insuringYou.com.au in Mount Pleasant, New South Wales, Australia | Insurance broker

insuringYou.com.au

Locality: Mount Pleasant, New South Wales, Australia

Phone: +61 2 4285 6133

Address: 13 Dobinson St 2519 Mount Pleasant, NSW, Australia

Website: http://www.insuringyou.com.au

Likes: 112

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• Financial service
• Financial planner
• Insurance broker
• Insurance Agent

24.01.2022 Mens health week. No better time than a check up lads.

23.01.2022 Out and about country NSW/VIC helping local tradies share in $150,000,000 of works being carried out by John Holland.

22.01.2022 We are representing our client tomorrow at a reconciliation meeting with the Financial Ombudsman Service and the Insurance Company. We are Arguing the Insurance Company Wrongly Declined our Clients Claim. FOS mentioned it was unheard of, for a client to be represented by their Insurance Adviser..... My heart goes out to all those that have to represent themselves against any Insurance Company.. We are proud to represent our clients. It's what we do at insuringYou.com.au

22.01.2022 Copping a hard time from the Life insurance company? Is it taking too long for your claim to be paid. If you are uncertain about your life insurance claim feel free to call me. I am happy to help. #Sharingthelove #Insuranceclaims

21.01.2022 Have you had a Total Permanent Disability insurance claim denied? Know of someone whose loved one died and the insurer didnt pay? We have success insuringYourclaimispaid

21.01.2022 Shame, Shame,Shame! A clients policy is at risk of lapsing. The client asked for a comfort letter stating "they will have continuity of cover" if they pay their premium by 3rd August. The insurer refused to provide this comfort letter. Instead they told me to direct our client to the Product Disclosure Statement. Which by the way is 109 pages. Not happy with the response I called back again. And guess what... I received a totally different response! Comfort letter is on its way.

21.01.2022 Are You Having Troubles with Your Claim... We Are Happy To Help.

21.01.2022 I love to read a good news story. Stay positive all who are in a battle.

19.01.2022 I have a WIN. I am happy to say APRA is supporting insurance advisers across Australia in these difficult and exceptional times. I hope and trust the insurance companies will do the same.... APRA recognises that COVID-19 has impacted both the advice provision and insurance application process. To address this, APRA has afforded insurers some additional flexibility for the transition period regarding APRAs expectation around the cessation of agreed value new business that will come into effect on 31 March 2020. However, this additional flexibility is subject to each insurers own polices, terms and conditions. As such, youll need to contact your insurer(s) directly, to clarify what flexibility will be offered for you and your clients specific circumstances. Regards, APRA Info #insurance #insurers #lifeinsurance #financialplanning #advisers

19.01.2022 Life insurance companies across Australia are hoping today marks the end of AGREED VALUE Income Protection. Instead of eating Easter Eggs over the weekend I have been putting together, revising and following up my submissions to APRA, ACCC, FSC and topped of with my submission below to the Commonwealth Ombudsmen. It is in the best interest of my clients to have the peace of mind and financial independence that only an Agreed Value IP policy can provide.

19.01.2022 Just finished my meeting with the Association of Financial Advisers trying to ensure the future of Agreed value income protection policies remain in force for my clients and the industry. APRA are forcing the industry to abandon new Agreed value contracts as at 31st March 2020. It would appear they have the support of the insurance companies.

18.01.2022 Our promise is to be there when you need us the most. We have your back no matter what. It's our promise, not just to you. But also for your loved ones

18.01.2022 I was talking to a claims assessor about a possible breast cancer claim for one of our clients. I had already read the definition in the PDS before making the call. I simply wanted to know what a client would be told if they called themselves. Initially the claims assessor said under the partial definition for breast cancer the policyholder would be paid 20% of the sum insured? WRONG. But then later corrected this to 10%. But the craziest bit was when I asked about a full claim, the assessor began to read the whole definition for cancer, including the parts about testicular cancer.....really!

18.01.2022 Coming Soon... my new book sharing the secrets of how to get your insurance claim paid sooner. Also what to do if the Insurer tries to cancel your policy or declines your claim. Remember, we take up the fight to them for you.

16.01.2022 Our clients know we have their back at claim time. It is going to be really interesting to see what comes out today.

14.01.2022 HEARTFELT PLEDGE: Heartkids Australia has pledged more than a quarter of a million dollars to fund new research into congenital heart disease in children and adults with the hope of breakthrough findings. #TenNews

14.01.2022 My heart goes out to all of you that are struggling financially. I have looked into the early release for super and this won't be available till mid April. Long lines are outside services Australia and rent still has to be paid. I have had a lot of success in getting insurers to waive up to two months of life insurance premiums. If I can help you please pm me. I am not charging, simply using me expertise and strong relationship with the insurers to help you. All I ask is if... you can think about how you can help your friends, family or even a complete stranger. During exceptional times we need to lead as individuals to make a real lasting difference. Take care stay well.

13.01.2022 Handy tip for accessing $10,000 from your super. Reasons that payments may take longer than five business days include: - incomplete information provided by the ATO;... - application errors by members that require clarification; - verification of mismatches between member information provided by the ATO and that held by the fund; and defined benefits members whose applications require additional processing.

13.01.2022 Fat Cat Awards are out....How high are your fund fees. Contact us for a No Cost detailed report valued at $150. Limited to the first 10

10.01.2022 If you qualify for the FG Farm Household Allowance? You're Approved for the waiver of ins premiums for up to 6 months. Call us now TOLL FREE 1800 677 516. We're Happy to Help.

10.01.2022 APRA's decision to remove Agreed Value Income Protection from the insurance market could prove detrimental for the Retail Insurance Industry. I believe insurance is built on one fundamental principle, this is "A Promise to Pay." Which is all about to change. When small business's try to claim on a new indemnity policy and their income has fallen due to the impact of climate change on their community, ie devastating fires or storms or drought. The insurer will only pay 75% of ...their pre injury/illness income. Not the monthly benefit that they have been paying their insurance premiums for over the years. An example of this is a drought. The farmers are making far less and so they are spending less and this filters right through their community. The scary result will be more policyholders that experience a bad claim will tell more people and less will be insured. This will then put greater pressure on social goods and services, crowd funding and the community as a whole. Let alone taxes. Although APRA said they consulted the stakeholders, they failed to consult the advisers or the financial planning Associations. So their decision is very one-sided and unfortunately not in the best interest of the policyholder. If you have not updated your income protection policy I suggest you do. These changes will come into effect 31st March 2020. If you currently have an indemnity income protection, time is running out to lock in an Agreed policy. AGREED VALUE INCOME PROTECTION POLICY will give you peace of mind at claim time, you will know exactly to the DOLLAR how much you will be paid. As I said, it is a promise to pay. If you need some help or advice please call me, 1300 677 516. I am happy to help.

10.01.2022 COVID-19 economic stimulus package The Government has just announced an economic stimulus package to assist in supporting the economic effects of the coronavirus (COVID-19) outbreak. This includes: For clients One off $750 payment to social security, veteran and other income support recipients and eligible concession card holders.... For businesses Instant asset write-off threshold increased from $30,000 to $150,000 for businesses with aggregated turnover of less than $500M. 15 month investment incentive (through to 30 June 2021) to support businesses investing in asset installation (50% deduction). Between $2,000 and $25,000 in cash flow assistance to support retaining staff for small businesses by reducing PAYG withholding to 50% for six months. 50% wage subsidies for businesses with trainees/apprentices for up to nine months from 1 January 2020 to 30 September 2020. For regions Up to $1B in support for regions affected by Coronavirus including one off ad hoc ATO grants. This package will be moved through Parliament in the final week of March. Access further details of the stimulus package.

10.01.2022 We are proud to be supporting Lights of Harmony and to be sharing their message. "Lights of Harmony is a local cause to raise awareness of multiculturalism and the strength in unity. This is a public showing of Harmony within our Streets, Suburbs, Community and Country. We encourage you to show your support by placing Harmony Lights along the footpaths of your home to visually show your support on 21st March, International Harmony Day. Share your message on LightsofHarmony."

10.01.2022 "Morrison said he'd also spoken to the CEOs of both Coles and Woolworths and been assured that essential items wouldn't run out." (B&T 4th March 2020) Yet it has, time is also running out for Agreed Value Income protection. Clearly ScoMo doesn't give a crap about either, or you. Watch taxes escalate as we provide the social services for those otherwise covered by income protection.... I can't believe ACCC and ASIC have been so quite. #jobfortheboys #noleadership #incomeprotection #insurance #lifeinsurance

09.01.2022 Call for health insurance advice you can trust.

09.01.2022 Early Release Super. In the first week the superannuation industry has already released $1.3b, the average time to make payment is 1.6 days. Under the Superannuation Industry (Supervision) Act 1993, trustees are legally required to make early release payments to eligible members as soon as practicable. We expect trustees should generally be able to achieve this within five business days, however we recognise this may not be practicable in all cases, as trustees conduct fraud checks, and fulfil their legal obligation to look out for the best interests of all fund members.

09.01.2022 I love my industry and love helping my clients at what can be a very stressful time. # welovehelpingourclientsatclaimtime

08.01.2022 Keeping the pressure on for the good of my clients and the industry I love. Snippet from my email earlier today to APRA "Due to the delays attributed to business interrupts caused by COVID-19 and in line with OUR government's guideline, I ask that you (APRA) postpone any decision relating to IDII for at least 6 months. I request this, to allow sufficient time for the ACCC to formally investigate this matter. Any other course of action would not be in the best interest of the Australian Retail Life Insurance industry, our clients and policyholders, as well as all other stakeholders in the industry."

07.01.2022 A Healthier You...

07.01.2022 If you are getting a hard time by your insurer. In need of a premium holiday or struggling with a claim. We are here to help and you should read ASIC's letter to the Directors of Life Insurance Companies 27th April 2020

06.01.2022 Superannuation investors are less impacted. But it's worth revising your asset allocation, maybe time to increase your exposure to more international shares. Contact us to discuss you situation.

02.01.2022 The value of having a specialist insurance adviser. We successful obtained double the death benefit for our deceased clients wife because we challenged the insurer's original decision on the grounds of their own definition. I have always said a policy is only as good as the definitions and this time it worked in our clients favour.... 1- Advise/client, 0- Insurance company. Don't be fooled in basing your insurance decisions on reputable brand insurance companies. Your policy is only as good as the definitions. Make your insurance decisions based on specialist insurance advisers recommendations. Take care.

02.01.2022 While waiting to meet with the CEO of the Financial Planning Association I picked up a magazine on their coffee table and read this awesome article.

02.01.2022 We are here to help. If you are facing financial hardship and have your insurances with Onepath feel free to call us. We can help you access premium relief, this isn't just for farmers its for the wider community affect by the draught and tough economic conditions. Freecall 1800 677 516

01.01.2022 We are challenging two insurance claims through the Financial Ombudsman due to very poor claims decisions by the insurer. It begs me to question why anyone would buy insurance directly from the insurer/bank? As I can't see the employee taking their boss to the Financial Ombudsman in support of your claim. Who has your best interest in mind? At insuringYou... We Definitely Do!

01.01.2022 Some shocking truths about direct insurance.