Impact Finance Pty Ltd in Albion, Queensland | Loan service

Impact Finance Pty Ltd

Locality: Albion, Queensland

Phone: +61 7 3262 1122

Address: 85 Hudson Road, Albion 4010 Albion, QLD, Australia

Website: http://www.impactfinance.com.au

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• Loan service
• Mortgage brokers

25.01.2022 Some good news here with ASIC confirming Banks can switch clients to Interest Only without having to complete full assessment. A really good result in the current environment. If you need any assistance or wish discuss your options please get in contact with us.

22.01.2022 Visit www.brokerbehindyou.com.au/support-your-broker/ to support the mortgage broker industry. We need your help!

22.01.2022 Stay safe everyone! The Impact Office will be closing early today as a result of the weather predictions but we will still be available on mobile and email [email protected] if you need us. http://www.abc.net.au//ex-cyclone-debbie-south-eas/8398980

22.01.2022 Impact Finance’s November RBA update. The RBA announced today that there are no changes to the Cash Rate. It will remain at 1.50% Want to know more about how this might affect you? Call the office on 07 3262 1122 or email [email protected] and we can set up an obligation free appointment to discuss your lending needs.

19.01.2022 IMPACT FINANCE UPDATE: Changes to Comprehensive Credit Reporting (CCR) You may not be aware that Australia’s Credit Reporting system is changing. We think it is important to update you on these changes that banks will make to how they report your credit information onto credit reporting bodies and the impact this may have on your credit report. (Your credit report is what helps to determine your suitability for credit products such as a home loan, credit card or personal lo...an.) Comprehensive Credit Reporting (CCR), also known as ‘positive credit reporting’, will change the way that Banks report your credit information to credit reporting bodies. In turn, this may have an impact on your credit report. What are the changes? Currently, your credit report is only likely to include information such as: Any previous enquiries for credit products which you have made Any defaults on payments which were 60 days or more overdue. The change to CCR will mean your credit report may include information such as: When your account was opened or closed The type of credit account held The credit limit of the account Up to 24 months of repayment history. If you make your repayments on time, these changes are likely to be good for you. Over time you can build up a strong credit record which will provide a more accurate assessment of how you manage credit. If you’d like to know more there is a helpful resource with access to free credit reports and credit scoring. www.creditsmart.org.au . It is a free service and helps explain the changes in more detail. As always; please drop us an email at [email protected] or call the office on 07 3262 1122 if you have any questions.

17.01.2022 Are you a sole trader? If you’ve had time off work due to sickness, injury, or leave, you can use your GST turnover for the first full month back at work to che...ck if you meet the fall in turnover test for the JobKeeper payment. For more information, visit www.ato.gov.au//Job/In-detail/Applying-the-turnover-test/

12.01.2022 An insightful piece that is worth reading. Any arrangements for a "repayment holiday" must be carefully considered....Please contact us if you want to discuss your individual position in some more detail.

12.01.2022 The Reserve Bank of Australia acted as most economists predicted, holding the cash rate at 0.25 of a percentage point, having previously stated it was the lower bound for Australian rates.

11.01.2022 Small to medium businesses could be eligible for $20,000 to $100,000 in cash flow support.

09.01.2022 Thank you to everyone who has taken time to sign the petition at www.brokerbehindyou.com.au/support-your-broker/ . We all value your support! don't forget to share this link with family and friends. We also love the recent feedback from our long term clients like this: "We have signed the petition and just letting you know that you guys have been an integral part of our life, not just financially but personally. We would not be in the happy position we are now without yo...ur work and advice ... you, Anthony and your team could only be described as highly professional, fair and have gone above and beyond to assist us and the clients we have pointed in your direction on all occasions. Keep up the great work and be rest assured, all your office and associates have our utmost support, trust and admiration. " Thanks Paul and Rhonda! You have made us feel very valued!

08.01.2022 We are always available to assist with any financial questions or issues you may have. Please get in contact with us BEFORE going directly to your financier.

07.01.2022 Mortgage brokers, like Impact Finance offer home buyers value, service and choice. The Government is going to be making some very important decisions regarding regulation and remuneration of Australian mortgage brokers. The Royal Commission into Misconduct in the Banking & Finance Industry included discussion about the introduction of a fixed-fee payment model for mortgage brokers. This would be paid by home loan customers. It could place the services of brokers beyond the ...reach of the people who need them most and irreparably damage brokers’ businesses. This could result in home buyers having less choice, eliminating healthy competition in our home loan market and making home loans more expensive. We value your support and appreciate the time taken to consider pledging your support. Please follow the link in the picture below and register.

03.01.2022 Final 2016 Reserve Bank/Impact Finance Update for the year: The RBA announced today that the Cash Rate will remain at 1.50%. The RBA does not meet in January. We’ll continue our updates next February!

02.01.2022 During these times of uncertainty and the challenging periods ahead due to COVID-19 we want to reassure you that we are here to help! If you are facing difficulties with making repayments on your home loan I can assist you in seeking relief on the grounds of financial hardship directly with your lender. Call me today for a chat about your options. Call (07)3262 1122 or 0402 234 439 or email [email protected]