JCM Finance in Clear Island Waters, Queensland, Australia | Mortgage brokers

JCM Finance

Locality: Clear Island Waters, Queensland, Australia

Phone: +61 7 5526 6799

Address: Suite 3, 56 Santa Cruz Blvd 4226 Clear Island Waters, QLD, Australia

Website: http://www.jcmfinance.com.au

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• Mortgage brokers

25.01.2022 Wanting to buy your first home and not sure how to go about starting the process. Schedule an appointment with us today - we’ll walk you through everything, so you can finally turn that dream into reality!

25.01.2022 Need a start-up business loan or a debt solution to fund the expansion of your growing business? Need someone to look at your figures to see if you’d be eligible? Call JCM Finance today - 30 years of Business Funding experience!

24.01.2022 Looking to move? Need to organize a home loan? Call JCM Finance today 07 5526 6799. We’ll help you get to where you want to go!

24.01.2022 Looking to purchase? JCM Finance 07 5526 6799.

24.01.2022 It seems JCM Finance are in agreement. Not naming any names, Joshua and Grant...

23.01.2022 End of Financial Year is 5 days away! If you want to know how fast we really can get loans approved, give us a call today...

23.01.2022 Thanks Wilson. Youve been great, but its time to move on... Just letting everyone know that the team at JCM Finance are all back in the office full time again. We understand its going to be difficult weaning ourselves off trackies and iso-beards, but we are all looking forward to some actual human interaction! We are also looking forward to resuming our business lunches with anyone/everyone who is interested... ... JCM Finance - more than just a home loan broker. Call us on 07 5526 6799.

23.01.2022 Whilst banks and other financial institutions are being more cautious, we know how to navigate through their specifics, to find you the loan that suits your needs. JCM Finance 07) 5526 6799.

23.01.2022 By now, lots of us have started to feel the economic effects of flattening the curve. Here at JCM Finance, we have been inundated with clients wanting to refinance to lower interest rates, with many thousands of dollars being saved by each of them per year! Well, Challenge Accepted! Why dont you give us a call to find out how much we might be able to save you...? JCM Finance - 07 5526 6799.

23.01.2022 Is a home renovation on the cards for you? Whether your motivation is to add value to your property or to add a touch of your personality to your home, renovations are expensive and debt often follows. By working with a mortgage broker you will be able to find solutions that benefit your long-term goal, rather than hindering your financial plan. Speak to the team at JCM Finance today to find out how you can make your plans a reality.

23.01.2022 Isn’t it time your money worked for you? Call JCM Finance today to talk about what home loan options are out there and which ones might be right for you! JCM Finance 07 5526 6799.

22.01.2022 Dont settle! Call us today and we can go through your finances to see how much you could be eligible to borrow. JCM Finance 5526 6799.

22.01.2022 We definitely know the feeling! With us all recovering from Xmas and the holidays, money is in short supply. Perhaps its time to look at refinancing? Call JCM Finance today 07 5526 6799.

21.01.2022 Falling interest rates, the Banks more favourable serviceability calculations and the Government’s proposed changes to first home buyers, means you could finally get into the market... To see if this applies to you, call us on 07) 5526 6799.

21.01.2022 In this uncertain time, it’s worth seeing if refinancing to a reduced interest rate is an option for you. It could put more money back in your pocket... Call JCM Finance today to find out more, 07 5526 6799.

21.01.2022 #stunnedmullet #saynomore #wegetit JCM Finance - helping all those Stunned Mullets since Covid-19 2020... Call us on 07 5526 6799 to find out if you qualify!

21.01.2022 Isnt it time your money worked for you? Call JCM Finance today to talk about what home loan options are out there and which ones might be right for you! JCM Finance 07 5526 6799.

19.01.2022 With jobs and finances all over the shop, no one really knows what’s going on? Are you eligible for job seeker/keeper, how long can shutdown go on for, how long will the economic repercussions last, should you proceed with personal or business purchases and loans or should you wait? Here at JCM Finance, we are the busiest we’ve ever been. Lots of our clients are taking the opportunity to explore their loan options and are getting themselves in the best possible financial position for when things start to return to normal. You can too. Don’t wait until isolation is over. If there are some changes you can put into place now, then you’re setting yourself up for a better tomorrow. Do it. Call us on 07 5526 6799, to talk about what options may be available to you.

19.01.2022 Take the leap and turn those business dreams into a reality! Starting a new business is a big step and there is alot to get your head around with loans, but we've got your back. Call us at JCM Finance, we'll make your dreams come true!

19.01.2022 Here at JCM Finance, we dont think inside or outside of boxes either - we spend our days thinking of what we can do with YOUR box...(). No seriously, we spend our days sorting out which Financial Institutions would work best for your specific loan requirements. Knowledge and creativity can play a large part in the process and sometimes we even manage to fit square pegs into round holes...?! Give JCM Finance a call today - we know where all the boxes and the pegs are! 07 5526 6799.

19.01.2022 . If only their wives had the same vision of Josh and Grant...

18.01.2022 Are you a millennial who wants to know more about getting a home loan? We’re happy to walk you through the entire process, from initial requirements right through to securing a contract. JCM Finance, we’re here to help.

18.01.2022 Do you know how to apply for a Business Loan? There are many things you need to consider to ensure that you dont get rejected:- Have a good business strategy in place Understand the risks and mitigants of your business Have a well prepared application which covers financial analysis and well justified cash flow projections... Obtain advice from industry experts who have over 30 years of Commercial Banking experience. Wed love to chat. Call JCM Finance today

17.01.2022 Just too funny! We’d go Batman ourselves...

16.01.2022 Here at JCM Finance, we don’t think inside or outside of boxes either - we spend our days thinking of what we can do with YOUR box...(). No seriously, we spend our days sorting out which Financial Institutions would work best for your specific loan requirements. Knowledge and creativity can play a large part in the process and sometimes we even manage to fit square pegs into round holes...?! Give JCM Finance a call today - we know where all the boxes and the pegs are! 07 5526 6799.

16.01.2022 Found the perfect house to flip and not sure what to do next? Whether you're looking for a home loan or funding for construction, you don't have to do it alone. Speak to one of our expert team members today!

16.01.2022 JCM Finance, one of the sponsors of, Walsh Accountants Polo. A good day enjoyed by all!

16.01.2022 Call JCM Finance to find out more - 07 5526 6799.

15.01.2022 Want your money quicker? Choose JCM finance instead of a bank! We can get your finance approved faster, so you don't have to wait in line or online, call us. We'll show you the money!

15.01.2022 Mortages can be frustrating. But with expert advice you can find one that suits you and your partners circumstances, so that you pay it off faster whilst paying less interest.

15.01.2022 Thanks Wilson. You’ve been great, but it’s time to move on... Just letting everyone know that the team at JCM Finance are all back in the office full time again. We understand it’s going to be difficult weaning ourselves off trackies and iso-beards, but we are all looking forward to some actual human interaction! We are also looking forward to resuming our business lunches with anyone/everyone who is interested... ... JCM Finance - more than just a home loan broker. Call us on 07 5526 6799.

15.01.2022 Our mission, vision and values are very real to us at JCM Finance. We take this seriously as we want the very best for our clients. JCM Finance 07 5526 6799.

14.01.2022 Now is the time to refinance your property - 1) whilst you have the time and 2) before the expected property price drop. Its always a good idea to be ahead of the market. Call JCM Finance today 07 5526 6799.

14.01.2022 JCM Finance 5526 6799. Need we say more...?

14.01.2022 Applying for a business loan is a completely different process to a home loan application. To ensure you don't lose your way, we've set out a clear path for you to follow: 1. Find a specialised broker 2. Gather your paperwork as business loans are assessed on a case-by-case basis 3. Do a self check; having extra money or equity to put into the deal deems you an ideal applicant 4. Work with your broker to negotiate terms and product features that best suit your situation

13.01.2022 Did you know that paying off your credit card isn't always enough to prove your ability to repay loans? Be sure to check your credit limit before applying for a loan. Even if you have a $0 balance, having a high credit limit on your credit card may impact the amount of borrowing that you would otherwise be able to obtain for a loan. The best thing to do to avoid this is lower your credit limit or cancel your credit account.

13.01.2022 JCM Finance - more than just home loan brokers. Call us on 07 5526 6799.

12.01.2022 Is having to make the right decisions getting to you? Putting so much time and effort into organizing a loan, but still not sure if you are getting the best deal? Here at JCM Finance, we have extensive expertise in bad decision making! Just to clarify - other people’s bad decision making, not our own!!! . Our experience comes from many years working in Business and Commercial banking at ‘The Big Banks’. We’ve spent many years helping people get the loans they want, not j...ust the loans they can get! Call JCM Finance to find out more - 07 5526 6799.

12.01.2022 Just in case you are wondering, here at JCM finance we’re Chuck Norris. We can do Anything. Anytime. Anywhere. Better than anyone else. JCM Finance - 07 5526 6799. Just Better.

12.01.2022 The simplest blueprint for success that you can follow: Set a goal. Make a plan. Do the work. Now, more than ever, we need to be inventive and ingenious about how to proceed going forward. This PAUSE we are all going through, is changing the way we think about our daily routines and habits. We are all looking outside of the box in order to survive. With our businesses and workplaces at the forefront of change, many having been forced to capitalize on never before thought o...f avenues of trade. Their creativity is inspiring - and lets say it, UNPRECEDENTED! Is there an area of your business you wish to expand upon and build up? Do you need some finance in order to achieve this? Call JCM Finance on 07 5526 6799 to find out what options may be available to you.

12.01.2022 Its exhausting - every day, working so hard... Work just isnt the same now we cant slope off for a little Nanna Nap in the middle of the day, in a nice comfy bed! Sometimes, you just gotta get creative...... JCM Finance. 07 5526 6799. Solving all the difficult problems!

11.01.2022 Sourcing funds for development and construction in this market is becoming increasingly challenging. Having knowledge of which funders are currently favourable towards property lending is particularly important to ensure that your time isn't lost in the process. Here at JCM Finance, we have extensive experience with development & construction funding, and can assist you through the process so that you save time and money. Contact our team today.

11.01.2022 Whilst the JCM Finance team have been working from home (as well as helping out with the odd chore or two around the house... ), we want you to know that we are ALWAYS ready, willing and able to take your calls! JCM Finance - 07 5526 6799. No financial villain too big!

10.01.2022 Sometimes your days just don’t go as planned?! . We get it. Sometimes ours don’t either! But rest assured that we will happily keep reminding you of everything we need to process your loan. Our first priority is helping you sort out your finances - even if that means helping you find your mind! JCM Finance - 07 5526 6799 - more than just Home Loan Brokers!

10.01.2022 Budget Saving Tip #2... With Financial Institutions scrutinizing your spending habits on bank statements, everything you do to cut back on expenditure will go a long way in getting you the loan you want!

10.01.2022 Getting nothing but frustrated by dealing directly with the Banks...? We can take the emotion out of it all, by doing the hard work for you! At JCM Finance, we make a ridiculous number of calls on your behalf - checking out which Financial Institutions have the best deals going, finding out what all the requirements are and how to fulfill them, and then chasing up all of the documents needed! Its a long and intensive process sometimes, especially when your finances don...t quite fit into the standard categories. We get it. And we are more than happy to see what we can do, to get you the loan you want. JCM Finance - 07 5526 6799 - more than just home loan brokers.

09.01.2022 Do you find financial institutions too easily dismiss your loan applications or turn you down because you don’t fit the standard requirements? This is what we’re here for. We love a challenge. Let us see what we can do for you. JCM Finance (07) 5526 6799

09.01.2022 Interest rates are at a record low! Don’t wait any longer to refinance. Call us today.

08.01.2022 Looking to move? Need to organize a home loan? Call JCM Finance today 07 5526 6799. Well help you get to where you want to go!

08.01.2022 Do you need a new work vehicle, machinery, IT equipment, tools or even furniture for your business? You could be eligible for a $30,000 instant asset write-off on your tax this year! Call us to find out more 07) 5526 6799.

08.01.2022 We are more than happy to help you with this! Call us, you’ll find we’re most obliging...

08.01.2022 Are you a millennial who wants to know more about getting a home loan? Were happy to walk you through the entire process, from initial requirements right through to securing a contract. JCM Finance, were here to help.

08.01.2022 Holidays are one of the most common ways to throw off your budget. But they shouldn’t be - preparation and organisation is key! It’s difficult we know, especially when you are so busy with work and family, but with some effort you can keep going strong with those financial goals. Too hard? Maybe if you refinance, you might find some spare cash up your sleeve - so that this year, the Easter Bunny isn’t so broke...

07.01.2022 In this uncertain time, its worth seeing if refinancing to a reduced interest rate is an option for you. It could put more money back in your pocket... Call JCM Finance today to find out more, 07 5526 6799.

07.01.2022 Trust me, I know what I’m doing...! JCM Finance - 07 5526 6799 - more than just Home Loan Brokers!

06.01.2022 Making you happy, makes us happy. We’re all about doing everything we can to ensure you get the loan you need and are completely happy with the results - even if it means going out of our way and out of our usual processess. We go the extra distance! Roll me over and scratch my belly...?!

06.01.2022 We know, we know - finance can be confusing! And there are plenty of traps out there when it comes to refinancing. Don't sign anything without fully understanding what you're getting yourself into. If you need to speak to an expert, we know a few!

06.01.2022 Are you looking to invest in property? Remember that costs can come up unexpectedly when you own a property, even if you're not the one living in it. Urgent maintenance is unavoidable as a landlord, so having a cash buffer set aside will help you deal with unexpected problems. Ideally, this buffer would sit in an offset account against your mortgage so that you can reduce the total interest payable on your loan.

05.01.2022 It’s exhausting - every day, working so hard... Work just isn’t the same now we can’t slope off for a little Nanna Nap in the middle of the day, in a nice comfy bed! Sometimes, you just gotta get creative...... JCM Finance. 07 5526 6799. Solving all the difficult problems!

05.01.2022 With jobs and finances all over the shop, no one really knows whats going on? Are you eligible for job seeker/keeper, how long can shutdown go on for, how long will the economic repercussions last, should you proceed with personal or business purchases and loans or should you wait? Here at JCM Finance, we are the busiest weve ever been. Lots of our clients are taking the opportunity to explore their loan options and are getting themselves in the best possible financial position for when things start to return to normal. You can too. Dont wait until isolation is over. If there are some changes you can put into place now, then youre setting yourself up for a better tomorrow. Do it. Call us on 07 5526 6799, to talk about what options may be available to you.

05.01.2022 Deferral of Home Loan repayments. Make sure you speak to us at JCM Finance before you speak to the Bank, so we can guide you in how to do it right there are some things you should be aware of! JCM Finance 07 5526 6799.

05.01.2022 When was the last time you looked closely at your mortgage, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial freedom sooner. Talk to the team at JCM Finance today to take the first step to paying off your mortgage faster.

05.01.2022 The new $25K Government HomeBuilder Grant - what you need to know in order to access it: Be an Australian citizen aged 18 years or older and be an individual, not a company or trust. Be on an income of less than $200,000 for couples, and $125,000 for singles. Be spending between $150,000 and $750,000 on a renovation for a home that has been previously valued at less than $1.5 million.... Be building a new home worth less than $750,000 (this includes land value). Crucially, the tax-free grant will apply to all owner-occupiers - not just first home buyers. And all dwelling types (house, apartment, house and land package, off the plan, etc) are eligible. The grant will be offered for contracts entered into between 4 June 2020 and 31 December 2020. Construction must be contracted to begin within three months of the contract date to be eligible. If you need to organize a loan to get the ball rolling, dont hesitate to call JCM Finance - 07 5526 6799.

04.01.2022 LMI (Lenders Mortgage Insurance) - we talk about it all the time, but what is it really?

04.01.2022 Yep, it would be great! Nothing else to say really... We’ll look after you. Call JCM Finance today.

04.01.2022 Sometimes your days just dont go as planned?! . We get it. Sometimes ours dont either! But rest assured that we will happily keep reminding you of everything we need to process your loan. Our first priority is helping you sort out your finances - even if that means helping you find your mind! JCM Finance - 07 5526 6799 - more than just Home Loan Brokers!

04.01.2022 When choosing a business loan, there are many different types to consider to suit different stages of a business lifecycle and different business needs. Choosing the right one can speed up the application process and minimise costs. Regardless of what kind of business you are financing, try to have an accurate cash flow forecast and implement a good exit strategy. Lenders want to see what you have in place if things go south. Speaking to a financial broker can assist with your business planning and help you find the right finance to support growth and success.

03.01.2022 Having one of those days!? We may not be able to help with all of it, but we might be able to help you sort through your finances to get you the loan you need, to get you back on track. Call us today 07) 5526 6799.

03.01.2022 Don’t settle! Call us today and we can go through your finances to see how much you could be eligible to borrow. JCM Finance 5526 6799.

03.01.2022 Confused and unsure of what your next move is? With Banks and Financial Institutions dropping their rates so much, is it time to buy that home, investment property or asset that youve been thinking of? Not sure if youd even get the loan you want or perhaps wanting to know where you need to sit financially in order to proceed when things settle down with COVID 19? Here at JCM Finance, this is what we do - we walk you through these kinds of questions, do the calculations for you and guide you in the right direction. Perhaps you wouldnt be eligible now, but if you change a few things, you may be eligible in a few months...? This is our expertise. This is what we do day in and day out. Call us today to find out more. JCM Finance - 07 5526 6799 - more than just Home Loan Brokers!

03.01.2022 We often hear that Finance Brokers don’t do anything different from what people could do for themselves! In fact, this couldn’t be further from the truth. We understand what banks and financial institutions look for, and know what specific details each of them require. We know how to find the opportunities!

03.01.2022 Just in case you are wondering, here at JCM finance were Chuck Norris. We can do Anything. Anytime. Anywhere. Better than anyone else. JCM Finance - 07 5526 6799. Just Better.

03.01.2022 JCM Finance - 07 5526 6799. Serious philosophizers. Covering all the important topics! (philosophising: the practice of talking or thinking about important subjects imprecisely or boringly, sometimes instead of doing something practical... )

01.01.2022 With the Instant Asset Tax Write-off increased to $150 000 (up until the 30th June), along with the Governments other Covid-19 incentives, now might be the perfect time to support another Australian business by buying some much needed new equipment. After all, who knows how much of a work out theyve been getting, not to mention the wear and tear on them...?! JCM Finance are here to help with all your financing requirements! JCM Finance - more than just a home loan broker. Call us on 07 5526 6799.

01.01.2022 If you are looking to apply for a loan soon, here are a few things to keep in mind. Call JCM Finance today to find out more!

01.01.2022 Do you have an offset account in place against your mortgage? If not, what are you waiting for?! Offset accounts allow you to pay less interest while still having access to your savings. Call JCM Finance today to find out more.

01.01.2022 Is buying a home the next step for you and your partner? Before applying for a home loan together, it's really important to discuss the following: 1. Has your partner defaulted on any payments? 2. Where have their savings come from? 3. If you got into financial trouble, how would you handle it? Buying a home with the love of your life can be an exciting and wonderful milestone, but it always pays to make sure you've covered all grounds.