Loan Galaxy in Melbourne, Victoria, Australia | Mortgage brokers

Loan Galaxy

Locality: Melbourne, Victoria, Australia

Address: Suite 560, 585 Little Colins St 3000 Melbourne, VIC, Australia

Website: http://www.loangalaxy.com.au

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22.01.2022 Refinance to a better interest rate can possibly save you thousands of dollar ! Give us a call to discuss. Thanks

20.01.2022 Great time to refinance, rates available as low as 3.59 % * condition apply. Give us a call to discuss Sam 0425 329 967 !

17.01.2022 Hi, I would like to share what we do at Loan Galaxy Home Loan. We are a mortgage broking firm and deal with 30 banks to provide the best possible rates & service for all your Home loan and personal loan needs. Lowest interest rates, Offset account, Cash back offer & an Honest Reliable consultancy service. We are confident that we will save you money. There are no charges for using our home loan services. If you know someone who may require advice on refinance or new home lo...an, we are happy to have no obligation consultancy. We are Epping, Melbourne based but our client are all over Australia. Sydney/Brisbane/Perth. If you are a business we also require business partners with a referral fee arrangements. What about yourself? Thanks Sab (Loan Galaxy) Contact me any time on 0425329957 See more

15.01.2022 May this year of 2016 be A year of Health & Happiness... A year of Wealth & Wisdom... A year of Peace & Prosperity... A year of Glee & Glow...... and also year of Love & Laughter... Happy New Year ! See more

15.01.2022 RBA Board Decided to Leave the Cash Rate Unchanged at 2.0% At its meeting today, the Board decided to leave the cash rate unchanged at 2.0 per cent. Recent information suggests that the global economy is continuing to grow, though at a slightly lower pace than earlier expected. While several advanced economies have recorded improved growth over the past year, conditions have become more difficult for a number of emerging market economies. Chinas growth rate has continued to moderate.

10.01.2022 Special Rate, Wont Last. Please call 0425 329 957 to discuss. Thanks Sam Jain - MortgageBroker

08.01.2022 The RBA has opted to leave the official cash rate on hold at 1.5%. This months Reserve Bank of Australia cash rate decision has just been announced; the last decision for this year in what has certainly been a jam packed 12 months. Im pleased to share this update with you and the thoughts on why the Reserve Bank of Australia has made this call. The RBA elected to adopt a wait and see approach over the Christmas and New Year period and has left the cash rate on hold at 1.5%.... Between now and its next meeting in February, the Reserve Bank will weigh up a number of factors including the Trump effect which some lenders are attributing to rising funding costs and consequently increasing fixed loan interest rates. Low inflation, slow economic growth, improving commodity prices, a stronger Australian dollar and ongoing concerns around some inner city property markets are among the other factors the RBA will need to take into account. All of this makes for quite a confused picture which lenders will react to in different ways. Of course, one of the many benefits of having me as your mortgage broker onside is Im very happy to speak to you at any time to ensure you still have the right financial solution for your current circumstances. the next rate announcement will be in February and I look forward to keeping you up to date with the latest finance news in 2017. Kind Regards, Loan Galaxy 0425 329 957

08.01.2022 The RBA has opted to leave the official cash rate on hold at 1.5%. This month’s Reserve Bank of Australia cash rate decision has just been announced; the last decision for this year in what has certainly been a jam packed 12 months. I’m pleased to share this update with you and the thoughts on why the Reserve Bank of Australia has made this call. The RBA elected to adopt a wait and see approach over the Christmas and New Year period and has left the cash rate on hold at 1.5%.... Between now and its next meeting in February, the Reserve Bank will weigh up a number of factors including the ‘Trump effect’ which some lenders are attributing to rising funding costs and consequently increasing fixed loan interest rates. Low inflation, slow economic growth, improving commodity prices, a stronger Australian dollar and ongoing concerns around some inner city property markets are among the other factors the RBA will need to take into account. All of this makes for quite a confused picture which lenders will react to in different ways. Of course, one of the many benefits of having me as your mortgage broker onside is I’m very happy to speak to you at any time to ensure you still have the right financial solution for your current circumstances. the next rate announcement will be in February and I look forward to keeping you up to date with the latest finance news in 2017. Kind Regards, Loan Galaxy 0425 329 957

06.01.2022 All eyes on Melbourne clearance rates as volumes surge. 23 November 2015 "According to preliminary auction results there were a reported 1172 residential properties auctioned in Melbourne at the weekend, 67% or 780 of these selling. Total auction volumes included 812 houses and 323 apartments, with clearance rates of 69% and 62% respectively. The balance of auctions consisted of vacant land sales....Continue reading

04.01.2022 Refinance can save you thousands of dollars. Please call us to discuss your options. Thanks ! https://www.facebook.com/loangalaxy/

03.01.2022 Bankwest rates announcement Bankwest variable home loan interest rates will increase by 18 basis points effective Tuesday, 17 November 2015. The standard variable rate for owner occupiers* will increase to 5.65% p.a. (5.70% p.a. comparison rate) and the investor variable rate will increase to 5.97% p.a. (6.02% p.a. comparison rate).

01.01.2022 Goodbye 2015. Helllooo 2016! Most people make money in property by adopting a buy and hold approach; long term property is seen as a good investment, even if there are periods of stagnation. Right now, many investors are asking where they stand.... Some markets are in decline, some are going sideways, others are starting to come out of a trough and others have a blue-sky future. The current growth cycle started around June 2012, with national dwelling values shifting almost 32 per cent higher. The rate of capital gains has been led by Sydney where values are almost 50 per cent higher and Melbourne where dwelling values have shifted 35 per cent higher over the cycle to date. There was then clear daylight with the other capital cities. Brisbane has seen the third highest rate of value growth over the period at a comparatively modest 14.5 per cent. For those cities which are now perceived to have peaked, are they due a big fall? Similarly, for those that have not grown much lately, is it their time to shine? In general, there is still optimism in the property market even it is not uniform across the country. This weekend Melbourne, which is perceived to be at or close to the top of the market, had a healthy clearance rate of 65 per cent. There are many drivers of growth in the property market. In a recent speech, Reserve Bank Governor, Glenn Stevens, said "My guess is that global interest rates are still going to be very low for a good part of the decade ahead." This is feeding in to investors and their decision-making. But local decisions are also important; research by Corelogic RP Data analysis shows that, in the cities that have grown most, the largest growth has been in the top end of the market. It believes that this creates spillover opportunities in markets such as Brisbane, Newcastle and Adelaide. Even in markets perceived to have peaked, there is still demand.In a survey of NSW division of Australian Property Institute 44 per cent of industry respondents thought that the Sydney market would run another six months, while 33 per cent expected another year. Property markets have always had periods of growth, decline and stagnation. If you do your research, your investment can be a good one. For a no-obligations consultation on your home loan needs, please contact me on 0425 329957