Insight Lending in Cranbourne, Victoria | Loan service

Insight Lending

Locality: Cranbourne, Victoria

Phone: +61 3 5995 2700

Address: Cranbourne Park Shopping Centre 3977 Cranbourne, VIC, Australia

Website: http://www.insightlending.com.au

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• Loan service
• Mortgage brokers
• Bank

25.01.2022 Watching the Today show this morning and Ross Greenwood reads out the prediction that interest rates will be 1% higher by end of 2015, Banks arent charities. Their fixed rates will rise when their economists agree with Ross not when it actually happens!!!

24.01.2022 Have you ever thought about purchasing a rental property? It may cost you less than you think when you take into account the tax implications as well as certain repayment options available on investment loans. Want to know how much an investment property might cost you out of pocket each week? Give us a call and have a chat!

24.01.2022 Our mortgage brokers can do much more than arrange finance for home loans, we pride ourselves as a valuable resource for developing businesses. Insight Lending is your one-stop-shop for all of your business financing needs. Contact us to have a no obligation free appointment.

24.01.2022 When I was training to be accredited as a broker I spent a lot of time asking other brokers the pros and cons of various lenders. I remember one guy telling me he avoided a particular bank who had really competitive products (thats true) but really slow service and approval/settlement turn around. He referred to them as Bank of Manila. I have my first application with them for a client and just rang the call centre. Judging by the accent, Bank of Manila may be correct!

23.01.2022 RBA leaves rates on hold. I reckon things look a little complicated for the RBA. Our housing sector seems to be gathering steam and the interest rate lever is u...sed by the RBA to slow it down when it feels appropriate. BUT the RBA wants the dollar to fall to help exporters. Putting interest rates up doesnt help there. I guess thats why Glenn Stevens gets the big bucks!

23.01.2022 At a BIS Shrapnel economic briefing. Predictions are for an oversupply in high density property in Melbourne CBD and Docklands by 2018. You know what that means if they are right dont you?

22.01.2022 Do you have an investment property and a home loan? Has the rate gone up on your investment loan? We know of one lender who charges the residential rate for both if a few conditions are met. Love to talk to you about it

22.01.2022 Debt management has to be a crucial part of any long term wealth strategy. A few months ago when five year fixed rates were 4.99% many people were fixing as rates where the lowest they had ever been. So five year rates at 4.69% are now being advertised. to fix or not to fix?

21.01.2022 Another successful night at our property seminar yesterday. Thank you all for those that attended. We look forward to holding another one in the near future

21.01.2022 Thinking about getting an investment property? Learn how you can at our FREE seminar with Property Way. Book in now (03) 5995 2700

20.01.2022 Do you know what "jointly and severably" means? It means when you sign a loan contract along with other people you are all jointly liable but also the bank can choose to chase you on your own. Why is this important? ... My applicant yesterday has bought a property jointly with his sister and parents and now wants his own home. He only pays a third of the loan so he feels he can afford it. Wrong! All the banks assess him as having to pay the WHOLE payment so he cant afford a loan on his own. Be careful making family loan commitments because they will impact your individual plans.

17.01.2022 Great insights from the Pepper Money Insight Roadshow 2016 ! With possible changes to credit scoring and more options avaliable to customers who have had poor credit means that you might qualify for finance even with a poor credit history. Want to find out ? Feel free to make a no obligation appointment with our broker to see if you qualify ! 03 5940 4555

17.01.2022 Over the last two days I have done product accreditation with four more smaller lenders. The message from all was "we want business" and "ignore the advertised rates, call us for a quote if you get a competitor that beats us. We will match it" This was echoed by at least one of the big four. There really has never been a better time to review your homeloan deal. Whats stopping you?

16.01.2022 I got this by email today Only 5 weeks to go. No annual fee for the life of the loan... Rates from 4.77% Loan sizes from $150,000 100% offset facility The comparison rate is 4.79% pa

16.01.2022 slowed but not stopped. Investment property lending, we are open for business http://www.corelogic.com.au//apra-s-handbrake-on-investmen

16.01.2022 Are you ready to buy a property but not quite sure how much you can borrow? We can submit a pre-approval with the bank before you have even found a property. This will give you an indication of how much you can borrow and shows vendors and agents that you are a serious buyer. Come in and have a no obligation free appointment with us before you have even found a property!

15.01.2022 We settled our first Self Managed Super Fund loan last week. I can see why many banks/brokers struggle with these. Without my Self Managed Superannuation qualifications I would have struggled too. Not without a lot of follow up but at least it settled on time!

15.01.2022 Most of us take it for granted that we get a pest and building inspection as a contract condition when buying a house but if you are a first home buyer you might not know or you might be thinking is it worth spending the money. My daughter just tried to buy her first home and organised a building and pest inspection through Buy Wise Inspections. The best $$$ she has ever spent as the property has a severe termite infestation!

14.01.2022 Another Big Bank roadshow today. The key message I got was ignore the published interest rate. They arent going to get into a completion advertising lower rates. They want me to call and get them to undercut the competitor offer quietly. What a great reason to use a broker and when has there been a better time for a mortgage health check!

12.01.2022 Purchasing a new home or investment property can be a huge step. With so much new debt it is a must to make sure all of your insurances are up to date and up to scratch! Speak to Trevor Thompson at Insight Wealth Partners to make a no obligation appointment to review your insurances!

12.01.2022 If you are paying these rates we only have one question for you. "Why arent you doing something about it"

12.01.2022 That line showing the huge upwards growth is lending to investors in NSW. Victoria is the red line below. If APRA are telling the banks to restrict lending to investors due concern about over inflated property prices and these lines turn the other way what do you think will happen?

12.01.2022 So why would you use a broker and not just go straight to your bank? Well today I lodged an application for a client who would only meet the criteria for one bank. It didnt happen to be his bank!!!

12.01.2022 I went to broker training with one of the banks yesterday. They were promoting a loan that gave you points. Now I am a member of the particular points program and have used the points before. My flight to Ireland still cost me around $1100 in taxes and fees. So this loan has a slightly higher interest rate and when you work out the amount of extra interest and then the fees and taxes, well your flight to Europe isnt exactly free. And the most reassuring thing, I wasnt the only broker who said they couldnt recommend that to clients

09.01.2022 Does your interest rate start with a 3? At Insight Lending we offer a complimentary service to make sure youre not paying more than you have to on your mortgage. Book your no obligation free appointment at home or office, whichever suits you. Otherwise just call and have a chat with our expert broker!

08.01.2022 Thank God Its Friday!

07.01.2022 You would have heard by now that the Reserve Bank reduced rates by 0,25% today. I have already had an email from one very generous bank letting me know they will be dropping their rates as a result. BUT By a measley 0.10%... There has never been a better time to check that you are getting a good deal on your home loan! Give us a call for a free homeloan health check.

07.01.2022 when the clients take three weeks to decide if they are going to use your service and then the developer brings the settlement forward 2 weeks and $10,000 client money rides on settling on time, WHAT DO YOU DO. Everything you can, and fast! And it happened on time on Monday. Whoo Hoo!!

06.01.2022 There are a range of different home loans available in Australia, so it can be quite difficult to understand all of the features and whether they are right for you. Give us a call for a no obligation free chat to answer all of your home loan questions !

04.01.2022 Yesterday I met some clients who had a mortgage AND a significant term deposit. They knew the bank charged them A LOT more on their mortgage than they paid on the term deposit but liked the security of having access to the money. The solution is of course an offset account. We all know how these work, right?

03.01.2022 APRA are forcing banks to increase lending rates to property investors. One lender announced a temporary freeze on investment property lending today. What message is the regulator trying to send??