Ken Hew in Sydney, Australia | Loan service

Ken Hew

Locality: Sydney, Australia

Address: 8b/27 Bank St 2114 Sydney, NSW, Australia

Website: http://www.avvora.com.au

Likes: 214

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• Financial service
• Loan service

25.01.2022 Wondering if you're actually able to refinance? Well there are many opportunities that you might be missing by not looking into refinancing. In this video, I talk about why you should still consider it even during the most uncertain of times. If you want to know more, you can contact me on: 0457 183 544 [email protected]... #avvora #avvorafinance #challenger #community #consultation #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #advantage #savings #loans #repayments #refinance

24.01.2022 Wondering how long the refinance process takes? In this video, I talk about the length of the process and what the different stages involve. Need some help with the process or just want your questions answered? Contact me here: 0457 183 544 [email protected]... #avvora #avvorafinance #challenger #community #consultation #finance #financetips #financebroker #lending #mortgagebroker #meadowbank #property #borrowing #advantage #savings #loans #repayments #refinance

23.01.2022 Is the market moving at a fast pace? Debra and I talk about the current pace of the market and what is happening with lenders and home loans. Join the conversation and let us know what else you'd like us to discuss! Watch the full video at https://youtu.be/BowDX9ZpOOw... If you want to buy property but aren't sure if your financial situation allows it, get in touch and find out what opportunities are available to you: 0457 183 544 [email protected] // www.avvora.com.au

22.01.2022 Want to know how lenders behave in terms of properties that can be deemed 'risky'? Find out more on this topic and discover which kinds of properties that lenders tend to label as a bit more risky and check out the full episode here: https://www.youtube.com/watch

19.01.2022 Still a bit unsure about whether you should refinance? Let me walk you through why refinancing is something worth considering! If you want to refinance a loan or just need some more guidance, get in touch! 0457 183 544 [email protected] // www.avvora.com.au... #avvora #avvorafinance #challenger #community #consultation #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #advantage #savings #loans #repayments #refinance #meadowbank

16.01.2022 Not sure whether you should refinance? Find out why refinancing is something you should consider! If you want to refinance or have any questions, contact me: 0457 183 544 www.avvora.com.au... #avvora #avvorafinance #challenger #community #consultation #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #advantage #savings #loans #repayments #refinance

16.01.2022 Did you know that there are two types of refinance? Yes, you heard it right internal refinancing and external refinancing. If you aren't too sure what these involve, I explain everything you need to know in this video! Still got questions? You can contact me here:... 0457 183 544 [email protected] // www.avvora.com.au #avvora #avvorafinance #challenger #community #consultation #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #advantage #savings #loans #repayments #refinance

14.01.2022 I shot this week's video in front of this property. There's a bit of story behind the sale but I thought I'd share this interesting property walk-through from Greg at Starr Partners Auburn! #avvora #avvorafinance #homeloans #loans #property #interesting #different #project #construction

11.01.2022 Got a few ideas about what you might like to purchase on the property market, but aren't sure if you're able to go through with it or have the borrowing capacity? Let me help you! Get in touch and we can set up a meeting where I'll run through various scenarios with you to work out what you can borrow, as well as areas where you can save. You can reach me here:... 0457 183 544 [email protected] // www.avvora.com.au #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #savings #loans #repayments #mortgage #home #homebuyer #purchase

11.01.2022 Wondering what's forecasted for the housing market? Debra and I have a chat about potential market activity and financial traps to be wary of! If you want to learn more about the buying mistakes to avoid, check out the full podcast here: https://youtu.be/BowDX9ZpOOw

10.01.2022 Do you know what 'borrowing capacity' is? In this video, I break down what it is, how it's calculated and what can impact it. Watch to learn some of my tips for increasing your borrowing capacity! Got some questions? You can reach me here:... 0457 183 544 [email protected] // www.avvora.com.au #avvora #avvorafinance #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #capacity #advantage #savings #loans #repayments #mortgage

09.01.2022 Did you know a renovation could qualify you for the $25,000 HomeBuilder Scheme? For anyone who is considering a substantial renovation project on their home, there is a $25,000 grant available if meet the criteria. It also applies to anyone looking to build a new home. Some key points about this grant:... - You need to enter the construction contract between June 2020 and 31 December 2020. - The renovation contract is between $150,000 $750,000 - Have income less than $125,000 for inviduals and $200,000 for couples - Your property value does not exceed $750,000. If you need help organising finance to fund your project just reach out. Link https://treasury.gov.au//2020/Fact_sheet_HomeBuilder_0.pdf #avvora #avvorafinance #homeloans #loans #grant #renovation #reno #grant #government #incentive #new #home #property #construction #upgrade

07.01.2022 Trying to get a loan but have encountered a few hurdles? I'll walk you through some of the factors that can be affecting your ability to get a loan. If you're still unsure about whether you can get a loan or not, book a meeting with me and we'll work out your strengths and weaknesses for obtaining a loan! You can reach me here:... 0457 183 544 [email protected] // www.avvora.com.au #avvora #avvorafinance #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #advantage #savings #loans #repayments #mortgage

06.01.2022 Do you know what a Home Loan Review process involves? In this video, I discuss exactly what this process requires, what you can expect and how long it will take to review your home loan. If you're thinking about refinancing or want to learn more, you can contact me on: 0457 183 544 [email protected] // www.avvora.com.au... #avvora #avvorafinance #challenger #community #consultation #finance #financetips #financebroker #lending #mortgagebroker #northryde #property #borrowing #advantage #savings #loans #repayments #refinance #meadowbank

05.01.2022 Curious about how long you should hold your existing home loan for before doing a refinance? Debra from Property Frontline joins me and we discuss what you should know before looking into refinancing! Got any questions, let us know and we'll answer them. #homeloan #loans #broker #refinancing #properties #market #curious

03.01.2022 Attending an auction with the Starr Partners Auburn team and the market it looking alive! This property sold for $938,000 #property #realestate #sale #auction #househunting #sold

03.01.2022 Unsure about what you should know before approaching a broker to enquire about a home loan? In this video, Debra and I chat about what the first steps are in terms of a purchase. If you've got any questions about this topic, you can reach out to me here: 0457 183 544 [email protected]

02.01.2022 How does Afterpay affect your home loan application? There doesn’t seem to be a standard lenders have adopted to categorise this item but in general, if you are making a purchase as a one off with no ongoing limit, then it’ll be classified as a living expenses. If you have a limit of say $1,000 that you can use from the provider, the lender could see it as a credit card liability or a living expense. I know of one lender who will work out the minimum repayment for this lay-by... service on a case-by-case scenario based on the transactions history. Depending how the lender calculates this liability/living expense, it can affect your borrowing capacity. #avvora #avvorafinance #homeloan #repayment #afterpay #loans #mortgagebroker #financebroker #credit #borrowing #buynowpaylater #bnpl #policy

02.01.2022 What do brokers look for in payslips? When going through a client's payslip, here are some of the common things I check to determine how the lender will likely assess the income: 1. Components of income (base, casual, loading)... 2. Deductions (salary sacrifice, additional deductions post or pre tax) 3. Year-to-date (YTD) income (to check if the income is consistent over the financial year) This helps identify the lenders likely borrowing capacity which a more accurate estimate by applying lender policies to the income assessment. #avvora #avvorafinance #credit #homeloans #loans #policy #assessment #income #borrowing #estimate #mortagebroker #financebroker #check