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Kirstie Penton Mortgage Broker

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24.01.2022 A suburb in the spotlight: Burleigh Heads Burleigh Heads is located on the southern end of the beautiful Gold Coast, with sprawling beaches and the Burleigh Head National Park at its tip. The size of Burleigh Heads is approximately 10.2 square kilometres. It has 67 parks covering nearly 19.2% of the total area. Burleigh offers variety with many shops and department stores to boutique stores, cafes, restaurants and hotels. With a relaxed atmosphere, Burleigh is well known to t...ravellers as well as the locals. Burleigh Pavilion is a popular dining experience, situated right at the waters edge with a striking view of the Gold Coast skyline and beaches. The predominant age group is 30-39 years. In general, people work in a professional occupation. Families have also made the area home due to the lifestyle the area offers. Currently, the median sales price of houses in the area is $857,500. Copy this link to read the rest of the article - https://www.hfinance.com.au//a-suburb-in-the-spotlight-bu/ #hfinance #gc #goldcoast #burleigh #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

17.01.2022 "Not all storms come to disrupt your life, some come to clear your path." I love this! It is so easy to look at the disaster that befalls you without seeing that could really be some positive just around the corner as a result. If your debts are a disaster, give me a call and we can have a coffee and a chat about what position you are in and what options are available to you to sort them out. #hfinance #gc #goldcoast #debt #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

17.01.2022 Happy Tuesday folks! If you are thinking about your finances being a headache, give me a call and we can have a coffee and a chat about a refinance with debt consolidation. Let's tidy things up for you so you can enjoy the rest of your week! #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

11.01.2022 From my family to yours, I wish you a Merry Christmas

04.01.2022 BREAKING NEWS!! RBA November board has met on Melbourne Cup day, Tuesday the 3rd of November 2020 for their cash rate decision. The RBA board decided to REDUCE the cash rate to a historical low of 0.10 points. The board also has set a 3-year cash rate and yield target of 10 basis points. Representing a record low RBA cash rate. RBA on the Australian Economy The local economy is experiencing huge challenges with domestic GDP growth as they come to terms with the coronavirus. ...With the borders closed to international travel and students, economic growth has been lumpy. Victoria, the second-largest economy in the country has come out of lockdown in recent weeks, which will help drive the Q4 GDP. To continue reading, click here: - https://www.hfinance.com.au//rba-cash-decision-november-2/ #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

01.01.2022 Tips to Make it Through This Covid-Christmas Season This year has been like no other anyone has experienced, due to Covid-19. Lockdowns, job losses, sickness and solitude. For many people, this year has been tough, preparing a Christmas budget is important. But through all of that negativity, we have been stripped back to the basics. We have been gifted time to appreciate those I’ll do that one-day’ wishes like gardening, learning a language or an instrument, reading, riding... a bike and cooking. Time away from loved ones has emphasised the importance of the relationships we have with family, neighbours and friends. Just when it looked like Christmas would be a lonely time for many, our borders will be open for Christmas. Such joyous news! We can come together with our loved ones and celebrate together. Christmas 2020 is only 6 weeks away! Are you already preparing? It is right about now that I would normally talk about how I leave things until the last minute and spend too much money on gifts and food and end up with a huge debt once it is all over. This year is different. I have learnt that it is not important how much money you spend on gifts, because I’ve learnt that the time we spend together is the real gift! It’s early November and businesses are already getting ready for the upcoming Christmas season and so should you. To read the rest of the article, click here - https://www.hfinance.com.au/christmas-budgeting/ As always, if you'd like to have a coffee and chat about your finance needs then please reach out #hfinance #christmasbudget #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

26.12.2021 Here's another Friday afternoon savings inspo post for you. This is one of the gorgeous gardens within Hampton Court, just outside of London For all you history buffs and garden lovers, Hampton Court is an amazing place and a must-see to add to your list! I was lucky enough to spend a morning taking in the amazing architecture of the palace and beauty and peace within the gardens of this place. Just breathtaking! I know we cannot just buy a ticket and head there right now,... but keep saving saving saving. It will happen Have a lovely weekend folks x #hfinance #savings #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

24.12.2021 Happy Tuesday folks! If you are thinking about your finances being a headache, give me a call and we can have a coffee and a chat about a refinance with debt consolidation. Let's tidy things up for you so you can enjoy the rest of your week! #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

08.12.2021 Tips to Make it Through This Covid-Christmas Season This year has been like no other anyone has experienced, due to Covid-19. Lockdowns, job losses, sickness and solitude. For many people, this year has been tough, preparing a Christmas budget is important. But through all of that negativity, we have been stripped back to the basics. We have been gifted time to appreciate those I’ll do that one-day’ wishes like gardening, learning a language or an instrument, reading, riding... a bike and cooking. Time away from loved ones has emphasised the importance of the relationships we have with family, neighbours and friends. Just when it looked like Christmas would be a lonely time for many, our borders will be open for Christmas. Such joyous news! We can come together with our loved ones and celebrate together. Christmas 2020 is only 6 weeks away! Are you already preparing? It is right about now that I would normally talk about how I leave things until the last minute and spend too much money on gifts and food and end up with a huge debt once it is all over. This year is different. I have learnt that it is not important how much money you spend on gifts, because I’ve learnt that the time we spend together is the real gift! It’s early November and businesses are already getting ready for the upcoming Christmas season and so should you. To read the rest of the article, click here - https://www.hfinance.com.au/christmas-budgeting/ As always, if you'd like to have a coffee and chat about your finance needs then please reach out #hfinance #christmasbudget #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

04.12.2021 BREAKING NEWS!! RBA November board has met on Melbourne Cup day, Tuesday the 3rd of November 2020 for their cash rate decision. The RBA board decided to REDUCE the cash rate to a historical low of 0.10 points. The board also has set a 3-year cash rate and yield target of 10 basis points. Representing a record low RBA cash rate. RBA on the Australian Economy The local economy is experiencing huge challenges with domestic GDP growth as they come to terms with the coronavirus. ...With the borders closed to international travel and students, economic growth has been lumpy. Victoria, the second-largest economy in the country has come out of lockdown in recent weeks, which will help drive the Q4 GDP. To continue reading, click here: - https://www.hfinance.com.au//rba-cash-decision-november-2/ #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

20.11.2021 "Not all storms come to disrupt your life, some come to clear your path." I love this! It is so easy to look at the disaster that befalls you without seeing that could really be some positive just around the corner as a result. If your debts are a disaster, give me a call and we can have a coffee and a chat about what position you are in and what options are available to you to sort them out. #hfinance #gc #goldcoast #debt #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

16.11.2021 A suburb in the spotlight: Burleigh Heads Burleigh Heads is located on the southern end of the beautiful Gold Coast, with sprawling beaches and the Burleigh Head National Park at its tip. The size of Burleigh Heads is approximately 10.2 square kilometres. It has 67 parks covering nearly 19.2% of the total area. Burleigh offers variety with many shops and department stores to boutique stores, cafes, restaurants and hotels. With a relaxed atmosphere, Burleigh is well known to t...ravellers as well as the locals. Burleigh Pavilion is a popular dining experience, situated right at the waters edge with a striking view of the Gold Coast skyline and beaches. The predominant age group is 30-39 years. In general, people work in a professional occupation. Families have also made the area home due to the lifestyle the area offers. Currently, the median sales price of houses in the area is $857,500. Copy this link to read the rest of the article - https://www.hfinance.com.au//a-suburb-in-the-spotlight-bu/ #hfinance #gc #goldcoast #burleigh #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

30.10.2021 Weekends done right #hfinance #gc #goldcoast #beach #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

15.10.2021 Here's another Friday afternoon savings inspo post for you. This is the cathedral in Santiago de Compostela in Northern Spain This amazing monument stands as the ultimate end to a pilgrimage along the Camino, many took in seeking the remains of St James, who is said to be the bones that are inside it. I was lucky enough to spend an afternoon taking in the amazing gothic architecture and the peace within the walls of this Cathedral. What a place! I know we cannot just buy a ...ticket and head there right now, but keep saving saving saving. It will happen Have a lovely weekend folks x #hfinance #savings #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

04.10.2021 A home loan top-up is an increase to your existing home loan. It allows you to borrow more by using the equity in your home, or the difference between your remaining home loan and the current value of your property. The money access through a home loan top-up can be used for any purpose. The interest rates of the top-up home loan are lower as compared to the rates of credit cards, personal loans or car loans. These are often opted by the applicants as a cheaper option. The te...nure of the top=up loans is longer as compared to the tenure of a personal or car loan. Reach out today if you'd like to discuss your finances and this could be right for you. Let's have a coffee and a chat #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

02.10.2021 Happy Monday! I hope you have a wonderful week, whether you are working, kids are at home with you on school holidays or you have some time off yourself. As always, if you are looking to review your finances, I'm more than happy to sit down and see if a refinance or a debt consolidation could help you get your budget back on track. Reach out and we'll have a coffee and a chat #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

15.09.2021 Here's another Friday afternoon savings inspo post for you. This pic was taken from our boat, sailing along the Rhine River through Germany. It was breathtakingly gorgeous, watching the beautiful towns and villages that we passed by. I was lucky enough to spend an afternoon taking in the amazing buildings along the river, while sipping a very bitter beer What a place! I know we cannot just buy a ticket and head there right now, but keep saving saving saving. It will hap...pen Have a lovely weekend folks x #hfinance #savings #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

31.08.2021 Did you know that as a First home Buyer in QLD, you pay $0 Stamp Duty on a property up to $550,000? That's zero dollars stamp Duty. This is a massive saving to help you get into your own home. If you are looking to get off the rental roundabout, give me a call today. We have a coffee and a chat about the loan process and help you secure the finance needed to get you into your first home today #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance

16.08.2021 New Day, new Week, new Plans! Let's roll with that. Is it time for reviewing your finances too? Let's see if you are in the best position or if your finances need some work. I'm happy to meet for a coffee and a chat about your finance needs and how we could improve on your current situation. Whether it is a refinance or a personal loan, we can roll your debts into one loan and ease the pressure on your budget. Give me a call today and let's help your finances roll into the ...'new' as well #hfinance #gc #goldcoast #home #mortgage #mortgagebroker #mortgages #moving #mortgagebroking #upgrading #retirement #cityliving #family #aussielife #australia #australianowned #beaches #business #fhb #economy #firsthomebuyers #queensland #property #realestate #homeloans #fixed #variable #invest #refinance