Illawarra Financial Planning in Corrimal, New South Wales, Australia | Financial planner

Illawarra Financial Planning

Locality: Corrimal, New South Wales, Australia

Phone: +61 2 4229 8533

Address: 1/225 Princes Highway 2518 Corrimal, NSW, Australia

Website: https://www.illawarrafinancialplanning.com.au

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25.01.2022 Andrew has been working really hard (as per usual) to keep up with the demand from existing and new clients that need his help. For many during these uncertain times, making financial decisions is tough but having the right support from a trusted adviser is vital in navigating decisions when its hard to think clearly. We want to thank you Andrew for your commitment to your clients and going above and beyond to care. To read more of Andrews clients reviews we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2ysLMma

25.01.2022 The earlier the better when it comes to having a financial plan Michal has a wealth of knowledge in financial advice that helps to educate his clients too To see more of Michals client reviews, we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2u3bLia

24.01.2022 Our long time client Ernie tells us a little about his unique situation in life in this 2 minute video. Perhaps you can relate to Ernies situation? Many of our clients can, and dealing with such a large cross section of the community, theres no surprises there! To hear about the value Ernie feels he gets from his relationship with Sydney Financial Planning, watch his video here... Want to know more about how we help real people? See our collection of stories about our clients. https://vimeo.com/89470223

23.01.2022 $45 billion. That’s how much Australians owe on their credit cards! While you are at it you should read these common mistakes people make when choosing a credit card >> https://bit.ly/2TcjnrD

23.01.2022 Robert Harris has been a client of Sydney Financial Planning for more than a decade. Here Robert shares why hes such a firm believer in what Sydney Financial Planning offers in terms of services both monetary related and relationship-based. >> https://vimeo.com/199245130 #ValueofAdvice

22.01.2022 5 days to get your finances in order... Day 1 | Sort out your super Day 2 | Check your utility bills Day 3 | Start an emergency fund... Day 4 | Check what interest rate youre getting Day 5 | Build your goals timeline To read more in-depth about the above ways of getting your finances in order we encourage you to click here >> https://bit.ly/38mrsRb

22.01.2022 A Financial Planner at IFP

21.01.2022 Bill Bracey, the Principal and Senior Financial Planner at Sydney Financial Planning looks at a few statistics on what has happened with the economy so far and gives his insights into whats to come. Bill also shares with us his experience over the years supporting his clients who have come out on top because they have a financial plan for the long-term. If you would like to speak with Bill and the team about your financial plan please call us on (02) 9328 0876 https://vimeo.com/444444182

21.01.2022 Bills client Neil is one of many who has been with us for 15 or more years. Feedback like this makes us proud and humble. To see more of Bills happy client reviews, we encourage you to visit his Adviser Ratings profile >> http://bit.ly/2pYYLDc

19.01.2022 Meet Frank and Connie They share the value they found in Michal Bodi, their financial advisor, who has guided them to a secure future. https://vimeo.com/93450008

19.01.2022 Meet our client Leigh Coppin She explains why a piece of wisdom her Dad gave her was the best financial decision she's made. https://vimeo.com/93454819

17.01.2022 Another client "in the best possible financial position" To read more of Leighs client reviews we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2wGMds2

17.01.2022 Meet another of our clients - Barbara In this video Barbara credits the work of her adviser Michal for helping her achieve comfortable retirement. She offers an insight into how planning for her retirement has put her at ease and given her the reassurance of a secure future. ... https://vimeo.com/110729590

17.01.2022 4 reasons the share market could hold up against COVID-19 There are very good reasons for the faith that investors are placing in equities markets. News around the COVID-19 pandemic hasnt been promising. New cases have shown early signs of stabilising, but its too soon to say well see a dip in new cases. The worlds largest economy also remains under siege as the virus begins to take hold across many parts of the US....Continue reading

17.01.2022 Michals advice always stands the test of time... His knowledge and guidance for all things financial is invaluable. To see more of Michals client reviews, we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2u3bLia

16.01.2022 Meet our clients Frank & Connie Gonzalez They share their life story - where they came from and where they are now. https://vimeo.com/93446769

16.01.2022 The big four have recently announced that theyll be offering extensions to their home loan repayment holiday from the original 6 months, for a further 4 months. If youre experiencing financial stress and thinking about deferring your home loan repayments, please reach out to our Senior Credit Adviser, Leigh. There are a number of alternative options that may be available to assist you through this difficult time and Leighs more than happy to help guide you in making the right decision.

15.01.2022 Bill Bracey, The Gerald Lippman Perpetual Trophy Winner! This highly regarded award considers the contribution the adviser has made to the financial planning profession, their involvement within their community, the support they offer their colleagues and the quality of their practice, and quality of advice over many years. Bill winning this award means so much to him personally and also his team at Illawarra Financial Planning who support him. Many of you will be well-acqua...inted with Bill. A natural leader in our community, he is always willing to help, whether that means offering to share his insights with peers at Charter events or tirelessly raising funds for needy causes. It is a testament to his unwavering commitment to his clients, his colleagues, and the financial advice profession over a long period of time. We couldnt be prouder Bill! https://vimeo.com/434904896

15.01.2022 Andrews clients are grateful to have him and so are we. He has a background in teaching and it shows. His ability to translate complex financial knowledge into simple terms his clients can understand is invaluable. To read more of Andrews clients reviews we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2ysLMma

12.01.2022 Keep that rule in mind... Each move you make to maximise the gap between what you earn and what you spend will put you in a better place in your life.

12.01.2022 Andrew Tate, a Financial Planner at Sydney Financial Planning discusses the importance of planning for the retirement you want. Find out more about Andrew Tate: https://www.sydneyfinancialplanning.com.au//ou/andrew-tate Ph: 0448 094 523... E: [email protected] See more

12.01.2022 Gary is always "willing to go that extra mile" for his clients! To read more of Garys awesome client reviews we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2wjD2OI

10.01.2022 How to stay positive through a crisis... Theres a lot going on that we cant control in the current environment, but one thing we can all do is work on keeping a positive outlook. Its important during difficult times to protect yourself and prioritise your wellness.... 1. Staying connected Social connections play a huge role in our wellbeing, and maintaining them while youre in isolation is a challenge, but they can make a real difference. Find a form of communication that works best for you. It might be a daily phone call with a loved one, or a FaceTime over your morning coffee, or sharing photos with your family or friends. 2. Staying active Your usual exercise routine might not be possible at the moment, but staying active is important for your physical and mental wellbeing, and most people experience a short term lift in mood afterards. You could use your usual commute time to go for a walk, run or cycle, or dance around the house with the kids. 3. Staying in touch with your feelings In times of high pressure, its worth paying closer attention than normal to your own feelings. It might feel unnatural at first, but you could try a self-check exercise where you rate your feelings from 1-10 on how youre handling your situation. This can indicate how much action you need to take to protect yourself. Your usual exercise routine might not be possible at the moment, but staying active is important for your physical and mental wellbeing, and most people experience a short term lift in mood afterward. You could use your usual commute time to go for a walk, run or cycle, or dance around the house with the kids.

10.01.2022 Meet Carol Sim She is a retired accountant and shares her experience with Sydney Financial Planning and what she found most valuable. https://vimeo.com/84181347

10.01.2022 Tips to prepare you for tax time Tax time can feel stressful, but there are simple things you can do to make filing your return feel less daunting when the time comes around. Here are some of the steps you can take all year round to help you prepare for tax time.... Keep track of your documents Use a clear filing system to store important salary, super or investment documents throughout the year, this will make them easier to locate when you need them. Make a savings plan Tax time can be a great prompt to review your finances more generally. How much of last years salary were you able to save? Take some time to implement a savings plan that works for you and your family. Get advice Financial management can be daunting, but there is always someone who can help. Make sure you seek help from a professional adviser when you need it as it could save you money down the line. Protect your income Not only can income protection insurance help you cover your costs if you were unable to work due to sickness or injury, the premiums may be claimed as a tax deduction to the extent the cover provides benefits designed to replace your income. Consider the Private health insurance rebate Your eligibility to this rebate is income tested, meaning that if your income is higher than your rebate entitlement may be reduced or removed. Many people may claim this rebate as a reduction in the premiums they pay to the insurer or alternatively it can be a refundable tax offset. Self-contribute to your super By adding personal contributions to your super within the allowable limits, not only do you save a little more for later but they may reduce your overall tax bill. If you want to review your finances prior to preparing your tax return, get in touch.

09.01.2022 Money is pretty important. It provides us with options and its kind of up there on the list of things we need every day, right next to the oxygen. There are plenty of reasons why we can tend to feel stressed about money though; here are three main reasons why... We dont learn anything practical about money in school We dont talk about money... Were forced to make money choices daily If you want to start making positive changes to reduce the stress you feel every time you think of money, read our five handy tips: https://www.illawarrafinancialplanning.com.au//how-to-stop

09.01.2022 Whether its something you realise you desire or a roadblock in your thinking... Andrew can successfully plan around this and help you to move forward by looking at some of your behaviors and how you make decisions about money.

09.01.2022 Sydney Financial Planning's Senior Financial Planner & Director

08.01.2022 Ever looked at a friend who has everything together and thought whats their secret? We encourage you to check out the five habits you can implement to help achieve financial security by clicking here: https://bit.ly/2DYRvTy Believe it or not, being secure financially doesnt involve magic or an outrageous stroke of luck. More often than not, it results from good habits, such as keeping track of your finances, cutting back on expenses, and planning ahead.

07.01.2022 We always receive feedback from Bills clients about his ability to explain complex financial information in simple terms which people can actually understand. This is super valuable to our clients because it is important they fully understand all their avenues before making important financial decisions. To see more of Bills client reviews, we encourage you to visit his Adviser Ratings profile >> http://bit.ly/2pYYLDc

07.01.2022 Another happy client of Leighs To read more of Leighs client reviews we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2wGMds2

07.01.2022 If you worked a full-time job in Australia in 1975, the average amount you wouldve earned a year was about $7,600, whereas today, that figure would be closer to $72,000, according to research by McCrindle. Thats welcome news, but while were earning more than what we did in 1975, things are also costing us more. A loaf of bread is 10 times the price, a litre of milk is three times the price, a newspaper is 20 times the price, not to mention petrol has doubled, with house pr...ices in some capital cities up thirtyfold. We check out the largest contributors to household spending today and where people say they would source additional money if day-to-day expenses increased further. To check out the three largest contributors to household spending in Australia and where people would source additional cash if living expenses rose we encourage you to read more >> https://bit.ly/3exCqWx

05.01.2022 Leigh is a Senior Credit Adviser and Director at Sydney Financial Planning. He specialises in first home buying and financing. Leigh shares with us what he enjoys most about what he does. With his wealth of knowledge and experience, he has the ability to help his clients navigate the world of finance as it can be a minefield of endless options and opinions. Find out more about Leigh Morris:... https://www.sydneyfinancialplanning.com.au//o/leigh-morris Ph: 0447 263 567 E: [email protected] See more

05.01.2022 Congratulations to Amer and Camilla on their first home! We are so appreciative to have Leigh, our Senior Credit Adviser and Director on our team. We love celebrating all the wins with him and his clients as he has been working around the clock to help lots of clients finance new homes and investments. Thank you Amer and Camilla for your kind words...... "Dear Leigh, We now own our first home for the first time thanks to your help. Your service was exceptional and smooth. Thank you so much". #firsthomebuyers #sydneyfimancialplanning #homeloan #finance

04.01.2022 How can financial stress impact your health? Financial worries affect most Australians at some point. The good news is, youre not alone. If youre feeling stressed about your finances, please reach out to us for help. There are also plenty of support services to help you through. According to a Deloitte study, over 50% of the population worries about outliving their retirement savings. Of course, were all experiencing a little extra worry right now due to COVID-19. But its... not just your bank balance that feels the strain, as financial stress can affect your mental health and physical health too. How can you improve financial stress? There are things you can start immediately to help you overcome your financial stress. A good starting point is to educate yourself about the issues that cause you the most financial stress - whether thats your mortgage, other debts, or retirement planning. As a starting point, you can go to Moneysmart, a government service for helping Australians take control of their money. For a more tailored solution, please get in touch with us. We are here to help you work through your personal financial goals, including the mitigation of your financial stressors. Beyond Blue Support Service offers help to Australians living with anxiety and depression. They have several suggestions to manage all kinds of stress, including postponing major life changes, doing things you enjoy, exercising regularly, and seeking support, by calling them on 1300 22 4636. To deal with some of the root causes of financial stress, you could consider different options to give you a financial safety net - for example, income protection insurance in case you suffer an illness or injury that means you cant work. This insurance can help to provide a monthly payment while youre not working, so you dont have the additional pressure of unpaid bills. To find out more about income protection insurance, please give us a call and we can chat through the best options for your circumstances.

04.01.2022 Thank you Bill for helping our new and exisiting clients in this extremely difficult time. Bill has been working around the clock to support those who need him. Our clients need us now more than ever and we want you to know we are only a phone call away. To see more of Bills client reviews, we encourage you to visit his Adviser Ratings profile >> http://bit.ly/2pYYLDc

03.01.2022 What is a budget? A budget is a plan that works out how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money. A budget can help you decide what you want to spend your money on, and how much you can save. Click here to read our step-by-step guide which will help you build a budget that works best for you. >> https://bit.ly/3ey6fpY

03.01.2022 With over 15 years of experience, its no wonder we love hearing feedback from Michals happy clients. To see more happy client reviews, we encourage you to visit Michals Adviser Ratings profile >> https://bit.ly/2u3bLia

03.01.2022 More positive feedback from Garys clients To read more of Garys awesome client reviews we encourage you to visit his Adviser Ratings profile >> https://bit.ly/2wjD2OI

01.01.2022 The impact of COVID-19 and the property market Economic uncertainty created by the COVID-19 pandemic has many Australians wondering if now is the time to invest in property. Lets take a look at the state of play. Following such rapid and unexpected change, whats the state of play? A birds eye view... An overarching look at the Australian real estate scene reveals that things are a bit unpredictable. For example, in June 2020, Sydney prices dropped by 0.83%, while Hobart prices rose by 0.34%, according to CoreLogic. For prospective property buyers in New South Wales, this could look like an opportunity, particularly given that home loans are more affordable, with the Reserve Bank having kept the interest rate at 0.25% for some time now. At the same time, there are other factors to keep in mind. The Australian Government seems set on stimulating the construction industry, through various initiatives, including soon-to-be-available grants for new builds and renovations. And the 2020-21 Federal budget, originally scheduled for announcement in May, wont be revealed until early October, having been delayed because of the COVID-19 pandemic. Property buyers and the state of play Theres plenty for property buyers to feel excited about, as long as they are informed about the state of play and take a calculated approach to investmentfrom thinking carefully about where to buy, to planning for unexpected events. One important aspect of this is putting protections in place, including insurance policies. Its helpful to know that, even if you suffer an illness or injury that prevents you from working, youll be able to make repayments on your mortgage. For example, income protection insurance can pay you a monthly benefit if youre unable to work due to a sickness or injury, while total and permanent disability cover pays a lump sum if youre unlikely to be able to ever return to work again. You may also wish to consider life insurance, which pays a lump sum if you pass away. Among many other things, this payment can be used to help pay down a mortgage. Keeping an eye on the big picture For many prospective property buyers, a financial adviser can help with the big financial picture, by looking at how a mortgage might fit in with existing commitmentsfrom day-to-day budgeting to retirement plans. If you want to look at your financial plans and review existing commitments, get in touch.

01.01.2022 Robert has been a client of our firm for over 13 years. Over this time his adviser Gary Winwood-Smith has helped Robert achieve his financial goals by looking at the long-term picture. Here Robert offers his insight into how the long-term relationship with adviser is built on trust and how it has brought him a sense of confidence and calm over the years. https://vimeo.com/199257554