Lifecare Financial Services in Bundoora, Victoria | Financial planner

Lifecare Financial Services

Locality: Bundoora, Victoria

Phone: +61 3 9466 9511

Address: Suite 109/12 Ormond Boulevard 3083 Bundoora, VIC, Australia

Website: http://www.lifecarefs.com.au

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• Insurance broker
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25.01.2022 Investment strategies for YOUR Super: Your super returns may be doing ok, but could they be better? Being actively involved in how and where your super is invested, could make a real difference to your retirement savings over the long-term....Continue reading

17.01.2022 How to make your savings work for you in a low-rate climate: Over the last decade, Australia’s interest-rate environment has been great for borrowers, but increasingly more challenging for savers particularly those who prefer to hold substantial portions of their savings in low-risk savings options like savings accounts and term deposits. The last time the Reserve Bank of Australia *raised* the official cash rate was in November 2010. Since then, the cash rate declined stea...Continue reading

12.01.2022 Five signs that you need to get control of your super While consolidating super might sound like an easy one to put off, sorting it out now could mean more money to play with in retirement. If you’re someone who scratches their head at the thought of lost super or consolidating super, it might be time for you take control.... The 5 signs that you may need to sort your super if: You have a to-do list which includes organising your superannuation, which has been a recurring item for longer than you can remember. When someone mentions superannuation, asks you how many accounts you have, or what your balance is, you find yourself lost for words. Your paperwork includes unopened superannuation statements, or your inbox has unopened emails containing super statements. Each time you go to log into one of your super providers you have to click 'Forgot Password' only to then remember you have forgotten your Username. When you change jobs and are asked to nominate a superannuation fund, you don't know the name of it and opt to go with your employer’s default account (again). If any of these sound familiar, it’s time to take control of your superannuation. Here are some simple steps to get you started. Step 1: find lost superannuation It can be a good idea to track down lost superannuation money or accounts you may have forgotten about, as having multiple accounts may result in paying more fees than necessary. You could also miss out on money in retirement, not to mention, keeping track of multiple accounts might be more difficult and create more admin for you. Step 2: consolidate your super into a single account Once you know where all your superannuation is, you may like to consider consolidating (or rolling over) all the different balances into a single account. This potentially doesn’t just save on account keeping fees, it means you could easily keep track of your super throughout your working life. Before transferring different accounts into a single one, it is a good idea to check with your other funds to see if there are any exit fees for moving your benefit or, other loss of benefits, such as insurance. Step 3: start with a Superannuation standard choice form Most super funds have a downloadable form that you can print off to submit to your employer letting them know that you want your super paid into your existing fund rather than your employer's nominated super fund (typically known as a Superannuation standard choice form). This way all of your super is kept in the one place without having to open another account (which could help maximise your benefits). So what are you waiting for? Consider sorting your super today. Then you can erase one thing from that ever growing to-do list. If you're totally lost when it comes to your superannuation, give us a line. We're experts in this area and will be able to help you. #superannuation #financialplanning #investing #moneymanagement #lifecarefinancialservices #retirement

07.01.2022 If you're on Linkedin give us a follow - content is not doubled up so you won't receive the same posts as you would here on Facebook! https://www.linkedin.com/company/lifecare-financial-services

06.01.2022 Our next seminar focuses on: Comparing Passive and Active Investment Management! Stay tuned...Our next seminar focuses on: Comparing Passive and Active Investment Management! Stay tuned...

06.01.2022 We love it when you engage with us! Follow, Share, Like and Comment on our posts!We love it when you engage with us! Follow, Share, Like and Comment on our posts!