Linespeed Mortgages in Warriewood | Loan service

Linespeed Mortgages

Locality: Warriewood

Phone: +61 407 402 709

Address: Brands Lane Warriewood 2102 Warriewood, NSW, Australia

Website: http://linespeedmortgages.smartonline.com.au/contact

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21.01.2022 If you have been declined a home loan in the last few years it could be time to check again.

17.01.2022 Couldn't agree more. When the deeming rates were first introduced interest rates were much higher and the banks offered deeming accounts set at the deeming rate. This gave pensioners an option to invest their cash at the deeming rate with minimal risk. Now the deeming rate is significantly higher than market interest rates. Leaving pensioners with two options. 1. Take the lower rate paid by the banks and lose some or all of their pension due to higher deemed earnings. 2. Make... higher risk investments such as Shares, Managed Funds etc seeking a yield above the deeming rate. You still lose some or all of your pension at the deemed rate but any returns above the deeming rate are yours to keep. Option 1 is a clear loser however not all of our retirees want the stress of putting some or all of their savings in riskier investments. The simple answer. Lower the deeming rate or perhaps set it at a 0.5% or 1% margin above the RBA Cash Rate.

16.01.2022 Sanity prevails with a return to realistic stress testing of mortgages.

16.01.2022 Rent vesting could be a good strategy but you should seek tax advice first. Potential benefits tax deductible loan interest The property you rent could be of higher or lower quality than the one you own giving you flexibility to choose lifestyle or financial benefits... Potential disadvantages. Capital gains tax liability on sale of the property. No control over the tenants using the property you own. Restrictions over your use of the property you are renting.eg renovatons. No control over the rent you are charged. No guarantee that your lease will be renewed

16.01.2022 We are happy to announce our fundraiser for Mission Australia. Richard would love your support either financially or by spreading the word

15.01.2022 Agents use 360 virtual tours to showcase premium properties giving the viewer a deeper insight to the floorplan and functionality of a property. The potential for virtual tours are enormous. Personally inspect your rental or Airbnb property without physically attending the property. Attend the open house you don't have time for (subject to agent/vendor approval)... Safe guard against claims for pre existing faults or defects with a photographic record of the condition of the entire property before you move in or fit out. Showcase your renovation projects with tours taken before, during and after the renovation. Give distant relatives and friends the opportunity to view your new property. At Linespeed Mortgages we are passionate about property and love to help in any way we can. We are pleased to offer affordable virtual tours in Sydney with pricing as follows. All prices exclusive of GST 1 or 2 bedroom units $70 3 bedroom units or houses up to 4 bedrooms $90 5 bedroom houses $110 We are happy to provide a quote for Larger properties or commercial/business properties. $20 Discount available if you allow us to share your tour on facebook. or refinance with Linespeed Mortgages for a free virtual tour. Please email [email protected] or call 0407 402 709 with any queries.

15.01.2022 Not seen in Sydney or Melbourne for many years. We have a buyers market.

15.01.2022 Good to see the RBA has a sensible approach to monetary policy.

09.01.2022 If you already have a loan or are looking at a new mortgage, I'm sure you've used an online loan calculator at some time or another. It's a very good idea. Whether you're seeing if that house you want is within your budget, or if your current repayments are competitive, these calculators are a great way to see where you stand and how your finance stacks up.... What you may not realise is that there are a whole host of other calculators that can help you get an even clearer understanding of your finances, and what options you have within your budget. On our website http://www.linespeedmortgages.com.au/ you'll not only find a Loan Repayment Calculator, you'll also be able to use our: Split Loan Calculator Borrowing Power Calculator Savings Calculator Loan Comparison Calculator Extra Repayment Calculator Stamp Duty Calculator Budget Planner Leasing Calculator Income Tax Calculator Property Selling Cost Calculator Property Buying Cost Calculator Lump Sum Repayment Calculator Term Deposit Credit Card Calculator Home Loan Offset Calculator Honeymoon Loan Calculator How Long To Repay Calculator Reverse Mortgage Calculator These calculators are really useful to get a big picture understanding of your financial situation in terms of buying property. Making sure you choose the right product can be a bit trickier. If you'd like to go into more detail, I'd be happy to have a chat with you about what you're looking for in property finance, and maybe help you find the right solution.

08.01.2022 Negative Interest Rates put to bed?

04.01.2022 We will be watching for signs of a turnaround next month

03.01.2022 Anyone can be a victim of circumstance however a measured approach to spending, savings, insurance and debt management can help mitigate financial risks. Elderly Australians have to face a tripple whammy of reduced income, higher costs and government policies focussed on minimising welfare payments. The message for younger Australians is plan for the future, don't rely on the government to fund your retirement and remember that your super will need to last you 20 to 30+ years in retirement. Don't let high levels of expensive credit card or personal loan debt erode your financial future. Home ownership also comes into the equation as the family home is usually exempt from pension assets tests and rent is a massive drain on your post retirement finances.

01.01.2022 Everything we know about money could be turned on its head. The growing talk of negative interest rates becoming the new norm will have untold side effects. The Fed and friends will be able to soak up excess liquidity as bond prices rally limitlessly. Pity the fool who holds to maturity. The elderly who have a greater appetite for the perceived safety of cash will see their life savings disappear while the more nimble, dare I say younger, investors reap the rewards of minimal... cost of funds to finance ever larger forays into frothy asset markets. Intergenerational transfer or wealth... SOLVED! With "cash" having little value or relevance, watch out for the return of the "barbarous relics" gold and silver as the costs of storing bullion become insignificant compared to the cost and risk of storing cash. The IMF is playing a very dangerous game. You do not need a wheelbarrow to transport mountains of worthless digital cash