Loan Market in Bendigo, Victoria | Mortgage brokers

Loan Market

Locality: Bendigo, Victoria

Phone: +61 403 625 290

Address: 47 View St 3550 Bendigo, VIC, Australia

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• Mortgage brokers

25.01.2022 , ! From our first meeting, you’re a part of the Loan Market Family-owned company, where we genuinely care and want what’s right for YOU & YOUR family! There are so many important reasons to choose a broker and we’re all about getting straight to the point, so here it is... A broker won’t charge you, they’re paid by the banks. You’ll gain a true financial cheerleader who will work with you Vs the banks yeah they work for the shareholders We’ll compare rates from over 60 banks and lenders who offer thousands of loans. We’re with you for the long haul, regularly checking in on your loan to ensure it aligns with your goals. We will fight for the fittest rate on the market for you. We’ll find you a loan that matches your needs and goals, not just settle for the first one off the shelf. You’ll always be provided professional advice on rates, repayments, incentives and contracts. From the first Fact Find to the final repayment, their broker is with them all the way. You won’t be left alone to speak to the banks and their ‘Mumbo Jumbo’ we’ll step in for you and negotiate with agents, conveyancers, accountants so you don’t have to. On January 1, Best Interests Duty (BID) will apply to brokers, not banks. This means you will have a professional who is legally obligated to work and act in your best interests - and no one else's. Booking a free consulting appointment is easy! Click the link in our bio. - Hamish See more

23.01.2022 Getting ready for summer with cold drip, apparently the weather doesn’t understand cold drip is best on a warm day... what’s this crap weather?? At least we have great coffee @getnakedespressobar

23.01.2022 Does your lender know about your takeaway Coffee or Netflix addiction? Worried? You may not need to be as much as you think because soon borrowers could be at better odds With the government seeking to simplify the credit process, borrowers will (in theory) get more timely access to credit with less of the back and forth on paperwork. Today, under the current laws, lenders are required to conduct rigorous risk assessments when a buyer se...eks a loan. These laws were, in short, a response to the global financial crisis. And effectively, those laws make the bank responsible for the decision to lend to you. These proposed new laws will put the ball in the borrower’s court. It’s an exciting thought, isn’t it? Aspiring homeowners can have every bit of their spending analysed. Not that it is such a bad thing - we are talking about hundreds of thousands of dollars and it’s important you can handle the debt. But, the government is looking to make a change. We can discuss what that means for you Booking a free consulting appointment is easy! Click the link in our bio. - Hamish See more

22.01.2022 Keen to buy your first home, but not sure where to start? Like many first home buyers (over 120,000 this year to be exact), it’s understandable that you have many, MANY questions. Buying your first home is a new experience for you and it’s often hard to make out a myth from fact.... Have you wondered what your borrowing capacity might be? Your eligibility for Government Grants? Are you confused about which Home Loan is best suited for you? And is it even, a good time to buy? And most recently, like so many - Is it true? Is there a brand new stamp duty concession? If so, what does that mean for me? Get answers during your free appointment... Book online using the link in my bio or give us a call on 0403 625 290 - Hamish See more

20.01.2022 Did you know? I’m one of the Directors at the upcoming Bendigo Brewing We recently had a shareholders day where everyone got together, drank beer, ate pizza and experienced the space for the first time! It was a great arvo sharing insights into all the hard work we’ve been doing behind the scenes. We’ve all achieved so much so this day was an opportunity to bask in the now, continue planning and working hard on launching Bendigo Brewing. ... I’m stoked to be a part of this guys and I’m wrapped that Scar will be along for the journey as we develop one of the most up and coming venues in Bendigo. The Bendigo Brewing will be opening in 2021 (specific dates TBC - sorry guys). BUT keep an eye out for this exciting new development in Bendigo’s CBD. Think craft beers *and watching it get made*, damn good food, great vibes and an extraordinary venue to add to Bendigo’s nightlife! #bringiton - Hamish See more

20.01.2022 How can we help you today? Refinancing? Buying your first home? Or simply looking to finance that renovation idea? That’s easy! Just pick up the phone and give us a call on 0403 625 290, send me a message on here or bit.ly/BOOK-YOUR-FREE-APPOINTMENT-HERE Organising a time to discover what your borrowing power is will put to bed all of those what if’s and wondering... So what are you waiting for? See more

20.01.2022 Throwback to a few weeks ago! I took part in organising a pretty unique experience at Nimbus Rooftop Bar called ‘Beer vs. Wine’. As a lover of food + beer + wine, you can see why indulging in this event was a must. So thanks heaps to the awesome flavours prepared by @nimbusrooftop, my fellow @bendigobeer crew members for choosing great brews and the Bendigo Winegrowers Association for keeping us on our toes - you all did bloody well and took this year’s B vs. W experience to ...the next level! If you need help feeling hungry today, check these pics out, ha! #food #bendigobeer #nimbusrooftop - Hamish

20.01.2022 Great Home loan rates & repayments this way! Access the best deals, save money and time! It’s competitive, and we’re all out to get the best rate on our home loan (understandably after such a rough year) So, we’ve made it really easy for you to access these savings and make the process as easy as possible by providing free consultations.... Book online at www.loanmarket.com.au/brokers/hamish-riley or give us a call on 0403 625 290 Our office will be closed from Tuesday December 22nd and will reopen on Monday the 4th. However, I’m available for enquiries, just shoot me a message if you have any Q’s. - Hamish

19.01.2022 MERRY CHRISTMAS EVERYONE! Thank you to all of the legends I got the pleasure to work with this year, we hope you have a ripper Christmas with your family! - Hamish & the Loan Market team

17.01.2022 Anyone else see this new announcement? Head over to the below for more information or even better, give me a call to discuss. https://www.nhfic.gov.au/what-we-/fhlds/new-home-guarantee/

16.01.2022 YOU calculate your power - THEN, contact me and I'll do the heavy lifting for you... It’s that easy! We want to provide you with the most up-to-date information and high tech calculators to assist you in bringing your dreams to reality! Whether that be as a first home buyer, looking to refinance or purchase an investment property We’ve got the answers! Calculate the following:... bit.ly/How-much-can-I-borrow bit.ly/How-much-could-I-save-by-refinancing-my-homeloan HOME LOAN CALCULATORS bit.ly/Loan-Repayment-Calculator bit.ly/Borrowing-Power-calculator bit.ly/Principle-And-Interest-Calculator bit.ly/Stamp-Duty-Calculator bit.ly/Split-Home-Loan-Calculator-Fixed-vs-Variable Can’t find the calculator you had in mind? Visit my website to check out our long list of FREE calculators available. Or let’s book in a time to chat! bit.ly/BOOK-YOUR-FREE-APPOINTMENT-HERE - Hamish

13.01.2022 Had some very important mini-me time this weekend at one our our favourite places with some great people! It's all about work life balance, right? #daddysgirl #familytime

09.01.2022 Debt, what a nasty word.. The phrase good debt has always confused me isn’t no debt always better then some? I like to think of it more as necessary debt, purposeful debt and then, stupid debt... Put your hand up if you know you’ve done the last one ... I know I have... But, I fixed that and moved forward, just as I have for many customers.. you aren’t stuck in debt, it’s just a momentary lapse of realistic spending habits- in other words stop buying shit Let me work with you, to get you back on track..

09.01.2022 ! I think 2021 is naturally going to bring hopes for a MUCH BETTER year! So let's talk or kick some financial goals. I'm back in the office officially as of Monday the 11th of Jan, however, I'm available for enquiries over the phone if you have any Q’s.... Cheers guys! - Hamish See more

09.01.2022 What a legend, thanks @rileyarthur for the opportunity to help get you into your first home!! #loanmarket #mortgagebrokers #bendigo #bendigorealestate

07.01.2022 Bit gloomy out there for my liking...

03.01.2022 I’m always happy to brag about why brokers are the ones you turn to for your financial goals, BUT recently we’ve noticed so many more locals reach out to us to find that better deal (understandably). Whether you’re trying to save money by securing a better deal on your home loan, looking to invest or refinance, there has never been a better time than now to reach out to the ones you trust! That’s us - spread the word! - Hamish ... P.s Cheers to the weekend everyone! See more

02.01.2022 Rock bottom rates = time to refinance It's never been so cheap to borrow and with three great reasons to refinance, we’re asking what's holding you back? Leverage equity. Refinancing a home loan can allow you to free up the equity in your assets to buy another property. ... Redeploy repayments. Lock in lower rates before they rise again, so you can choose to pay more off principal or perhaps take on a second property. Better fit. This can be a great chance to consider a different product type, consolidate other debts, shave years off your loan, or access exclusive deals. Competitive home loans are ever changing and paying extra interest on an uncompetitive loan is the price paid for not reviewing and refinancing. At the end of the day, interest is just a payment to the bank for the privilege of borrowing their money. Interest is not going towards the value of your home, so there is no benefit to paying more of it. Let me compare over 1000s of other loans for you so ideally I can save you a $#!% tonne. - Hamish Riley, Loan Market Bendigo & Geelong

01.01.2022 Stress-free refinancing - We GET YOU the BEST DEAL because we don’t work for the banks, WE WORK FOR YOU! The topic refinancing is usually followed by the dreaded thought of paperwork, meetings and endless phone calls. The result - people generally stick to their current home loan rate and end up suffering in the long haul rather than saving those much-needed dollars. Now like any school debate you had back in the day, I’m going to state m...y argument. Now to those of you who are sitting on the fence about why a broker is better, I’m going to tell you right now, so put your phone down and listen up! Ha! We do all of the running around and phone calls for you. We dig through a sea of lenders and find the best deal for you. We don’t charge, we’re paid by the banks it’s true! When we find you that better deal (and we will) we’ll gather all of that icky paperwork for you. We’ll translate that’ money mumbo jumbo’ the banks bang on about that nobody understands (because that’s half of what makes the process so hard) Simply, we take the stress out of refinancing and do all of the legwork for you! Book your next FREE appointment here: www.loanmarket.com.au/br/geelong-city/our-team/hamish-riley - Hamish See more