Lime Street Wealth Finance in Bella Vista | Bank

Lime Street Wealth Finance

Locality: Bella Vista

Phone: +61 2 8883 3706

Address: A16 24-36 Lexington Drive 2153 Bella Vista, NSW, Australia

Website: http://limestreetwealthfinance.com

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25.01.2022 https://www.creditmediation.com.au//boost-your-credit-scor

22.01.2022 What comes first: the property or the loan? It’s easy to get carried away with the fun part of buying a property looking at houses but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan. Looking for a property to purchase is an exciting time. Choices regarding location, size, number of rooms and local amenities often see house hunters carried away in a deluge of daydreams and anticipation.... But, before you get carried away, it’s important to check off the essentials first. Although organising your finances may seem drab in comparison to perusing sales listings, gaining pre-approval with a lender will give you confidence about how much you can afford to borrow. First and foremost you need to determine if you’re eligible to borrow money from a lender, says ME Bank Head of Home Loans Patrick Nolan. Your ability to repay the loan will need to be assessed you don’t what to find out after you’ve [made an offer] that your credit history or deposit is not up to scratch. Arranging finance before finding the perfect property will put you in a good position when it comes time to make an offer. When you do find the house you have always wanted, you can present to the seller and estate agent as a prepared applicant who is serious and reliable. It shows you mean business, and gives them peace of mind that your financing will not fall through. Don’t be afraid to let the selling agent know you have conditional loan approval in place, Nolan advises. Sellers are most interested in completing their sale fuss-free and with steadfast funding, and showing that you are capable of both will help put you at the top of a potentially competitive list of applicants. In the instance that you find and secure purchase of a home without having your loan pre-approved by a lender, there are a few pitfalls that you risk running into. If you don’t have financing to pay for your property, you run the risk of forfeiting your initial 10 per cent non-refundable deposit you need to put down to secure the property. This may differ depending on what state you live in, but the point is it always pays to be organised and have pre-approval in place, Nolan says. Saving home loan applications to the last minute also leaves less time to find the most suitable loan and have it approved ahead of settlement. Arranging financing as an afterthought also adds immense pressure to the process of shopping around for the right loan and gathering the paperwork to prove you can service the loan, Nolan explains.You don’t want to rush this process. See more

22.01.2022 No savings? A family pledge loan facility could help you buy your first home A young couple Sam and Kate were keen to start paying off their own home rather than paying rent, but had no savings. Here’s how they bought their first property. Sam and Kate Bowen were wondering why they were paying off their landlord’s mortgage instead of their own, but they didn’t have the savings or financial history to convince a lender to give them a mortgage. After being declined by two le...nders, one a big bank and the other a smaller lender that they thought they would have luck with, they contacted their local MFAA Approved finance broker. During my initial discussions with Sam on the telephone, I asked him several questions to help me put the pieces of his jigsaw puzzle together, says the finance broker. And, on paper, it certainly didn’t look like a deal. As well as the lack of savings, the couple had a couple of other problems standing between them and a strong application: Sam had recently changed his employment and he had a small, paid default on his credit file. At their first meeting with their finance broker, which was held at Sam’s parents’ home, they discussed their needs and objectives, and mulled over whether the only option for them was to create a savings plan in order to purchase at a later date. The parents sat in the interview and wanted a solution, says Sam and Kate’s finance broker. It became apparent that a family pledge loan facility may be an option. This would involve Sam’s parents offering their home as collateral security. However they already had a small interstate mortgage on their property, so a refinance of this loan was required, their finance broker explains. After seeking their own legal advice, Sam’s parents refinanced through Sam and Kate’s finance broker at a lower interest rate. As well as being able to deal with a local finance broker, they also eliminated fees they had been paying by moving onto a more appropriate loan type for their situation. The family pledge loan facility meant Sam and Kate could borrow the full purchase price and other associated costs, without paying a $25,000 lenders’ mortgage insurance premium, says their finance broker. Sam and Kate are now out of their rental, and have moved into their new home. See more

19.01.2022 Need a personal loan. Enquire NOW. Limestreetwealthfinance.com

17.01.2022 https://about.homely.com.au//8-enticing-uses-for-your-spar

15.01.2022 New offer. Low variable rates of 3.75%. Refinance today. 0439984952.

15.01.2022 Do you have enough equity in your home to buy an investment property. The rent could cover your loan repayments. Call us to find out how to utilise your available equity on 0439984952.

15.01.2022 Limestreetwealthfinance.com

15.01.2022 www.limestreetwealthfinance.com

12.01.2022 limestreetwealthfinance.com

12.01.2022 Home Loans Car Loans Construction Loans Refinance Debt Consolidation... Personal loans Business Loans Commercial Loans SMSF Lending See more

10.01.2022 Call NOW. 0439 984 952

10.01.2022 When Would I Refinance My Mortgage? Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortga...ge doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years. Here we look at some of the reasons people in Australia refinance their home loan. Mortgage refinancing reasons: lower rate The most common reason for people to refinance their mortgage is to get a better deal. But be careful you don’t become interest rate-fixated. When you refinance your home loan, you need to consider fees and charges as well as the interest rate. You often have to pay charges for exiting your current home loan, plus charges for taking out the new mortgage. You need to be sure that in refinancing your home loan that you’ll be better off in the long run after taking into account all costs. Mortgage refinancing reasons: more flexibility Many people only discover the full details about their mortgage when it’s too late. They try to do something and get told by their lender that either they can’t do it, or they will incur a hefty charge if they do. An example is a redraw facility the ability to pay extra money into a mortgage and then redraw it later. This feature is not possible with a basic home loan, so many people refinance their mortgage to give themselves this sort of increased flexibility. Mortgage refinancing reasons: renovation If you carry out renovations, it often makes sense to refinance your mortgage and take out a construction loan so you only pay interest as building progresses. Once construction is over, it might make sense to refinance your home loan again so that you consolidate the total amount you owe into a loan that minimises your interest bill, while giving you a degree of liquidity. Mortgage refinancing reasons: home equity Over recent years in the property market houses have appreciated at a significant rate. e.g. a home you bought for $300,000 five years ago, might now be worth $500,000. Refinancing your mortgage with a home equity loan might let you tap into that extra $200,000 equity. Mortgage refinancing reasons: defaulting Some people find they have borrowed more than they can comfortably repay, and they’re in danger of defaulting. There’s no shame in that. But don’t suffer in silence. If you’re having trouble making your mortgage repayments, talk to your MFAA member about refinancing your home loan to make it more manageable.

08.01.2022 Did you know? You may be eligible for a first home buyer grant or other incentives such as stamp duty and land tax reduction. Since its introduction in July 2000, the First Home Owner Grant (FHOG) has seen its fair share of adjustments, from a value increase, to the exclusion of individuals buying established homes. We take a state-by-state look at how eligibility is determined and how a broker’s assistance can streamline your application process....Continue reading

08.01.2022 Need a home loan but hold a 457 visa. We may be able to assist you. Call me for an obligation free chat. 0439 984 952.

06.01.2022 Interests rates as low as 3.75% fixed for 2 yrs. $1250 CASH BACK Conditions apply. Call now on 0439984852

05.01.2022 Inquire in 2 minutes by clicking on the link limestreetwealthfinance.com

05.01.2022 Bank said NO! Talk to a broker on 0439984952.

04.01.2022 Owner Occupied 3 year fixed rate 3.69% Investor 3 year fixed rate 3.89%

02.01.2022 No savings? A family pledge loan facility could help you buy your first home. A young couple Sam and Kate were keen to start paying off their own home rather than paying rent, but had no savings. Here’s how they bought their first property. Sam and Kate Bowen were wondering why they were paying off their landlord’s mortgage instead of their own, but they didn’t have the savings or financial history to convince a lender to give them a mortgage.... After being declined by two lenders, one a big bank and the other a smaller lender that they thought they would have luck with, they contacted their local MFAA Approved finance broker. During my initial discussions with Sam on the telephone, I asked him several questions to help me put the pieces of his jigsaw puzzle together, says the finance broker. And, on paper, it certainly didn’t look promising. As well as the lack of savings, the couple had a couple of other problems standing between them and a strong application: Sam had recently changed his employment and he had a small, paid default on his credit file. At their first meeting with their finance broker, which was held at Sam’s parents’ home, they discussed their needs and objectives, and mulled over whether the only option for them was to create a savings plan in order to purchase at a later date. The parents sat in the interview and wanted a solution, says Sam and Kate’s finance broker. It became apparent that a family pledge loan facility may be an option. This would involve Sam’s parents offering their home as collateral security. However they already had a small interstate mortgage on their property, so a refinance of this loan was required, their finance broker explains. After seeking their own legal advice, Sam’s parents refinanced through Sam and Kate’s finance broker at a lower interest rate. As well as being able to deal with a local finance broker, they also eliminated fees they had been paying by moving onto a more appropriate loan type for their situation. The family pledge loan facility meant Sam and Kate could borrow the full purchase price and other associated costs, without paying a $25,000 lenders’ mortgage insurance premium, says their finance broker. Sam and Kate are now out of their rental, and in their own home. Speak to Aysha Buksh on 0439 984 952 or [email protected].

01.01.2022 The First Home Owner Grant was established to assist eligible first home owners to purchase a new home or build their home by offering a grant. The grant amount is determined by the date of the eligible transaction. This is the date of the contract to purchase a new home or contract to build a home. For an owner builder, the eligible date is when the building work commences. For eligible transactions made on or after 1 January 2016, the grant amount is $10,000.