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LENDWISE FINANCIAL SERVICES in Adelaide, South Australia | Local service



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LENDWISE FINANCIAL SERVICES

Locality: Adelaide, South Australia

Phone: +61 8 8336 1332



Address: PARADISE 5075 Adelaide, SA, Australia

Website: http://www.lendwise.net.au

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25.01.2022 Wishing you all a Happy Easter & enjoy the long weekend! Robin Babbar 0433 528 786 ... Liana Babbar 0433 252 493 [email protected]



25.01.2022 Is it time for a Home Loan Health Check? Call us today for a free review of your current Mortgage. We could save you !!... Current Special Interest Rate 3.49% Robin Babbar 0433 528 786 Liana Babbar 0433 252 493 www.lendwise.net.au

25.01.2022 ** First Home Loan Deposit Scheme**

24.01.2022 ****Early Release of Superannuation due to COVID -19**** Banks are declining home loan applications if you are using $10,000 superannuation towards the funds t...o complete for your home loan application because you can only apply early release of this super if you are under Financial Hardship / Financially affected. Banks are happy to consider Super funds through First Home Super Saver Scheme. If you have more questions, please do not hesitate to contact me on 0433 528 786. Thanks and Regards Robin Babbar Lendwise Financial Services CRN: 485824



24.01.2022 ARE YOU READY FOR YOUR FIRST HOME?? Please feel free to us on 08 8336 1332 or 0433 528 786

23.01.2022 Lendwise Financial Services#vision via ripl.com

23.01.2022 Some of the Services we specialise in!! Contact us today if you would like to review your current situation! We could save you on your home loan repayments... or get into your new home quicker! Robin and Liana Babbar Phone: 08 8336 1332 Mobile: 0433 528 786



22.01.2022 If you're thinking about buying a home, being aware of your credit score is an important factor. Why does it matter? Here we explain the basic facts you need to know: https://bit.ly/2W36sbw

22.01.2022 Recently I have been getting few calls / enquiries from clients asking if there are any spots left over to qualify for First Home Loan Deposit Scheme (FHLDS)as their Bank has told them to wait for couple of months due to no spots available. My answer is "YES" there are still few spots available under this scheme. I have done 2 Reservations Last week ( both within 3 business hours) and Loans has been Formally Approved and Settling in next couple of weeks. Almost saved $12,000 ...each client in Lenders Mortgage Insurance (LMI) and got them very good interest rate as well. So if you / your family/ friends are looking to purchase your home under this Scheme, please do not hesitate to contact me on 0433 528 786. I am happy to organise your reservation for First Home Loan Deposit Scheme within 1 business day. Credit Representative Number: 485824

22.01.2022 Borrow upto 98% of your Property Price First Home Buyer Deposit Scheme Competitive Rated with Flexible Features to suit your needs Cashback offers for Firs...t Home Buyers CashBack offer if you looking to refi your existing mortgage 2 Yrs Fixed Rate starting from 2.88% & Variable from 3.05% Available 7 days and afterhours for your convenience If you have any questions regarding finance, please do not hesitate to contact me (Robin) on 0433 528 786.

21.01.2022 $25,000 HOMEBUILDER GRANT Building commencement criteria extended to 6 months. Effective 23 November 2020, the Commissioner of State Taxation has exercised her discretion to extend the construction commencement timeframe by 3 months for all relevant applications. In effect this means that to be eligible for the HomeBuilder Grant construction must commence within 6 months of the date of the contract. Construction is taken to have commenced when site works including excava...tion for the approved building works is complete. Commencement must be supported by evidence such as a statutory declaration from the builder or a mandatory notification form which is used to notify local councils of stages of work. Applications must be submitted no late than 31 December 2020. If you have any further questions, please call me on 0433 528 786 or send email to [email protected] Thanks and Regards Robin Babbar Lendwise Financial Services

19.01.2022 The Reserve Bank of Australia (RBA) has held the official cash rate at 1 per cent.



18.01.2022 Are you struggling or getting deeper into your existing debts? Has your loan been declined due to too many debts / missed repayments or Bad Credit Rating ? We can help you consolidate your debts and get your finances under control.... Get in touch with us today Robin Babbar 0433 528 786 Liana Babbar 0433 252 493

18.01.2022 Some great tips for saving for your deposit quicker!!! Lets do it.. start today! It starts with small changes and you will achieve your goals!! If you need to discuss further or have any questions please contact us! [email protected]... Www.lendwise.net.au Robin Babbar MortgageBroker 0433528786 Liana Babbar 0433252493 See more

17.01.2022 RBA DECREASES Cash Rate to 1.25% Looks like the right time to refinance to a better interest rate or perhaps get that property you have dreamed of!? #interestrates #mortgageexpert #lwfs #lendwisefinancialservices #mortgagetips #calltoday ... [email protected] ROBIN 0433528786 Robin Babbar MortgageBroker

16.01.2022 ******** BREAKING NEWS******* RBA decided to lower the cash rate by another 25 basis points to 0.75 per cent. Australias official cash rate has fallen below 1.0 per cent for the first time in history.

16.01.2022 If your looking for a new car, and need some funds to assist with your purchase... contact me to discuss further! Most competitive rates 24 hour turn-around... time Choice of lenders Lendwise Financial Services Phone- 0433528786

16.01.2022 PROUD TO BE A PART OF THIS EVENT PUNJABI VIRSA 2019 - Good Luck and Best Wishes to the event organisers.

13.01.2022 Exclusive South Australia Suburbs with more affordable pockets

11.01.2022 ***BREAKING NEWS *** ***ATTENTION FIRST HOME BUYERS*** Mr Scott Morrison said a re-elected Coalition government would set up a scheme to offer loan guarantees f...or first home buyers so they could buy their properties with deposits of just 5 per cent of purchase price LendwiseFinancialServices Ph: 08 8336 1332 Mob: 0433 528 786 E: [email protected]

11.01.2022 RBA Cash Rate reduced by further 25 basis points to 0.50%

09.01.2022 It's something most of us don't want to think about, but do you have a plan in place? Can you imagine being diagnosed with cancer, while running your own business and paying off a mortgage? Carmel tells her heart-warming story and how shes been able to get through the toughest moments of her life. Contact us today to get the peace of mind for you and your family incase the unfortunate happens.... www.lendwise.net.au [email protected] Robin Babbar 0433 528 786 Liana Babbar 0433 252 493 https://youtu.be/RQvDNsWtJkY

09.01.2022 Are your Self Employed and Need Finance?

08.01.2022 What is a MORTGAGE and FORECLOSURE?? A MORTGAGE is not a loan but a form of security interest for a home loan taken over the real estate property that you are purchasing. Real estate mortgages are the most common type of mortgage. When personal property items such as cars, Trucks etc... are mortgaged, it is called a "Chattel Mortgage".... FORECLOSURE - Its is a legal process by which lender takes control of a property. Generally happens when a homeowner fails / stops paying their mortgage payments as agreed upon. In this case lender may seize your property and sell it to new buyer to help recover the mortgage balance. This whole process is called FORECLOSURE.

08.01.2022 "TOP SIX TIPS" - a First Home Buyer needs to Know Bigger Deposit - Better Position Know your Credit Rating Work out what your bottom line looks like... Research, Research and Research Potential Investment If you don't have the finance, don't make a bid If you have any questions, please do not hesitate to us on 08 8336 1332 / 0433 528 786 or email us at [email protected]

08.01.2022 Are you looking to buy new or used Car? Most competitive rates 24 hour turn-around time... Wide range of lenders to tailor a finance solution to your needs. Please contact us on 08 8336 1332 or 0433 528 786.

08.01.2022 Wishing all our Valued Clients and all Facebook family a very Happy and prosperous New Year 2020. Thank you for your support in Year 2019 and looking forward f...or helping more families to achieve their financial goals in 2020. Regards Lendwise Financial Services Team

07.01.2022 ***ATTENTION FIRST HOME BUYERS*** Why Rent when you can own your brand new Turn Key home from as little deposit as $3000* ?? -------Some exciting features include------... -Nothing to pay until completion No hidden costs or surprises -NO loan repayments for 9 months or until your home is built, whichever comes first -Prime blocks in some of Adelaides most desirable suburbs -Fixed Price construction period for your peace of mind. This means No Surprises, less stress about hidden costs and delays in getting into your new home -Guaranteed on time completion and delivery of your new home ******HOW THIS WORKS****** Instead of buying a block of land and then finding a builder to build your home, a house and land package bundles it all together. Your will be entitled to $15,000 First Home Owners Grant and $10,000 contribution from your builder to assist in covering the construction loan interest over the construction period. House and Land Package : $320,000 Fees and Charges (S/Duty) : $18,295 FHOG deductions :- $15,000 TOTAL REQUIRED UPFRONT : $3,000* * Based on total House and Land Package upto $320,000 ( Land Cost $130,000 and Build Cost $190,000) from a participating builder ( includes $10,000 builder contribution). Also assume customer is eligible for FHOG and Homestart's Graduate Loan. Other Terms and conditions, fees and charges apply) Please feel free to contact Robin Babbar on 0433 528 786 if you need to discuss it further or perhaps check your borrowing capacity. Regards Robin Babbar Lendwise Financial Services

05.01.2022 Aussies heading for historic housing crash

05.01.2022 Heart Health Week This Heart Health Week, we are supporting the Heart Foundation and ALI Group alike to raise the alarm and to raise awareness on heart disease and heart related illness in Australia. This week, we have made changes to our day-to-day by taking a lunchtime walk. ... Learn more about the heart health epidemic in Australia here - http://info.aligroup.com.au/e/21/2XR2l2A-/23gbrb/204997779 To discuss Loan Protection Insurance for you and your family, contact us on 0433 528 786 today! [email protected] www.lendwise.net.au

05.01.2022 Some really great pro's and con's for buying or building for first INVESTMENT PROPERTY! Let's do this! We have access to over 30 lenders, don't wait to buy real estate, buy real estate and wait! www.lendwise.net.au... Email us: [email protected] Robin: 0433 528 786 Liana: 0433 252 493 https://www.mebank.com.au//what-types-of-property-are-bes/

05.01.2022 Major banks have agreed to set up a special hotline to give priority to businesses looking for bridging finance ahead of receiving JobKeeper payments.

03.01.2022 HOMEBUILDER $25k GRANT ANNOUNCED HomeBuilder will provide eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new ho...me or substantially renovate an existing home if you meet the following criteria You are eligible if you are: 18 years old and an Australian Citizen. NOT AVAILABLE FOR PERMANENT RESIDENTS. Income Test for Single - $125,000 per annum for an individual applicant based on your 2018-19 tax return or later Income Test for Couple - $200,000 per annum for a couple based on both 2018-19 tax returns or later or you earn less than $200,000 in combined income Building or renovating your owner occupied property. NOT AVAILABLE FOR INVESTMENT PURPOSES. Minimum Spend of $150,000 with a building contract from a licensed builder. Enter into a building contract between 4 June 2020 and 31 December 2020 . You are NOT eligible if you are: An Owner Builder Renovate an existing home as an investment property Renovating your home that includes things such as swimming pools, tennis courts, outdoor spas and saunas, sheds or garages Building an investment property Land and Build contract price exceeds over $750,000 HomeBuilder will complement existing State and Territory First Home Owner Grant programs, stamp duty concessions and other grant schemes, as well as the Commonwealths First Home Loan Deposit Scheme and First Home Super Saver Scheme. So if you are a First Home Buyer and Looking to build your owner occupy property in SA, you may be eligible for upto $40,000 Grants- Subject to eligibility criteria. If you need some inspiration or guidance , we would love to help you with your finance. Thanks and Regards Robin Babbar Lendwise Financial Services Mobile: 0433 528 786 CRN: 485824

03.01.2022 MOST FREQUENT ASKED QUESTION " HOW CAN WE PAY OFF OUR HOME LOAN SOONER"? Please take a moment to read this article below to check different ways you can pay off your home loan sooner. If you would like to discuss further or like to make changes in your existing home loan, please call us on 08 8336 1332 or 0433 528 786.

02.01.2022 Happy Mothers Day to all the wonderful mothers, our clients and family and friends! Hope you all have a lovely day! ... Robin Babbar MortgageBroker [email protected] Www.lendwise.net.au Liana 0433252493 Robin 0433528786 See more

02.01.2022 Big 4 Banks offer mortgage repayment relief. If you are struggling financially with your home loan repayments, please get in touch with myself or your lender to discuss what options are available for you. If any of my friends, family or clients need assistance, feel free to contact me on 0433 528 786.... Regards Robin Babbar Lendwise Financial Services CRN: 485824

01.01.2022 Two Home Loans settlements successfully completed this week under this scheme. Clients borrowed 95% of property price and paid NO LMI ( normally it would be $12,000) and interest rate as low as 2.29%. Successfully reserved two more spots for my clients for their Pre- Approvals. If you are a First Home Buyer looking to enter into the market , please feel free to contact me on 0433 528 786 to discuss regarding your finance.... CRN: 485824

01.01.2022 Tips to help you save your deposit faster

01.01.2022 Call us today to find out more! Current Special Interest Rate 3.49% Robin Babbar 0433 528 786... Liana Babbar 0433 252 493 www.lendwise.net.au [email protected]

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