JNA in Perth, Western Australia | Financial service

JNA

Locality: Perth, Western Australia

Phone: +61 8 9304 1908

Address: 9 Savannah Way, Iluka 6028 Perth, WA, Australia

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• Financial service
• Mortgage brokers
• Financial consultant

25.01.2022 "Youll just have to budget for it" Maybe sounds familiar? As daunting as it may seem, the traditional mindset of budgeting is still the reality in meeting your financial goals sooner. I have increasingly seen new Home Loan application clients this year with incredible abilities to budget and save. One couple saving $120k towards a new home purchase. But it takes time and its takes commitment. Some clients using a Budget app in this link, and many also taking direction fro...m the "Bare Foot investor" a simple budget structure whereby allocating approximate % split of net household income into various ING savings accounts - *60% for bills,food and living costs. *20% for smiles/splurge *20% for solid savings If you can honestly commit to a FAILSAFE plan, then these financial habits can set you a life pathway to financial stability. Always happy to discuss with you further :)) See more

24.01.2022 REFINANCING or CONSOLIDATING your home loan Variable interest rates from 3.68%pa What does it mean for me? Can I achieve this? What is the best home loan options for me? How much will it cost? ... How much will I save? Make sure you check all the numbers Please let me know if I can assist you further :)) See more

23.01.2022 Its always a good conversation. You are welcome to contact me to discuss your home loan needs or to simply chat about your loan plans ahead.

23.01.2022 NEW HOME BUILDING GRANTS - a good read. For all home buyers and first home buyers you will need to act fast with your building contract signed by 31st Dec 2020. It so important to know when these grants are paid and how they may benefit your initial deposit contribution when applying for a new home loan. You are welcome to let me know your proposed scenario.

23.01.2022 Interesting changes the property stamp duty look to be coming to NSW. Will this be adopted by the WA Govt?

22.01.2022 Congrats Scott Hazelden on a great buy in Kinross, after such great planning on your behalf. Thanks for supporting JNA. We were able to acheive a low discounted variable interest rate including ANZ Offset account to maximise your savings you along the way. All the very best Scott.

21.01.2022 Sam Turton and Amy Victoria congratulations on your new Kinross home. Great planning !! Thanks for entrusting JNA for your home loan finance. A great deal low interest rate deal with CBA. Time to get into the garden, to grow things:) All the very best !!

20.01.2022 Listen Up - Dont over commit yourself to excessive personal or car loans and credit cards. Be very careful about these decisions,as they may impact on your home loan capacity when looking to purchase a property. The banks have tightened lending policies and looking closely at your day to day living expenses and loan commitments. Should you be looking for some direction on this, please let me know.

19.01.2022 Two months running !! RBA reduces cash rate a further 0.25%pa. The banks will now assess how much they want to pass onto existing home loan clients. Last month ANZ and Westpac group passed on 0.18%pa reduction, while both NAB and CBA the full 0.25%pa. Let see what happens this time around :)

19.01.2022 Another Reserve Bank cash rate reduction !!!! Some lenders offering fixed rates @ 2.99%pa. Incredible to think these may reduce further. Please let me know should you wish to discuss :)

19.01.2022 Congrats Jack Stewart and Stephanie Ellen on settlement of your new Padbury home ! Great times to enjoy in your own home. A low fixed rate home loan with an offset facility, a perfect match. Thanks for choosing JNA to assist you :)

19.01.2022 Nathan Treacy Melyssa Flynn congratulations to you !! All your hard work done to achieve your new home. An industry specialist ANZ home loan for you, reward for being professionals in your field. A great outcome, congrats again :)

18.01.2022 HOME LOAN INTEREST RATES ARE LOW LOW LOW !! Following RBA cash rate reduction of .15%pa, mortgage lenders are offering various interest rate reductions. Should you be looking to review your current or new home loan position please let me know and I can guide you through the various loan options that are suitable to you :)

16.01.2022 Wishing you a Merry Xmas and a wonderful and safe New Year 2019. Thank you for your connection to JNA home loans, it is much appreciated. Speak to you further through 2019. Best Wishes.

16.01.2022 Congratulations Matt ! A low rate St George home loan to get you into your new home. More runs on the board ! Thanks so much for the business Matt :)

16.01.2022 Wishing everyone a Merry Xmas and a safe and happy new year 2021

16.01.2022 NO PRE-BUDGET SURPRISE - there was no change to the cash rate at Reserve Bank meeting today. Prospects of a decease in rate is still in the balance over the next 6 months. It will be interesting to see how a potential change of government may position this.... When the cash rate change next occurs, the banks will then decide how much to adjust their own home loan interest rates. Reserve bank cash rate unchanged since Aug 2016 !

15.01.2022 The authorities are certainly looking to prepare for what lies ahead. Not a great time,on all levels. Remember JNA is always here to assist you. To answer any queries or personal scenarios you may wish to discuss :)

15.01.2022 Jason Best Brand new Catalina home. Thats going to do you for while Jason, awesome new home and fitout. An ANZ home loan low rate to go. All the best !! Thanks for supporting JNA

14.01.2022 Buon giorno from Italy :)) Im currently enjoying a wonderful holiday through Europe. We have walked the beaches of Normandy France to retrace family D Day landing, and also found the courage to paraglide off the Swiss alps, awesome. Should you have any queries on existing or new business while away, please contact my Paul Cook on my phone and email, or alternatively please contact me when I return 4 August, thank you.

14.01.2022 STAMP DUTY post Covid19 economic recovery. Expect positive changes to stamp duty and First Home Owners grant over the coming months as federal and state governments devise plans to support the building and construction industry

14.01.2022 RBA moves on cash rate today. 1.25% !!! Home loan fixed rates have already been falling. Interesting to see if the banks pass on the full RBA 0.25% to variable home loan rates. In 2008 the RBA rate was 7.25%. How we forget :)

12.01.2022 Drum roll. THE FIRST HOME LOAN DEPOSIT SCHEME is now here. WA buyer information for first home buyers. * require 5% minimum genuine savings deposit of the purchase price + costs * Federal Government will guarantee 15% = Lenders mortgage insurance is waived. A huge cost saving ! * Maximum property purchase price $400k Metro... * Income limits apply CBA and NAB are currently offering home loans under this scheme, with other lenders coming soon. You are welcome to contact me to answer all your questions. Johnny can look after you through the entire home loan process :)

10.01.2022 Happy Days !! Compare and Save? Here are some current home loan interest rates on offer. * Citibank variable rate 3.55%pa * Bankwest variable rate 3.72%pa... * St George 2 years Fixed Rate 3.69%pa * Conditions always apply. Happy to discuss your home loan needs, and review your loan capacity anytime :)

09.01.2022 Its happening - interest rates are falling !!! Heres a sample. Bankwest 3 years fixed rate 3.48%pa. ING 2 years fixed rate 3.59%pa Bankwest variable rate 3.68%pa... Citibank variable rate 3.55%pa Conditions apply - youre welcome to contact me to discuss :) See more

09.01.2022 Thanks for the catchup Brett. Making your new home your own, 8 months on and looking great Brett. I like the LED lights in the decking, thats given me a idea, an ideas man :)) Still in a competitive St George home loan. CURRENT OFFERING 3.68%pa VARIABLE RATE...... and at any lending ratio!!! For a new property purchase or home loan refinance, please let me if I can assist you. John Nietfield Mortgage Broker JNA See more

09.01.2022 JNA offers you individual support and advice on all aspects of Home and Investment property loans. Its so important to limit your monthly living expenses and loan commitments when preparing for your new mortgage loan.

09.01.2022 Lock it in Eddie? In the current interest rate market, there are no signs of any interest rate rises. Lender are still offering 3 year fixed rates @ 3.89%pa. If considering a fixed rate term - * penalties to repay early may apply if selling or refinancing prior to the fixed term completing. * a restrict on additional repayments may also apply.... If considering this option or a combination of variable and fixed loans you are welcome to contact me to discuss . Hope you new year has started well :) See more

09.01.2022 COVID-19 These are extraordinary times. Importantly the bank are offering assistance to all those effected by the current events of Covid-19. I suggest you go to your lenders web page and follow the Covid 19 support links to either call or preferably lodge a request on their page to contact you, providing your details and circumstances.... I would recommend you action this as a priority now rather than waiting until you are in hardship. Lenders are generally offering to defer home loan repayment for 3 to 6 month. The deferred repayments are added to your loan and minimum loan repayments are then recalculated once you resume repayments. If your financial position looks to be longer term, please have this conversation with your lender. I want to support you, your friends, your work colleagues and family through this period. You are welcome to contact me at any time to discuss your financial position or if you need further assistance through the relief process. We can get through this together. Take care of those around you. All the very best wishes to you and your families :)

08.01.2022 Fixed interest rates plummet !! CBA the first lender to slash fixed home loan rates to 2.29%pa. This indicates where variable home loan rates are heading. Please contact me if you want to know more !

07.01.2022 Congratulations Mark Watzek and Wendy Watzek on your new property.Stunning views to Rotto at dusk, just magic ! Nice low honeymoon interest rate from Westpac. For the 2nd honeymoon :) Thanks for the entertainment, and for connecting for home finance again much appreciated.

06.01.2022 Perth property and rental market update ! * Home or Investment loan? * How much can I borrow? * What do I need to know? Contact JNA for a free confidential mortgage loan assessment :)

05.01.2022 How does this sound ! This is happening to Wendy now...she can’t quite believe it. Wendy just bought a subdivided block $230k. Now arranging a builder contract for $175k.... JNA checked Wendy’s savings (tick) and home loan borrowing capacity (tick) With government announcements this week. Wendy will be gifted - * First home owners WA boost $10000 * WA government building bonus grant $20000 * Federal government Home builder grant $25000 Wendy is very happy her home loan will now be $55k less. Some basic conditions apply. For more information about the grants and home loans, please contact me to discuss how all this works

04.01.2022 There are many loan options and features to when considering your home loan - the key - try to achieve the lowest interest rates available over the term of your home loan.

04.01.2022 Here is the latest news !! $$$ FIRST HOME LOAN DEPOSIT SCHEME $$$ *Applies to First Home Buyers. *For newly completed homes and build/construction to $550k in WA. *Minimum 5% genuine savings required. ... *With GOVT deposit scheme guarantee approval = lenders mortgage insurance approx $20k not payable. A huge saving !! *Terms and conditions apply. Any ???? *All Government schemes and grants. *Home loan borrowing capacity and process. You are most welcome to contact me to discuss in more detail. I can guide you through the entire process :) See more

04.01.2022 Monica Chester and Dylan Kidgell Congratulations on your new home ! Life keeps getting better, just a wonderful time for you. A low competitive ANZ interest rate setting you on a great path. All the very best to you !

03.01.2022 Core Logics April real estate update for Perth and other states.

02.01.2022 Personal loan and Credit Card debt commitments will reduce your mortgage loan borrowing capacity significantly. Be careful about how much debt you take on. Try to set up good habits with your spending and this will set you on a solid pathway for sure.

02.01.2022 "Whats my minimum home loan repayment?" When the banks lower your interest rate they wont generally lower or recalculate your home loan repayment. Best to call your lender direct if you want to know your minimum repayment based on your current interest rate and remaining loan term. You can choose to retain your existing higher repayment level and this would reduce your home loan quicker, or if your cashflow is tight you can call your lender and ask them to check what your mi...nimum repayment should be and they can amend accordingly. You are welcome to contact me to discuss further :) See more

02.01.2022 We havent seen this for a while. Property values and Rent trend for March.

02.01.2022 Whats your mortgage loan question ?

02.01.2022 Jocelyn and Craig congratulations again. Your two year wait is over, a wonderful off the plan Fremantle home, a great time for you to share. Thanks for supporting JNA to assist in finance..nice timing for your low interest rate home loan !!