Launch Money in North Sydney | Property

Launch Money

Locality: North Sydney

Phone: +61 1300 925 081

Address: Level 3, 99 Walker Street 2060 North Sydney, NSW, Australia

Website: https://cxcfinancialpartners.com.au/services/mortgages

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25.01.2022 Still more banks cutting rates. BankSA has announced rate changes across its owner-occupied and investor fixed home loan rates, effective from Wednesday, 29 May. For its owner-occupied standard fixed rate mortgages, the changes are as follows:... Two-year principal and interest fixed mortgage rates have been cut by 15bps, from 3.89 per cent to 3.74 per cent (5.21 per cent comparison rate) Three-year principal and interest fixed mortgage rates have been cut by 15bps, from 4.00 per cent to 3.84 per cent (5.11 per cent comparison rate) For its residential investment standard fixed rate mortgages, the changes are as follows: Two-year principal and interest fixed rates have been cut by 5bps, from 3.09 per cent to 3.04 per cent (5.72 per cent comparison rate) Three-year principal and interest fixed rates have been cut by 20bps, from 4.34 per cent to 4.14 per cent (4.59 per cent comparison ate) Three-year interest-only fixed rates have been cut by 25bps, from 4.69 per cent to 3.33 per cent (6.06 per cent comparison rate) BankSA has also dropped fixed rates on its portfolio loan by 25bps, from 4.69 per cent to 4.44 per cent. Speak with a Launch Money broker today to see if you qualify for one of the great deals available. You can speak with a broker on (02) 9009 2457 or [email protected]

24.01.2022 If you think nobody cares if youre alive, try missing a couple of mortgage payments.

21.01.2022 Recent events in the banking and finance sectors have left many wondering if they can qualify for a home loan. In the first of a two part series, our finance team help you determine if you are a preferred buyer in the banks eyes. Our in-house finance brokers can be reached on 1300 925 081

21.01.2022 A rise in demand for fixed rate home loans has coincided with out-of-cycle variable rate hikes from lenders,with NAB the latest bank to lift rates. NABs decision to reprice its mortgage offerings followed moves from the Bank of Queensland and Virgin Money, which increased their home loan rates by 18 basis points and 20 basis points, respectively. These latest moves marked the beginning of a second wave of out-of-cycle rate hikes. To put yourself above the pack, discuss your options with our broker team on (02) 9009 2457

21.01.2022 We are pleased to announce the launch of our new Website. Come check it out! https://launchmoney.com.au/

20.01.2022 RESERVE BANK CUTS RATE For the 2nd consecutive month the RBA has cut the official cash rate. Many predicted this based on the words coming from the RBA, but what does it mean for you. Will your bank pass it on? Talk to our brokers today to get the best deal possible for your situation. We are providing finance across Australia right now , call our team today (02) 9009 2457

20.01.2022 We would love to hear your thoughts on the proposed changes to how mortgage brokers are remunerated for their work. Peter Koulizos, chairman of the Property Investment Professionals of Australia, said Mortgage brokers, create much-needed competition and deserve to be paid for their professional service, so were pleased that the federal government has questioned the recommendation that commissions be paid by consumers rather than banks who are the ones who can clearly afford it the most. This was supported by Ken Morrison, CEO of the Property Council of Australia, who agreed with Mr Koulizos sentiments, saying making changes to the way mortgage brokers are paid without care would make it harder for qualified borrowers to find and secure competitive finance for property purchases. What are your thoughts?

20.01.2022 Are you looking for a great fixed rate? How does 2.99% fixed 3yrs sound? A leading lender, offering for Owner Occupiers only, with Principle and interest payments. Thats 3 YRS, FIXED 2.99% Call our team on 1300 925 081 or (02) 9009 2457

18.01.2022 Success is not final, failure is not fatal: it is the courage to continue that counts. Winston Churchill

18.01.2022 NAB release new 2 yr fixed rates for first home buyers. 3.49% plus $2000 cash back if settled by 30 Sept- (conditions apply) get your application in now, what are you waiting for, pass this onto all your friends. Call now on (02) 9009 2457 or [email protected]

18.01.2022 If there is no struggle, there is no progress. Frederick Douglass

18.01.2022 Congratulations, Stephen, on your recent settlement. Hope you will enjoy your new home. Thank you for your kind words. Thank you May!! Appreciate all your time , quick response and accurate answers to my many queries. Has been super smooth compared to me sorting the mortgage out as I have in the past! Merry Xmas.

17.01.2022 We have started to see the tide change on economists and market commentators, notably on Fri 24th May, AMP chief Economist Shane Oliver stated that AMP have changed their original forecast for the property market, stating The combination of the removal of the threat to property tax concessions, earlier interest rate cuts, financial help for first home buyers and APRA relaxing its 7 per cent interest rate test, points to house prices bottoming earlier and higher than we have been expecting, After recent signalling by the RBA for a rate cut, Shane Oliver states, AMP Capital expects 0.25 per cent rate cuts in June and August. And that the bulk of these will be passed on to borrowers given the recent reduction in bank funding costs, Dont miss the next upward cycle, speak with us today about financing your next steps.

17.01.2022 Christmas is the season when you buy this years gifts with next years money.

16.01.2022 The numbers have changed. Will the Banks do the right thing? The RBA has officially cut the official cash rate to 1.25 per cent after months of speculation around a cut. Last month the RBA surprised many analysts who were expecting a cut, particularly off the back of flat inflation data by the ABS and continued weakness in the market. ... The cut is the first change to the cash rate since August 2016 with financial markets priced for the 25-basis point cut.

16.01.2022 The Australian Prudential Regulation Authority has removed the 30 per cent limit on interest-only lending, along with the 10 per cent growth cap on lending to property investors, declaring both have "served their purpose" This is good news and may just be the catalyst for some slowing of the capital city slide in property prices come the New Year. Get your pre-approval in place now and beat the rush and the competition. [email protected] (02) 9009 2457

15.01.2022 RBA has elected to hold the cash rate at 1% at todays meeting. The RBA has stated that it would like an accumulation of evidence before it acts again to ease policy. So it is clear it wants to monitor the data flow, particularly that on the labour market, before it moves again. talk to our brokers to determine your home loan options (02) 9009 2457

14.01.2022 Before borrowing money from a friend, decide which you need most.

13.01.2022 Congratulations Cameron, on your recent settlement. I am sure you will be very happy at your new home. Thank you for your feedback: I thought May was very helpful, always available & knowledgeable for all my questions whenever I had anything I wasnt sure about. So I will not hesitate to recommend her and your services as a mortgage broker to anyone in the future. Thanks... Cameron See more

13.01.2022 Many market observers have come out today suggesting another cut in November is possible, watch this space. Would you benefit from a confidential no obligation chat with a broker? (02) 9009 2428

12.01.2022 The treasurer comes out and voices disappointment at the majors who havent passed on the full rate cut. We have options available if you want to get away from the greedy ANZ and Westpac. Call May today on (02) 9009 2428 or email [email protected] for a free mortgage comparison review.

12.01.2022 Finally some technology to bring it all together. The team at CXC Financial Partners launches a platform to ensure you stay on top of your money. Available to all Launch Money followers. https://cxcfinancialpartners.com.au/myvault/about/ - Simple easy and secure technology - Providing clarity, visibility and true control - Take a look

10.01.2022 What will interest rates do this year. Based on these two EXPERTS, Im not sure anyone really knows. Westpac chief economist Bill Evans last Thursday said he expects falling house prices to drag the economy, that could ultimately force the Reserve Bank to make two cuts this year. Speaking at The Urban Developers 2019 Property Market Outlook event in Brisbane, Macroplan chairman Brian Haratsis said he thinks the banks will keep the cash rate at 1.5 per cent for the calendar year. What I do know is that if you believe you may be paying more than you need to, or you want to prepare for a purchase at the bottom of the market, you need to act outside of what the experts say. Speak to our team today for tailored advice just for you. Call May on (02) 9009 2457

10.01.2022 Many home loan customers have expressed great relief at the two recent rate cuts with many now experiencing the lowest interest rate environment they have ever seen. The question you need to ask yourself is how will you use them to your advantage? To discover more, call our team today on (02) 9009 2457 and speak with May, she knows how to help.

09.01.2022 Negative gearing changes are off the table, CGT changes are off the table. First home buyer benefits are back on the table. Mr Morrison announcing during the campaign that the Liberal government will allow first home buyers to purchase property with a 5 per cent deposit. This means some lenders will provide loans on a 95 per cent loan-to-value ratio. The First Home Loan Deposit Scheme will be available through private lenders and small lenders, which Mr Morrison said is a bid to ensure competition on price for Australian borrowers. Speak to our team at Launch Money to make sure you dont miss out. (02) 9009 2428

08.01.2022 The Rate cutting has begun. NAB, BOQ, BankSA and Greater Bank are the latest lenders to drop their fixed mortgage rates following a move from ING earlier this week. NAB has reduced its two-year standard owner-occupied P&I fixed rate on its NAB Tailored Home Loan (Choice Package) by 20 basis points to 3.59 per cent (4.93 per cent comparison rate). The big four bank has also cut its two-year first home buyer fixed rate by 20 basis points, down from 3.69 per cent to 3.49 per c...ent. Both changes are effective for new business form 30 May. NAB, BOQ Group, BankSA and Greater Bank are the latest lenders to cut their mortgage rates, amid easing funding cost pressures and expectations of a rate cut from the Reserve Bank of Australia (RBA). Earlier this week, ING announced reductions of 16bps across its Orange Advantage and Mortgage Simplifier principal and interest variable home loans, effective from 30 May. Speak with Launch Money to see if you qualify for these exciting reductions. You can reach a broker on (02) 9009 2457 or [email protected]

07.01.2022 Our most successful clients come to us with a plan. A plan created by their financial network. Get your trusted network by following the links below. https://www.facebook.com/cxcfinancialpartners https://www.facebook.com/launchproperties

06.01.2022 The rate cutting continues: Smaller lenders are getting in on the act BOQ Group has also announced a number of fixed-rate cuts across its BOQ, Virgin Money and BOQ Specialist (BOQS) brands. The changes, which will apply to both owner-occupier and investor home loans, will take effect from Friday, 31 May.... At BOQ and Virgin Money: Two-year owner-occupied P&I fixed rates have been cut to 3.44 per cent, representing a 15bps decrease for BOQ and a 31bps decrease for Virgin Money. Three-year owner-occupied P&I fixed rate have been cut to 3.39 per cent, representing a 30bps decrease for both BOQ and Virgin Money. BOQ and Virgin Money have also cut their two and three-year investment P&I and interest-only rates by up to 30bps, with investment home loan rates now starting from 3.69 per cent. BOQ Specialist is also reducing one, two, three and five-year fixed rates for owner-occupied P&I on new borrowings of $500,000 or more. Contact Launch Money today to see if you qualify for one of these outstanding deals. (02) 9009-2457 [email protected]

06.01.2022 Rate Cut Alert. Stay tuned for lenders announcement. https://www.smh.com.au//rba-cuts-interest-rates-to-histori

05.01.2022 With NAB being the last of the big four to raise their interest rates, now is the ideal time to have a mortgage review. Use the SEND EMAIL button or simply call our brokers direct on 1300 925 081. A mortgage review is free and the savings may surprise you. What would you spend the money on? 1300 925 081

05.01.2022 The man who never has money enough to pay his debts has too much of something else.James Lendall Basford

04.01.2022 RBA HOLDS OFFICIAL CASH RATE The current cash rate is still at a historic low, but most economists are predicting a further cut before the end of the year. So watch this space. Would you like to know if there is a better deal out in the market for you? Call our brokers on (02) 9009 2428

02.01.2022 Whilst we saw some preemptive reductions from 2nd tier lenders early in the week, the majors have come out boldly in an attempt to win your business. ANZ fired first with 0.18% effective 14 June CBA followed with the full 0.25% effective 25 June NAB were next also with a full 0.25% effective 14 June Westpac have put their hat in the ring with a 0.20% effective 18 June... Philip Lowe RBA Governor, admonished ANZ and Westpac for not passing on the RBAs full rate cut, and encouraged unhappy customers to ditch and switch. Ask the brokers at Launch Money to take a closer look at your loan. info@launchmoney to get the ball rolling.

02.01.2022 As the big banks juggle for media exposure over their rate cutting antics, take some time to understand your personal financial position. The team at Launch Money can complete a debt review, the result of which can be simplified payments, lower interest rates and money saved. A few moments of your time could save you thousands, we believe thats well worth the effort. Do you? (02) 9009 2457

01.01.2022 How do you believe Mortgage Brokers should be paid. Option 1 is by the Bank Option 2 is by the borrower. Take our poll and let us know.