Jacob Ferguson | Financial service

Jacob Ferguson

Phone: +61 405 219 495

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24.01.2022 With the recent addition of 2 dogs to my property I realised that canine urine and healthy lawns do not mix!!!! Within a couple of weeks of my lawn being used as a toilet it was covered in brown patches. The grass would completely die in these patches and then form holes in my lawn. Turns out it’s the nitrate in a dog’s diet that causes the lawn to burn, luckily you only need to remove a small amount of nitrates from their diet to prevent their urine burning your lawn. ... I wasn’t keen on visiting a canine dietitian (yes they exist, I guess for people who love dogs as much as I love my lawn haha) however I’m always up for an easy solution. DOG ROCKS!!!! I really can’t express enough how essential this product is if you have dogs and a lawn. Place the rocks in your dog’s water bowl, they filter out some nitrates and ammonia from the water and stop the dogs urine from burning the lawn. Most pet shops will sell dog rocks, good landscapers and turf farms will also recommend and sell this product.

24.01.2022 $400k loan and $315 a week repayment? Yeh, interest rates are pretty good(amazing) right now, and although that repayment figure is very attractive, the benefit of paying more is huge! On a $400k loan just an extra $50 a week can take 5 years off the loan and save you more than $64,000! Message me if you would like precise figures on how much you could save with your current or upcoming home loan.

23.01.2022 Big Congratulations to Michael Ferguson and Jacki Ferguson with their new 100 acre block of land. Glad i could be of help with organising the finance! Just spent our first weekend camping out working out where to build the house! Exciting times ahead.

19.01.2022 Been paying off your mortgage? You deserve a new Kitchen! Using your current equity for home renovations is a great way to update your kitchen or bathroom or add another bedroom to your home. With the recent property value increases over the past few years you could have more equity than you realise.... Message me if you would like to work out your current equity and how it can be used!

13.01.2022 Research. research. research......then talk to me about funding your next reno!

13.01.2022 Who wants free money?! Refinancing your home loan can save $thousands every year.and i’ll do it for you.for FREE!! Send a message now if you would like to know how much you could save.

13.01.2022 How you could go from renting today to owning multiple properties in just a couple of years! Interest rates are currently at a record low which makes for perfect conditions to pay extra off your home loan and increase the equity in your home! In 2008 interest rates were around 9%, on a loan amount of $350,000 this would give you a weekly repayment of $650.... Today’s rates being just under 4% and on the same loan amount of $350,000, would give a weekly repayment of $380! Very comparable with rent prices! However if you were to make the weekly repayment of $650 on a loan with today’s interest rate of just under 4%, in just 2 years you could have around $90,000 in equity (assuming some growth in property value over that time). That’s more than enough to use as a deposit for an investment property..or 2! Low interest rates could take you from renting today to owning 2 or 3 properties in just a couple of years. If you currently have a mortgage and want to compare your interest rate with the lowest rates available today then please contact me, I am currently offering free home loan comparisons! On the other hand if you are considering buying your first property, then acting sooner rather than later will be beneficial! Get a head start on your loan repayments while interest rates are low! I would be more than happy to answer any questions you may have and help you find a great low interest rate home loan!

11.01.2022 How much do I need to purchase my first home? Buying your first home doesn't have to cost you a huge amount. A 5% deposit and a little bit extra for legal fees and government charges is all you need! For example buying a place for $350,000 would require $17,500 deposit plus around another $2000 for Legal and Government charges. Message me if you would like exact figures on what you would require to purchase your first home!

10.01.2022 If you haven’t compared your home loan in the last 12 months, there’s a good chance you could save some money! Call or message me to find out if you could save some $$

06.01.2022 How about no ATM fees at any ATM ever?? How about a 3.99% home loan? How about your bank paying you up to $30 a month just for repaying your mortgage? How about if you use Paypass getting 2% of your purchase back? How about talking to me to organise such a deal?

01.01.2022 Why get Pre Approved for you home finance? Seek out a pre approval before you start looking at purchasing a property. Not only will this give you an exact figure of where your maximum purchase price is, it will make your offer on the property more attractive to the seller. This can be especially important for popular properties that have just hit the market! Message me if you would like a free Pre Approval to allow you to house shop confidently!

01.01.2022 Please don’t get just one banks opinion when it comes to your mortgage. As a mortgage broker I have available, every banks interest rates, fees, products, and features. All of which change every day! Don’t just wonder if you are getting a good deal, message me and ill make sure your getting the best deal! And I’ll do it for free!