Investor Logic in Perth, Western Australia | Financial service

Investor Logic

Locality: Perth, Western Australia

Phone: +61 8 9322 3622

Address: 51/9 Delhi Street 6005 Perth, WA, Australia

Website: http://www.investorlogic.com.au

Likes: 113

Add/Update information

Reviews

Tags

• Financial service
• Financial planner
• Financial consultant

25.01.2022 When it comes to investing, taking a rational approach can sometimes make all the difference to the accumulation and preservation of wealth over short, medium and long-term investment time horizons. Unfortunately, for some of us, there can often be a behaviour gap between what we should do (rational approach) and what we actually do (irrational approach). This can occur when we allow cognitive bias to creep in and influence our decision-making process.

24.01.2022 The Top 10 New legislative updates for the 2018-19 financial year

18.01.2022 How much super is enough? We all know we need to save for retirement, but its important to understand how much you may need and if you are on track to achieve your goal. Click on the newsletter below for more information on superannuation.

17.01.2022 Not seeing money exchanged for purchases makes it hard for kids to get their heads around what things cost. Talking to your kids about money can help make this invisible money real.

17.01.2022 After one of the hottest summers on record, many Australians will welcome Autumn and the opportunity to be more active outdoors and perhaps get busy in the garden. There will be no let-up in the heat on the political and economic front though, with the Budget and a Federal election looming. The Australian economy began to show signs of slowing in February, on global concerns about the US-China trade war, Brexit and higher oil prices; and falling property prices locally. The R...eserve Bank cut its forecasts for economic growth and inflation in 2019 to 3 per cent and 2 per cent respectively. RBA Governor Philip Lowe said there was no strong case for a near term change in the cash rate from its low of 1.5 per cent. The economic slowdown is reflected in company earnings. As the profit reporting season draws to a close, 94 per cent of companies reported a profit in the December half, but only 50 per cent increased profits on a year ago. Retail spending is also sluggish, up 0.1 per cent in the December quarter and up 3 per cent over the year. The price of unleaded petrol rose in February, from a national average of around 130.8c a litre to 136.9c last week on rising global oil prices. Brent Crude rose 8 per cent in February to more than US$66 a barrel. Consumer sentiment fluctuates; the weekly ANZ-Roy Morgan survey fell four points over the month to 114.1, still above the long-term average. On a positive note, unemployment was steady at a 7-year low of 5 per cent in January, while the NAB business conditions survey rose from a 4-year low to +6.6 points in January. The Aussie dollar is roughly unchanged at around US71.5c.

17.01.2022 Some great footage from Heritage Perth of the original Harold Boas gardens!

16.01.2022 Investors started 2018 full of hope, with the global economy and financial markets in good shape, but by years end they were uncertain and a little anxious about what lay ahead. Markets responded with last minute falls across all asset classes. The issues that weighed heavily at the end of 2018 were the unresolved trade dispute between the US and China, confusion over the final Brexit deal, rising US interest rates, falling oil and commodity prices and the US government shutdown. Australians were also distracted by political instability and falling house prices in Sydney and Melbourne. With so much focus on what may, or may not, lie ahead, it was easy to lose sight of the solid progress weve made.

14.01.2022 Paving the way to an election Treasurer Josh Frydenberg has delivered a back in the black Budget aimed squarely at voters, stressing the Morrison Governments commitment to financial discipline and low taxes. As expected, the Treasurer signaled sweeping tax cuts and major infrastructure spending if the Coalition wins the upcoming federal election widely expected to be held in May. ... Click on the link below for more information.

13.01.2022 From Portugal to Tahiti.

13.01.2022 The latest article in our Jargon Busters series looks at what managed funds are, and how to decide if theyre right for you.

13.01.2022 For some, financial success might mean having $1 million in investment assets and retired at age 65. Whereas, for others, its owning their own home and having enough behind them to live year on year.

10.01.2022 Its October, a turning point in the year when the days begin to get longer and many states switch to daylight saving. Time to spring clean your home, your finances or your business ahead of the summer rush. September was a month of continuing uncertainty on the global stage. The ongoing US-China trade dispute, political turmoil in the UK as the Brexit deadline looms and a drone strike on a Saudi Arabian oil processing plant all weighed on financial markets. Oil prices initia...lly spiked then eased to finish the month up almost 5 per cent. As a result, Australians are paying more for fuel, with the average price of unleaded petrol rising to 149.7c a litre by the end of September, 8c above the 12-month average. On a positive note, Australias budget deficit shrank to $148 million in the year to May, effectively balanced and below estimates at the time of the April Budget. Our trade surplus hit a record $52.3 billion in the year to July, underpinned by another record surplus with China. Nevertheless, business and consumers remain subdued. The Westpac-Melbourne Institute survey of consumer sentiment fell 1.7 per cent in September. With interest rates at historic lows and set to fall further, the proportion of people saying they didnt know where to put savings was a record high of 8.7 per cent. The NAB business conditions index also fell to near 5-year lows. Unemployment edged up to 5.3 per cent in August, the highest level in 12 months, while job vacancies fell 1.9 per cent in the year to August, the biggest decline in over 5 years. The Australian dollar rose slightly to US67.5c on US dollar weakness.

08.01.2022 December Economic Update

08.01.2022 Retirement planning doesnt cease on the day that you retire its simply a transition to the next phase of your life.

08.01.2022 There are many subtle rules and behaviours that we live our lives by. Consequently, whether you are relatively new to the concept of budgeting, or an old hand at it, you may have heard about the 50/30/20 budgeting rule. In a nutshell, this budgeting rule can often be a useful starting point regarding budgeting and managing your money, as it provides a rough guide to how much money should be allocated towards your needs, wants and savings.

07.01.2022 DIGITAL ASSETS AFTER DEATH Facebook, LinkedIn, Dropbox, email or even your bank login details are all forms of what could be considered "digital assets". So, wh...at happens if you die? Recently, we had a deceased estate where much of the information regarding their assets and liabilities were held in their email account. Yet, the Executor did not have the password to access the account. It took several months before Microsoft provided access. The process was stressful and time consuming. Whilst there are no actual laws in Australia dealing with digital assets yet, and much of the process is reliant on the suppliers terms and conditions, there are few ways you can manage your digital footprint: 1. Consider what you would like to occur with respect to your digital assets- for example, would you like your Facebook profile to continue after you are gone? 2. Create a plan- make a short list of your digital assets and passwords, and update this list as your usage and passwords change. 3. Let your Executor know- tell someone! If you have family photos stored in iCloud, or important taxation information in your Google account that is likely to be used after you are gone- tell someone, preferably your Executor. Need further information? Please give us a call (08) 6244 4150, or email us at [email protected] #vitalislegal #personablelawyers #freshapproach #clearadvice

06.01.2022 According to the latest statistics available from the Australian Bureau of Statistics, a 65 year old Australian could on average expect to live until age 84.6 (male) or age 87.3 (female). In a retirement context, thats an expected 19.6 years (male) and/or 22.3 years (female) that needs to be appropriately planned for as a single or couple.

05.01.2022 For the first time in years, the planets seem to be aligning for homebuyers and property investors. Interest rates are falling, property prices largely appear to be stabilising and constraints on bank mortgage lending have been relaxed.

02.01.2022 Our Spring 2019 Newsletter is now available! Major items: +Pensions to Rise as Deeming Rates Fall +How Super is your Life Insurance?... +Changing the narrative to achieve success See more

02.01.2022 Our latest newsletter is now available!

01.01.2022 Although daunting to think about, at some point in your life you may be faced with a life-limiting or terminal illness, such as cancer, end-stage organ failure or dementia. Depending on your situation, palliative care may be something that needs to be considered.

01.01.2022 Feeling financially stressed and unable to keep on top of your money? Dont pay a debt management firm to help you. Free, confidential money help services exist. Contact the National Debt Helpline or find a free financial counsellor near you.