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ITP Financial Services

Phone: 1300 387 487

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25.01.2022 Sound familiar??

25.01.2022 ITP Financial Planning Keeping You Updated - https://mailchi.mp//itp-financial-planning-keeping-you-upd

25.01.2022 The champagne is chilled, the frocks are ready. The race that stops the nation is when even the non-punters get amongst it and place a bet or two. But let's face it, you're more likely to land a post-races headache than land the big one! Put the odds in your favour with professional advice when it comes to your finances. We are here to help!... buff.ly/2zmh1MH

24.01.2022 Breaking news from our Prime Minister this morning announcing no change to the pension age. Does this give you peace of mind for your retirement planning strategy?

24.01.2022 Could your ride do with an upgrade?? Purchasing a new car represents a major life and financial milestone. Kind of like buying your first house, only a lot less inhabitable (but a lot more fun). It's a big step for your bank account, but the good thing is that you don't necessarily have to pay for the entire car up front. That's where car financing comes in. By borrowing money to buy your car, you're able to enjoy it while you pay off the loan. ... There are risks of course and the key is planning out your repayments. To find out if car financing could be right for you, we can help you weigh up the pros and cons. Use our handy loan calculator to get an idea if it could be right for you: https://www.itpcarloans.com.au/calculator/

24.01.2022 They say money talks, but does yours just wave good-bye? #money #finances #budgeting #financialplan #debts #getontrack

21.01.2022 Would you believe its just 3 months til Christmas! With a whopping 80% of Aussies racking up credit card to pay for their presents, why not start saving now or even better, start getting organised and buying small gifts here and there to spread it out between now and Chrissy!

21.01.2022 How awesome is this?? Stories like this give us goosebumps!

21.01.2022 Did you know moving in with your parents could potentially save you $14,000 in rent? While it would be a huge boost to your house deposit, could you handle it?

16.01.2022 We love nothing more than a happy customer! We hope you're loving cruising around in your new wheels Brandon!

15.01.2022 Did you know we haven't seen official rate rise for eight years? While that's not great news for your savings, it can be for your home loan. Thinking of switching to get a better deal?... Don't move a muscle until you read this. #homeloan #interestrates #refinancing #stayorgo

15.01.2022 Money Tip: Draft a Financial Vision Board Dont know where to start when it comes to your money? The first step is to actually know what you want. One small but very powerful trick is to not only set goals, but visually represent them so you can see them every day with a financial vision board.... You need motivation to start adopting better money habits, and if you craft a vision board, it can help remind you to stay on track with your financial goals. A few little tips: Spend some time thinking about your goals. Let yourself dream! Find the images that inspire you. If you have artistic talent, you can draw the images yourself, or you can search online and print them, or cut them out of magazines. Be specific. Give the house you want a patio or a rose garden, if thats what you are after. Include positive words associated with the goal. Think about emotion, not just objects. How will you feel when you reach your dream of being debt free? The real magic of a vision board lies in focusing on a visual outcome rather than getting bogged down in the process.

15.01.2022 Keen for the holidays? Absolutely. Unbuttoning your pants after Christmas lunch? That's a given. Something that might surprise you?... Most Aussies are still paying off their Christmas debt in Easter the following year! Talk to us about staying in the green these holidays, leave the red for Santa!

14.01.2022 Feel like you've been saying you'll start saving for a house, but haven't quite worked out how? Here's our top tip that will see you moving in faster than you thought possible... Open a separate bank account for your home deposit and consider having your employer pay a portion of your salary into your savings account each month. Next, come see us to get you the best rates possible!

13.01.2022 Are you struggling to get ahead of your debt? Is the stress making your life miserable? You're not alone. But making a list of your debts is always the right place to start, it allows you to get a clear picture of where you stand with regards to your creditors. The list should include information such as the creditor, the amount of debt, the monthly payments and the due date for payments.... #getoutofdebt #makealist #getstarted

13.01.2022 Should I fix my rate or risk it and go with a variable interest? Of course it largely depends on your exact financial circumstances and what deals are currently available. But to help make the decision a little clearer, here is a quick rundown of the pros and cons of each: Fixed rate mortgages... Peace of mind knowing exactly how much you will be paying each month You can save money if interest rates start increasing month on month If interest rates drop, then you miss out on potential savings on your monthly payments Your bank might restrict you from making extra repayments to help cover your home loan quicker Variable rate mortgages If interest rates drop, then you get to benefit from lower monthly payments You should be allowed to make extra repayments, meaning you can pay off your mortgage earlier and save more money in the long run If you find a better deal elsewhere, its usually much easier to switch your home loan to another provider Disadvantages You are susceptible to large increases in your monthly payments if interest rates go up It can increase your stress levels not knowing exactly what your mortgage payments will be each month, and this can also make budgeting harder Ultimately, the choice is yours. Just be sure to shop around for a range of mortgage deals beforehand so that you make a well-informed decision. Read more: https://www.itpfinancialservices.com.au/fixed-rate-vs-vari/

12.01.2022 It could be that you needed to check WiFi (just really quickly) while overseas and Optus decides to punish you with the biggest phone bill of your life. It could be that parking fine that comes after your rego is due. It could be that crazy couple that you aren't THAT close with who decide they want to get married in Hawaii and you have to be there. Whatever it is, it's going to suck unless you've got the money saved up to pay for it.... That's why an emergency savings stash is so important. Could you cover your living expenses if something big were to happen?

11.01.2022 Well this has just made our day!

08.01.2022 Do you have money goals this year? You're not alone - better finances is consistently one of the most popular new year resolutions. But how can you be among the tiny percentage who actually stick to them? Our number one tip? Don't try to do it all yourself. ... No business owner hits the big time without a team, no millionaire hits that figure on their own. Whether it's to spend less, earn more, save, or smash your debt, partner up with a friend, colleague or family member and help each other achieve your financial dreams and goals. A professional financial planner can also help and is trained to help you take stock of your current financial situation and reach short and long-term goals. Make a plan 1. What do you really want this year? Are you saving for a house? A baby? A business? A big trip? Security? Write it down and include some photos to keep your mind on your goal. 2. Think about someone who could help you stay accountable and get them to help you 3. Do some research and estimate the costs of your goals - then break it down into a weekly target. 4. Share your goals with your partner and follow the plan. 5. Check in regularly to report back on progress. 6. Imagine how you'll feel this time next New Year when you've smashed your goals!

08.01.2022 And no, you won't find any avocado toast millenial jokes here..

07.01.2022 For car loans, home loans, financial planning or SMSF: https://www.itpfinancialservices.com.au/

05.01.2022 Christmas and the New Year are just around the corner and so are we! If you're looking to get one step ahead in the new year or treat yourself to a new house or car for Christmas. why not book an appointment before your summer break? Our office will be closed Friday 21st December 2018 - Monday 7th January 2019. ... From myself and the team at ITP Financial Planning, we would like to thank you for your ongoing support throughout 2018, we look forward to welcoming the new year and continuing to assist you in 2019. We wish you and your family peace, joy and a safe festive season and a healthy and prosperous 2019! Kind Regards, George Eljouni and the team at ITP Financial Planning

05.01.2022 Like getting a health check-up but for your money!! Assess your goals Financial audit Get started in just one minute... Plus its FREE https://www.itpfinancialplanning.com.au//financial-health/

05.01.2022 Albert Einstein once said compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it. Compound interest is the most powerful force in the universe. Make sure you get the power of compound interest on your side when it comes to paying off loans - and quickly!... Check out these tips from our founder George Eljouni and get your life admin sorted this weekend. #compoundinterest #alberteinstein #finances #money #financialplanning

04.01.2022 Okay, you've listed out all your debts - now what? Decide on which debts to pay off first Some debts have much tighter schedules than others. It is therefore crucial to prioritise which debt to pay off first to gain more control over your finances.... In most cases it makes sense to pay off the higher interest rate debts first as these cost more overtime, however if this is the largest debt you have it may feel like you are getting nowhere with your repayments. Smaller debts are easier to pay off over a shorter period of time. Clearing these smaller debts allows for the extra money to be used towards larger debts. #financialplanning #getoutofdebt

03.01.2022 Well hump day is officially done for another week. Who's counting down to this?? #bringonthebingo #beingyourownboss #retirement #retirementplanning #super #finances

03.01.2022 Is there any better feeling than finally getting your hands on that new car you've been dreaming of?? That intoxicating new car smell Playing with all the new features Parking out the front of your house for the first time... Taking your family and friends out for a spin Parking it close so you can go outside and check it's still there! We are so excited to announce we have launched a brand new car concierge service to make it happen! Not only do we help with car financing, but can actually go out to market and find it for you at fleet pricing! Find out more: https://www.itpcarloans.com.au/

03.01.2022 And the winner is...those looking to purchase a homeloan in the near future. The Reserve Bank of Australia left the official cash rate unchanged at 1.5% for the 27th consecutive time. Are you getting the best homeloan rate possible that meets your needs?

02.01.2022 If you haven't registered with a tax agent, you've got just over a week to get your paperwork sorted!

02.01.2022 Describe your money situation right now using a GIF...

02.01.2022 What's your current financial goal??

02.01.2022 If 96% of businesses fail, what do the 4% do differently? Do you ever think to yourself, my business would grow if only I had more equipment, more training, more advertising, more something? Youve probably heard the old saying that you have to spend money to make money.... While it can seem scary, there are smart ways to finance so you stay ahead of the game. Here's some reasons why you might consider finance and it includes, very importantly, keeping your cash flow!

02.01.2022 Are you rolling in it? Not going anywhere with your money? Or....going backwards?? Lets face it, saving is hard. You have the best intentions. You say youll start saving. You know its important to have a buffer. ... But then...life. Then its the day before payday and youre frantically checking your bank balance for the cash to come in so you can breathe that sigh of relief. And the cycle continues. Beyoncé wasnt built in a day. No millionaires are. It doesnt matter where you start from. It just matters that you start. But where? Start by working out what you want to achieve and why. Its that simple! The how is easy once you know your why. www.itpfinancialservices.com.au

01.01.2022 Cash poor but dreaming of cars? What if that new car youve been dreaming of could be parked in your driveway?? Here's 4 reasons why it could work in your favour to get it sooner rather than later with the help of a little financing...