Laura Waters in Geelong, Victoria | Finance

Laura Waters

Locality: Geelong, Victoria

Phone: +61 402 416 908

Address: level 1, 27-31 Myers Street 3220 Geelong, VIC, Australia

Website: http://www.podiumfinancial.com.au

Likes: 201

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25.01.2022 When it comes to buying a home, your list of things to do can snowball vey quickly. One of the greatest gifts I can offer my clients, is to slash their lists of tasks by managing their home loan process for them. Let me take care of all the nitty gritty while you get on with finding your dream home!

24.01.2022 Trying to navigate your way through the abundance of home loans on offer can be overwhelming and super confusing! Finding the right fit for you and your circumstances is certainly easier said than done! Unless you bring in a specialist who lives, eats and breathes home loans - like ME! Knowing all thats on offer, what your requirements are and how to efficiently process all the necessary paperwork, are things you dont to leave up to chance. Let me find the right puzzle piece for you - reach out and lets get started! [email protected]

24.01.2022 With us all spending more time at home lately the walls might feel like theyre closing in a little or the backyard might be feeling smaller than you originally thought. Now is a great time to write a wish list of what you would like in you next home AND start using those online home inspection tools to check out whats available in your desired area. Then give me a call! 0402 416 908 #timetoplan #doyourresearch #dreamhome

24.01.2022 Wishing all the Dads out there a very Happy Fathers Day this weekend! It certainly might be celebrated differently this year. However, you can let your Dad know you love him and youre thinking of him. #happyfathersday #fathersday2020

24.01.2022 Ahh family time somewhere warm and sunny. A holiday sounds amazing right about now, and while we cant travel too far, its a great time to start saving for the future trips youre day-dreaming about! If saving seems impossible its time to take a look at your expenses and consolidate your debts. Speak to me about refinancing your home loan and lets find an answer to your holiday dreams.

23.01.2022 Plans change. It happens. Theres no point wasting time with what might have been, better to keep moving forward with a new plan. Thanks for the kind review P.C.

22.01.2022 Weve all got to start somewhere with our home ownership dreams and creating a budget to build your savings is always a good place to begin. Having a healthy deposit and proven savings history is a brilliant way to broaden your home loan options and plan for the future. So get organised and start filling your piggy bank! #savingforadeposit

22.01.2022 So youve decided to add one more to the mix - Congratulations! That impending little bundle might be the push you needed to take the next step and upsize your home. To see where you stand and know what amount you can be pre-approved for, set up an appointment with me a.s.a.p. 0402 416 908

22.01.2022 Once you get past all the stress of finding a property to buy or build, then you get to the good stuff . . . . interior decorating! (Oh the bounty of boards youll create in Pinterest! ) Im certainly here to help you take the stress out of finding the best home loan, but as for picking your master bedroom colour pallet - youre on your own! Note to self: Remember to make the bed tomorrow

21.01.2022 Who wouldn’t want to live here?! Make 2021 the year you finally turn that seachange dream into a reality. Let’s chat, get your finances in order and get you searching for just the right home. #seachange #torquayforeshore 0402 416 908 [email protected]

20.01.2022 Needing access to some extra cash to turn your spare room into a functional home office could be as simple as refinancing your home loan. Not only might you be able to access the equity in your property to fund this little home improvement you could also benefit from: Lower monthly repayments Building equity faster with a lower interest rate Paying off your loan sooner than you thought Consolidate your high interest debts like credit cards, personal loans and car loa...ns into a single monthly home loan repayment. Accessing further equity to buy an investment property. Send me a message or give me a call on 0402 416 908 and lets see what options are out there for you. See more

19.01.2022 The old ideals of what comes first - marriage, home or baby - are totally out the window these days. Everyones situation is different and thankfully there are home loan products and lenders who understand the diversity of todays home buyer. There are plenty of options to consider.

18.01.2022 Respect. Trust. Two essential traits and very powerful notions. No one sets out with the sole purpose of building a great reputation for themselves, but achieving a respected reputation and receiving positive feedback from my clients can only be achieved through the respect and trust Ive earned. Give me a call on 0402 416 908 and lets start a conversation. Photo: @Butter_and_Co

18.01.2022 We are all taking extra precautions with our physical health so why not extend those same concerns to your financial health. Having a home loan check-up could save you time and money. Its as simple as that. Call me 0402 416 908

18.01.2022 No one ever said managing your finances was easy, but over complicating your situation and spreading yourself too thin will only lead to unnecessary stress. Lets have a chat about how we can streamline your situation and create a more stress-free experience for you and your family 0402 416 908 or [email protected] Photo credit: @HOMESTOLOVEAU

16.01.2022 Someday youll get there - to the place you wanted to be. But it wont happen by accident. Setting a goal, working hard and achieving it - Doesnt get much better than that. Make someday a reality!

15.01.2022 The future can seem like a distant dream sometimes but if you dont start planning, youll never get there. Take the first step today! #callme

15.01.2022 Featured Property! We are totally in love with this stunning Californian Bungalow located in Newtown which has been beautifully renovated whilst holding on to its original charm. Its hit the market and ready for inspection on Saturday the 13th June from 11:00 - 11:30am https://www.realestate.com.au/property-house-vic-newtown-13 Call Tom Butters - Buxton Real Estate for more information and contact me for the money to buy it 0402 416 908 [email protected]

14.01.2022 "What is a Home Loan Pre-Approval exactly and why do I need one?" I get asked this question a lot! . In a nut shell - having a loan pre-approval means that a lender has agreed, in principle, to lend you an amount of money towards the purchase of your home. While they havent provided final approval yet, this is an important first step. Once you obtain pre-approval you are in a great position to know what your budget is and you can confidently search, negotiate and even put in an offer on a home you wish to purchase.

13.01.2022 Do you have a wish list? A list of things you want to achieve, things you want to own, places you want to visit? #bathroomreno #familyholiday #newhome Saving to achieve those wishes can be difficult if you are overwhelmed with debt. Consolidate your repayments and start working towards making those wishes come true

13.01.2022 Paperwork is an essential part of any load application and in the current climate, many of the big banks and lenders have reassessed their requirements and are now requesting different paperwork to what they have in the past. Before you get caught up trying to source what you think you need - give me a call and I can save you time and guide you through. 0402 416 908

12.01.2022 With falling interest rates and hurdle rates now is a great time to refinance! Lets sit down (in the comfort of our own homes) and have a chat over the phone or over a video call to talk about how much money you can save

11.01.2022 At the risk of sounding old-fashioned, there’s nothing more important to me than building solid, trusting relationships. I’m here to help set up your family’s future - because, really, what’s more important than that?

10.01.2022 There are few things more quietly rewarding than a new plant - although a new plant in a stunning new pot is probably one of them! And it certainly makes your house feel like a home! Frankie Say Relax stocks a collection of beautiful homewares, plants, pots and gifts - and you can find them in Geelong, Torquay and Queenscliff. #shoplocal

09.01.2022 Growing your family can lead to changes in your overall household income. There are some lending options that allow for and assist with these changes and others that do not. If you are in need of advice on the options available to you right now, or youd like to consider these options down the track - give me a call and lets assess whats out there to suit your needs Laura Waters - 0402 416 908

09.01.2022 Getting to know my clients is always lovely. Having the privilege of working with them again to purchase their next home or an investment property is awesome! Assisting my clients to make smart choices and take advantage of financial opportunities is why I love what I do! Give me a call if I can help you take the next step in your home ownership journey 0402 416 908

09.01.2022 Welcoming Briony Whatnall Assistant to Laura Waters at Podium Financial Services. Briony has previous experience working with people in the health care industry and is particularly good at addressing client needs as well as building rapport with people. ... Briony has recently taken the time to focus on her career path and academic pursuits, including undergoing her Certificate IV in Mortgage Broking Her goal is to learn and develop those all-important skills necessary to be great in the financial industry. As a personal mission, Briony strives to empower and improve others outlooks and circumstances.

09.01.2022 Featured Property! Refreshed and Ready to Move In - 304 High Street BELMONT. This immaculate renovated home positioned in the sought after suburb of Belmont could be the idyllic addition to your rental portfolio, also for those wanting to get into the market, could potentially be your first home. The property is light and bright, with open plan living, polished floorboards and low maintenance garden. It has hit the market and is ready for inspection on Saturday, 25 July 2:30... pm - 3:00 pm and Sunday, 26 July 11:00 am - 11:30 am11:30am (link in bio ) Call Tiffany Simpson Hayeswinckle Real Estate on 0417 149 049 for more information and contact me for the money to buy it [email protected] / 0402 416 908 See more

08.01.2022 Hi Everyone, Many of you may know me as an experienced Finance Broker who specialises in residential and commercial Finance. Part of my journey in building relationships and being successful in the business world has evolved through my connection with BNI Geelong - Bay City. BNI Geelong Bay City is a network of skilled passionate Geelong business people who all have one common goal: to grow their businesses.... Next Tuesday the 21st of July between 7:15am-9am Ill be doing a short presentation about how banks have changed their policies during this COVID period. Over 10 minutes Ill be outlining the following: What you can do when preparing for a bank loan and how to look your best in the eyes of the lender. The government home builder stimulus package and how you can access the 25k grant. Whether youre self-employed, a first home buyer or looking to refinance you wont want to miss it. Id love to have you as one of my visitors. All you have to do is let me know if youre coming tune in next Tuesday the 21st by clicking the zoom link below. https://bnionline.zoom.us/j/396840969 Hope to see you there. Thank you Laura

08.01.2022 Remember that amazing coffee you used to get from that sweet cafe near your office? Oh those were the days . . . . These days if your coffee is coming directly from your kitchen while you work on the dining table - think of the money youve been saving each day, each week and even each month. It all adds up and if you put your coffee funds towards your deposit savings you might be in your own home sooner than you think! #silverlining #wemisscafes #coffeelovers

07.01.2022 Is anyone else dreaming about escaping this Winter weather?

07.01.2022 So, it looks like the next few years will have us holidaying around Australia (and what a beautiful part of the world we live in!) So where will you go? Interstate? Or just down the coast? Whatever your next vacay may be, now is a great time to get your finances in order and take advantage of the great interest rates on offer. Give me a call and lets take the first step to getting your bags packed!

06.01.2022 Planning to build a new home or add an extension to your current property could see you take advantage of the Australian Governments HouseBuilder $25K Cash Grants. While there are criteria to be met and spending limits to consider, if you do qualify for these grants, now is a great time to take that first step. Contact me to discuss your plans and see if you qualify - Laura Waters 0402 416 908

06.01.2022 I was thrilled to be part of a super informative podcast recently with Amy and Alyssa from The Buyers Bible. Focusing on where first home buyers should be getting their advice from, this podcast is packed with tips and references on where to get great advice (and it also includes some insights on the risks of following bad or incorrect advice). Take a few minutes to check it out for yourself https://bit.ly/2Zc5Fci

04.01.2022 As your mortgage broker, I’m here to negotiate the best possible loan for you. But what do you need to do? Negotiate the best possible property price! Start off by knowing your area - are there many properties for sale? Are houses sitting on lists for months or being snapped up within days? Next find out as much as you can about the particular property you’re interested in - knowledge is definitely power. When it’s time to start negotiating, friendly and firm is the way to go. And remember - always be prepared to walk away - think with your head, not your heart (as much as possible!)

03.01.2022 Shopping is fun . . . . . sometimes Shopping for a home loan - not so much! With more than 12 years of experience in the finance services industry, I have built strong, effective relationships with more than 30 different lenders which gives me access to dozens of loan products for my clients. It makes sense to have someone like me to take you on the shopping tour and guide you through the options best suited to your situation. Make an appointment to chat on 0402 416 908. Photo: @Mayfield.store

02.01.2022 Where do you do your research? This dreamy kitchen bench looks perfect! Making a major purchase is not something we do everyday, so when we do, most of us spend some time researching. Weighing up the pros and cons, checking all the options and looking into the finer details before we say - Yes, I take that one thanks. When it comes to finding the right home loan I do all the hard work for you - I narrow down the best options for your situation and talk you thr...ough the ins-and-outs so you can make an informed decision. Give me a call on 0402 416 908 and lets get to work. See more

02.01.2022 Believe it or not next month is the first month of spring! Winter (and lockdown) has felt a lot longer than it should and if you are considering upsizing or downsizing your home, spring cleaning and decluttering is an essential part of the sales process. So use your time and the sunshine wisely!

02.01.2022 Sometimes my role is part mortgage broker, part translator, part advisor, part counsellor, part project manager and part educator - and I wouldnt have it any other way! Thanks for the lovely review R.C. - your feedback is truely appreciated

01.01.2022 Thankfully my role allows me to work from anywhere, but its on days like this I do miss escaping to my local cafe for a well made coffee and a chance to check my emails for the all important "LOAN APPROVED" subject lines! #winning

01.01.2022 Is it time for a break up? Things might have been ticking along for a while now, but it’s never too late to split from your home loan if it’s not working for you. Or you can split your current loan and choose to fix a portion and go variable with the rest. You can save thousands over the lifetime of the loan by making clever decisions now. As your mortgage broker I’m here to help you find your perfect ‘relationship’. 0402 416 908 [email protected]

01.01.2022 It might sound hard at first, but waking up early and prioritising you first thing in the day can make a huge difference to how you feel. It can be as small as lighting a candle for five minutes of meditation to as big as untangling your budget over a freshly brewed pot of leaf tea - so why not pencil in some all-important me-time?

01.01.2022 Covid 19 has effected the real estate industry somewhat - Open for Inspections have changed, there has been a greater reliance on viewing land & properties online and auctions have even moved to online formats. However, houses are still being bought and sold everyday! While many of our plans 2020 plans have been thrown out the window, finding and buying your dream home doesnt have to be one of them! #keeplooking