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Kelso Finance Mortgage Brokers

Phone: +61 452 597 126



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25.01.2022 Morning Brisneyland another day of doing what I love most - helping others with their finances. Let me save you time today getting the most out of your home loans, commercial loans, developments & asset finance. I will be your best advocate and I know the ins & outs ... Servicing clients Australia wide For a confidential chat [email protected] #mortgagebroking #selfemployed #refinance #accesstoalllenders #highnetworth #investmentproperty #newhome #comparisons #youradvocate #trustedadvisor #propertymarkets #privatebankingapproach #finance



24.01.2022 Restrictions have been LIFTED! NON-COMPETE is over red rover! If you were previously one of my PRIVATE clients NOW IS THE TIME!... Ive MISSED YOU ALL dearly! I can now give you BACK the service and personalised attention you DESERVE again. Specialising in a PRIVATE BANKING approach to Mortgage Broking. NOW Im truly working for you and on your side ALWAYS. For a confidential chat [email protected] or 0452597126. Kelso Finance Mortgage Brokers specialises in: Home Loans Purchases - Residential & Investment Mortgage Refinancing Loans for Renovations Debt Consolidation Business Finance Commercial Loans Development Finance Equipment & Asset Finance Insurances Private Debt Funding #Highnetworth #Personalisedservice #selfemployed #mortgagebroking #Privatebankapproach #growingwealth #accesstoalllenders #unmetneeds #ontheclientssidealways #solutions #borrowingcapacity #refinance #commerciallending #commercialproperty #Development #lawyers #familyoffice #gotyourback #lookoutsidethesquare #thinklaterally #rightconnections

23.01.2022 Lost your contact at the bank to another restructure? Having ME as your Personal Mortgage Broker means I never go missing on you. No more having to explain your circumstance over and over. I got YOU!... For a confidential discussion contact [email protected] or 0452597126. #firsthomeowner #mortgagebroking #selfemployed #privatebankapproach #hignetworth #Investment #Finance #Expats #trustedadvisor #borrowingcapacity #personalisedservice #accesstoalllenders #Homeloans #mortgagerefinancing #refinance #DebtConsolidation #restructuring #Businessfinance #realestate #commercialproperty #Sydney #Brisbane #accountants #propertymarkets #Brisbanebusinesswomen #womeninfinance

22.01.2022 FIRST Home Owner? Did you know you could have access to a scheme that requires you to ONLY have a 5% genuine savings deposit and NOT have to pay LMI insurance or Stamp Duty if its within the Postcodes Property Threshold. There are only 10,000 places available each financial year and in FY19-20, all 10,000 places were reserved within five months. This latest release from 1 July 2020 has been just as popular. Places are going FAST with NAB and CBA already FULL with wait-list...s, but I have spots with other lenders. So drop me a line to see how I can help. Remember this scheme is based on your INCOME not being greater than $125K and Property threshold is dependent on postcode. For a confidential discussion contact [email protected] or 0452597126 #firsthomebuyer #personalisedservice #mortgagebroking #ontheclientsidealways #borrowingcapacity #gotyourback #homeloans #selfemployed



22.01.2022 Such a lovely picnic event organised by @like.she.owns.the.place at New Farm park a few Sundays ago Get on board with these amazing boss ladies businesses in Brisbane The picnic decor from @bliss_in_a_box_ was beyond beautiful ... @theiconicrecruiter @the_womens_collective @iconic_recruit @prezzipak @miss_metier @savvyhairartistry315 @redrhubarbgifts @tanlounge_official @smallthingswine @rgbmedia_ @wework @myvirtualadministrator

22.01.2022 Shes arrived! Ready to take black beauty for a spin If you need asset finance on a car or equipment get in touch! Take advantage of the $150k asset write off for your business for eofy @kelso_finance Share if you know someone I can help #carfinance #assetwriteoff #assetfinance #selfemployed #businessfinance #newcarwhodis #kelsofinance #finance #eofy #mortgagebroker #accesstoalllenders #trustedadvisor #debtconsolidation #personalisedservice

22.01.2022 SPOTTED! Back in my natural habitat / element#cocktailheaven #friends #connections #behappy



21.01.2022 Thought of the day

21.01.2022 What's your New Financial Year Resolution? Let me help you with your next purchase or refinance Lets bounce ideas! ... For a confidential discussion contact me on 0452597126 or [email protected] #mortgagebroking #selfemployed #trustedadvisor #personalisedservice #propertymarkets #borrowingcapacity #accesstoalllenders #hignetworth #mortgagerefinancing #privatebankapproach #youradvocate #businessfinance

21.01.2022 Website is now live please share the www.kelsofinancebrokers.com.au #mortgagebroker #privatebanking #highnetworth #creatingwealth #personalisedservice #homeloans

20.01.2022 DREAMING of your dream boat for SUMMER? With OVERSEAS travel on hold for the FORESEEABLE future, now’s the TIME to see Australia. Why wait? GO out and live your BEST life on your new BOAT. ... Talk to me today about REFINANCING your home loan and tapping into your home EQUITY at a super LOW RATE or we can finance it separately through an ASSET FINANCE Loan. We can even get you a number of CASHBACKS on your REFINANCE with a number of lenders! PS. Know someone else in the market? Please pass on this post as I’d LOVE to help them. For a CONFIDENTIAL discussion contact [email protected] or 0452597126. #Dreamboat #liveyourbestlife #highnetworth #cashback #refinance #cashout #homeequity #Assetfinance #Mortgagebroking #Selfemployed #personalisedservice #upgrade #workingforyou #gotyourback #privatebanking #wordofmouth #kelsofinance #customerfirst #trustedadvisor #ontheclientssidealways

20.01.2022 GOOD NEWS! If you are wanting to BUILD a new home or RENOVATE an existing one! The Australian government has just announced a HomeBuilder scheme that will provide eligible owner-occupiers (including first home buyers) with a TAX-FREE GRANT of $25,000. ... Yay - now you can build like my gorgeous NIECE Josie! To access this grant, owner-occupiers need to meet the following criteria: You are a natural person (not a company or trust); You are aged 18 years or older; You are an Australian citizen; Your building contract is entered into between 4 June, 2020 and 31 December, 2020 You build a home as a principle place of residence where the house and land value does not exceed $750,000 OR you substantially renovate your existing principle place of residence and the renovation contract is between $150,000 and $750,000 and the value of your existing property does not exceed $1.5million Construction commences within three months of the contract date You meet one of the following two income caps: - $125,000 p.a. for an individual based on your 2018-19 tax return or later - $200,000 p.a. for a couple based on both 2018-19 tax returns or later With interest rates at an all-time low, now is the perfect time to take advantage of this opportunity. Get in touch with me today to discuss your eligibility and I can help you with a competitive home loan. https://treasury.gov.au/coronavirus/homebuilder For a Confidential chat - [email protected] or 0452597126. #mortgagebroking #selfemployed #foreignincome #privatebankapproach #hignetworth #firsthomebuyer #Investment #Finance #Expats #trustadvisor #mortgagelendingspecialist #gotyourback #borrowingcapacity #personalisedservice #accesstoalllenders #Advocate #Independent #lowrate #goals #Homeloans #mortgagerefinancing #refinance #DebtConsolidation #restructuring #Businessfinance #realestate #propertybuyer #Sydney #Brisbane #Familyoffices #professionalservices #accountants #lawyers #Businessowners #Entrepreneurs #csuite #medicalprofessionals#propertymarkets #differentlens #gotyourback #lookoutsidethesquare #propertymarkets #rightconnections #success



20.01.2022 PRIVATE FUNDING vs BANK FUNDING? Need SHORT TERM Lending or Funding for 12-24 months? I have access to Private Funding with GOOD RATES.... NO FINANCIALS required if you have a SOLID Exit Strategy. When you are ready we can REFINANCE you back to a bank at a much lower rate. Interest is fixed up-front and is either capitalised or paid monthly, so there are NO HIDDEN SURPRISES. CONDITIONAL approval 24 hours with settlement 3-5 business days. Let me HELP you get a SOLUTION. What can I HELP with? - Asset Lends - Property Development Projects - Land Banks - Purchasing or starting a business - Purchasing commercial property - Working Capital - Payout of Business Debt - Bridging Loans - Urgent Funding - Special situations that are too challenging for a mainstream lender. For a CONFIDENTIAL discussion contact [email protected] or 0452597126. #privatefunding #privatebankapproach #thinkoutsidethesquare #personalisedservice #lendingsolutions #developments #commercial #construction #gotyourback #ontheclientsidealways #highnetworth #businessfinance #differentlens #rightconnections #mortgagebroking #onyourside

19.01.2022 Starting my Sunday with a blood donation. Giving back always feels good. Helping those who need it most. Donate today #givingback #opositive #mortgagebroking #selfemployed #helpingothers #womeninbusiness #makingtime #kelsofinance

19.01.2022 Want some EXTRA CASH to move your home loan and get a BETTER RATE at the same time? Its a no brainer! Why LIMIT yourself to one bank? I have 8 Lenders who are offering $2-$4K CASHBACKS on loans that are being refinanced. ... Let me review all the banks in one place SAVING you both TIME & MONEY! For a confidential discussion contact [email protected] or ph 0452 597 126. #Highnetworth #Personalisedservice #selfemployed #mortgagebroking #Privatebankapproach #growingwealth #accesstoalllenders #unmetneeds #ontheclientssidealways #borrowingcapacity #refinance #commerciallending #commercialproperty #Development #lawyers #familyoffice #gotyourback #lookoutsidethesquare #thinklaterally #rightconnections

19.01.2022 Do you have an OWNER OCCUPIED Loan? Are you paying PRINCIPLE & INTEREST Repayments? I have a lender that is doing 2.19% VARIABLE.... LOWEST variable rate in the market to date. They also have much HIGHER borrowing capacity than the BIG 4. Let me SAVE you some serious $$$. For a CONFIDENTIAL discussion contact [email protected] or 0452597126. #privatebanking #ontheclientssidealways #gotyourback #highnetworth #motrgagebroking #selfemployed #lendingsolutions #personalisedservice #thinkoutsidethebox #thinklaterally #rightconnections #borrowingcapacity #refinance #Debtconsolidation #lowrate #homeloans #kelsofinance #differentlends #success

18.01.2022 The greatest COMPLIMENT that we can receive is your REFERRAL of friends, colleagues and family Please let others know of my expertise by RESHARING my posts or passing on my details For a CONFIDENTIAL discussion contact [email protected] or 0452597126.... xx #Appreciation #wordofmouth #thankyou #Humble #pleasereshare #mortgagebroking #selfemployed #personalisedservice #customerfirst #accesstoalllenders #refinance #development #privatebankapproach #trustedadvisor #firsthomebuyer #borrowingcapacity #homeloans #wealthcreation #gotyourback #onyourside #investment #commercialproperty #assetfinance #kelsofinance

17.01.2022 Wonderful words from my client on their recent acquisition Always an absolute pleasure to look after my clients At Kelso Finance we are also able to assist with your personal and general insurances. ... #Testimonial #PrivateBankingApproach #SelfEmployed #MortgageBroker #AssetFinance #highnetworth #Finance #trustedadvisor #gotyourback #personalisedservice #accesstoalllenders #assetwriteoff

17.01.2022 TIME for an UPGRADE? Want $1K CASHBACK when you FINANCE your next CAR PURCHASE? Ive got a lender that is offering $1K CASHBACK for clients with an ABN. ... Take ADVANTAGE of the $150K Asset Write off today which been EXTENDED to December 2020. RATES very low 4s and TURNAROUND time is 24 HRS. To QUALIFY: have an ABN 60-month loan term only $20,000 minimum amount financed dealer sale only (no private sales/sale and leasebacks) If need help finding your dream car - NO WORRIES - I have a team who will negotiate a great deal for you and ensure a seamless buying experience. Contact [email protected] or 0452597126. #Assetfinance #Mortgagebroking #Selfemployed #personalisedservice #upgrade #cashback #workingforyou #gotyourback #privatebankapproach #Highnetworth #needforspeed #wordofmouth #kelsofinance #customerfirst #trustedadvisor #ontheclientssidealways

17.01.2022 Blue Skies and a BALMY 23 degrees at Mr Percivals on Friday. This is what we call WINTER in Brisbane Hell - we might actually get sunburnt?! QUEENSLAND - you truly are the SUNSHINE state!... Fabulous lunch with the beautiful ladies Genevieve Dee & Anna Domalewski from Lander & Rogers and my good friend Kate Gould from Hall & Wilcox. Dream Team Combo to further protect our CLIENTS wealth - Kelso Finance, Lander & Rogers (Family Law) and Hall & Wilcox (Estate Planning). Would not have met these wonderful ladies without the connection from my favourite clients in Sydney - Eleanor Lau & Collette McFawn (Lander & Rogers). Look out for the UPCOMING article where Genevieve Dee and I discuss the 3 top things to consider when applying for divorce, finance, and tips and tricks to improve the success of application. CHEERS! (oh.. and yes... the margarita was FABULOUS) xxx #familylaw #estateplanning #highnetworth #mortgagebroking #refinance #privatebankapproach #trustedadvisor #teamforsuccess

16.01.2022 Another SMOOTH experience for a client on their new PURCHASE TESTIMONIAL: "Sandy not only knows her business but appreciates your time frames, your concerns and your deadlines.... I had previously owned a home which was brokered by the same banking institution as the lender ... It was an onerous, long, and drawn out task which I promised I would never repeat! Thank heavens I found Sandy Kelso to Broker my new Home Loan! This lady even works Sundays to get the job done, paying attention to every detail and seeing to your Application requirements. I am very impressed with Sandy’s service, diligence, and her deliverance of a good mortgage product. Jeni Cook QLD For a CONFIDENTIAL discussion contact [email protected] or 0452597126. #gotyourback #personalisedservice #privatebankapproach #selfemployed #lovewhatyoudo #clientsfirstalways #appreciation #pleasereshare #kelsofinance #mortgagebroking #accesstoalllenders #refinance #trustedadvisor

15.01.2022 Newest edition to the kelso finance office Surround yourself with people, colour, sounds, and work that nourish you #helpingothers #lovewhatyoudo #mortgagebroker #selfemployed #innerbeauty #kindredsoul

12.01.2022 Please SHARE One of my investment properties in Wollstonecraft, Sydney is available now for rent - was $490 per week now $410 per week. Close to 2 train stations, buses, shopping centre and Mater Hospital. Loft style apartment with car park in leafy Wollstonecraft. Fully renovated. Next Inspection Wed 11.30am... https://www.realestate.com.au/property-apartment-nsw-wollst

12.01.2022 PROUD to announce that Kelso Finance has partnered with a GREAT Conveyancing Firm in QLD for Clients property SETTLEMENTS. They can do BOTH Residential & Commercial Sales & Purchases. Its EXTREMELY important you have a conveyancer REVIEW the contract of Sale before you sign on the dotted line.... This can avoid any unexpected SURPRISES post Settlement. Surrounding you with the RIGHT team and connections for SUCCESS is my top priority. Drop me a line and I can arrange an introduction For a confidential discussion [email protected] or 0452597126. #rightconnections #Begenerous #Humble #Ontheclientssidealways #Unmetneeds #mortgagebroking #selfemployed #privatebankapproach #hignetworth #firsthomebuyer #Investment #trustadvisor #mortgagelendingspecialist #gotyourback #borrowingcapacity #personalisedservice #accesstoalllenders #Homeloans #mortgagerefinancing #refinance #DebtConsolidation #restructuring #Businessfinance #realestate #commercial loans #development #lookoutsidethesquare #propertymarkets #creative #thinklaterally

10.01.2022 Working with my clients is so humbling. Love what you do! #Begenerous #Humble #Ontheclientssidealways #Unmetneeds #mortgagebroking #selfemployed #privatebankapproach #hignetworth #firsthomebuyer #Expats #trustadvisor #mortgagelendingspecialist #gotyourback #borrowingcapacity #personalisedservice #accesstoalllenders #Homeloans #refinance #commercialloans #Sydney #Brisbane #accountants #lawyers #differentlens #lookoutsidethesquare #thinklaterally #rightconnections #success #onyourside

09.01.2022 Tax Return time is among us and if you've had a strong year this is great for your borrowing capacity! If you are after a great Accounting Firm, look no further than HLB Mann Judd. I personally use them, so do my clients and I couldn't recommend them more highly. ... 2020 Winner for People's Choice Awards and they have offices in most States of Australia. Let me know if you are interested - happy to make introductions! They also have a wealth advisory arm so everything can be done in the one place. Sign up for their newsletter today. https://www.hlb.com.au/tax-alert-july-2020/ John Raffaele Mariana von-Lucken Kim Kelloway Tony Fittler Stephen Preen Todd Gammel Katherine Patel James Henderson Fiona Dixon Bill Nussbaum Amanda Sweeting Kinh Luong Mark Muller Michael Hutton Peter Bembrick Nicholas Guest Simon James #rightconnections #buildingwealth #growingwealth #accounting #protectingwealth #highnetworth #borrowingcapacity #mortgagebroking #selfemployed #privatebankapproach #debtconsolidation #foreignincome #Finance #Investment #expats #trustedadvisor #personalisedservice #familyoffices #onyourside

09.01.2022 This guy is brilliant - KERWIN RAE. Very interesting PILOT to his new documentary on COVID 19 and how adapting and pivoting business to the new normal is essential for survival. https://www.youtube.com/watch?v=_V6QTQD-bCA

09.01.2022 REFINANCED!!! Saved my clients $4647 per year plus a $2500 cash-back on their investment loan! Love getting great OUTCOMES for my clients What are your UNMET needs? ... For a confidential chat [email protected] or 0452597126. #accesstoallbanks #cashbacks #refinancing #homeloans #privatebankingapproach #personalisedservice #rates #onyourside #mortgagebroking #trustedadvisor #mortgagelendingspecialist #begenerous #ontheclientssidealways #selfemployed #debtconsolidation #Lookoutsidethesquare #highnetworth

08.01.2022 Truly MAGICAL! What a WONDERFUL way to finish a successful Tuesday Early finish after 3 SMOOTH settlements for clients today. Life is an ADVENTURE - live it! Thank you Michael McVeigh for taking me out on your kayaks, I had so much fun #clientsfirstalways #mortgagebroking #privatebankapproach #thinkoutsidethesquare #personalisedservice #helpingothers #lovewhatyoudo #highnetworth #privatebanking #gotyourback

08.01.2022 Could last nights sunset be anymore beautiful & romantic #bepresent #appreciationpost

07.01.2022 LOVE this Quote Create something in this lifetime that is TIMELESS. I am so GRATEFUL to my clients & friends who have supported me thus far on my new business venture.... The response has been OVERWHELMING to say the least and I love helping each and everyone of you. Take a CHANCE and do what you LOVE - I know I did and I will never look back. DO what makes YOU happy. Much LOVE to my clients x #mortgagebroking #personalisedservice #accesstoalllenders #hignetworth #gotyourback #lovemyclients #thinkoutsidethebox #privatebankapproach

07.01.2022 Made it to the top of white rock with puppy in hand. We had some cliffhanger moments but we got there. They say you should scare yourself at least once a day... well we did ... definitely some OH SH#T moments!

07.01.2022 Nothing like a bit of fresh air to get the blood pumping love you brisbane #Freshair #workhardplayhard #selfcare #selfemployed #spring

05.01.2022 FUNDED!!!! New Mercedes Benz AMG CLA35 FY20. Now I just need to get back to SYDNEY to go for a spin around the block with my client! ... Rate was low 4s and APPROVED same day. If you have an ABN youre in for a treat with these low rates. [email protected] or 0452597126 #assetfinance #mortgagebroking #privatebankapproach #privatebanking #Selfemployed #personalisedservice #accesstoallbanks #highnetworth #refinance

04.01.2022 Feel like youre not getting the attention and care you deserve? Want to know what other lenders are doing? Let me align you with the right Bank.... Every Bank is different so let me arrange whats best for YOU. Specialising in a Private Banking approach to Mortgage Broking. You know ME, you know my SKILLS and you know I always put YOU first. Connecting you with my right people is my GOAL. So if youve been thinking about reassessing your finances or changing private banks drop me a line! For a Confidential chat [email protected] or 0452597126. Im on your side. #mortgagebroking #selfemployed #foreignincome #privatebankapproach #hignetworth #firsthomebuyer #Investment #Finance #Expats #trustadvisor #mortgagelendingspecialist #gotyourback #borrowingcapacity #personalisedservice #accesstoalllenders #Advocate #Independent #lowrate #goals #Homeloans #mortgagerefinancing #refinance #DebtConsolidation #restructuring #Businessfinance #realestate #propertybuyer #commercialloans #development finance #Sydney #Brisbane #Familyoffices #professionalservies #accountants #lawyers #Businessowners #Entrepreneurs #csuite #medicalprofessionals #Insurances #propertymarkets #differentlens #gotyourback #lookoutsidethesquare #womeninfinance #propertymarkets #creative #thinklaterally #rightconnections #success #onyourside #creative #developments #Entreprenuers

04.01.2022 FINANCED!! Nice ride!! So HAPPY for my client driving away yesterday with his NEW AUDI Q8. Rate was sub 4s and was APPROVED within 24 hours. ... Take advantage of the $150K Asset Write off today which been EXTENDED to December 2020. All you need is an ABN! Contact [email protected] or 0452597126. #Assetfinance #Mortgagebroking #Selfemployed #personalisedservice #workingforyou #gotyourback #privatebankapproach #Highnetworth

03.01.2022 Cant seem to find the right property? Let a property buyer do the due diligence for you and give you back the weekends! No more open homes Simon Clarke @ universal buyers can help you out https://lnkd.in/g53bTHb #mortgagebroking #businessfinance #homeloans #firsthomebuyer #assetfinance #womeninfinance #trustedadvisor #personalisedservice #borrowingcapacity #propertymarkets #privatebankapproach #hignetworth #accesstoalllenders #mortgagebroker #brisbanebusinesswomen #gotyourback #mortgagelendingspecialist

03.01.2022 FUNDED! AUDIs are the JAM! LOWER rates if youre putting in under an ABN. ... Instant asset write off for your business too [email protected] or 0452597126. #assetfinance #mortgagebroking #personalisedservice #selfemployed #privatebankapproach #highnetworth #investment #finance #expats #trustedadvisor #mortgagelendingspecialist #gotyourback #borrowingcapacity #restructuring #lookoutsidethesquare

01.01.2022 SOLD! Settled on Land purchase in Western Australia for First Home Buyer Rate was in the VERY LOW 2s - NON MAJOR lender - FAST Approval. Its never been a better time to BUILD! ... $10K FHOG paid at Settlement - Plus another $45K in grants coming her way! Thats a TOTAL of $55K in government grants! $25K Home Builder Grant $20 WA State Government Grant $10K First Home Owner Build Check your POSTCODE for Property Thresholds to qualify! https://www.nhfic.gov.au/what-//property-price-thresholds/ #Ontheclientssidealways #Unmetneeds #mortgagebroking #selfemployed #privatebankapproach #hignetworth #firsthomebuyer #Investment #Finance #Expats #trustadvisor #mortgagelendingspecialist #gotyourback #borrowingcapacity #personalisedservice #accesstoalllenders #Advocate #Independent #lowrate #goals #Homeloans #mortgagerefinancing #refinance #DebtConsolidation #restructuring #Businessfinance #realestate #propertybuyer #commercial loans #development finance #Sydney #Brisbane

01.01.2022 Looking to be part of the first home owner deposit scheme? Contact me today so we can put an application in to reserve a spot for you in the next intake for 1st July 2020 onwards. LIMITED Spots available. ... Property thresholds - do apply for each state / city https://www.nhfic.gov.au/what-//property-price-thresholds/ What is the First Home Owner Deposit Scheme? Usually first home buyers with less than a 20 per cent deposit need to pay lenders mortgage insurance. Under the Scheme, eligible first home buyers can purchase a modest home with a deposit with as little as 5 per cent (lenders criteria also apply). This is because NHFIC guarantees to a participating lender up to 15 percent of the value of the property purchased that is financed by an eligible first home buyers home loan. What qualifies for genuine saving? The scheme has a requirement for 5% genuine savings. This can also be shown through a 3 months rental ledger, then the following can be accepted as genuine savings: Lump sum repayments such as bonuses, tax refunds and proceeds from sale of assets First Home Owners Grants can be accepted Gifts from family provided a stat Dec is provided detailing the funds are not repayable What Notice of Assessment is required with my submission? NHFIC has advised that from 1 July, ALL scheme applications must include the FY20 Notice of Assessment to meet their eligibility requirement. This means you will need to lodge your Tax Return at the end of the financial year for the ATO to finalise your Notice of Assessment. https://www.nhfic.gov.au/what-we-do/fhlds/ #mortgagebroking #firsthomebuyer #finance #trustedadvisor #borrowingcapacity #gotyourback #personalisedservice #accesstoalllenders

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