Kate Campbell South Coast Agent & Lending Specialist Boston Capital in Nowra, New South Wales | Financial service
Kate Campbell South Coast Agent & Lending Specialist Boston Capital
Locality: Nowra, New South Wales
Phone: +61 429 422 842
Address: The Lane Way 2541 Nowra, NSW, Australia
Website: www.bostoncapital.com.au/index.html
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22.01.2022 Debt Free Christmas part 4 Final Review your lender: One way to potentially inject more money into your pocket this Christmas and help you cope with the costs of the silly season, is to review your lender. If you have been with the same lender since you got your first job, then it might be time to consider switching to another bank. Not only are some banks offering dollar incentives such as $100 into your savings account if you switch, but they also have high interest rat...e savings accounts, so you could earn more money on the cash you have in your savings account. This could be extra money for the Christmas gift fund. If you do switch lenders, make sure you read the fine print, as you may find that your lender will offer you dollar incentives for depositing a certain amount of money into your account each month or withdrawing a certain amount of money from the ATM each time. Look we know its only a week away but if you have the time its a good way to ensure you reach January with a clear head and a clear cash flow.
21.01.2022 Have yourself a debt free Christmas - This week we will be providing tips on how best to do this Christmas is one of the most enjoyable times of the year, though for many, the costs associated with the festive period can cause a great deal of stress. In an effort to keep the stress at bay during the holiday season, Kate and her team ask people of the South Coast to plan ahead financially to ensure the budget doesn’t blow out.... The rising cost of living is no doubt a big stress factor for many Australians. In fact, results from our recent Money Survey found 85.6% of Australians felt their cost of living had risen over the last 12 months. As such, it is extremely important for Australians to take this information as forewarning and put a financial plan in place before the silly season kicks off. Getting into the Christmas spirit doesn’t mean you have to get into debt. No one wants to start the New Year on the back foot, so it pays to do a budget early so you know how much you can afford.
16.01.2022 Debt Free Christmas Cont Credit free Christmas: Think of long term gains, instead of short term pleasures. According to a recent Money Survey, 1 in 2 Australians have some form of credit card debt. Make sure Christmas doesn’t break the bank if you can’t afford something, don’t buy it. Christmas may look a little more festive with those new decorations, but come January they will be a financial burden. One way to make sure you stick to this is by leaving the cards at home and only taking cash with you when shopping.
12.01.2022 Debt Free Christmas part 3 Purchase with purpose: Work out what gifts you are buying for each friend and family member before you go shopping. That way you can compare prices online and work out which stores you are visiting before you hit the shops. You may even be able to buy some gifts online, but just be aware of potential shipping costs. Shopping with a purpose and clear plan in mind will also help reduce unnecessary purchases or expenses like coffee or lunch. Family exp...ectations: Is there a trend within your family to buy a Christmas present for every niece, nephew, in-law or pet? For most Australians, purchasing all these gifts is not only time consuming, but a financial pressure. Consider having an open conversation with your family around the idea of having a lucky dip, secret Santa, or at least agree on a maximum dollar figure that can be spent on each person’s present. See more
05.01.2022 Boston Capital Broker Services Commercial Property and Construction Funding Strategy For some Intermediaries, Commercial Property and Construction funding can be quite a daunting process. These types of facilities require a certain level of expertise to prepare proposals in a format suitable for submission to a funder.... Kate & The Team understand that there are many Intermediary groups who specialise in that style of funding and who target other intermediaries for referrals. In many instances they require the payment of upfront fees as well as charging a reasonably large Settlement Fees. We are aware that many Intermediaries don’t want another group or intermediary contacting their clients. The reason being is that they have invested a lot of time and effort to obtain the clients confidence and they don’t want an overzealous individual /external group to put that relationship at risk. At Boston Capital we are prepared to operate as a back office solution for Intermediaries. For a small Fee, (depending on the size and complexity of a proposal) we will prepare a detailed generic proposal on behalf of the Intermediary that they can then submit to a lender. We will not contact the client. Instead we will provide the Intermediary with a detailed list of information that is required to complete the proposal. This provides the Intermediary with the following benefits:- Total control of the client relationship A professional image, capable of dealing with complex proposals. Reduced cost to the client Potential for the Intermediary to generate greater revenue Improved product knowledge Kate & The Team understand that there are many Intermediary groups who specialize in that style of funding and who target other intermediaries for referrals. In many instances they require the payment of upfront fees as well as charging a reasonably large Settlement Fees.
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