Jarrid Roughley | Investing service

Jarrid Roughley

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22.01.2022 A large number of apartment developments now focus on building community and social interactions through amenities planned within the building. These can range from swimming pools and gyms, to communal dining spaces for special occasions, and rooftop gardens with bbq facilities. When searching for your off the plan apartment, keep in mind the types of building features that are important to you and that can enhance your lifestyle on a day-to-day basis.

21.01.2022 Your equity is the amount of the value of the property that you own. It grows when the market value of your home increases (or when you make extra payments on your mortgage). When you own your home you can potentially leverage your home equity and access it by redrawing on your loan, or borrowing on top of your equity with an additional advance or with mortgage refinancing. These funds can then be used for a variety of things from renovating your property to buying a new car or even to go on a special holiday.

18.01.2022 Changes to the Australian Building Code mean new properties must meet stringent energy efficiency requirements, explains Simms. Your off-the-plan home should be fitted with some of the most power-saving appliances and gas/water/electricity systems on the market, which is a big plus for owner occupants and future tenants alike.

08.01.2022 Downsizers dominate a large slice of the Gold Coast housing market, and new developments mean they're now able to consider a greater range of properties within their local area. A very high proportion of local downsizers looking to sell the family home but stay in their local community. We’re also seeing downsizers preferring new, modern builds that offer low maintenance living and are close to the shops and amenities they already frequent. I have been helping downsizers sec...ure their brand-new property in and around the Gold Coast and have seen trends emerge within this buyer segment. New apartment developments offer the luxury and convenience that downsizers are looking for at this stage of their lives. We’re seeing more and more owner occupiers, as opposed to investors, buying in their local new developments to remain close to family and friends. They can continue experiencing the familiarity of their neighbourhood that they know and love, without having to worry about maintaining a large family home and garden. The additional benefit of buying off the plan for downsizers is the time allowed to sell the family home and organise financial affairs ahead of the move. In most cases, a 10% deposit is required to hold the property of your choice until it settles down the track. The added advantage of time means families can start to de-clutter and make any necessary arrangements without the stress of a usual move. We know those close to or at retirement age want to take their time with their decision to downsize, that’s why off-the-plan is appealing as you get a new product without the time pressure of selling one family home to go to the next. Looking to downsize? Myself and my team at Raywhite Projects are experts in Gold Coast property market. View our list of current projects at www.rwnp.net.

06.01.2022 While renting, your family's stability is based on the decisions of a landlord, who may suddenly decide they no longer want to rent their property out. Moving house is expensive, inconvenient and it can be pretty emotional, especially if you have to shift unexpectedly. When you own your own home, you can sleep sound in the knowledge that you call the shots. That's priceless.