Simon Davies | Loan service

Simon Davies

Phone: +61 412 794 388

Address: 64 Kullaroo Road 2259 Summerland Point, NSW, Australia

Website: www.liberty.com.au/adviser/simon-davies

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25.01.2022 Some great news for first home buyers buying/building NEW homes with the NSW Govt extending stamp duty relief thresholds from 1 August, but be quick it's only for a 12 month period. In summary: Vacant land: - $0 stamp duty threshold lifted from $350,000 to $400,000, saving over $7700 in stamp duty on a $400,000 land buy. ... - concessional stamp duty threshold raised to $500,000 New homes: - $0 stamp duty threshold lifted to $800,000 from 650,000, saving over $31,000 in stamp duty. - concessional threshold lifted to $1,000,000. Often initiatives where more money is made available to purchaser simply lifts prices so any savings are a bit illusory, but it is meant to keep up interest in building and buying new homes to keep activity in the construction sector bubbling along. More info here: https://www.nsw.gov.au//big-boost-for-first-home-buyers-an

24.01.2022 If your income has been affected by COVID-19, you’re not alone. The government has announced a number of economic packages to help individuals and families, so find out what you could be eligible for here: https://bit.ly/3bgb8Cv #FreeThinking #GetFinancial

22.01.2022 Markets are heading north again with the latest Core Logic house values data out ending February. Highlights (if you already own a home!) include Sydney surging by 4.6% over the quarter and 10.9% for the year, Melbourne 3.9%/10.7%, with Canberra and Hobart around half that. Some bargains in Perth and Darwin with 5% and almost 8% falls over the past 12 months. ... Full details in the article below.

22.01.2022 Ready to drive away for some fun in the sun? I can help with specialist caravan finance. Get in touch today to discuss how to get you and your loved ones moving. https://j.mp/35kWVno

21.01.2022 Why pay rent to someone else for your work premises when you can own it yourself and get rewarded. Purchasing a commercial property inside your SMSF can make perfect business sense, as well as boost your wealth for retirement. Be it a factory unit, warehouse, strata office, even residential properties used wholly for business purposes, purchase with as little as 30% deposit using funds from your Super. ... Contact me know to discuss your options for investing via your SMSF.

20.01.2022 You don’t have to put your plans on hold. Whatever your need, I can help you access a flexible personal loan that’s right for you. Get in touch to learn more. https://j.mp/3cshMac #GetFinancial

20.01.2022 Through the good and the bad, I’m here to help whenever you need. Social distancing won’t stop me from helping you #GetFinancial, so whatever your finance needs, call, text or message me today.

17.01.2022 Calling all self-employed! A lot of self-employed who have had a temporary impact to their businesses due to COVID-19 are finding lenders reluctant to lend to them even though they may well be back to normal or at least on their way. If you are in this category, I urge you to contact me as I have low doc lending options perfect for this situation. ... If your FY2020 returns were impacted by COVID, or even if they weren't, most lenders are requiring current BAS or bank statements on top of those financial statements to prove business health, which can be an unfair requirement if your business has been temporarily impacted. With a low doc solution, income verification can be as simple as only needing a one page Accountants declaration to outline your business profit - no financials, bank statements or BAS are needed. Rates are only slightly higher than standard, and as soon as we can show satisfactory financials we can look to get back to the lower full doc interest rates. If you would like to find out more, contact me now.

17.01.2022 Has your business been impacted by COVID-19? From payroll support to cashflow assistance, help is available. Learn more about the government programs available here: https://bit.ly/2RJoEqa #FreeThinking #GetFinancial

16.01.2022 The world might have changed, but I am still here for you. Whether you’re looking to free up your cash flow, consolidate debt or just need some money for a rainy day, I can help you find a great personal loan for your needs. https://j.mp/3fFFzVj #FreeThinking #GetFinancial

10.01.2022 Very excited to be continuing my sponsorship of the Summerland Point/ Gwandalan Netball Club this season. Games start this weekend - yay! Remember - for every home loan settled for Flames members and friends I am donating a further $200, and for each car loan $100. ... Let me help you and The Flames at the same time!

09.01.2022 Govt releases updates to its HomeBuilder Grant... In brief: - application deadline pushed out to 14 April 2021 - build contracts entered into after 31 December sees grant value drop to $15,000. Pre-1 January contracts still $25,000. ... - timeframe for the start of a build extended to 6 months (previously 3). - max price caps for eligible properties increased to $950,000 for Sydney and $850,000 for Melbourne - other areas remain the same. If keen to know more get in touch.

03.01.2022 Some updated housing market information just out from Core Logic. Much lower activity in the market but not much evidence of big price falls. Next month might tell a different story... https://www.corelogic.com.au//housing-activity-plummets-wh

02.01.2022 To my valued clients, In these uncertain and rapidly evolving times, I wanted to send you all a quick email to encourage you to contact me if you have any concerns around your current loans. Each lender will be formulating their responses to the current COVID-19 pandemic and introducing measures to assist their clients in the current climate, but please make contact if you have any concerns. ... Obviously it is in everyone’s best interest things are handled as rationally as possible so expect to hear from your lender over the coming days if you haven’t already about what assistance will be available to you should you need it. Relief may come in the form of repayment pauses, switching to interest only loans, easing of break costs for those on fixed rates, offering reduced fixed and variable rates etc many different possibilities depending on your circumstances. So if anyone is concerned right now please feel free to make contact to discuss. Stay safe and healthy

01.01.2022 The Federal Govt has announced the $25,000 HomeBuilder Grant. In short, you can get a $25,000 grant (on top of any state-based grants you are entitled to) if you are building a new home or renovating a home. Must be for owner-occupied purposes only, so no investment properties allowed, and there are other eligibility requirements around max income, property price, contract dates etc. ... Get in touch if you'd like to know more, or click below for detailed info. https://treasury.gov.au/coronavirus/homebuilder