Irene Martindale | Estate agent

Irene Martindale

Phone: +61 417 355 257

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25.01.2022 I'm not affected yet, what financial precautions can I take? There are many steps you can take if you're currently unaffected by financial stress but want to prepare yourself just in case. If you currently have a home loan, consider the following: Check your interest rate. Rates are quite low now. If yours has risen over time there might be much better deals on the market. If this is the case, you could refinance (switch) and save. Refinance to a lower rate loan. If your ...rate is high, compare your options and refinance to a lower interest rate. Your repayments will shrink. Make extra repayments via an offset account. Making extra loan repayments reduces your debt and is good financial preparedness if you get affected by coronavirus. You can put the extra repayments directly into your loan or save them in your mortgage offset account (if you have one). The offset account gives you more flexibility to use the repayments later. Build a savings buffer to cover future repayments. If it's at all possible, build up extra savings now. You can use this to cover repayments if you get sick or lose your job. Again, you can do this via an offset account (and this will lower your interest costs) or any savings account. If you're still employed but have less income then you may have the option of switching to interest-only repayments for a while. This will reduce your repayments in the short term and could offer some breathing space. But be aware that over time interest-only repayments will cost you more because you're essentially adding more interest charges to the loan. Note that if you have other, higher interest debts beside your mortgage then you should get those under control first, if possible. See more

25.01.2022 Are you curious about your credit report? Then our partners at Mortgage & Finance Solutions can give you a comprehensive Credit Report free of charge. Speak to them today to see how they can help you.

23.01.2022 SOLD! 187 Mt John Road, Herron I am so excited to announce that 187 Mt John Road is now SOLD! Congratulations to the new owners!

23.01.2022 Rural retreat. 5 Acres Peaceful 5-acre property located in popular Stakehill. Immaculate 5 bed 2 bath home plus study is situated in serene natural surroundings you will feel like you are living in a nature park. Wake up to the sounds of nature each morning. Peaceful and private home. You will be blown away by the value this property offers. This spacious family home offers neutral décor throughout. The master bedroom has walk in robe and attached parents retreat with love...ly garden outlook. Three minor bedrooms have built in robes. Good size study flows from separate lounge area, and segues from main family and games room, to welcome you home with feature jarrah floorboards and lovely picture window outlook. Property provides evaporative air conditioning to keep you cool and comfortable in summer plus a wood burner fire in the main living for warm winter evenings. The home boasts a spacious, open plan kitchen/meals providing plenty of cupboards and nice outlook to tropical garden area with gazebo. Outside there is an enclosed area perfect for games or entertainment or would make a perfect enclosed gym. The outdoors has the most welcoming feeling. Spacious undercover patio where you can relax and enjoy the tropical garden area with gazebo and mature trees, or invite family and friends for a barbeque and dip in the full sized swimming pool. The path along the garden leads to a limestone seating area surrounding a designated ‘fire pit’ and creates a camping feel for younger members that enjoy the outdoors. Everyman, of course, wants his workshop and this property will not disappoint with a large shed to create your own workshop space measuring 9m X 6m with extra concrete front area. The property has a bore, solar hot water and solar heating panels for the swimming pool. Positioned perfectly to take advantage of the private and naturally beautiful 5 acres the current owners have lovingly preserved. Great location, just 2km from freeway and a short drive to schools and shops. The school bus service passes by for school pick up and drop off and just half a kilometre away from the Serpentine River Reserve Park. This home is a must to inspect. See more

23.01.2022 June Reveals Biggest Month of Sales in Perth Since 2015! June reiwa.com data shows the strongest month for sales in Perth since 2015, with transactions increasing 55.1 per cent compared to May and 45 per cent higher than June 2019. reiwa.com data shows there were 3,990 sales transactions in June, with 2,519 of these dwellings (up 15 per cent) and 1,471 land sales (up 289 per cent)... The recent Federal and State Government building bonus grants have boosted transactions last month. The large spike that we have seen in land transactions can be attributed to people fearing that they may miss out on these grants. There is a real possibility that we will run out of titled and completed blocks in the coming months. The median land sale price increased five per cent compared to this time last year and is now sitting at $250,000. A perfect time to sell with buyer demand so high, call today!

22.01.2022 PRICED TO SELL! 5 Acre lifestyle property. Now just $525000 80 Clifton Downd Rd, Herron Huge price reduction! Opportunity to secure a Spacious 4 bedroom home on 5 private acres. Ultimate buying! A property you will fall in love with. Are you looking for an affordable home on acreage? This lovely 4 bedroom Brick and Colourbond home on 5 acres might just be what you are looking for. Situated in peaceful location, close to beaches, Estuary, wineries and more. if you a...re after peace and quiet, this low maintenance home is ideal for you! If you are looking for something special, a place to call home, with plenty of room for the kids to play, maybe keep a pony or a few chickens, this lovely home is a must to view. Attractive double door entry leads to tiled family living with feature fire place and corner bar. Separate formal dining room or study with lead light feature windows, good size kitchen with lots of cupboards and storage space overlooks the family sitting area. The master bedroom boasts plenty of space with feature window and huge walk in robe. Completely renovated bathroom with modern shower recess and large bath. Keep cool in summer with ducted evaporative air conditioning and warm in the winter months with a log fire to both the family room and formal lounge. The outside the property offers attractive outdoor entertaining areas, large verandas, easy care lawns that are reticulated off the bore, a large powered 6m x 9m workshop with extra closed in storage/games room plus a lean too for boat/caravan storage. Invest in your future. Super home, super price, super acres. This is a must to inspect. Call me on 0417 355 257 to arrange a viewing

21.01.2022 Who is eligible for support? Every lender has its own criteria to determine who is eligible for coronavirus support or not. You may have to prove that you've lost a job or income to qualify. Some lenders are extending repayment pauses to all their borrowers, on the understanding that you will end up paying everything back later. If you've lost your job or had invoices cancelled, retaining a letter of termination or other evidence of income loss is a wise move.

20.01.2022 Congratulations to the buyers of 65 Bridgewater Boulevard in Erskine, Mandurah on the purchase of your new home!

20.01.2022 #BREAKING: The State Government will introduce new legislation to remove the requirement for residents to get planning approval to build a deck, patio, shed or ...pergola in their backyard. STORY | https://ab.co/2AKZ2Ut. "A household who wants to put up a shed or a patio or some shade sails, to have to get planning approval from the local council is expensive and unnecessary," Premier Mark McGowan said. The Premier said the Government had brought forward its planning reform package in a bid to stimulate the economy and create jobs amid the coronavirus pandemic. They will also include measures to cut red tape for small businesses wanting to start up or adapt and will introduce a new development application process for "significant" projects for the next 18 months to provide immediate support for the states economic recovery. These reforms allow us to clear that red tape away and ensure that we get major developers and minor developers and householders and small businesses the opportunity to get their projects underway far more quickly, Mr McGowan said.

19.01.2022 Congratulations to the buyer of 37 Fairway Terr, Preston Beach!!

18.01.2022 Just SOLD! 63 Thompson Crescent, Lake Clifton Irene Martindale 0417 355 257

18.01.2022 For almost 20 years Mortgage & Finance Solutions have been helping buyers find finance solutions and get ready to purchase property. In this video, Stacey and Colin look at how buyers can get ready to buy with some insightful tips to give them the edge in the property market. https://youtu.be/qggIkCH1izo

17.01.2022 RECORD BREAKING MONTH! An incredible selling month at The Agency and all during the coronavirus recession! 177 Properties under contract... $69,028,850 total value To get your property SOLD, call me today on 0417 355 257

17.01.2022 Want to know how to view our properties? With social distancing laws, we are doing our part to flatten the curve. If you would like to view one of our properties, we ask that you request a video inspection before organising a one on one inspection. A lot of our homes also have 3D tours, and videos to help you get the feel for a property. If you have any questions at all, comment below or feel free to contact any of our Property Partners. Homes for sale: https://bit.ly/2UNUyUz

16.01.2022 Wishing you all a Happy Easter and a Fantastic Long Weekend! Stay Safe!

16.01.2022 Congratulations to Franca on the purchase of her new home 10 Surf Street Preston Beach! Great way to start the weekend!

16.01.2022 What should I be doing to help prepare for the coming months? There are many steps you can take if you're currently unaffected by financial stress but want to prepare yourself just in case.... If you currently have a home loan, consider the following: Check your interest rate. Rates are quite low now. If yours has risen over time there might be much better deals on the market. If this is the case, you could refinance (switch) and save. Refinance to a lower rate loan. If your rate is high, compare your options and refinance to a lower interest rate. Your repayments will shrink. Make extra repayments via an offset account. Making extra loan repayments reduces your debt and is good financial preparedness if you get affected by coronavirus. You can put the extra repayments directly into your loan or save them in your mortgage offset account (if you have one). The offset account gives you more flexibility to use the repayments later. Build a savings buffer to cover future repayments. If it's at all possible, build up extra savings now. You can use this to cover repayments if you get sick or lose your job. Again, you can do this via an offset account (and this will lower your interest costs) or any savings account. If you have any questions around finance, we suggest you contact Mortgage and Finance Solutions Australia for obligation free advice. Contact them on 1300 857 762 or click on the link: https://bit.ly/2w0Lli5

15.01.2022 Have you seen Chester? Our cheeky Chester has been hiding out at the amazing home of 63 Thompson Crescent, Lake Clifton! We need your help to find Chester! Head... to the link and count how many photos you can find Chester in, come back and comment with the number! One lucky winner will receive a special prize! https://theagency.com.au/23517

14.01.2022 What makes us Australia's fastest growing plumbing company?

13.01.2022 HISTORIC LOW RATES! Have you seen that out in the market place and thought should I refinance? Refinancing can be quite complex and you may be better to stay with your own lender. Colin and Stacey from the award winning Mortgage & Finance Solutions give out some helpful tips on refinancing in this current CoVid market. Have a watch of the video and if you would like to have some negotiate for you then please click this link https://www.mfsa.com.au/assistance_request/... https://youtu.be/KMETmLaQPAk

12.01.2022 Have you been seeing all the media on freezing your mortgage repayments? But not sure how it works and is it actually freezing your repayments? Phil and Stacey from the award winning Mortgage & Finance Solutions look at what this means and how this impacts you. Please feel free to share this video as we are here to help! https://youtu.be/v_fIVIdWPxk

12.01.2022 Home open this Sunday 28th June 11.00 - 11.30 Come visit us at 7 Taywood Close, Bouvard Cozy country property on 5 beautiful acres in peaceful Bouvard. Very rare to get such a lovely, well maintained property so close to Mandurah. ... This charming property has it all - scheme water, rubbish collection, mail delivery, school bus and is just 5 minutes drive to Falcon and 15 minutes to Mandurah centre. The main house contrasts beautifully with the tranquil and peaceful surrounds! Spacious and welcoming this lovely home offers 3 Large bedrooms plus a spacious study and 2 bathrooms. Exposed timber beams complement the high ceilings, with the brick mantel and wood fire place warming the home throughout creating a wonderful winter atmosphere! Spacious open plan meals, family and kitchen that oozes with character, with feature French doors, modern kitchen with feature 5 burner cook top and farmhouse character sinks and worktops with lovely views out to the lawns, gardens and horse paddock . For family or guests who come to stay, there is a separate granny flat with its own kitchenette. living area, goodsize bedroom and modern bathroom. Both the main house and the studio feature decorative verandahs overlooking the lush grounds and beyond! The large powered workshop Plus separate undercover parking for caravan/Boat/ horse float parking. 3 fenced paddocks. The lawns, gardens and paddocks are all reticulated from the bore! This beautiful property is the Ideal as an escape from the hustle and bustle. . If you are looking for something special, an escape from the hustle and bustle, yet just a short drive to popular beaches, 4WD, wineries, golf, fishing, boating, crabbing and just 15 mins to Falcon shopping precinct and all amenities, this be the property for you. Rare and unique properties like this do not come up often! Come visit us this Sunday 28th June at 11.00am 7 Taywood Close, Bouvard Call Irene Martindale on 0417 355 257 for more details

11.01.2022 Confusing Financial terms explained - Interest capitalisation Some lenders will pause your repayments but charge interest for those months of non-payment. Instead of making you repay all this interest in one go it is usually capitalised onto your loan. This means the extra costs are added to your existing loan amount and you repay them over time. For more information, feel free to call Soraya Francke from Mortgage and Finance Solutions today.... #mortgagerelief #homeloan #mortgagebroker

10.01.2022 We're all in this together! Social isolation can be hard and it's important we look after our mental health, and the mental health of those who may currently be struggling. Reach out to your friends, family, and colleagues and let them know that you are there to help. There are also some amazing services available to those who want to speak to a professional, or a third party. If we stick together, we can make it through!

10.01.2022 Super property, super location

10.01.2022 # Rural retreat Feels like a walk in the park! $670,000 Peaceful 5-acre property located in popular Stakehill. Immaculate 5 bed 2 bath home plus study is situated in serene natural surroundings you will feel like you are living in a nature park. Wake up to the sounds of nature each morning. Peaceful and private home. You will be blown away by the value this property offers. This spacious family home offers neutral décor throughout. The master bedroom has walk in robe and ...attached parents retreat with lovely garden outlook. Three minor bedrooms have built in robes. Good size study flows from separate lounge area, and segues from main family and games room, to welcome you home with feature jarrah floorboards and lovely picture window outlook. Property provides evaporative air conditioning to keep you cool and comfortable in summer plus a wood burner fire in the main living for warm winter evenings. The home boasts a spacious, open plan kitchen/meals providing plenty of cupboards and nice outlook to tropical garden area with gazebo. Outside there is an enclosed area perfect for games or entertainment or would make a perfect enclosed gym. The outdoors has the most welcoming feeling. Spacious undercover patio where you can relax and enjoy the tropical garden area with gazebo and mature trees, or invite family and friends for a barbeque and dip in the full sized swimming pool. The path along the garden leads to a limestone seating area surrounding a designated ‘fire pit’ and creates a camping feel for younger members that enjoy the outdoors. Everyman, of course, wants his workshop and this property will not disappoint with a large shed to create your own workshop space measuring 9m X 6m with extra concrete front area. The property has a bore, solar hot water and solar heating panels for the swimming pool. Positioned perfectly to take advantage of the private and naturally beautiful 5 acres the current owners have lovingly preserved. Great location, just 2km from freeway and a short drive to schools and shops. The school bus service passes by for school pick up and drop off and just half a kilometre away from the Serpentine River Reserve Park. This home is a must to inspect. Call Irene Martindale on 0417 355 257 See more

08.01.2022 Have you been confused by all the different grants? Our friends at the award winning Mortgage & Finance Solutions Australia have put together a snapshot of what is available. Here some of the links to find more information: National HomeBuyers Grant https://treasury.gov.au/coronavirus/homebuilder State HomeBuilders Grant - https://www.wa.gov.au//g/apply-new-home-construction-grant... First Home Owners Grant - https://www.wa.gov.au/organisati/department-of-finance/fhog First Home Owners Stamp Duty Rates - https://www.wa.gov.au//publicatio/first-home-owner-duty-fs First Home Low Deposit Scheme - https://www.nhfic.gov.au/what-we-do/fhlds/ If you would like to know more then please feel free to contact me to see how we can help.

08.01.2022 Thinking about accessing your superannuation? Our partner in finance Mortgage & Finance Solutions have been asked this a lot recently so they have asked Luke from PMM Financial Advisers to share his thoughts. If you are thinking of doing this please make sure you get some advice on how this could impact your future. This topic is quite complex so they will have a fact sheet available to you soon. https://youtu.be/K9dwE40ebbo

07.01.2022 MAKE AUSTRALIA MAKE AGAIN https://www.lambienetwork.com.au/makeaustralia We've all placed our eggs in one basket for far too long - and that basket's made in C...hina. Australia needs to start manufacturing again, but it's not going to be easy. Here's my plan to start making things right in Australia:

06.01.2022 Congratulations to the buyers of 80 Clifton Downs Road, now under offer!

06.01.2022 Confusing Financial terms explained - Redraw Many lenders allow you to make extra repayments. If your loan has a redraw facility you can withdraw some of this extra money to spend if needed. If you're in financial stress but you've made extra repayments in the past your lender may let you redraw this money and convert it to extra repayments. Because this money has already been paid by you, your lender may simply adjust the repayment terms. You will need to arrange this with your lender.

04.01.2022 Confusing Financial terms explained - Rate cuts Many lenders mention interest rate cuts in their coronavirus support packages. This is partly because the RBA just lowered the cash rate again, making borrowing costs cheaper. At this stage, most lenders are not lowering variable rates. Some are cutting fixed rates for new customers. But if you've already fixed, well, you've fixed. Your rate won't get lower.

04.01.2022 The government has released the First Home Buyers Loan Deposit Scheme to help more first home buyers enter the property market. Stacey and Phil from the award winning Mortgage & Finance Solutions break it down for you plus what some other options you may have as a first home buyer.

02.01.2022 STUNNING 100 ACRE BLOCK WITH WATER VIEWS! Welcome to Lot 458 Banbar View, Waroona. Chester the Daschund has been sourcing out his favorite properties and has found this absolute gem ..... An opportunity to buy this prime property at offers from $579000 Escape to the country! If you are looking for a property so special, there is nothing to compare then this beautiful piece of earth is definitely worth an inspection.... Are you looking for a tranquil and stress-free lifestyle? Magnificent 100 acre block promising breathtaking views of the Waroona Weir, and the magnificent Darling Scarp. Wherever you decide to build your new home, you will be welcomed with a variety of different and remarkable views. This diverse block offers many different sites for you to choose to build your new home. You almost feel like you are on top of the world. Imagine waking up to beautiful sunrises and enjoying balmy nights and superb sunsets. A home far from the Madding Crowd. With a private access road at the end of a cul de sac on Banbar View this unique rural setting promises a peaceful and private lifestyle surrounded by nature. The driveway leads down to a beautiful plateau where the views to both the south and the west are magnificent. Located just a short 5 minute drive to Waroona township that provides all amenities including two Primary Schools, High School, a large supermarket, Chemist, Doctors, Restaurants, Community Centre, Numerous sporting facilities including Golf, Football, Bowls, cricket, heated indoor pool and Recreation Centre, Basketball to name a few. The Waroona Dam, popular with many avid water skiers is only a 3-minute drive from the estate and is a beautiful location for picnics and swimming and fun. Perth is just over an hour's drive, Mandurah 30 minutes and Bunbury 45-minute drive from the property. The Australind train departs Waroona twice daily to and from Bunbury and Perth. Only minutes to Lake Navarino, a great tourist and local spot. Please phone me on 0417 355 257 to make an appointment to view. See more

01.01.2022 The Real Estate Conversation has reported the strongest month in Perth real estate since 2015. Stuart Cox, General Manager WA for The Agency Group told WILLIAMS MEDIA that pent up buyer demand is being driven by low interest rates and government grants. "First home buyers entering the market are opening up the ladder for the mid and high tier buyers," said Mr Cox. Mr Cox said The Agency Group had 235 new listings for the month and 288 under offer to a value of $133,257,359 in... Western Australia. A record smashing month for The Agency Group! Read more: https://bit.ly/2YSt0Q0