Joel Pusic Finance in Glenbrook, New South Wales | Property

Joel Pusic Finance

Locality: Glenbrook, New South Wales

Phone: +61 404 469 450

Address: 18 Levy Street 2773 Glenbrook, NSW, Australia

Website: http://www.joelpusicfinance.com.au/

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24.01.2022 Think home ownership is out of reach? Think again! The First Home Loans Deposit Scheme is allowing thousands of young Australians to purchase their first home with just a 5% deposit while not paying Lenders Mortgage Insurance - which can save you thousands and thousands of dollars. 20,000 applicants were accepted for the scheme in rounds 1 & 2, so you won't want to miss out on round 3.... But you've got to be quick - as the places fill up fast. So if you're ready to make your home buying dreams a reality, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

23.01.2022 Looking to refinance? Download our guide here --> https://bit.ly/3c9EuBV At the moment banks are lining up to take in new clients, and are not only offering historically low rates, but some banks are also offering up to $4,000 cashback! This week we saved a client 1.05% on their interest rate on a $560,000 loan - the interest savings was $5,880 in the first year + $4000 cashback from the lender.... Message me below if you would like to discuss your options!

23.01.2022 What do you reckon is the best type of property to invest in right now? House, townhouse, apartment, commercial or land? Almost 600 Australian property investors recently had their say and 74% reckon the answer is 'house'.*... But hey! More than a quarter would invest their money in the others, so there's no right or wrong answer. If you've been thinking about adding to your property portfolio, call 0404 469 450, email [email protected] or DM us. * 2020 PIPA survey #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

22.01.2022 How much do you think the average home owner spends on renovations? Don't let the lavish upgrades on 'The Block' fool you... Turns out the average reno costs $63,188 in Australia.* So... how would you improve your home with $60-$70k? ... A new porch? A backyard pool? Or a garden upgrade complete with a Scotty Cam gnome statue? To explore your reno funding options, call 0404 469 450, email [email protected] or DM us. * Suncorp #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

21.01.2022 What you should know about comparison websites We've all held up the line um-ing and ah-ing over ice-cream flavours, so we know that choice can be overwhelming. Rating and comparison websites can be useful for bigger purchases - like TVs, washing machies and finance products such as home loans.... But while comparison websites can give you a rough idea of what's out there, many make money from showing sponsored links before non-sponsored links, and they usually only cover certain sponsored providers and products. How do we differ? We listen: we explore your financial goals and personal circumstances so that we can offer solutions that put your needs first, not the lenders'. To find out more, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

20.01.2022 Does thinking about money make you anxious? If 'yes', then don't worry, you're not alone. As many as 73% of Millennials admit that they struggle to prioritise their finances because thinking about money makes them anxious.*... But doing things like exercising daily, paying your bills on time, and knowing how much money is in your bank account can help relieve that stress. * Commonwealth Bank of Australia #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

20.01.2022 Ever transferred money to the wrong person? Mistakes happen! But if you do notice a transaction error, the sooner you report it, the more likely you are to get your money back. If you report a blunder within ten business days, the Financial Ombudsman says the funds will be returned to you. If you tell the bank within seven months, you still have a pretty good chance of getting your money back. ... Beyond seven months? Then the recipient needs to agree. What's the biggest transaction error you've made? And did you get the money back? *Source: RBA 2018 Payment Systems report #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

19.01.2022 Ever wanted to add a granny flat to your property? How about this!? Did you know building a granny flat could add around 27% to your rental income and/or boost the value of your home by 30%?* (and help keep the in-laws at arm's length!) Constructing a two bedroom granny flat requires an initial investment of up to $200,000, on average, while a one bedroom flat costs about $120,000. ... So, if you've ever thought about building one and need finance, then call 0404 469 450, email [email protected] or DM us. *Source: CoreLogic and Archistar #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

19.01.2022 Is your business in need of working capital? Great news for SME owners seeking an affordable loan: the government has extended (& expanded) the Coronavirus SME Guarantee Scheme beyond September 30 until the EOFY. What's this scheme about? Well, it basically involves the government guaranteeing 50% of each new loan issued to SMEs by eligible lenders, which allows the loans to be offered more cheaply and more freely" compared to ordinary business loans*. ... To find out more about the SME Loan Guarantee scheme for your business, call 0404 469 450, email [email protected] or DM us. *Source: Australian Banking Association #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

18.01.2022 What's your home office set-up look like? The number of home buyers searching for a home office as part of their next property purchase spiked this year. Victoria, for example, saw a staggering 1107% increase in searches while going through Lockdown 2.0 in June/July.... So whether you're an employee working from home for the foreseeable future, or you're thinking of starting your own work-from-home business, it seems that home offices are going to be a much higher on the real estate priority list moving forward. And if you are looking to start your own business, well, you know where to find us when it comes to seeking finance! ;) *Source: Domain #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

17.01.2022 What's the go with those 0% car finance offers? They say that if it sounds too good to be true, it probably is. And that goes for those 0% car finance offers spruiked by dealerships too, because they usually mean buying a car at a higher price than you would pay if purchasing upfront. ... Hidden charges and establishment fees might also be lurking under the bonnet. So how can we do it better? Well, not only is our job to get you a loan with a low rate, but to negotiate on your behalf to ensure you pay a low price for the vehicle. We'll also make sure you're aware of all the relevant fees and charges. So if a hot set of wheels has caught your attention, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

17.01.2022 Is now the time to lock in your rate? Well, it all depends on your individual circumstances, preferences and loan. You might want to lock in a rate if you: ... - won’t suffer from FOMO if rates drop further. - are concerned you'd be unable to make repayments if rates rise - prefer to plan your finances accurately On the other hand, you might prefer not to lock in a rate if you: - don’t mind having some unpredictability in your financial planning - prefer to go with market rates. - are confident interest rates will continue to fall To find out more, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

14.01.2022 A quick word on identity theft Scammers swindled Australians out of more than $16 million last year*. But many victims won't know their identity has been stolen until an inexplicably bad credit rating stops them from getting finance.... That's why it’s important to check your credit report each year. You can do so for free with Experian, Equifax or CheckYourCredit (illion). *Source: ACCC #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

14.01.2022 What are you saving towards this year? If there's one thing that COVID-19 made us better at, it's saving! Turns out the pandemic made us all a little cautious, and as a result, we're saving nearly 20% of our income at present (usually that figure is between 5-10%)*... So what are you thinking about putting those hard earned dollars towards this year? A new car? A business launch? Or even a new home? If you'd like to explore your options when it comes to financing those dreams, call 0404 469 450, email [email protected] or DM us. * ABS #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

14.01.2022 Are you paying .5% more on your home loan interest rate than you should be? Don't settle for less than you deserve! The average existing mortgage holder had a home loan rate of 3.19% in August, yet new owner-occupier customers were offered a rate of just 2.69% on average.*... If it's been a while since you last refinanced then simply get in touch with us today - we'd love to help you save hundreds (and possibly thousands) of $$$ each year. To find out more, call 0404 469 450, email [email protected] or DM us. * RBA #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

14.01.2022 When was the last time you were in tune with the RBA's cash rate cuts? If you haven't looked into refinancing in the last 18 months, then don't miss a beat - now's a great time to do so! There have been six RBA rate cuts since June 2019 - including one on Melbourne Cup Day - meaning you could be significantly overpaying on interest if you haven't refinanced. ... For a home loan tune-up, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

14.01.2022 Thank you for your support in 2020! Here's to a happy, healthy and prosperous 2021! From the team joelpusicfinance.com.au... #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

12.01.2022 Online auction tips Life has changed dramatically since COVID-19 struck Australia, and auctions have not been immune. Even as face-to-face transactions ramp back up, it seems virtual auctions are here to stay. Here are 4 tips for purchasing a property online:... 1. Familiarise yourself with the process - observe an online auction before you're ready to purchase. 2. Register to bid on the property of your choice - you'll typically need to provide ID. You may also need to download an app or allow for a hold to be placed on your credit card. 3. Check your internet connection is stable and fast enough. Have a backup plan. 4. Get pre-approval before bidding. To arrange finance before your chosen property goes under the (virtual) hammer, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

12.01.2022 Woah! Get a load of this: 2nd hand car prices have jumped up 25% this year!* There's a good reason for it: fewer new cars are being imported into the country due to coronavirus, which is driving up prices in the used car market. With that in mind, it's never been more important to have us riding shotgun with you when making a vehicle purchase.... That's because with prices so high, it's vital to have us help you secure a super competitive rate on your car finance, rather than relying on what the car dealership is offering. To find out more, call 0404 469 450, email [email protected] or DM us. * Moody’s Analytics price index #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

10.01.2022 How to save $25,000 on a new home or renovation The Australian government is currently handing out $25,000 grants through what's known as the HomeBuilder program. It's available to eligible Australians building a new home for less than $750,000, or to those who spend between $150,000 and $750,000 renovating an existing home.... But if you want to take advantage of the scheme, you’ll want to get in touch with us asap as applications close 31 December. Not only can we walk you through how to apply for it before the deadline but, just as importantly, we can assist you when it comes to applying for finance. To find out more, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

10.01.2022 Ever thought about downsizing? You're not alone. In fact, more than half of Australians over the age of 55 are open to downsizing*. One key concern that puts people off downsizing, however, is financial factors associated with their existing mortgage.... But rest assured there are options available - and we'd be happy to talk you through them. So if you'd like to find out more about making your downsizing dreams a reality, then call 0404 469 450, email [email protected] or DM us. *Source: AHURI #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

10.01.2022 The selling season has sprung! It's spring, and what's known in the business as the "spring selling season". Now that the winter gloom has passed, homes are looking better and brighter, and there tends to be more properties to choose from at this time of year. ... So if you're considering a spring purchase, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

09.01.2022 Would you allow pets in your investment property? While you might have some reservations about four-legged tenants, stats show that landlords who allow pets can boost their rental return by as much as 30%.* In almost every Australian capital, the median asking rent for a pet-friendly apartments is higher than for homes that don’t allow pets. ... But what do you think? Would you rent to pet owners? Or do you have a horror story to share? *Domain #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

09.01.2022 What's stopping you from starting your own business? More than 9 million Aussies have dreamed of quitting their day jobs and starting their own business, but 60% say a lack of access to money holds them back*. What about you? Do you have a cracking business idea that could do with a bit of funding? ... *Source: YouGov #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

09.01.2022 Did you know there's a global shortage of new cars right now?* That means it's never been more important to have a broker like us in your corner when purchasing a new set of wheels. We can help you arrange a great finance solution for the purchase so that you can negotiate with the car dealership with extra confidence.... So if you've been thinking about purchasing a new vehicle lately, find out more, call 0404 469 450, email [email protected] or DM us. * ABC #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

08.01.2022 Manage your finances with three free apps They say 'you need to spend money to make money', but that's not always true - sometimes a free mobile app or calculator is on hand. Here are some useful ASIC tools:... 1. Savings goals calculator: this tool helps you work out how quickly you can reach your savings goals, and how to achieve them. 2. First Business app: this app can help you decide if you're ready to start a business, provides tips and ideas on developing your business network, and provides a checklist for starting your business. 3. MoneySmart Cars: this app not only gives you an initial calculation of what your car will cost, it also provides ongoing cost details and helps identify any hidden costs that may be lurking under the bonnet. Homes, businesses and cars - three important areas of life, and three areas where we can assist. To find out more, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

08.01.2022 Are you thinking of buying your first home? It’s likely you’re going to have a number of questions on your mind. And as a new entrant to the housing market, it’s only natural that you should! Download our FREE first home buyers guide which is a great place to start to educate yourself on the process! ... Download here >>>> https://bit.ly/3gyaumX If you have any questions or would like a FREE property report on the area you are looking to purchase in please message us below

08.01.2022 Ever thought about becoming a 'property investor'? It's not as out of reach as you might think. In fact, 43% of Australian property investors own 2-4 properties, whereas 19% own 5 or more*.... So if you've ever thought about making the leap from homeowner to property investor, or if you want to add to your property portfolio, call 0404 469 450, email [email protected] or DM us. * 2020 PIPA survey #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

07.01.2022 Quarter of SMEs risk shutdown without support Government income support has been a lifesaver for many SMEs this year, but it won't last forever. Modelling shows 1 in every 4 businesses that have been recieving income support would shut down if that support is removed before market conditions approve.* ... So if you'd like to explore your 2021 financing and funding options, call 0404 469 450, email [email protected] or DM us. * RBA #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

07.01.2022 Tempted to use Afterpay? Read this first Afterpay can certainly be tempting (particularly when late night shopping), but it can lead to consequences that linger long after the new shoe glow has faded. While the Afterpay approval process doesn't (generally) involve credit report checks, Afterpay (and its competitors such as ZipPay) is still a credit liability that needs to be disclosed when applying for a home loan. ... And with the banks pretty rigorous when it comes to approving loans these days, your next property purchase could be held up if you’ve racked up an Afterpay bill. So next time your finger is hovering over the Afterpay button, ask yourself: how will this look on my loan application? #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

06.01.2022 Beware the 'September Cliff!' Remember that September financial cliff everyone's been talking about? Well, it's fast approaching. Jobkeeper 2.0 begins from October, which means if you've been relying on it to pay off your home or business loan over the past few months, it's time to consider your transition plan.... If you’d like to explore some potential financing options, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

06.01.2022 We've all heard the saying "your home is your castle" So which state or territory is currently building the biggest castles on average? Well, that title currently belongs to the ACT (256sqm floor area), closely followed by Victoria (250sqm).*... Not far behind is NSW (235sqm), WA (233sqm) and then QLD (226sqm). Then there's SA (205sqm), NT (190sqm), and Tasmania (179sqm). But hey! They're all just averages. You can build your own castle as big as you can comfortably afford to. To find out more about funding your next castle, call 0404 469 450, email [email protected] or DM us. * CommSec report #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

06.01.2022 Overcoming mortgage stress in 2020 2020 hasn't exactly been the greatest of years. And for 40% of Australian households*, it's been a time of mortgage stress - with outgoing costs exceeding income. If you're feeling the pressure, we may be able to help you:... - refinance to lock in a lower interest rate - switch to a home loan that better suits your current needs. - consolidate your debts, which could save you money and simplify your repayments. To find out more, call 0404 469 450, email [email protected] or DM us. *Source: Digital Finance Analytics #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

03.01.2022 Has COVID-19 made you a more conscientious saver? It has for half of young Australians, with 49% saying they're now planning to save more than they did before COVID-19*. So how about you? Has all that's happened this year sharpened your focus on saving for the future? And if so, what are you saving towards?... *Source: Westpac survey #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

02.01.2022 How to avoid identity theft 1. Limit the amount of personal information you make available about yourself on social media, and don't click on random email links and attachments. 2. Shop online with caution - only provide your payment details to websites that begin with "https". ... 3. Pay attention to your bank statements and regularly check for irregularities. 4. Check your credit report online to see if any new accounts have been opened in your name. If this seems like overkill, consider that one in five Australians have had their personal information stolen at some point.* And if the theives go on a spending spree in your name - taking out credit cards, and withdrawing money from your account - you could find it mighty hard to take out a loan on your next property. *Source: Veda #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains

01.01.2022 Has your ideal location changed since COVID-19 hit? With much more people working from home since COVID-19 hit, those seeking a new home are now less likely to want to live in higher density areas and cities. Spacious living is now a top priority, with 34% of would-be buyers wanting to live somewhere less populated, another third wanting to be closer to parks or shops, and one in five seeking suburbs that boast larger properties. ... What about you? Has the pandemic changed the idea of your dream home? *Source: Westpac survey #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more

01.01.2022 Here are 5 common reasons why your home loan application might get declined Getting rejected is never nice - especially so for a home loan. So, with that in mind, here are 5 common reasons why home loan applications can be declined.... 1. Your spending habits are a little too ... lavish. 2. Your credit history has a checkered past. 3. No proof of genuine savings. 4. Your employment situation isn't as stable as the lender likes. 5. You haven't saved a large enough deposit. If you're thinking of applying for a home loan soon, we'd love to help you get that all-important stamp of approval. To find out more, call 0404 469 450, email [email protected] or DM us. #JoelPusicFinance #WesternSydney #WesternSydneyFinance #WesternSydneyHomeLoans #Penrith #PenrithMortgageBroker #Jamisontown #Glenbrook #LowerMountains See more