Hunter Lending Group in Ivanhoe East, Victoria | Mortgage brokers

Hunter Lending Group

Locality: Ivanhoe East, Victoria

Phone: +61 3 9497 4917

Address: Suite 4 251 Lower Heidelberg Rd 3079 Ivanhoe East, VIC, Australia

Website: http://hunterlg.com.au

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25.01.2022 Home buyers are buying a Home not just a house So make your exterior as appealing as your interior. Not only will you capture a potential buyer quicker,but you just may land a better end result. Also remember you dont need a 'key' or an 'open for inspection' to see the front garden #yourbrokerbehindyou #staybeautifulmelbourne

25.01.2022 Be aware of what contributes to your credit score!! Credit-reporting agencies calculate your credit score based on how much credit you have, what type of credit you have, and how you well youre servicing it. Therefore, to improve your credit score you can: -Close credit cards you dont need... -Lower your credit limits (if you can maintain a low balance) -Avoid applying for credit from less reputable lenders -Pay all your bills on time -Settle any defaults -Limit new credit enquiries when applying for a home loan. #yourbrokerbehindyou #weworkforyou See more

24.01.2022 Another record today as the official cash rate dropped by 25 points to 0.75% Mixed views about the road ahead. #yourbrokerbehindyou #weworkforyou

23.01.2022 An Experian or Equifax Credit Report provides a snapshot of an individuals current and historic credit information. You can order a free copy of your credit report Vist- experian.com.au equifax.com.au

22.01.2022 From 1 July until 31 October, you will need to lodge your tax return for the previous income year. If youre using a registered tax agent, you may be able to lodge later than 31 October. Whether you prepare your tax return yourself or use a tax agent, you need to have on record up-to-date correspondence, income and bills related to your investment property over the period you own it. This includes rental income, deductible expenses and documents relating to ownership of the property, including all purchasing and selling costs. #yourbrokerbehindyou #weworkforyou

22.01.2022 We are here to help You! #weworkforyou https://www.hunterlg.com.au/concerned-servicing-loans/

22.01.2022 Ensure that the property you seek to purchase is one that is supported by a range of potential mortgagees. Some examples of property that may not be acceptable or be subjected to a lower borrowing threshold (LVR) include: -Property that is smaller than 50 square metres in - Certain inner city apartments; - Serviced apartments; and ... - Property used for certain purposes or of a highly specialised nature. #weworkforyou #yourbrokerbehindyou See more

21.01.2022 Thinking of buying your First Home? #weworkforyou https://www.hunterlg.com.au/first-home-buyers/

21.01.2022 Australian capital cities marked their continued period of growth by topping 80% clearance rates in the first quarter of 2021. Over 19,000 houses went to market across Australia in the first three months of the year.

19.01.2022 There are new incentives and discounts available for buyers, which coupled with the low interest rate environment, make it an attractive time to think about purchasing a property #yourbrokerbehindyou #weworkforyou

19.01.2022 Is Taking a Mortgage Holiday right for you? https://www.hunterlg.com.au/full-stop-taking-mortgage-holi/

19.01.2022 Property Investors- As a rule of thumb, things you may be able to claim for immediate tax deductions include rates and taxes, including council and water rates and land tax, repairs and maintenance. Some tax deductions that may be claimed over several years include capital works or building costs and borrowing costs. #yourbrokerbehindyou #taxreturn

19.01.2022 If you are DIY-ing your tax return,you might want to bring forward expenditure to before 30 June, if youre planning repairs for your property. Before doing this, however, determine whether the job is deductible as a maintenance or repair, or if it is considered a renovation or of a capital nature. To help you understand the difference, the ATO publishes a guide on how rental property owners need to treat rental income and expenses at ato.gov.au. #yourbrokerbehindyou #eeworkforyou

17.01.2022 Rate Cut?????? When a lender reduces the interest rate on its home loans, usually in line with a cut in official interest rates, your first thought may be to reduce your loan repayments accordingly. However, by maintaining your loan repayments, you effectively repay more than the minimum loan repayment. If its possible to do so, this will help you cut the term of the loan and save on interest. #yourbrokerbehindyou #staybeautifulmelbourne

16.01.2022 Building not buying? #weworkforyou #wegiveyouoptionsandsolutions https://www.hunterlg.com.au/building-not-buying-need-mortg/

16.01.2022 The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial companies. #weworkforyou https://www.hunterlg.com.au/now-data-new-world-open-bankin/

15.01.2022 Investment Property- If you have a property manager, they will likely provide you with an EOFY summary. If you misplace a receipt or invoice, the ATO allows you to substantiate your claims with a bank statement. Having these documents handy, whether in a physical or digital file, throughout the year means it will be easier to make accurate calculations come tax time. #yourbrokerbehindyou #taxtime

15.01.2022 Not only today but everyday!

14.01.2022 June 2020 (Rate Decision) The Reserve Bank of Australia (RBA) left the official cash rate at 0.25% at its June meeting. The RBA has effectively confirmed that interest rates will stay at a record low of 0.25% for a long time to come.

14.01.2022 The federal Treasurer has extended the $150,000 instant asset write-off scheme by six months to help businesses buy new and secondhand assets that can help improve cash flow. Earlier this year, the federal government announced that it was increasing the instant asset write-off threshold from $30,000 to $150,000 and expanding access to include businesses with aggregated annual turnover of less than $500 million (up from $50 million) until 30 June 2020. The boost write-off form...ed part of the government's first targeted $17.6 billion stimulus package designed to keep Australians in jobs, keep businesses in business and support households, in light of the growing impact of the coronavirus (COVID-19) on the domestic economy. Federal Treasurer Josh Frydenberg has now revealed that the scheme will be extended until the end of the calendar year 2020. Speaking on Sky News, Mr Frydenberg said: You can use this instant asset write off multiple times. And it is for goods that are purchased up to $150,000 and then it's written off your tax bill. T

13.01.2022 https://www.hunterlg.com.au/delivering-goods-buying-habits/

12.01.2022 The central bank has announced its cash rate verdict for the month of August following its monetary policy board meeting. The Reserve Bank of Australia (RBA) has held the official cash rate at 1 per cent, as predicted by most market analysts. The RBA reduced the cash rate in both June and July by a cumulative 50 bps, with the aim of supporting jobs growth and providing greater confidence that inflation will be consistent with the RBAs medium-term target of 2 to 3 percent. 6.8.2019

12.01.2022 The record low cash rate has been prompting mortgage holders to refinance and take advantage of the best home loan rates on offer in decades. #weworkforyou

11.01.2022 RBA sets September cash rate- The Reserve Bank of Australia (RBA) has just announced the September cash rate, following last months decision to hold at 1.0% in order to allow time to observe economic trends before resorting to further cuts.

10.01.2022 As expected, the Reserve Bank of Australia (RBA) left the official cash rate at 0.25% at its meeting today. There are, thankfully, no immediate prospects for Australia to move to negative interest rates. At the recent House of Representatives standing committee on economics, the RBA governor effectively ruled this out despite some veiled political pressure.

10.01.2022 Banks tell you how much you can borrow..... its up to you to decide how much you should borrow!!!!!! #yourbrokerbehindyou #weworkforyou

09.01.2022 Welcome to Hunter Lending Group www.hunterlg.com.au

09.01.2022 The Reserve Bank of Australia (RBA) left the official cash rate at 0.25% at its July meeting. Whilst the current state of affairs confirms that interest rates will stay low for some time, the markets are moving strongly around them.

06.01.2022 Instant Asset Write Off- Tax incentives for Small Business have been extended. The instant asset write-off now for business has been extended out to 30 June 2020, and increased to $150,000. The incentive now includes businesses has been expanded to cover businesses with an aggregated turnover of less than $500 million (up from $50 million).... For investments of $150,000 or more, businesses can deduct 50% of the cost of the asset cost in the first financial year of service, providing it is installed before June 30, 2021. #weworkforyou

06.01.2022 Not all Accountants are created equal- According to the ATO, one of the common mistakes that investors make is choosing an accountant with limited property experience, as this experience is often invaluable come tax time. What deductions property investors are allowed are subject to change, and if you dont have an accountant who understands property, you could be in for a shock. For instance, a landlord is no longer able to claim travel deductions for inspecting, maintaining and collecting rent. #yourbrokerbehindyou #weworkforyou

06.01.2022 The key milestones in the mortgage process include: Confirmation that all information is received; Conditional loan approval; Independent valuation of property used as security;... Unconditional loan approval; Preparation and issue of mortgage documentation; and Co-ordination of settlement. #yourbrokerbehindyou #weworkforyou See more

06.01.2022 Inspiring words and 'conversation' by Wayne Schass @pukaup. Stay Healthy!

05.01.2022 Not just today..........everyday!

05.01.2022 Gloom before boom for home prices ? https://www.afr.com//gloom-before-boom-for-home-prices-202

04.01.2022 Attention First Home Buyers - Do you know some Lenders allow their Genuine Savings requirement to be met, if you are able to demonstrate that you have been renting a property for 6 or more months!!!

04.01.2022 With a visual representation of your spending, it should become clear where you can save money immediately. Remember: small changes can make a big difference over time. For example, that second cup of coffee a day could be costing you $20 a week about $1,000 a year. Lunch each day could be adding up to $60 a week about $3,000 a year. One less bottle of wine a week could save you another $1,000 a year. With small lifestyle tweaks, you can free up more money to pay off debt faster.

03.01.2022 Its worth looking at the market and seeing if you can take advantage of the low-interest-rate environment as an existing home loan customer. Refinancing your mortgage can be beneficial in several ways. It can give you a better interest rate saving you money, allow you to access improved loan features, or be used as a way to consolidate several debts into one mortgage. #weworkforyou

02.01.2022 November 2020: Rate Cut Comes In a move that would have seemed impossible just months ago, the Reserve Bank of Australia (RBA) has cut the nation's official cash rate from 0.25% to a new record low of 0.10%.

02.01.2022 Following mounting expectation of a further cash rate cut after Junes reduction of 25 basis points, the Reserve Bank of Australia (RBA) has just announced its July decision. The RBA has again reduced the official cash rate by 25bps, resulting in a new record low of 1%. 02/07/2019 #yourbrokerbehindyou #staybeautifulmelbourne

01.01.2022 HomeBuilder Grant explained ! #weworkforyou #wegiveyouoptions https://www.hunterlg.com.au/getting-foot-door-need-know-ne/