Lalor Finance in Bundoora, Victoria | Loan service

Lalor Finance

Locality: Bundoora, Victoria

Phone: 94642225

Address: Suite 1, 20 Enterprise Drive 3083 Bundoora, VIC, Australia

Website: http://www.lalorfinance.com.au

Likes: 199

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• Property
• Loan service
• Mortgage brokers
• Estate agent

25.01.2022 Use the right broker and the answer will always be yes

22.01.2022 Let us show you how

22.01.2022 Another property secured for one of our investor clients! https://www.realestate.com.au//property-house-vic-greenval

21.01.2022 https://www.realestate.com.au//property-house-vic-airport+ Latest acquisition for one of our developer clients. 766 sq. metres in Airport West, Victoria

20.01.2022 Testimonial from another happy client! We could not commend Jim and Stefan enough for their professionalism and knowledge when re-financing our loan. They explained all the options we could take in an easy to understand manner and did not hesitate to answer any queries we had. With the re-financing, they have saved us a substantial amount that would have been spent on interest and has made our financial situation much easier. Thank you Jim and Stefan for your assistance. We highly recommend your services to anybody looking to purchase or refinance.

19.01.2022 Do you know what interest rate you're paying on your home loan? If not, you could be throwing away thousands! For access to market leading interest rates get in contact with the team at Lalor Finance. Variable rates from 3.75% Fixed rates from 3.64%

18.01.2022 Happy Australia Day!

17.01.2022 Selecting the right loan for YOU is crucial in order to achieve your goals and objectives!

13.01.2022 Another property development proudly funded by Lalor Finance- 4 25 sq. townhouses in Reservoir, Victoria.

11.01.2022 Asset finance from 4.2%! Includes motor vehicles, trucks, forklifts and machinery. Contact us for further details on 0400101292

11.01.2022 STOP THROWING MONEY AWAY!!! If you haven't reviewed your mortgage recently, you could be paying too much on your loan/s! Seek a second opinion from a qualified mortgage broker to see how much you can save today! Enquiries- PM us or email [email protected]

08.01.2022 STOP THROWING MONEY AWAY!!! Interest rates from 3.7%! Contact us to find out more

06.01.2022 BEWARE OF LOW RATE CAR FINANCE!!! It is becoming very common to see many franchise motor dealers offering low rate finance deals on purchases of brand new cars. Rates as low as 1.00% have been available in recent times. But have you heard the old saying you don’t get anything for FREE! Well the reality is you don’t!!! So who is really paying for you to have a 1.00% rate car loan? You guessed it...YOU ARE! ... Before you rush out and sign on the dotted line, it is important to understand what is happening behind the scenes with these low rate finance packages. Firstly, there is no doubt that the interest rate being advertised to finance the vehicle purchase is legitimate. But you’re probably wondering, how are they able to offer this rate? These finance offers are typically part of what the industry call a subvention finance program as the interest rate for the finance package is being subsidised by the dealer out of the profit made on the sale of the car. In other words the dealer will pay back the interest to the financier from the profit of the sale of the car, which means that the dealer needs to keep enough profit margin from the sale price to be able to cover the loss of interest. Here is an example:- Say you purchase a car for $35,000 which is being sold in conjunction with a subvention finance at an interest rate 1.90%. The term of the loan is 48 months with a nil balloon payment at the end of the loan term. Depending on the lender who is providing the finance, the subvented amount in this scenario can be anywhere between $2,500 to $2,900. This margin is obtained by selling the car at the full retail price (or more) and normally also charging a hefty establishment fee. To get the cheap rate the dealer will not allow any significant bargaining or discount on the sale price which is normally available, especially at present. Remember you may be able to negotiate a larger discount on the asking price if the purchase is not subject to subvention finance. As such a more prudent approach is to negotiate on the basis of a cash sale with the dealer leaving the low rate interest offer out of the equation. It is not unrealistic to obtain a discount of 8% to 10% off the asking price if the sale is not subject to a subvented finance arrangement. We often find once a discounted purchase price has been negotiated, those clients who then arrange finance through us at normal market rates typically end up paying lower monthly repayments and in turn lower total repayments over the term of the loan contract then they would through obtaining subvention finance. For an honest comparison, get both a finance price and a cash price, then contact Lalor Finance - Mortgage Brokers for a comparison. Our service is free of charge, and we could save you $$$ See more

05.01.2022 100% finance + stamp duties

03.01.2022 Congratulations to Dr. Srini and Dr. Dan on medical clinic number 2!

03.01.2022 The RBA has left the cash rate on hold at 1.75%

02.01.2022 http://www.rba.gov.au/media-releases/2017/mr-17-02.html