Loan Market in Perth, Western Australia | Property

Loan Market

Locality: Perth, Western Australia

Phone: +61 8 9249 9992

Address: 2/305 Victoria Road 6090 Perth, WA, Australia

Website: http://colin-langman.loanmarket.com.au

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• Mortgage brokers
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25.01.2022 Core Logic recently published the following article about how long properties are on the market.......................http://www.corelogic.com.au//rise-in-the-months-of-housing

23.01.2022 Four tips for buying a property 1. Get to know your Broker, select a real estate agent and settlement agent. 2. Research the market - only select homes or suburbs that you can afford. 3. Find out from your broker how much you can borrow. 4. Work out all of your costs - I can help with this too.... Happy hunting. Looking forward to hearing from you soon.

23.01.2022 Want to know more about negatively gearing. This article may interest you................https://www.loanmarket.com.au/news/what-is-negative-gearing

23.01.2022 https://www.loanmarket.com.au//be-financially-ready-for-th

22.01.2022 Well rates stayed the same and my newsletter is being sent out today......enjoy

22.01.2022 Recently my newsletter was sent out. Thought it might be of some value to remind you of one ot the articles about equity in your home and building wealth..If you did not get around to reading it, here it is again............................https://www.loanmarket.com.au//equity-in-property-investme

22.01.2022 Thank you to you all for completing the survey from the Loan Market Group.

20.01.2022 Thinking of adding a Granny Flat? Here is an article that may be of interest...................https://www.loanmarket.com.au//adding-value-with-granny-fl

20.01.2022 Reserve Bank has dropped the cash rate as was expected by many in the economic field. Let's see what happens now...............

18.01.2022 https://www.loanmarket.com.au//overcoming-home-loan-stress

17.01.2022 Below is an interesting excerpt from a CBA blog. If you think that any of this applies to you, I would love to hear from you to discuss your current situation. Remember............life never stands stil.l.................Take a closer look at your home loan: it may have qualities that will come in handy as your life changes. Your home loan has already played a big part in your life: it helped you buy your home. Yet life has a habit of giving you surprises, and youll want you...r home loan to be adaptable if it is going to meet your needs during times of change. By taking a little time to get to know your home loan, you may find that it has the flexibility to cope with whatever lies ahead. Couples If you and your partner have two incomes and no kids, this may be a good time to get ahead on your home loan. You may be able to make extra repayments, or change your repayment schedule so that youre making repayments more often (fortnightly, for example, rather than monthly). This can make a big difference when it comes to paying off your home loan sooner. Variable rate loans tend to offer the most flexibility when it comes to repayments, but you might also be able to make extra repayments on a fixed rate loan. Talk to your lender to find out more. Another way that you might be able to get ahead on your loan is by opening an offset account. This works just like a transaction account except that every dollar in it is offset against your mortgage balance, reducing the amount of interest you have to pay. Baby boom The arrival of a new baby may mean your family has to live on a reduced income for a while. If so, you may want to consider changing from a variable rate to a fixed rate loan. With a fixed rate loan, which locks in an interest rate for an agreed period of time, you do lose some flexibility, but you gain certainty about what your repayments will be in the future, no matter what happens to interest rates. You also may be able to split your loan, so part is fixed and part variable, giving you a combination of security and flexibility. Growing family When the children start to outnumber the parents you may need money for an extra bedroom or bathroom. There are a number of options when it comes to financing your renovation. These include Top Ups, which increase your loan without you having to go through the process of applying for a new loan, and redraw, which enables you to access any extra repayments you have made. Older and wiser As you and your home loan mature, it may be time to look at your equity and work out what options it gives you. Your equity is the value of your home minus the balance of your home loan. It rises as your home gains in value and as you pay off your loan. Equity might allow you to renovate your home or buy an investment property. Downsizing If the children have left home and youre moving to somewhere smaller, this may be the time to change your loan type.

17.01.2022 Thinking of renovating your home? Here is some food for thought to help you.............get on top of your budget. Research the real estate market so that you are not over capitalising. Talk to other renovators for tips and ideas - family, friends, neighbours. Use a spread sheet to track expected costs and actual costs. Make sure the renovations will add value to your home.... Be prepared to go over budget! Talk to me about funding this adventure. Good luck. See more

16.01.2022 Spring is supposed to be here.........................so, maybe it is time to take a look a your property loans and see if they need a spring clean! Here is an article that you may enjoy................https://www.loanmarket.com.au//spring-into-action-with-a-c

16.01.2022 Here is the latest report from Core Logic................http://www.corelogic.com.au/housing-update/

16.01.2022 Keeping up your property......................https://www.commbank.com.au//tools-to-help-you-stay-on-top

14.01.2022 Once again rates stay the same as the RBA sit tight on the cash rate. Will this continue until next year??

13.01.2022 https://www.loanmarket.com.au/n/how-to-renovate-like-a-pro

10.01.2022 Here is an article published by REIWA about heritage properties.................https://reiwa.com.au//new-heritage-information-for-home-b/

10.01.2022 https://www.loanmarket.com.au//three-things-every-buyer-ne

10.01.2022 CBA have some interesting articles on their blog page. Let me share one with you......................https://www.commbank.com.au//market-roundup-september-2015

09.01.2022 https://www.loanmarket.com.au//how-lenders-assess-a-loan-a

08.01.2022 Best wishes to you all for 2016

07.01.2022 https://www.loanmarket.com.au/news/asset-finance-explained

05.01.2022 Check out this article from Core Logic? Interesting! http://corelogic.com.au//property-prices-double-every-deca

04.01.2022 Well, there is a lot of talk around the RBA decision to drop the cash rate. See my enewsletter for some interesting information.

04.01.2022 Can I help you? Please give me a call..............

03.01.2022 We all know that the interest rates are going down. Here is an article that showcases fixed vs variable loans. https://www.loanmarket.com.au//fixed-rate-vs-variable-inte

03.01.2022 Some food for thought!.................

02.01.2022 In our latest edition of the Insider, there was an article about the hidden costs of renovating. Here it is in case your missed it..................https://www.loanmarket.com.au/news/hidden-renovation-costs