Investment Property HQ in Maroochydore, Queensland | Property investment firm

Investment Property HQ

Locality: Maroochydore, Queensland

Phone: +61 412 542 316

Address: PO Box 5171 4558 Maroochydore, QLD, Australia

Website: http://iphq.com.au

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25.01.2022 www.IPHQ.com.au How do you know when you’re ready to invest? Many people could buy an investment property right now but they just don’t know it. While others might think they are ready, but in reality, they don’t quite qualify yet. So, don’t guess find out for sure! You will need some cash or equity in your home. But you might also be eligible for a grant or find that your home is worth much more than you think. The only way to really know when you are ready is to have a chat with Investment Property HQ to see if it is time to take that step. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected]

24.01.2022 www.IPHQ.com.au Owning a great investment property requires planning, knowing your price point, time frame, suburb growth prospects, likely rent, negotiation and patience. For the best possible result, you need to have an experienced mentor on your side. It might seem exciting to do everything yourself but are you getting it right? Could you be doing better? How will you look if it all goes bad? Can you afford a disaster? Don’t mess with your future call us on 1800 767 332 or contact us right now and see how we can help you get it right and come out smiling. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected]

23.01.2022 www.IPHQ.com.au The Loan to Valuation Ratio (LVR) dictates the amount of leverage you can achieve. Banks will often lend 80% of the property’s value but sometimes you can get a higher LVR loan. Your income needs to be sufficient too. The higher the loan ratio, the higher the leverage and the higher the return percentage on your own money (all things being equal). A high LVR loan (over 80%) will involve paying for Lender’s Mortgage Insurance which will make a high LVR loan mor...e costly to obtain. Sometimes it may be your only option and you might decide it’s worth the extra cost to get into the market now rather than wait and save a bigger deposit. Remember that leverage is a double-edged sword so it will magnify a loss as well as a gain. That makes it all the more important to get yourself the right property with the right loan. Talk to us about structuring your investment correctly and finding the right property. That’s what we’re here for and we hope to be able to help you into a great investment as soon as you’re ready. To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

23.01.2022 www.IPHQ.com.au As you would expect, one of the first stages in acquiring a property is to assess how much you can safely borrow. This determines the price range you can buy your property within and is clearly an essential step in your Property Success Masterplan. We work closely with long-standing and widely experienced brokers who are out there looking for the best deal for you. If they don’t provide that, we won’t be recommending them and they know it! The finance broker...’s role includes not only knowing which lender suits your situation, but also some ‘inside knowledge’ like who at the bank is best to talk through a tricky application. This is more important than most people realise, and it makes an experienced broker very valuable. Your broker will assist you with every step of the loan application process, through the settlement and afterwards to ensure you completely understand how your loan works. The brokers Investment Property HQ recommends, and we refer our clients to, work closely with us to provide a smooth and professional experience for our clients. We appreciate their expertise and greatly value the important service they provide. You will too. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

21.01.2022 www.IPHQ.com.au While Investment Property HQ is based in Queensland, we know that property contracts differ state by state. In the case of a new property, the contract is prepared by the developer or builder and passed to the buyer to read over before signing. It will usually include specifications and progress payments if the property is not built or completed yet. Contracts are prepared after a small holding deposit is paid this might be $1,000 and is generally refundab...le if you decide not to proceed for any reason at all. In Queensland, contracts are not ‘exchanged’ like they are in NSW and we recommend you have the contract examined by a property lawyer before signing it. Both parties will receive a copy of the final signed contract and each will generally employ a lawyer or conveyancer to act for them in the sale or purchase. When you buy a new property that is not yet built, you usually buy the land on a separate contract and then the build is via a construction contract. There are also other variations, such as, a single contract house and land. This is necessary for buyers using a Self-Managed Super Fund as they cannot change the character of the property after buying it. Although you might want to put your own name on the contract, you might need advice on whether to buy it in your own name, joint names, as tenants in common, in a company or trust, or as a Self-Managed Super Fund. Getting this wrong can be extremely costly. For example, you may need to pay stamp duty (or the transfer fee) twice if you later decide you want to change the ownership. So, you really need to consider these things first and although we’re not solicitors, we can provide some guidance and recommend a good lawyer if you’re not sure of the best way to progress. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

21.01.2022 www.IPHQ.com.au Home loan rates normally sit almost 3% above the cash rate so expect to pay around mid 3% range for a variable, interest only investment loan. If this remains low for some years, it makes paying your investment loan interest pretty comfortable. As a rough example, interest on a $400,000 loan at 3.5% is $269 p.w. You would expect a $500,000 house to have rental income of $400 p.w. depending on the suburb. Even after paying expenses like management, rates and in...surance, you might expect to break even on cashflow. So, then it’s down to the capital gain. Try to sell during a low-income year (maybe in retirement) to minimise the Capital Gains Tax and you might pick up as much as 30,000 p.a. (based on 6% growth). Each year the rent might go up a little too! When interest rates do begin to rise, many investors will struggle to meet the repayments. Be sure you’re not one of them. Leave room for interest rate rises which are sure to come. Banks often factor in a 2% rate rise into your loan calculations. 2% on a $400,000 loan is an extra $154 p.w. You would need to put this in out of your own pocket every week but at least it’s a tax deduction for you. If it interferes with your lifestyle you will soon tire of it and be inclined to sell at exactly the wrong time. It is better to plan for it and hold your property through these periods. At Investment Property HQ we include interest rate increases into your calculations, so it’s all taken care of. It’s much nicer to be in control than to be critically influenced by things that are out of your control. It’s all part of the planning we help you put in place, so your investment property delivers the results you want it to. It’s always worth talking to us. We love property investors so feel free to contact us and have a chat any time. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

21.01.2022 www.IPHQ.com.au Investment Property HQ can help show you how to let Leverage Make Money for You! Leverage means using someone else’s money to magnify your investment returns. If you put down a $100,000 deposit and borrow $400,000 to buy a $500,000 property, you are gearing or leveraging your investment. If the property value grows by 6% p.a. for 5 years, then it will be worth $669,112. If you now sell and repay the $400,000 loan, you’re left with $269,112. This means your $10...0,000 investment grew by about 21.9% p.a. That’s the power of leverage. We have ignored the rental income and a lot of expenses in this scenario, but you get the idea. You only needed a 6% p.a. growth to get you nearly 22% p.a. (less expenses) on your own money. This is why so many Australians love property investment. Banks and other lenders love to give you a loan on property at what are pretty low interest rates. It’s a secure investment for the bank because the property they hold a mortgage over retains its value and is fairly easy to sell if things go wrong and it has to be sold to repay the loan. To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

18.01.2022 www.IPHQ.com.au At Investment Property HQ we want you to have a great experience, so we always put your needs first to ensure you come back to buy your next property for us. Plus, we hope you’ll refer us to your family and friends and remain our client for life. So, you can be totally assured you’ll receiving expert service from us, as we know that: Your success is a part of our success. But Investment Property HQ doesn’t just provide great investment property advice. We’ve... also teamed up with various industry leaders to provide a complete end-to-end property investment service, with experts in the following fields: Finance Brokers for the best loan options Solicitors for legal and structuring advice Conveyancers to ensure buying your property goes smoothly and safely Building Inspectors to check over your new purchase Pest Inspectors so there’s no nasty surprises Insurance Providers to protect your property and your cash flow Quantity Surveyors to maximise your tax deductions Accountants to provide tax advice and to lodge accurate tax returns Financial Planners to plan your cash flow and long-term security Self-Managed Super Fund (SMSF) specialists so you can buy property with your super if that’s appropriate Property Managers to effectively source tenants and manage your property To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

18.01.2022 www.IPHQ.com.au Let Investment Property HQ help you set clear goals to meet your timeframe, your finances and your end result. Of course, your plan may change at a later date, but it’s important to work with a plan at every step. Talk to us about your Property Success Masterplan and you’ll be on the road to achieving your target sooner. Many of the properties we offer are brand new. This provides many benefits to investors such as providing a builder’s guarantee and substanti...al tax deductions for depreciation. But as they are new, they may be ready for construction, under construction or only recently completed. Although the builder will generally move forward with the build without any real involvement from you, we find that most buyers are interested to see how the build is progressing. We can monitor the construction and, if you live some distance away, we can send you photos and assist with any queries you might have. For a house, the land contract is usually a simple 30 days process, assuming the land title is registered. Then the builder will get approvals from council and might commence construction a month or so after the land contract settles. The build might take around 5 months to complete with progress payments due (from your lender) at various points in the build. Remember, you need to allow for interest on the land loan and the increasing construction loan during this process. The finished property can often be worth more than the combined land and construction cost so you can see an uplift in the value of the investment immediately on completion. Alternatively, an apartment building can take 2 years or more to finalise with a deposit due upon signing a contract and full payment due on settlement when it’s complete and when you take ownership. The construction period can involve lots of questions from buyers, so we work closely with you during this process to ensure you understand what’s happening and that it’s all running well. Having Investment Property HQ working with you will take all the stress out of this stage and let you enjoy the excitement of seeing your property appear before your very eyes. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

17.01.2022 Happy Sunday Smile

16.01.2022 www.IPHQ.com.au Are you hesitating about buying an investment property to the point where you’re frozen with panic or anxiety? Are your concerns causing you doubt to the point where you are doing nothing at all? There’s so much to know and so many aspects to take into consideration, it’s easy to be overwhelmed. You know that, for your future, it’s a very important investment to get right but you don’t feel at all confident in taking that step. Don’t despair because you’re in ...good company. We talk to many people who find it’s all too much and they don’t know which way to turn. So how do you approach what seems like a monumental task? The answer is one piece at a time. We always break down the process into bite sized steps which all look more easily tackled on their own. You can see the 10 main steps of our Property Success Masterplan, but each step can be broken down further to make it a more manageable process. The first time you embark upon the property buying journey, it’s all new and takes time to learn. You make mistakes and if you’re not careful it will take forever, and you might give up halfway through. That won’t help you at all. For us at Investment Property HQ, finding and buying the right investment property is all in a day’s work. We love coaching our investors through the process and seeing them learn and grow in confidence. At Investment Property HQ we have the tools to make the job easy, so you don’t need to feel like you’re reinventing the wheel. Contact us and we’ll help you through the process step by step. We have many thousands of properties available to us and if we don’t have it, we’ll find it for you. Because we receive sales commissions, we can spend the time to help you with every step without charging you a fee. We think that’s fair and it works fine for us. You get the benefit of our experience for free so call or email us right now and let’s get started. To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

15.01.2022 www.IPHQ.com.au Why Use Investment Property HQ? Investment Property HQ has access to tens of thousands of brand new and off-the-plan investment properties right across Australia, dealing with hundreds of developers and builders. We pride ourselves on our strict, analytical selection criteria to ensure we always provide you with a range of outstanding properties. You could say we do all the hard work, so you can relax and enjoy the process of watching your wealth grow. Investm...ent Property HQ Managing Director, Pim Stort, has decades of investment advisory experience and he was also a highly regarded Certified Financial Planner (CFP) with a successful practice on Queensland’s Sunshine Coast. In addition, he is the author of the best-selling book: ‘Unleash Your Money Mojo’. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

15.01.2022 www.IPHQ.com.au At Investment Property HQ we like to make sure you have good record keeping systems in place to record your property’s income and expenses. We can also assist with referrals to specialist accountants who will ensure you claim everything you can and maximise your tax deductions. Of course, we’ll make sure you got a depreciation schedule done and claimed your depreciation allowance each year too. A quick chat about your income, property value and loan balance wi...ll soon make it clear when you could buy your next property. This happens more and more quickly as the years pass and it’s remarkable just how quickly you can build up considerable assets. This is after all what it’s all about and we love to see our clients succeed. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

15.01.2022 www.IPHQ.com.au Buying your own home is exciting! You can imagine chatting with friends in the lounge, strolling in local streets, the smell of steak cooking on the BBQ and the sound of kids playing in your back yard. It’s a very emotional decision and it’s all about what you want out of life. Unfortunately, some first-time investors bring this same emotion into buying an investment property with the result that they pay for features they will never use, and which don’t add v...alue or increase the rent. Buying an investment property is more like buying a business and demands a more objective and reasoned approach. If you’ve never done anything like this before, it’s easy to get it wrong and mistakes are generally very costly when buying a property. To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

14.01.2022 www.IPHQ.com.au At Investment Property HQ we help you understand what you need from your investment property. Some properties have higher running costs but may also have the potential for higher capital gains, while others may have lower expenses and generate more income. We can explain why commercial properties are very different to residential properties and how each suit different investors with different needs. We’ll help you cut through the jargon and see which type of p...roperty is right for you. We make sure you know exactly what your plan is and why you’re doing it before you start. Setting a realistic goal is central to your property investment journey as it lets you make decisions with a clear target in mind. Let us help you set clear goals to meet your timeframe, your finances and your end result. Of course, your plan may change at a later date, but it’s important to work with a plan at every step. Talk to us about your Property Success Masterplan and you’ll be on the road to achieving your target sooner. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

14.01.2022 www.IPHQ.com.au There are many that understandably think about the total price on the contract, but there are many other variations that are just as important. There is the deposit amount required and date, the settlement date, conditions on the transaction set by either party and all the build specifications that can change to varying extents. You may decide you want different tiles in the bathroom, or you may want security screens fitted at an extra cost. These sorts of thi...ngs need to be negotiated and included in the contract, with additional costs where appropriate. Of course, we can help you with all this too. At Investment Property HQ we can recommend exceptional conveyancing solicitors who provide special discounts to our clients. We receive nothing from them, but we pass any savings on to you instead. Should a disagreement or issue arise between the parties, it is important to have professional, specialist lawyers working for you to sort things out quickly. This takes the stress out of the process and ensures it all goes smoothly. When you work with us at Investment Property HQ, we are with you all the way. We’ll explain the contract, get answers to your questions and guide you through the process to whatever extent you prefer. Rest assured, you’re in good hands. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

13.01.2022 www.IPHQ.com.au At Investment Property HQ we see our role as property mentors, coaches and guides. We’d like to keep in touch and help you towards getting the most from your investment and owning more property in the future. As such we can stay in contact with you through our property bulletin emails once in a while as well an annual review to see how you’re going. These reviews can be face to face or by phone or Skype and are simply to offer any assistance or advice you might be wanting. Of course, we are always available to you if you have a question at any time too. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected]

13.01.2022 www.IPHQ.com.au Once your property purchase is completed, you will want tenants to move in and pay rent as soon as possible. Engaging a good property manager and making this happen quickly is crucial to the project’s financial success. At Investment Property HQ we can refer you to experienced and proven property managers to make this as easy as possible. They will set the appropriate rent, so it achieves maximum income, but still be attractive to tenants so it won’t sit empt...y for weeks. They take the worry out of owning the property and make it far easier to deal with tenants. Managers know all the rules, they know how to get the right tenants and how to maintain a good working relationship with you and them. A property manager will take care of everything and simply deposit money into your account every month. This means you can get on with your life without the hassle of answering tenant queries or dealing with their problems. Worth their weight in gold, the right property manager can make the whole idea of owning a property a pleasure and that will make you more inclined to own another property as soon as you can. So, we are always happy to recommend a competent and capable property manager to you. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

12.01.2022 www.IPHQ.com.au Starting a journey is always exciting but as every captain knows, you need to know where you’re heading. You might be after capital growth, or perhaps generating income is more important for you. You may be looking for tax deductions, or you might be thinking of owning it for 5 years or for 20 years What is important is that everyone is different and it’s critical to be crystal clear on what you’re trying to achieve before you start. An investment property is, after all, just a way of getting you to your ultimate goal. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected]

11.01.2022 www.IPHQ.com.au It's always a good idea to acknowledge that you may not be an expert in something that’s outside your own skill set. You don’t do your own dentistry or tax returns so don’t expect to be highly skilled at property investment if it’s not your specialty. Talk to us at Investment Property HQ and be safe not sorry! Starting a journey is always exciting but as every captain knows, you need to know where you’re heading. You might be after capital growth, or perhaps... generating income is more important for you. You may be looking for tax deductions, or you might be thinking of owning it for 5 years or for 20 years What is important is that everyone is different and it’s critical to be crystal clear on what you’re trying to achieve before you start. An investment property is, after all, just a way of getting you to your ultimate goal. To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

10.01.2022 www.IPHQ.com.au Buying a property is always an exciting time. However, it should be more about the figures and less about the colour of the carpet, when buying an investment. As it might be one of the biggest decisions you ever make, you need to treat an investment property purchase much like a business. Hesitation is common in first-time investors because they are dealing in an area which is new to them. Fear can cause us to miss opportunities or even to put off buying for y...ears while property prices keep rising. It is important to acknowledge your concerns but also to be clear on exactly what it is you are trying to achieve. Realising worthwhile goals always requires positive action. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

10.01.2022 Happy Monday morning smile enjoy your week

06.01.2022 www.IPHQ.com.au It is important to know and understand that LEVERAGE can be a double-edged sword so it will magnify a loss as well as a gain. That makes it all the more important to get yourself the right property with the right loan. Talk to us about structuring your investment correctly and finding the right property. That’s what we’re here for and we hope to be able to help you into a great investment as soon as you’re ready. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected]

05.01.2022 www.IPHQ.com.au Investment Property HQ helps you take the guesswork out of successful property investing. We know that buying an investment property can be tricky and there’s so much more to finding the right investment property than you probably think. Cash flow, loans, stamp duty, hotspots, tax deductions, grants and management are just the beginning. And it seems that the more you read, the more complex it becomes right? That’s why at Investment Property HQ we have dev...eloped the Property Success Masterplan. As property mentors, we take you through every step of the process to ensure you purchase the right property for your situation taking into account your finances, your goals and your needs so you get it right the first time and avoid any expensive mistakes! To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

04.01.2022 www.IPHQ.com.au A loan is a necessity for most of us when buying a property it is just a tool that allows us to buy a property we could otherwise not afford. But it also enables us to gear the investment, which in turn, magnifies your return. So, think of the loan as your friend, but remember to treat your new friend well. You will need to be able to meet the monthly interest payments so we’re careful to ensure you can make those payments. There are so many lenders availabl...e to investors now it can be a little frightening. But don’t think the big banks are your only options, as there are many lenders who operate without large public shopfronts or lots of staff. These can also offer very attractive loans that only a good broker will know about. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more

02.01.2022 Saturday Smile

02.01.2022 www.IPHQ.com.au At Investment Property HQ we specialise in helping people on the path to successful investment property ownership. We’re genuine, experienced and reputable. So, whether you’re new to buying an investment property, or an old hand, please read on to find out how you can get amazing information to make the process easier for absolutely no fee. To learn more about how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected]

01.01.2022 www.IPHQ.com.au At Investment Property HQ we can look at your income, expenses and what you own to let you know if you can buy. If you’re not quite there yet, we’ll work with you to get you into the growing property market as soon as possible. There’s a reason property is so popular, and you too need to become an investor to build your financial future. We’ll work with you to secure the right property as soon as possible, and then get you into your second and third properties... before you know it. The Investment Property HQ Property Success Masterplan is what we help you through and helps eliminates costly mistakes. Find out more by contacting us here and asking for more details about how your Masterplan can put you on the path to building assets for your future. With interest rates at record lows, there’s never been a better time to start and then you can sit back and let your tenant and the taxman help you pay off your investment. To learn more about Investment Property HQ and how you can obtain access to the premium properties in the very best locations where the most opportunity for financial growth may be possible, Free Call 1800767332 or email us at [email protected] See more