Karpinski & Co | Businesses

Karpinski & Co

Phone: +61 433 969 355

Add/Update information

Reviews

Tags

• Property
• Businesses
• Mortgage brokers

24.01.2022 We help with the whole process. We dont stop at just finding the finance. Well help complete the paperwork, manage the application process and follow it through to approval. Leaving you time to get excited about your new home.

23.01.2022 Lets buy a home together. Its a big decision, so its good to have someone there to help you make the right one. Buying a home is one of the biggest things youll do in life. Were here to help you by making sure you have the info and options you need to find the finance solution youre looking for (for the house you want).... There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other deals. As a broker well not only help you find a loan that suits your particular needs, but well also help you complete the paperwork, and submit the application for you.

23.01.2022 Refinancing your home loan But where to start? We can help you weigh it all up. As time marches on, situations change. Perhaps youve changed jobs? Or theres a new addition to the family? Maybe you would just like a better rate? Maybe its the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.

21.01.2022 Well help you find the right loan. Because we work for you, a broker will always put in that extra effort. *Well meet at a place and time that suits you.... *We do the legwork. *Youll get a choice of different lenders. *Youll have more options. See more

20.01.2022 Advantages of using a broker. Having a broker negotiate finance on your behalf is the smart way to go as they look to save you time, stress and money. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if youre getting the right possible deal with your existing lender.

14.01.2022 We are here to help. There are so many loans and lenders that the idea of narrowing it down to one is pretty daunting. Even then, how do you even know youve chosen one thats right for you? Thats where a broker comes in.

13.01.2022 Loan Types - Fixed The interest rate is fixed for a certain period, usually the first one to five years of the loan. This means your regular repayments stay the same regardless of changes in interest rates. At the end of the fixed period you can decide whether to fix the rate again, at whatever rate lenders are offering, or move to a variable loan.

13.01.2022 When should you see us and what can you expect? You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation free appointment with us at a time and place that suits you. We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

12.01.2022 Theres no right loan for everyone. But theres a right one for you. There are so many different loans out there, each with its own benefits and drawbacks. The great thing is that lenders are more competitive than ever and are constantly refining their products and releasing new ones. The problem is how do you find one thats right for you? When youre ready, why not talk to a broker about your next steps.

10.01.2022 Loan Types - Variable Standard variable loans are the most popular home loan in Australia. Interest rates go up or down over the life of the loan depending on the official rate set by the Reserve Bank of Australia and funding costs and the individual decisions of each lender. Your regular repayments generally pay off both the interest and some of the principal. You may also be able to choose a basic variable loan, which offers a discounted interest rate but has fewer loan features, such as a redraw facility and repayment flexibility.

10.01.2022 Loan Types - Split Rate Your loan amount is split, so one part is variable, and the other is fixed. You decide on the proportion of variable and fixed. You enjoy some of the flexibility of a variable loan along with some of the certainty of a fixed rate loan.

10.01.2022 Why use us as a mortgage broker when looking for finance? A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders.

09.01.2022 We streamline the process The first step is we discuss what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution. And just to make things even easier, well do the paperwork, manage the application process and then take it through to settlement.... Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible. In short, a broker is there to look out for your interests, while lenders are there to look after their own. We dont have to say wholl do a better job for you.

08.01.2022 Becoming a first home buyer Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be. Thats where we can help, well do the legwork for you. We can compare home loans across a variety of products available from Australias leading lending institutions.

08.01.2022 Why should you use a mortgage broker? There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Probably the most important one is that we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not whats right for the lenders.

07.01.2022 https://au.finance.yahoo.com//split-versus-fixedrate-mortg

04.01.2022 We do the hard work. We consider a range of options for you. Using our understanding and knowledge of the current market, we look at different loans and quickly narrow it down to the ones that suit your specific needs. Then we choose together.

02.01.2022 A new home or a new loan. Which is easier to find? When youre looking for a new home you probably have a good idea of what youre looking for what it looks like, what size it is, even where its located, maybe even right down to the street. But when it comes to a loan, where do you start? There are hundreds of loans from a huge choice of lenders. And there are new products coming into the market all the time. As a broker, our job is to help you find one loan out of the hundreds available that suits your individual needs. Whats more, well help manage the whole process for you. Well assist you with the paperwork, and manage the application process right through to approval.