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KDT Finance

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22.01.2022 https://www.mortgagebusiness.com.au//11922-cash-rate-predi

21.01.2022 The cash rate remains at 1.50% in February. The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at a record-low 1.50% for the 18th consecutive month, continuing the longest run of inaction in almost 22 years. Governor Philip Lowe had this to say in his official statement: Nationwide measures of housing prices are little changed over the past six months, with prices having recorded falls in some areas. In the eastern capital cities, a considerable additional ...supply of apartments is scheduled to come on stream over the next couple of years. To address the medium-term risks associated with high and rising household indebtedness, APRA introduced a number of supervisory measures. Tighter credit standards have also been helpful in containing the build-up of risk in household balance sheets. What does this mean for you? As the cash rate stands still at 1.50%, there have been a number of lenders including four of Australian’s biggest lenders who’ve changed their interest rates at their own discretion. KDT Finance can help you access these further interest rate discounts. Get in contact with one of the team today.

20.01.2022 March 2020 Update Cash rate at a record low of 0.25% The coronavirus is first and foremost a public health issue, but it is also having a very major impact on the economy and the financial system. At some point, the virus will be contained and the Australian economy will recover. In the interim, the Reserve Bank of Australia has reduced the cash rate to 0.25% as of Friday 20th March 2020.... The out of cycle decision from the Reserve Bank prompts the question, are you in need of a financial health check? To find out if you could be saving on your current or future loan, please get in touch today! See more

20.01.2022 Call us for a brief discussion on about refinancing. We can quickly assess and advised your refinancing options, it's possible you'll be able to save interest too! https://www.mortgageandfinancehelp.com.au//when-would-i-re

20.01.2022 Whether you're buying your next home or renovating your existing home, we can help you with home improvement loans at competitive interest rates. Contact us today for a quote.

19.01.2022 With rent continuing to rise, wouldn't you rather be paying off your own home. Speak with one of our experienced brokers to make it happen https://www.corelogic.com.au//rents-continue-climb-second-

18.01.2022 Recent rates reductions and easing lending policies from the lenders. There is no better time to save interest and refinance your mortgage today.

14.01.2022 June 2019 The cash rate has been cut! After nearly 3 years of waiting the cash rate has finally moved, with today’s announcement by the Reserve Bank of Australia (RBA) confirming a reduction from 1.50 per cent to 1.25 per cent. In the official statement released by the RBA, it was stated that this decision is to support employment growth and provide greater confidence that inflation will remain consistent with the medium-term target. ... But what does that mean for the housing and credit sectors? Governor Philip Lowe had this to say: The adjustment in established housing markets is continuing, after the earlier large run-up in prices in some cities. Conditions remain soft, although in some markets the rate of price decline has slowed, and auction clearance rates have increased. Growth in housing credit has also stabilised recently. Credit conditions have been tightened and the demand for credit by investors has been subdued for some time. Mortgage rates remain low and there is strong competition for borrowers of high credit quality. Today’s decision to lower the cash rate will help make further inroads into the spare capacity in the economy. It will assist with faster progress in reducing unemployment and achieve more assured progress towards the inflation target. The Board will continue to monitor developments in the labour market closely and adjust monetary policy to support sustainable growth in the economy and the achievement of the inflation target over time. The cash rate drop has prompted one big question - will the banks pass on the reduction? To find out, get in touch and discover whether you can now save on your current or future loan.

13.01.2022 http://www.switzer.com.au//10-surprises-in-the-budget2018/

13.01.2022 October 2019 RBA cuts cash rate to 0.75 per cent The Reserve Bank of Australia (RBA) has cut the cash rate to a new low of 0.75 per cent. In the official statement released by the RBA, it was stated that this decision is to support sustainable growth in the economy and the achievement of the inflation target over time.... But what does that mean for the housing and credit sectors? Governor Philip Lowe had this to say: There are further signs of a turnaround in established housing markets, especially in Sydney and Melbourne. In contrast, new dwelling activity has weakened and growth in housing credit remains low. Demand for credit by investors is subdued and credit conditions, especially for small and medium-sized businesses, remain tight. Mortgage rates are at record lows and there is strong competition for borrowers of high credit quality. It is reasonable to expect that an extended period of low interest rates will be required in Australia to reach full employment and achieve the inflation target. The Board will continue to monitor developments, including in the labour market, and is prepared to ease monetary policy further if needed to support sustainable growth in the economy, full employment and the achievement of the inflation target over time. The historically low cash rate has prompted one big question - will your bank lower it’s rates? To find out, get in touch and discover whether you can now save on your current or future loan.

12.01.2022 Fraud Awareness Friday - a reminder to keep your internet banking details private! https://www.youtube.com/watch?v=HTkdwnwAqlg

12.01.2022 https://www.corelogic.com.au//new-finance-data-hints-rebou

11.01.2022 Get in contact with one of our team members today! https://www.theadviser.com.au//38926-81-of-upgraders-would

11.01.2022 Download the recent QBE Housing Outlook for 2018-2021.... Very interest read about all states and capital cities https://www.qbe.com//QBE%20Australian%20Housing%20Outlook%

09.01.2022 https://www.mortgageandfinancehelp.com.au//how-do-i-decid/ Contact an experienced Mortgage Broker to discuss further

09.01.2022 https://www.linkedin.com//paulgollan_brokers-mentoring-agg

08.01.2022 No change by the RBA yesterday... So, what does this all mean? Regardless of the cash rate staying on hold, home loans have never been so competitive. This means now is the ideal time to get in touch and determine if your loan is still ideal for your needs. Speak to us today!

04.01.2022 Secured personal loans let you borrow against an asset and you pay a lower interest rate in return. To discover more about secured personal loans, call us today on 0403 062 161.

02.01.2022 Whether it's to take advantage of competitive interest rates or helping consolidate debt, could help you refinance.