Loan Market in Cams Wharf | Bank

Loan Market

Locality: Cams Wharf

Phone: +61 425 341 559

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• Loan service
• Mortgage brokers
• Bank

25.01.2022 Questions about what's next? I have answers. We’re still getting used to our new normal. Video calls are the go-to meeting place, your backyard might be your most scenic view and we’re still stocking up on the basics whenever we can. With that, I want to share my answers to some of the most frequently asked questions I'm getting at the moment - you too might have the same questions, so this could help you with your finances during this time of uncertainty.... Here are the top questions: What’s a payment deferral? What happens to the principal if repayments are frozen? How do I get hardship assistance? Why refinance? Is it complicated? Is now a good time to fix my rate? Refinance* vs payment deferral? What are the options as a landlord? What are the options if I’m a small business owner? READ MORE at: https://www.loanmarket.com.au/n/questions-about-whats-next- Jenni Chittick 0425 341 559 [email protected] loanmarket.com.au/jenni-chittick

25.01.2022 Congratulations Sheree on the purchase of your new home. One happy family. It was my pleasure to have assisted you make your dream come true.

25.01.2022 How much to borrow for a home to avoid mortgage stress https://www.abc.net.au//how-much-to-borrow-for-ho/11817848

24.01.2022 RBA Announcement The Reserve Bank of Australia (#RBA) has left the official cash rate unchanged at 0.75% for February Read the full announcement: http://bit.ly/37VCnAB... With rates at a record low, now is a great time to review your current home or investment loan. This could potentially save you thousands . Many lenders also have refinancing rebates available so now is the perfect time to get your FREE Home Loan Health Check!!! Call me today 0425 341 559

23.01.2022 Buying your First Home in Today’s COVID World READ MORE: https://www.loanmarket.com.au//buying-your-first-home-in-t

23.01.2022 Lots of people are currently experiencing changes to their circumstances that are beyond their control, and there will be challenges associated with that. Things are moving quickly, and most lenders are still formulating their responses to this, but we are already aware of inappropriate advice being provided by unqualified staff. My advice for everyone is to SPEAK TO A MORTGAGE PROFESSIONAL BEFORE you speak to your lender and before you implement any changes. Recent legislati...on has been introduced requiring Mortgage Brokers to abide by "BEST INTEREST DUTY" for their clients. This legislation does not apply to bank staff. Please feel free to call me if you have any questions whatsoever about your existing or proposed Home Loan. Thank you, and stay well. Jenni 0425 341 559

22.01.2022 Attention - FIRST HOME BUYERS READ MORE: https://www.loanmarket.com.au/news/get-the-downlow

21.01.2022 Thank you Alicia. It was a pleasure again to help your client achieve their dream. JUST SOLD by Alicia Taylor - Licensed Real Estate Agent - Ray White Swansea... 106 Wommara Avenue Belmont North Congratulations to Brendan on the sale of your home! And also to the new owners! And a huge shout out to Jenni Chittick from Loan Market for all of your hard work.

20.01.2022 WHY EVERYONE’S DOING IT Read More: https://www.loanmarket.com.au/news/why-everyones-doing-it

19.01.2022 10 Reasons you’re better off with a Broker: https://www.loanmarket.com.au//10-reasons-youre-better-off

18.01.2022 Attention First Home Buyers HomeBuilder Grant!! HomeBuilder provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home. HomeBuilder will assist the residential construction market by encouraging the commencement of new home builds and renovations. READ MORE: https://treasury.gov.au/coronavirus/homebuilder... Call me NOW to discuss your options on 0425 341 559

15.01.2022 Be in the know this EOFY Rates are at a historic low and have been for a while, with some banks offering Fixed Rates at a discount to the variable offering. What are the benefits? Read on to find out more. https://www.loanmarket.com.au/news/be-in-the-know-this-eofy A Loan Market broker has access to a panel of over 60 lenders.... Call me NOW to discuss your options on 0425 341 559

14.01.2022 Anne Everingham recommends Loan Market - Jenni Chittick If you want knowledge and an experienced mortgage broker, then Jenni from the Loan Market is who to contact. Not only did Jenni help me refinance, she also advised me on how to fix my credit rating. A great, fast experience from the best broker that I have ever dealt with. Jenni kept me updated along the way and when I signed documents they were submitted that day and I was notified of this. Great work Jenni, couldn't be happier, Anne.

12.01.2022 Saving for a deposit? Here’s 3 quick tips... Whilst it’s fun to scan the property portals for potential purchases, the first thing any aspiring home or investment owner should do is save Broadly, banks like you to save at least 20 per cent of the amount you intend to spend. The dreaded deposit! In saying that, first home buyers can often get their first home with a lower deposit, a grant and the aid of Lender’s Mortgage Insurance. But aim for 20, it’s a good base and a good b...Continue reading

12.01.2022 Is buying cheaper than renting? The RBA held rates this month - meaning we’re still at an all-time historic low. If you’ve got a mortgage rate starting with a 3 or 4 in it - we need to review your situation. Give me a call. This week, I want to share a question I’m getting over and over again - is it cheaper to buy or rent?... Let’s take a look at the benefits of buying versus renting, if there is a ‘right time to buy’ and the pros and cons of each. READ MORE: https://www.loanmarket.com.au//is-buying-cheaper-than-rent

07.01.2022 Banks vs non-bank lenders. What's the difference? While the Big Four banks tend to get all the attention, a lot of loans come from non-bank and boutique lenders like credit unions, building societies and other mortgage lenders that aren’t associated with banks. What’s the difference? Let’s clarify some things..... Do the same rules and regulations apply to both bank and non-bank lenders? Yep, the same laws apply. The lending fundamentals are essentially the same for every financial institution. Who has higher fees? It depends. You’ll want to compare the individual loan products themselves, though in general, you’d be most likely to pay higher fees with a bank. Don’t worry - I do that for you. Who is more likely to give me a loan? This all comes down to your situation and goals. Banks generally have a very strict set of criteria, and if you don’t fit in their box they won’t give you a loan, so it depends on your situation. If you have a poor credit rating, for instance, are self-employed, or have previously had a loan application denied, you might have better luck with a non-bank lender. Loan Market has a panel of over 35 lenders so we’ll compare the market for you and your situation. Who has lower interest rates? This depends on the individual loan products. Both banks and non-banks will have products with both higher and lower interest rates. Non-bank lenders can have very competitive rates for some borrowers (generally those with good financials) and higher rates for others. If you can’t get a loan from a bank due to your borrower profile presenting a higher risk to the lender, your only option might be to accept a loan from a non-bank with a higher interest rate that reflects that risk. It’s my job to review your situation and see which lender - bank or non bank - has the right, and most competitive loan to suit your needs. With over 35 lenders on our panel, with Loan Market, you’ve got options. Make the call. Jenni Chittick Mortgage Broker http://www.loanmarket.com.au/jenni-chittick +61425341559

05.01.2022 Why use Loan Market? Our Loan Market broker was so helpful, always available, answered every question, found the right loan for us and was there every step of the way. Fantastic service that made the purchase of our property stress-free and easy. -Faith, customer.... Stress-free and easy are my favourite words. That’s the experience I love delivering to my clients. Any mortgage broker can sift through loans from the lenders out there, but at Loan Market we pride ourselves most of all on delivering top-notch service - and offering you a choice of over 35 plus lenders who I’ll negotiate with on your behalf. Finding you the right loan is the easy part. But taking the stress out of buying a home, buying a car, renovating, refinancing... that takes a certain type of broker. We know you have questions, and we know you want them answered fast! The way I see it, my job is to help you understand every little detail of this complicated process so that you never feel out of your depth. That’s how I make your loan experience stress free and easy. And if you’re still wondering why you should choose Loan Market, just take a look at this: We’re not owned by a bank - we work for you and are 100% family owned and operated. Power to negotiate. Over 35 lenders from the Big 4 to the boutique lenders and thousands of products, we’ll make the banks work hard for you. No cost. We’re paid by the lender you choose.* We come highly recommended. Our customers rate us 4.8 out 5 on ProductReview.com.au Make the call. Jenni Chittick Mortgage Broker http://www.loanmarket.com.au/jenni-chittick +61 425 341 559

05.01.2022 Thank you Alicia for your kind words. It was a pleasure to have assisted in making your family dreams come true. Jenni Chittick ............................................... Alicia Taylor recommends Loan Market - Jenni Chittick ... ‘Jenni was amazing when helping us organise finance for the purchase of our new home. Our situation was a little different and she went above and beyond to ensure everything went through smoothly. Jenni was professional, friendly and explained everything to us so that it was simple. She answered all of our calls after hours and our questions were answered straight away. Never once did we feel stressed as she kept us up to date at all times. I can not recommend Jenni more!’

02.01.2022 Congratulations Brad on the purchase of your new home ! It was a pleasure to have made your dream come true Thank you Michelle for your kind words ... A referral to friends or family is the greatest compliment I can receive ...................................................................... My son just showed me his new home. It’s absolutely perfect for him. He’s 21, spent the time to plan to get approval for finance. He had a wonderful mentor in Jenni Chittick who guided him through the finance path. It’s a dual key with tenants down stairs. Very clever buying. Feeling very proud of my son and the commitment he’s put in to get into the housing market.

02.01.2022 Scott Atkinson recommends Loan Market - Jenni Chittick: Jenni made the whole process easy to understand and was there to answer any & all questions that we had! Highly recommended!! ............................................................... Thank you Scott for your kind words! It was a pleasure to have assisted you and Russell with the purchase of your new home.

02.01.2022 $25k HomeBuilder offer Read more: https://www.loanmarket.com.au/news/25k-homebuilder-offer-

01.01.2022 Don’t Dig Yourself a Christmas Debt! https://www.loanmarket.com.au//dont-dig-yourself-a-christm