurance is your underwritten insurance that your Financial Adviser has set you up with where you answered a lot of questions in relation to your medical history and your finances.... Luke Grundy covers this in his video Insurance Am I covered over on our YouTube channel. So what is the difference? When it comes to claim time you will be able to easily apply for your claim with Retail Insurance because you have already completed all your medical questions and signed a terms and conditions offer so both parties know exactly what you are entitled to. With Direct insurance during claim time when you are under so much stress and uncertainty you have to answer medical and financial questions. To which they could turn around and say that you are not entitled to your claim. Leaving you with nothing. So time to get financially savvy and understand your insurance. Watch the rest of Lukes video. Download our checklist (link in bio) Phone up your provider and start asking the big questions so you can get the right insurance in place that will support you and your family. . . . . . See more

23.01.2022 Do you want to know what best suits your current financial position? Are you overwhelmed with all the choices but not sure which one you should take? Hey, Luke here from Humblebee Financial Planning. I have been a Financial Advisor for 5 years and prior to that worked in the banking industry with High Net Wealth clients. From my time in both professions I realised that it doesnt matter about the amount of money you earn, but what you do w...ith it that counts. A great financial plan is built on a solid foundation of budgeting, Discipline and goals. I started Humblebee Financial Planning in 2018 to help people get a hold of their finances, and start putting a plan in place to live a life that isnt burdened by money and money stress. We all have goals and aspirations that we want to achieve but many of us let little things get in the way that ultimately stops us from reaching these goals, and bad money habits are something a lot of people have. If your current financial situation feels overwhelming and you are not sure what you should be doing I offer education sessions where you can get down to earth, easy to understand information on any topic you like. Be that Superannuation, Investing, Insurance, purchasing your first home or investment property and much more... For just $220 we take you through a 90minute Education session online, after this you will be confident that you understand your current financial world and what you need to do next. DM me now to get started! #saveforahouse #moneytalks #moneymoves #financialadvice #moneymindset #moneymanagement #moneymaking #moneyinthebank #moneygoals #moneysaver #moneysaving #moneycoach #financialcoach #onabudget #financiallyfearless #perthmums #mealplanning #savingmoney #financialcoach #financialplanning #moneycoach See more

21.01.2022 Make well informed, Well thought out decisions and seek out advice where it is appropriate. Yes, we are all experiencing financial pain right at this moment. However, there is a long road to recovery and ultimately the decisions you make today could affect your financial wellbeing for years to come. We have a YouTube Channel with informative videos on Superannuation and Insurance. You can jump into the link in our BIO to watch ... We want you to make decisions in a place of knowledge, not in a place of panic. As well as looking after here and now you also need to take into consideration the long game. We are here to help guide you through this rough patch so get in contact to see how we can work together. . . . . #financialfreedom #financialliteracy #financialindependence #financial #financialadviser #financialplanning #financialeducation #financialcoach #financialservices #financialtimes #financialgoals #financialplanner #financialmanagement #financialprofessional #financialadvice #financialempowerment #financialintelligence #financialsuccess #financialgrowth #financialwellness #financialcoaching #financialnews #financialhealth #financialwellbing #financialeducationservices #financialindependence #financialplan #financialexpert #financialfuture See more

21.01.2022 Emotional spending gets us into trouble, it triggers us to spend on our credit cards when we know we shouldnt. To understand why you are spending the way you are start observing your habits and ask yourself WHY am I making this purchase? Is it a need or is it a want? What are my emotions around this purchase?... And is this purchase aligned with my goals? @_terriwatson our Financial Coach loves to get her clients to deep dive into the reasons why they are spending the way they are so they can start taking action to change their habits to get them back on track and aligned with their goals. Terri is a mother of 3 and she has been in that rock bottom moment where it seems impossible to get out and is determined to help other families get back in control of their finances so they no longer experience financial stress and can get back to doing what they love. DM us now to find out how we can help you become financially empowered today! . . . . #financialfreedom #financialliteracy #financialindependence #financial #financialadviser #financialplanning #financialeducation #financialcoach #financialservices #financialtimes #financialgoals #financialplanner #financialmanagement #financialprofessional #financialadvice #financialempowerment #financialintelligence #financialsuccess #financialgrowth #financialwellness #financialcoaching #financialnews #financialhealth #financialwellbing #financialeducationservices #financialindependence #financialplan #financialexpert #financialfuture See more

17.01.2022 Why is underwritten insurance best? Think about it like this... When you have to make a claim on an insurance policy it is most likely a big emotional event right? You are not in your normal state of mind. You are juggling so many balls in the air as well as trying to be a rock for your loved ones. The last thing you want to do is answer a whole lot of medical and financial questions and then go through the heartache of not being able to get the m...oney you thought you would. That is what could happen if you have direct insurance. If you have retail insurance your Financial Planner would of done all the leg work for you. You would of had a 30 minute call with the insurance provider answering a bunch of questions. Then they would of come back to you with a terms and conditions letter which may or may not have loadings and/or exclusions, you would of signed and given back to your Financial Planner. The important thing to note here is that if you needed to make a claim you know EXACTLY what you are entitled to AND your Financial Planner would sort out ALL the paperwork for you so all your time and energy would be focused on your loved ones. It is important to get to know your insurance policy - Luke Grundy spoke about this in his latest YouTube video Insurance - Am I covered. So jump into our YouTube Channel and take a look. We are here to help you build your financial knowledge and get back in control so get in contact with us today. Head to the link in our bio and get a copy of our checklist today so when you give your insurance provider a call you know exactly what you should be asking! See more

17.01.2022 Struggling on where to start with your budget? Why not try the 50/30/20 Budgeting Rule: 50% of your spending is on needs 30% of your spending is on wants 20% of your spending is on savings... So how can we differentiate between wants and needs? Needs: Groceries, housing, utilities, health/life insurance, car expenses Wants: Shopping, dining out, hobbies - keep in mind it isnt for extravagances it is for the niceties of life. And then savings can also include debt repayments. So for example you pay $100pm month on your credit cards however the minimum repayment is $25 so this is classified under the 50% of need. Then the $75 is classified as savings under the 20% - this is a great incentive to get rid of that pesky credit card debt. If you need more help getting your budget under control we have a dedicated team to help you do just that with our 90 day budgeting program that will give you the tools, the strategies and the support to get you on track to making your financial goals happen! Just get in touch with us today to learn more! . . . . . . #onabudget #financiallyfearless #perthmums #perthfoodies #mealplanning #savingmoney #holidayplanning #financialcoach #financialplanning #moneycoach #moneymindsetcoach #healthymoney #healthyfood #perthfamilies #placestoseeinperth #smartsavings #savvysaver #foodonabudget #eatonabudget #spendinggoals #moneygoals #familygoals #perthbusiness See more

14.01.2022 Do you seek adventure? Do you seek a life away from financial stress? Do you want to wake up everyday with a clean slate and endless possibilities of how to spend your day? If you would much rather be spending your days out doors however scattered finances are holding you back come chat with us. We can help you create strong financial foundations so you can make your dream of travelling the country and find the the best spot to wake up e...very morning a reality. Get in contact with us today! We are only a message away! . . . . . #budgetingtips #financialplanning #debtreductionstrageties #perthbusiness #travelmadfamily #firsthome #budgetfriendly #budgetlife #budgetmeals #budgetmum #financetips #womeninfinance #travelingislife #travelaustralia #travelaustraliainacaravan #travelaustraliawithkids #travelaustraliawithpets #caravanandcampingwithkids #travelwithkids #travelnewzealand #traveleurope #visitwesternaustralia #goodbyedebt #freedomlifestyle #lessismoreoutdoors #mentalwellbeing See more

14.01.2022 Are you forever wondering where your money is going every week? Do unexpected bills constantly put you behind on your savings? It is time to face your numbers and get to know how much it costs to be you! ... We would love to help you get your finances back on track and we have a dedicated team to make your savings goals a reality. Get in contact with us today! Send us a DM now! . . . . . #onabudget #financiallyfearless #perthmums #perthfoodies #mealplanning #savingmoney #holidayplanning #financialcoach #financialplanning #moneycoach #moneymindsetcoach #healthymoney #healthyfood #perthfamilies #placestoseeinperth #smartsavings #savvysaver #foodonabudget #eatonabudget #spendinggoals #moneygoals #familygoals #perthbusiness See more

13.01.2022 Tax returns are always a fun time to celebrate splurge your cash however it is more important than ever to think sensibly. Luke Grundy has created a great video sharing 3 things you should do with your tax return first. Go take a look before you make any decisions. We want you to end the year on a financial high. If you need any help to come up with a strategy please get in contact with us today. We offer affordable Education and strategy sessions because ...we want you to feel empowered to make the right decisions for you. . . . . . #financialfreedom #financialliteracy #financialindependence #financial #financialadviser #financialplanning #financialeducation #financialcoach #financialservices #financialtimes #financialgoals #financialplanner #financialmanagement #financialprofessional #financialadvice #financialempowerment #financialintelligence #financialsuccess #financialgrowth #financialwellness #financialcoaching #financialnews #financialhealth #financialwellbing #financialeducationservices #financialindependence #financialplan #financialexpert #financialfuture See more

13.01.2022 Did you know that you might have insurance inside your super? There are 3 common types that you could have so make sure you go check. Life Insurance: Can help provide for your loved ones if you pass away Total Permanent Disability Insurance (TPD): Can replace your income if you cant work again due to sickness or injury Income Protection (IP): Replace up to 75% of your... income if you cant work for a period of time. Now there is a possibility that this insurance was cancelled from July 2019 if your Super Fund was inactive for a period of time. So it is VERY IMPORTANT for you to take the time and phone your Super Fund or jump online if you have a log in and check to see what you have. You can jump into our YouTube channel search for HumbleBee Financial Planning and you can watch Luke Grundy chat about Insurance and helping you answer the question "Am I covered?" . . . . . #saveforahouse #moneytalks #moneymoves #moneymindset #moneymanagement #moneymaking #moneyinthebank #moneygoals #moneysaver #moneysaving #moneymagnet #moneycoach #financialcoach #positivemoneymindset See more

12.01.2022 Do you have any weekend escapes planned? We would love to know where you are heading!

10.01.2022 Are you stressing about looking at your finances? Do you want to ignore it because it is easier or because you are too scared to face the effort involved to get them sorted? Do you find yourself procrastinating to make a start because you just dont know what to do? Planning does take time, getting organised does take time but it is worth it.... It gives you peace of mind that you have covered all your bases and it allows you get back to your day to day without stressing about what is going on with your finances. If you are unsure where to begin give us a call or just simply send us a DM and we will do the rest! We are here to make the planning process easier for you. . . . . . . #perthbusiness #smallbusiness #perthcity #perthgram #perthwa #perthnow #perthmums #perthcoffee #perthproperty #perthhomes #perthbuilders #perthhome #perthaustralia #smallbusinesslife #smallbusiness #smallbusinessaustralia #smallbusinessperth #smallbusinessau #smallbusinessgrowth #firsthomebuyers #firsthometogether #firsthomebuyers #financialexperth #perthfinancialexpert See more

08.01.2022 December 31st what do you want to be celebrating? After a bumpy start to 2020 we need to finish the year on a high! So what goal would you like to achieve in 6 months time? Is it to get to know your Superannuation Is it to make sure your insurance is up to date? Is it to get on top of your expenses?... Is it to have some money saved to do a personal contribution to your Superannuation fund? Is it to learn about investing? Is it to have money saved for your next holiday once the borders open? There are so many amazing things you can achieve in 6 months - what would you like to be celebrating on December 31? . . . . . . #onabudget #financiallyfearless #perthmums #perthfoodies #mealplanning #savingmoney #holidayplanning #financialcoach #financialplanning #moneycoach #moneymindsetcoach #healthymoney #healthyfood #perthfamilies #placestoseeinperth #smartsavings #savvysaver #foodonabudget #eatonabudget #spendinggoals #moneygoals #familygoals #perthbusiness See more

07.01.2022 What you need for a solid Financial Plan (SAVE THIS POST) 1. Your Financial Goals 2. Emergency Savings 3. A Debt Management Strategy 4. A Plan to Invest... 5. A Plan for Retirement 6. The Right Insurances 7. A Plan For Taxes 8. An Estate Plan Working with a Financial Adviser can give you confidence and peace of mind that your financial future is secure. We are here to help you develop strategies to help you reach your financial goals while experiencing lifes journey of ups and downs. We help you build your wealth and protect it so you can continue with your day to day life knowing you have something to fall back on. Is there something you have always wanted to ask a Financial Planner? We would love to hear your questions - no question is silly - we want to help you feel confident and in control . . . . #saveforahouse #moneytalks #moneymoves #moneymindset #moneymanagement #moneymaking #moneyinthebank #moneygoals #moneysaver #moneysaving #moneymagnet #moneycoach #financialcoach #positivemoneymindset See more

06.01.2022 Have you phoned your Super Fund or Insurance Provider and felt lost for words? Unsure what you should actually be asking? We have created a checklist to help you feel confident that you are asking the right questions and getting the important information about your Superannuation and your Insurance. ... We have also added a glossary to help you with some of the terms. Get it here https://humblebeefinancialplanning.activehosted.com/f/5 If you have any further questions please dont hesitate to get in contact with us. We are only a phone call, email or DM away! . . . . . . #saveforahouse #moneytalks #moneymoves #moneymindset #moneymanagement #moneymaking #moneyinthebank #moneygoals #moneysaver #moneysaving #moneymagnet #moneycoach #financialcoach #positivemoneymindset

06.01.2022 Make well informed, Well thought out decisions and seek out advice where it is appropriate. Yes we are all experiencing financial pain right at this moment. However there is a long road to recovery and ultimately the decisions you take today could affect your financial wellbeing for years to come. We have a YouTube Channel with informative videos on Superannuation and Insurance. You can jump into the ...link in our BIO to watch We want you to make decisions in a place of knowledge not in a place of panic. As well as looking after here and now you also need to take into consideration the long game. We are here to help guide you through this rough patch so get in contact to see how we can work together. . . . . . #financialfreedom #financialliteracy #financialindependence #financial #financialadviser #financialplanning #financialeducation #financialcoach #financialservices #financialtimes #financialgoals #financialplanner #financialmanagement #financialprofessional #financialadvice #financialempowerment #financialintelligence #financialsuccess #financialgrowth #financialwellness #financialcoaching #financialnews #financialhealth #financialwellbing #financialeducationservices #financialindependence #financialplan #financialexpert #financialfuture See more

05.01.2022 Working with a Financial Adviser can give you confidence and peace of mind that your financial future is secure. We are here to help you develop strategies to help you reach your financial goals while experiencing lifes journey of ups and downs. We help you build your wealth and protect it so you can continue with your day to day life knowing you have something to fall back on. ... All our advice is tailor-made to suit your needs because everyone is different. Read our blog to find out more: https://humblebeefinancialplanning.com.au/what-is/ You can book in a free 15min phone chat today to see how we can help you. https://calendly.com/humblebee/phone-chat?month=2020-5 See more