Katie Dowton in Erina, New South Wales, Australia | Mortgage brokers

Katie Dowton

Locality: Erina, New South Wales, Australia

Phone: +61 2 4365 0900

Address: Suite 1, 18 Karalta Road 2250 Erina, NSW, Australia

Website: https://www.mortgagechoice.com.au/anthony.knight

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25.01.2022 Are you a #FirstHomeBuyer wondering how you can get into the property market with little savings? It can be challenging to save a decent sized deposit especially when you are paying #rent but here are a few ideas In response to Covid-19, you may be eligible to withdraw up to $10,000 from your super each financial year. So $10,000 in June and another $10,000 in July. If you're in a couple, that's $40,000!... If you purchase brand new or build your home, you could be eligible for up to $35,000 in government grants. Under the #FirstHomeLoanDepositScheme, you only need a minimum of 5% deposit + costs. Taking advantage of the above could see you in a BRAND NEW home up to $700,000 AND still have left over for your next investment [email protected] 0424 996 403

25.01.2022 $25,000 to put towards renovating or building a new home, yes please!!

23.01.2022 Curious about applying for a home loan but don't know where to start? Try out our mortgage calculator and see where you stand https://bit.ly/2J2O2T7

22.01.2022 Single and looking to buy your first home? Buying property as a single person may seem almost impossible especially in the opinions of our parents and grandparents but it's not at all, especially if you’re willing to think outside the box and adjust your expectations. Here are a few tips on going solo as a first home buyer: ... 1. Consider investing. If you can't afford to buy a home you want to live in, or the area you can afford to buy in is not where you want to live, consider using your property as an investment. This allows you to rent where you do want to live or stay at home and your investment property can be used as leverage to buy your next property. 2. Be willing to compromise. As a first home buyer, you need to be willing to compromise and accept that your first property may not be your dream home. This may mean buying in a different suburb or opting for an apartment over a house but at the end of the day, the most important thing is getting onto the property ladder because once you’re on, you can progressively upgrade into your next place. 3. Build your team. The key to getting into the market is to be well informed and educated but you don't need to do it on your own. As well as finding you a home loan suitable for your needs, a broker will spend time understanding your situation and can provide advice on how to achieve your goal of buying a property. A conveyancer will handle the legal side of purchasing and an agent can help you to find the right property for you

19.01.2022 Should you fix your home loan interest rate?? There are some incredibly low fixed rates on offer at the moment but should you take advantage of these? Or are interest rates going down again? Well first of all, no one can really guarantee whether rates will go down again but the common perception that banks offer low fixed rates because they think rates are going to drop further isn't necessarily true. ... Fixed rates secure a lender's loan book for a period of time so there is an element of risk reduction for them and additionally, it is a way for lenders to attract new business. Whilst it's a tempting option to fix your loan at the moment, it is also important to be aware: The amount of extra repayments you can make whilst your loan is fixed is generally limited. Fixed loans often do not have a redraw facility so if you have been able to make extra repayments, you will not be able to access them until the end of the fixed term. Break costs or early repayment fees may be payable if you refinance or sell your home during the fixed period. Fixed loans generally do not have an offset account. Whilst a fixed loan comes with its restrictions, in times of economic uncertainty it gives you peace of mind knowing that your repayments won't change and can make budgeting easier. You may also be able to lock in a super low rate and reduce your repayments If you are unsure about whether fixing your rate is the right option for you, I'm available to answer any questions you may have [email protected] 0424 996 403

15.01.2022 Ahh what a year!!! So excited to be recognised as one of the top 5 young brokers in Australia #australianmortgageawards

12.01.2022 Hmm what imaginary events can I write in my planner this week #kikik

10.01.2022 Is now a good time to purchase a home if you're a first-home buyer? Here's why it could be a window of opportunity for those looking to enter the property market - The Government's 2020 First Home Loan Deposit Scheme (you can purchase with as little as 5% deposit!!) ... - Interest rates are the lowest they've EVER been meaning that for a lot of people, there is little to no difference between paying #rent or paying off your #mortgage - You may have more negotiating power to pick up a bargain in the current market Find out more: bit.ly/3c9CmKJ

10.01.2022 True, true and TRUE! One of the most fascinating things about the mega rich is that they don't work for money as much as they make money work for them. And honestly, who doesn't want to work less and get paid more . .... . #millionaire #entrepreneur #girlboss #financialfreedom #entrepreneurmindset #bossbabe : @gorgeouslifeblog

09.01.2022 There are a lot of myths surrounding first home loans so thought we'd bust a few of them Check it out here: https://bit.ly/38ZQuEA

09.01.2022 SO excited to be a finalist in the #AustralianBrokingAwards this year!!

08.01.2022 It's that time of year again, and with some free time up your sleeve, why not get ahead with your EOFY goals. We have rounded up eight tips to give you a head start in preparing your tax return and ensuring a seamless and less stressful process. Check it out here: https://bit.ly/2yO5k4M

05.01.2022 If you're looking to access your superannuation sooner in light of COVID-19, you'll want to read this first https://moneysmart.gov.au/covid-19/accessing-your-super

04.01.2022 #JustSettled a beautiful, brand new, one bedroom apartment in #ParkOneSydney This was purchased as a second place of residence providing a place to stay in the city closer to work, reducing their weekly commute from the coast The median apartment price in #MacquariePark is $780,000.