Loan Market Geelong in Geelong, Victoria | Financial service

Loan Market Geelong

Locality: Geelong, Victoria

Phone: +61 3 5224 2125

Address: 32/34 Ryrie St 3220 Geelong, VIC, Australia

Website: https://www.loanmarket.com.au/brokers/geelong-city

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25.01.2022 Should I use a broker or go directly to a bank or other lender? Hmmmm. Home Buyers Q & A is a podcast and web site that presents your questions to our panel of experts. Our Director, Sarah Thomson, has been hand picked from the greater Geelong region to answer all questions home loan related. Theres also other local experts available to talk about how to buy, bid, negotiate and lock-in your home. This week, Neil and Sarah explain the difference between using a bank or u...sing a Finance Broker. Loan Market has almost 60 lenders on panel that we have access to. This helps us get the right product at the right price for your specific situation as well as taking the leg work out of your loan application Do you have a question? Submit them via the buyersqa web site www.buyersqa.com.au/contact. - theres no silly questions around here! You can also listen to Home Buyers Q & A podcast on Spotify or your favourite podcast store. #allquestionsanswered #homeloaninformation #getsavvy #geelongbusiness #geelongbroker #supportlocal

25.01.2022 Following an emergency meeting held this afternoon, the Reserve Bank of Australia (RBA) has slashed the official cash rate to a new record low of 0.25%. Ask us what this means for you! Read more: https://www.brokernews.com.au//rba-makes-historic-rate-cut

23.01.2022 What life-admin are you getting around to with the time youve won back during #COVID-19 restrictions? Is it rolling together several superannuation funds? Reviewing your life insurance? All boring stuff, right? What isnt boring is cash staying in your pocket through reduced fund fees or finding a better financial product.... We had a client with a personal loan paying 16.99% interest. With no daily work commutes and a freed-up social calendar, they had the time to get their documents together and sit down with us over Zoom. We shopped around and secured them a new product at 7.64%. Check out how much this is saving them a year on our blog https://www.loanmarket.com.au//n/time-is-money-in-lockdown Lockdown has really proven time is money. #savings #loans #finance #firsthomebuyer #payoffdebt #geelong #personalloan #homeloan

22.01.2022 Watch out for the hump day police! #humpday #wineoclock #watchout #staysafe #housepolice

22.01.2022 Is that a thing? #homeschooling #geelong #geelongmum

21.01.2022 Last night, we won the Regional Brokerage of the Year at the 2020 Australian Broking Awards Were still on 9, today. But we know we wouldnt be recognised for the work we do if we didnt have such a loyal and supportive group of customers who we partner with day-in, day-out. ... From first home buyers to investors, small business owners to those who simply want to take control of their debts, we have the very best clients in Australia, right here in Geelong. So, this award goes to you as well - all of you who let us make a difference in your lives. #geelong #geelongbusiness #supportlocal #homeloan #carloan #personalloan

21.01.2022 CBA is dropping home loan repayments to the minimum amount for over $750,000 clients. Good news? This article suggests otherwise, but first, lets get the facts: CBA is automatically dropping home loan repayments to the minimum amount for home loan customers If your home loan is variable you are still able/allowed/permitted to make extra repayments After May 6th you can opt-out and increase your repayment back to its original amount.... Like many big and small banks across Australia, CBA is trying to ease the financial hardship currently being felt by Australians impacting by COVID-19. Weve seen widespread support from our lenders in response to the pandemic and some pretty swift changes have occurred to help clients in financial distress. Yes, lenders are getting a bit more personal regarding the income and employment-related to applications obviously, there is a pandemic on people! But for most clients, it is still easy to meet the lenders requirements as it was in the pre-COVID19 environment. KEY POINT if you have a variable rate home loan you can usually pretty much every time - pay extra (that is one of the key benefits of a variable rate home loan). If you are not sure, then just ask. Reviewing this repayment can take a matter of minutes and given how many extra minutes many of us have gained by not commuting to work, it will time well spent! Lending policy, product and information changes frequently trust us we know there are no silly questions when it comes to your finances. #knowyourloan #financiallyhealthy #homeloanhelp #geelongbusiness #geelonglocal https://www.abc.net.au//commonwealth-bank-corona/12197874

19.01.2022 Budgeting sounds pretty dull, but you know whats worse? Having too much month at the end of your money Whats your budgeting style? I know roughly whats going on I track it all in a spreadsheet... I have an app that does it for me Um...budgeting style? If youre budget-curious, DM us for a free budget planner #loanmarketgeelong #loanmarket #weworkforyou #geelong #geelongcity #geelongbusiness #geelongcreatives #geelongsmallbusiness #geelongbuilder #geelongwomen #geelonglocal #geelonglife #familyowned #geelongproperty #geelongrealestate #geelongwomeninbusiness #womeninfinance #finance #aussiesmallbusiness See more

18.01.2022 NEW RESTRICTIONS: The Prime Minister has just announced a range of strict new social distancing measures which will come into effect from midnight tomorrow. Including the following: - Shopping centres will remain open though food courts in within the shopping centres will have to go to takeaway only - Auction houses will have to close, real estate auctions and open house inspections must cease - State Govts will make a decision on outdoor and indoor markets (excluding foo...d markets). - Beauty therapy, nail salons, spas, massage services, tanning & waxing services will all have to close - Hairdressers and barbers can stay open - but must restrict the time a client is in a salon to no more than 30 minutes - Amusement parks and arcades will close - Community halls and pools must close - Weddings can only have 5 people attending while observing the one person per 4 square metre rule - Funerals can have no more than 10 people while observing the 4 square metre rule. Schools are closed effective today in Victoria #keepyourdistance #respecttherules #geelongbusiness #wereallinthistogether

18.01.2022 So, youve been working hard, doing everything to earn more. Maybe even started a side hustle. Yet you dont seem to be saving, investing, or donating more. Where has it gone? ... Think gym memberships that never get used, additional streaming services that arent needed, more meals out (ok, takeaway). The antidote? A budget! DM us for a free budgeting tool #loanmarketgeelong #loanmarket #weworkforyou #geelong #geelongcity #geelongbusiness #geelongcreatives #geelongsmallbusiness #geelongbuilder #geelongwomen #geelonglocal #geelonglife #familyowned #geelongproperty #geelongrealestate #geelongwomeninbusiness #womeninfinance #finance #aussiesmallbusiness See more

17.01.2022 If you're still renting, you've probably got at least one well-meaning Uncle who asks you "Why pay back someone else's mortgage when you could pay back your own?" We hate to say it, but they're onto something. They're alluding to the fact that buying a house, and making your home loan repayments, builds equity. Equity is the difference between the value of your property, and the size of your mortgage.... It increases as you pay back your loan, and as property prices increase. And this is why buying makes so much more sense to us than renting: because your home loan repayments build your equity - not someone else's. See more

15.01.2022 Quick facts! What is a refinance? A refinance is a restructure or refresh of your current lending, this is usually done to achieve an end goal. What can you refinance? Any loan! Home loans, car loans, personal loans and credit cards can all be consolidated. You dont need a property to consolidate a loan. Weve seen a huge spike in car and personal loan refinance as rates vary from 4.69%p.a. Up to 20%p.a.+ and dropping your rate can save you thousands over the life of the... loan. Why refinance? People refinance for many many reasons including - getting a lower rate - consolidating more than 1 debt into 1 easy repayment - better loan structure - borrow additional funds - lower the monthly loan repayment to make budgeting more manageable Where should you refinance to? You dont have to move lenders to refinance. Sometimes your current lender will negotiate your rate to retain you as a client as well as providing you the extra funds to consolidate other debts, complete home improvements or purchase a new vehicle. Otherwise, weve got over 50 lenders ready to fight for your business. We specialise in saving you money and making life easier with the lender that has the right loan for you - dont pay a loyalty tax! Not sure? Just ask. #debtfree #paydebt #loans #geelongbusiness #nosuchthingasasillyquestion

15.01.2022 The Victorian Regional $20k FHOG has been extended! Today, the Victorian Government announced that the $10,000 Metropolitan and $20,000 Regional First Home Owners Grant will be extended until mid 2021 (exact date to be confirmed). To be eligible you need to firstly, be a First Home Buyer (surprise!)... Secondly, you need to be completing one of the below: - Purchase of a property that is less than 5 years old that has never been used as a principal place of residence - Construction of a property with a construction cost of less the $750,000 - Purchase of a brand new or off the plan property never lived in before Thirdly, sign your contract of sale (established) or your building contract (construction) prior to the expiration date, and this date has now been extended until mid 2021. As Finance Brokers, we help you through the application process which is very simple and completed via the lender you obtain finance through. Fantastic news for first home buyers across Victoria! And dont forget! Spots for the First Home Buyers Scheme are still available!! Weve already saved Geelongs first home buyers over $100k in lenders mortgage insurance. #askushow #firsthomebuyer #regionalvictoria #geelong #geelonghomes

14.01.2022 Youre not supposed to know! Check out this link for a comprehensive contact list as well as other information. This covers A LOT of lenders! If youre still not sure if this is the right choice for you, what it means or where to start - were free and here to help all new or existing clients. So many people have reached out so far and were so humbled to be able to do our bit to get through this unique time of our lives #chatsoon #answeringquestions #financiallyhealthy #gee...long #brokersworkforyou #wereallinthistogether #thisisnottheend Information here https://www.ausbanking.org.au/campaigns/financial-hardship/

14.01.2022 If there was ever a time to master the habit of watering your plants, its now! There are always delivery services, so lets not let lockdown get in the way of adding to our house plant collection. So, what do indoor plants actually do for us? Remove a lot of the nasties from the air Oxygenate the air (especially Snake plant) ... Help with mental health (seriously, go check the research) Improve the aesthetic, and vibe of a room Make our homes smell good Tag a local plant business in the comments #loanmarketgeelong #loanmarket #weworkforyou #geelong #geelongcity #geelongbusiness #geelongcreatives #geelongsmallbusiness #geelongbuilder #geelongwomen #geelonglocal #geelonglife #familyowned #geelongproperty #geelongrealestate #geelongwomeninbusiness #womeninfinance #finance #aussiesmallbusiness #houseplants #madeingeelong #theforestcollection #geelonghandmade #openforgeelong #livingwithplants #instaplants #plantspiration See more

14.01.2022 Preach dont teach! #homeschooling #saveourhealthcare #stayhome #staysane #ormaybejustgocrazy #geelongteachersquad

14.01.2022 Weve seen an enormous take up of home loans by local First Home Buyers using Government grants and the extra savings were all collecting from being in isolation. First Home Buyers, home loan reviews/refinances and debt consolidation, i.e. getting those credit cards consolidated, are all things keeping us busy! By the looks of things - theyre keeping the property market busy too! https://www-theadviser-com-au.cdn.ampproject.org//4069/amp

13.01.2022 If you’re selling your property, consider covering up any polarising paint choices with fresh, bright white. White reflects the light; is the perfect backdrop for art, and makes it easier for prospective buyers to see themselves in the space.

11.01.2022 Just when you think the conditions to buy your first home can't get any better, the Victorian government dishes us up this beauty: massive stamp duty waivers. We can't wait to help you own your own home! Get in touch to find out how much these changes to stamp duty will save you.

09.01.2022 How has COVID changed the way we buy, sell and rent property? - Virtual inspections available - Private inspections are available upon appointment - Online auctions now LIVE... - New laws passed to protect renters - Lending assistance available through Australian banks A few key items are covered in this article, essentially business as unusual https://au.finance.yahoo.com//can-you-sell-a-house-during-

09.01.2022 Got a question? Heres the answer! Checkout the Home Buyers Q & A podcast below - available on Spotify #homegrown #homebuyer #listenfromhome

09.01.2022 Theres more to say after R U OK? Learn more from @ruokday on how best to support those who arent doing ok right now. #theresmoretosay #ruok #ruokday

08.01.2022 Whether its saving, planning or taking action and buying that new home, investment property or car, were seeing a big increase in enquiries this #endoffinancialyear With incentives such as the Home Builders Grant, First Home Buyers Scheme and the instant asset write off scheme - anywhere is a good place to start. A big part of our business is educating people on how to get to where they want to be financially. ... You dont have to have reached your goals to reach out. Sometimes that little bit of extra guidance makes that big scary goal feel a lot more achievable. #goals #financetips #money #makemoney #achieveyourgoals #babysteps #geelong #geelongbusiness #homeloan #carloan #advice #firsthome #firsthomebuyer #fromlittlethingsbigthingsgrow

07.01.2022 Wow! What a week! We are working remotely and open, now and into the future and were here to help. Here are the facts: - It doesnt matter if youre an existing client or not. If its your mum, dad, sister, brother, friend or colleague that needs the guidance - were here!... - It doesnt matter what kind and how much assistance you think you need - If you simply need advice please get in contact now - please dont suffer in silence How can we help? Firstly, brokers are free - our service is free! We are paid by the lenders to work for you. Services include: - Repricing your current home loan - Giving you the direction to take no matter what your circumstances are - Consolidate your debt - a quick simple health check can give us the information to help you - Refinance your loan - the attached video surely gives you enough to know how this can help - Insurance - if youre unsure about your financial or health situation we have cover that might work for you The list is endless, fundamentally, let us do our job. We look forward to meeting you (via google hangouts, zoom, facetime, whatever works), giving you some stability, making new friends and creating some balance in all of this mayhem. As always, look after yourself, be kind and remember - were all in this together whether youre Geelong, the Surf Coast, Bellarine and beyond (remember, we work remotely so it really doesnt matter where you are) #financiallyhealthy #opportunity #supportlocal #supporteachother #geelong #homeloan #personalloan https://www.facebook.com/130834060284601/posts/3231773310190645/?vh=e

06.01.2022 Say hello to hi-res, 360 degree virtual tours from the comfort of your couch. Agents across Australia have been commended for rapid plans to develop auction streaming online following a ban to live auctions amid the Coronavirus crisis. Websites like @auctionnow have seen a huge influx of enquiries as agents broaden their sales methods in the form of online tours and virtual auctions. ... This allows a much larger audience and captures all of those people who would be bidding via phone or unable to make it to the auction. REA groups chief economist, Nerida Conisbee, highlighted there is no shortage of money with interest rates sitting at .25% and the banks are still ready to lend Click this link to find out more https://www.google.com.au//virtual-tours-help-agents-/amp/ #property #new #comfy #fun #housingmarket #geelong #geelonghomes #newhome #fresh #adaptandlearn

06.01.2022 We know Car Loans!! If its for you, your business or a new toy just to play with - we can help you get great value finance! We have heaps of lenders available who offer car finance and personal loans to make sure that you get the BEST deal with the lowest repayment for you. If you need a personal loan instead - we know those too! ... Message us or head to our website to contact us now. Dont miss out on a bargain this EOFY! #newcar #geelongbusiness #carloan #personalloan #upgrade #geelong #bannockburn #bellarine #surfcoast #goldenplains

05.01.2022 What does the Loan Market Geelong team have in common? And nope, it's got nothing to do with chromosomes. We are all super curious. When you work with us, we'll ask you a lot of questions. It's all about getting to know you, so we can work out which loan product is going to suit you, now and for the long-term. (It's also why, even though we LOVE tech, we know it's the human element that guarantees outstanding results. The tech just helps makes the process seamless).... It's amazing how the right guidance can make such a difference to someone's financial situation, and it's our absolute privilege to share our finance know-how with our customers. Here's to a productive week ahead!

04.01.2022 Apparently were the sum of the five people we spend the most time with. What do you think? And does this make you want to hang out with certain people more or less... Hope you get to spend this weekend with your favourites! We certainly will be.... #loanmarketgeelong #loanmarket #weworkforyou #geelong #geelongcity #geelongbusiness #geelongcreatives #geelongsmallbusiness #geelongbuilder #geelongwomen #geelonglocal #geelonglife #familyowned #geelongproperty #geelongrealestate #geelongwomeninbusiness #womeninfinance #finance #aussiesmallbusiness See more

04.01.2022 BREAKING NEWS FOR SMALL BUSINESS OWNERS! Small businesses across Australia to receive 6-month loan repayment holidays as a part of support against COVID 19 economic impact. The Australian Government and the lending sector are focussing on small businesses in distress. "ALL/ANY businesses impacted by COVID 19 are eligible and customers need to register their need with their bank to receive assistance"... This is not restricted to any specific sector of business - any small business impacted can claim this. This will deliver up to $8 billion back into small business owners pockets. Small business owners - this video is 12 minutes of well-spent time to explain. Contact your bank to learn more #supportlocal #geelongbusiness #smallbusinessloans #loanrepayments #helpisontheway https://www.facebook.com/7NEWSMelbourne/videos/230026461722920/

04.01.2022 No, thank you @mindbodysaltgeelong #keepingussane #isolife #lookafteryourselves #oneinallin

04.01.2022 Our has been running over the last month with First Home Buyers, especially from Melbourne, wanting to make the move from renting to owning. With the chance to put $45,000 in their pocket when building a new , ownership has now become a reality. With #WFH now an expectation from employees, so many are making the leap to put #lifestyle first . #Geelong #geelongbusiness #savemoney #affordablehousing

04.01.2022 Dreaming of a place to call your own? Dreams can happen. All you need is smart strategy, precise planning, and disciplined execution. This is where we come in.

04.01.2022 Geelong FHBs are the ultimate winners in Victoria, if you ask us. Were deemed a regional center under the grants classifications, meaning FHBs are treated to a doubling of the grant to $20,000. This week we could see a further increase announced to boost construction and encourage buyers throughout the Greater Geelong Regional to make the move into home ownership. Currently, the incentive is applicable to all Greater Geelong, Surf Coast, Bellarine and Golden Plains Shire... region. On July 1, 10,000 First Home Loan Deposit Scheme placements will be released across Australia. Its not many: more than 10,000 FHBs took out new loan commitments nationwide in March, alone. This financial leg-up really sharpens Geelongs appeal, with its buoyant property sector, a coastal lifestyle enriched by great food and wine, and ongoing economic initiatives including the decentralisation of government agencies and most recently the anchoring of the Spirit of Tasmania. #firsthomebuyer #homebuying #homefinance #homeloan #geelongbusiness Read more on our website. - https://www.loanmarket.com.au//federal-grant-means-busines

03.01.2022 Congratulations Hamish, Miriam and Atlas Were so happy for this amazing trio making the tree change out of Melbourne and into their first home The joy in their faces is the reason we get out of bed in the morning! Good luck with your beautiful new home! .... . . Its amazing to watch families grow from their first home, new car and next journey in their lives. Having a great broker like our @dizz.liz can help you get there that little bit faster #firsthomebuyers #treechange #firsthome #familyhome #lifechanging #startanywhere #geelongbroker #home #car #dreams

03.01.2022 If you're self-employed, it's true: you don't fit as neatly into bank policy as someone on a salary. So if you want to apply for a loan, the bank is going to want to scrutinise your business earnings and outgoings, just as they will with your own personal finances. Don't worry - it's not as scary as it sounds. Especially if you've got a trusted broker on your side, who understands exactly what the banks are looking for.... Get in touch to get started! See more

03.01.2022 If youre renting or living at home, today brings important news and were not talking Julys Netflix releases. The First Home Loan Deposit Scheme is back, baby. In a : save a 5% deposit and the Australian Government will stump up the remainder when securing finance through an FHLDS-aligned lender. And you wont pay LMI - massive PRO! The CON? Its super-competitive. Only 10,000 applicants will win spots this financial year. ... Another PRO? We dont like to brag, but our Loan Market Geelong team has helped First Home Buyers get to the front of the queue on many occasions this year We prepped our FHBs so they had their docs and financials in order and their spending under control. So, dont be left with your head in your hands. Contact us today! #fhb #geelong #buylocal #justdoit #geelongbusiness

03.01.2022 Happy Birthday Liz!! (For yesterday ) We couldnt give you a big hug so we sent you the biggest bunch of flowers we could find!! ... Were sure its a birthday you wont forget! #isobirthday #gettingoldresponsibly #financequeen #missyou #thankgodforzoom #workfromhome #workfromhomemum #geelong

03.01.2022 Hard to put into words how amazing the last year has been in our business. We have made it to the finalists in The Adviser Australian Broking Awards in 4 Categories! Congratulations to Bec for Loan Administrator of the Year!! To Liz, Jen, Eliza, Lauren, Bec, Trish, Abbie and Ash for the Regional Office and all of the support to get us to the Regional and Residential Broker Finalists! The year ahead is going to be filled with so many new and exciting ideas and directions. Jen... Campbell who has worked side by side with me for over 4 years has become a Broker also specialising in asset finance. This is definitely one to watch and cant wait to see her succeed!!! Thank you to our amazing team for every bit of effort, smarts and joy you put in daily:) To our clients - you are an absolute joy to work with! The questions, the anticipation, the nerves, the win at auction, the how does this work, the whats a FHLDS, LMI, LVR, FHOG, Build Grant.... it can be a tricky thing to navigate. We thank you for putting your trust in us time and time again to look after you and guide you through this property stuff! What a year its been but geez what a year ahead we have waiting for us! Liz McRae Rebecca Baddeley Jennifer Campbell Trish McQueen Abbie Nestor Eliza Prince Lauren Jakson

03.01.2022 Working from home update! Loan Market Geelong as a franchise provides ongoing support to our clients, colleagues, family and friends. We are working from home, in full force and more than ever we are here to help. Our office message bank is being fully monitored as are our emails.... If youve been impacted by the recent changes dont worry - WEVE GOT YOU!! If youre not sure how we can help - just ask! Last lockdown we helped hundreds of clients (new and existing) to manage their finances throughout the lockdown period and ongoing thereafter. This saves you the financial and mental stress you might be experiencing or that you didnt even know you had. Things we can do to help: - Guide you to your banks policy on repayment pauses and hardship processes - Debt consolidation - for home loans, credit cards, personal loans and business lending, getting a reduced rate or new structure can bring more money back into your bank account. Last lockdown we saved one client over $800 per month simply by restructuring their debts. - REVIEW REVIEW REVIEW! Lets check out what your individual and one of a kind situation looks like and lets get it right - If you have family or friends who might need the above we can help them too! Call us, message us, email us and well get back to you. Youre not in this alone and we are, just like you, all in this together. #wereallinthistogether #geelongbusiness #helpishere #justask #geelong #geelongsmallbusiness

02.01.2022 As we welcome a new financial year its nice to look back and remember why we do what we do. Thanks Tahnee for the excellent review! We always take on feedback to see how we can improve and grow to help our clients more and more everyday. #homeloan #carloan #personalloan #geelongbusiness #businesswoman #firsthomebuyer #askushow

02.01.2022 Keep up your routine! This pup wont cope without his morning walk and also makes sure that were up and out of bed in the morning. Axles helping us stay physically and mentally fit so we can help you with your financial fitness.... Not feeling financially fit? Thats where we come in - lets chat! Now back to the (home) office for business as unusual. #healthypup #routine #financialfitness #startnow #workingfromhome #lovewhereyoulive #geelong @ Geelong, Victoria

01.01.2022 First home buyer 5% deposit Purchasing a new home You may be eligible for the governments First Home Buyer Scheme to save thousands on Lenders Mortgage Insurance. ... This is only through specific lenders so please dont navigate this yourself. We have dedicated first home buyer specialists available to help you. Find out whether your eligible, the options available to you and all about the home loan application process #savemoney #helpushelpyou #firsthomebuyer #finance #firsthome #homeloan #geelong #geelongloan #geelongfinance #geelongbusiness

01.01.2022 What a beautiful way to spend a Saturday. The tranquil @lon_retreat paired with the divine works of @anitabarrett02 exhibition. #localartist #ourclientsarethebest #supportlocal @ Lon Retreat & Spa