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12.01.2022 These are my tips for saving for Christmas and I follow these steps to ensure the money is there before Christmas. Set up a bank account some banks have a Christmas club account which you can't access between February and November. Set up a auto payment from your paycheck, centrelink etc. I like a visual to keep track of where I'm up to and make it fun so I don't get bored. [ 74 more words ] https://livingwellonless.com.au//how-to-save-for-christma/