Loan Market Croydon in Ferntree Gully, Victoria | Financial service

Loan Market Croydon

Locality: Ferntree Gully, Victoria

Phone: +61 404 072 346

Address: 5/1849 Ferntree Gully Rd 3156 Ferntree Gully, VIC, Australia

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• Property
• Financial service
• Mortgage brokers

22.01.2022 Thursday Tip From the first open for inspection to settlement day, there are many steps to selling property. By knowing what’s involved early on and engaging with the right professionals, you can sell your home well over its reserve.

22.01.2022 Thanks so much Cassie for your understanding, I hope the slow bank turnaround was worth an extra $4k in your pocket and a great rate to boot! If you need help with your mortgage, just go to; https://bit.ly/3lQXr1t to book an appointment. #loanmarketmartysmith #feedbackfriday

21.01.2022 Take advantage of low interest rates Understand what equity you may have available in your property Negotiate payment deferral Connect with a financial planning expert; http://bit.ly/3254dIg

21.01.2022 Do I need to bring a cheque to pay my auction deposit? When you make the winning bid at auction, It means you’ll need to stump up a deposit usually 10% of the sale price on the day, before you head off to celebrate. Having your payment method figured out before you don your auction hat will save a lot of stress. ... Before you do anything, check in with the selling agent. Confirm that you only need a 10% deposit, not more, and find out which payment options are acceptable. Here are your options.... : Personal cheques can certainly be handy at an auction. The beauty here is that you can make the cheque out to the exact figure of the deposit as soon as you make the winning bid, and you get to sign your name with a thrilling flourish. Be sure to confirm if any personal ID is required when making your auction deposit with a personal cheque. : A bank cheque acts like currency, so you can effectively cash your cheque on the spot. The downside is, you need to know how much it’s for when you get it, and most financial institutions are closed when auctions are held. Your best bet is to organise it in advance for 10% of the highest amount you’re willing to pay. If you get a bargain, you’ll pay more than the minimum required deposit, but that just means the additional cash is now tied up in your new home. You’ll also pay a fee to have a bank cheque drafted about ten bucks. If you’re unsuccessful at several auctions the cost will start to add up. : This is like an insurance policy for your deposit. It’s a guarantee to the vendor that you will pay your deposit, and unlike promising your mate you’ll give them back the five bucks you borrowed, it’s legally binding.Not all agents will accept a deposit bond, so make sure you double-check beforehand.

19.01.2022 Nothing is out of the question when you're building your dream home - not even this amazing backyard area! If you haven't heard, the government annouced the HomeBuilder grant, where you could be eligible for a $25,000 grant to build or renovate your home. Get in touch with me today to find out if you qualify and how I can help you secure it.... This grant ends in December so be quick and don't miss out! Call me on 0404 072 346 or drop me a quick message https://bit.ly/3mSYQG2 #LoanMarketMartySmith #mortgagebroker #homeloans #financebroker #financeexpert #homeloanspecialist

18.01.2022 The End of Financial Year has finished, it's the first day of the new financial year. What's your financial resolution for the next 12 months?

17.01.2022 I hope all the Fathers out there have a great day.

16.01.2022 Thank you Simone for your kind feedback! To book an appointment; http://bit.ly/3254dIg

15.01.2022 Borrowing to invest in property can be a viable way to expand your portfolio. Book an appointment with me to stay up-to-date with the rules https://www.loanmarket.com.au/marty-smith

15.01.2022 Are you thinking about refinancing, a renovation, or upgrading to your next home in the new year? Get in touch with me to secure your meeting today https://www.loanmarket.com.au/marty-smith

14.01.2022 Now is the time to apply for the HomeBuilder Grant. The HomeBuilder Grant is a $25k cash injection to fund major renovations or the purchase of a new build. Get in touch with me today to find out if you qualify and how I can help you secure it.... This grant ends December 31 so be quick and don't miss out! Call me on 0404 072 346 or drop me a quick message https://bit.ly/3mSYQG2 #LoanMarketMartySmith #mortgagebroker #homeloans #financebroker #financeexpert #homeloanspecialist

14.01.2022 There’s nothing quite like the feeling of owning your home outright. No more loan repayments, no more worries about where interest rates are headingjust you and your home with plenty of extra cash left in the kitty each month. Follow my four steps to pay off your home loan el pronto. . ’ ... The cheapest loan isn’t necessarily the best loan for you. The ideal loan has the right blend of a competitive rate plus features you will actually use to make your loan easier to live with. . Paying monthly account keeping fees on your home loan is like paying a higher interest rate. Plenty of banks have scrapped monthly account keeping fees so if your lender is still putting a hand out for them it could be time to move on. . Paying just a single extra dollar each week into your home loan will see the loan paid off sooner. That’s because additional repayments come straight off the loan balance. That way, next month’s interest charge is lower, so more of your regular repayment goes towards the loan balance. . There are times throughout the year when a cash windfall comes our way like a tax refund. Add part of these windfalls as a lump sum repayment to your loan and watch the balance melt away. To book an appointment; http://bit.ly/3254dIg 0404 072 346

12.01.2022 Figuring out what type of property to buy is more complicated than taking a Buzzfeed quiz. Since you’re likely in the early stages of buying, try to not be too bogged down in the scary stuff do lots of research, figure out what’s important to you and hit up a few local inspections or auctions to get a feel for the process. #loanmarket #firsthomebuyers

11.01.2022 My work hours will remain normal. All appointments will be conducted via zoom. . . To book an appointment; http://bit.ly/3254dIg... 0404 072 346 See more

11.01.2022 Has COVID complicated your financial plans? If your income and expenses have recently changed, talk to me! I can do a check up on your finances and help you back to achieving your goals. To get in touch; http://bit.ly/3254dIg

10.01.2022 Read this article for some truly great tips to avoid overpaying for a house which is every buyer’s worst nightmare. Arm yourself with good research, market knowledge and a clear idea of what you want. Then, speak to me about loan pre-approval, so you know you’re buying within budget. To book your appointment; https://bit.ly/3qG2V1w #preapproval #brokersworkforyou #loanmarketcroydon

09.01.2022 With massive Stamp Duty discounts like I have never seen before, now is the time to jump into the property market! Get in touch to find out how much you'll need to stop renting and buy a home of your own.

09.01.2022 News alert The Victoria 2020-21 state budget has now been released. Benefits for first home buyers, new stamp duty concession, tenancy support and a new homebuyers fund has also been announced.... What does this mean for you? Get in touch with me to find out. Call me on 0404 072 346 or drop me a quick message https://bit.ly/3mSYQG2

08.01.2022 RBA RATE UPDATE Now could be the golden opportunity for refinancers to secure a low rate. The Reserve Bank of Australia (RBA) has announced that they're keeping rates on hold at the record low level of 0.1% and will do so indefinitely until inflation sits within the target range of 2 - 3%. Contact me to book an appointment https://bit.ly/3r9ITNh... #loanmarketcroydon #brokersworkforyou #refinancemortgage

08.01.2022 Choosing a home loan with the right features can be confusing. I can help you find the perfect match so that you can move in sooner. You can message or call me on 0404 072 346 to book an appointment or go to my website https://bit.ly/3jdYmHG #firsthomebuyers #hiddencostsofbuyingahome #loanmarketmartysmith

08.01.2022 Want a New Year's resolution you can actually keep? This year, do yourself a favour and set out to get financially fit. Speak to me today to see how. Click on my link; https://www.loanmarket.com.au/marty-smith or call me on 0404 072 346. #loanmarket #brokersworkforyou

07.01.2022 Refinancing your home loan can be a great way to save on your mortgage repayment. A lower rate can mean a lighter load on your monthly budget. Plus, home loan products may have changed since you first committed, so you might find a product with features that better suit you. At Loan Market Croydon, I compare your current loan against thousands of others on the market to see if it's in your best interest to refinance. If so, I'll take care of the switching process from start to finish! Call me on 0404 072 346

07.01.2022 Two letters with a world of difference. In the current climate the majority of our home loan enquiries are coming from two types of clients, depending on how COVID has affected them. In camp one, there’s those with a home loan whose income levels have changed for the worst.... In camp two are those whose circumstances haven’t changed or have improved during COVID. They are ready to capitalise on record low rate and government grants. Both camps are in a position to leverage the competition between lenders right now. Some people, surprisingly, still head straight to their existing bank to secure that new loan or refinance a current one. It’s 2020 and believe us when we say loyalty doesn’t pay these days! Yes, it’s possible that the lowest refinance rate, or the most suitable new loan we secure for a client could be with their current bank. But we’re more likely to achieve the right product match by exploring the thousands of loans and thoroughly exploring your best interests. There are SO MANY benefits of seeing a broker over a banker! It’s only two letters that separate these two professions, but for you, it could be a costly distinction. Contact me, I'm here to help! Book an appointment, click here; http://bit.ly/3254dIg 0404 072 346 #loanmarket #covid19 #broker #mortgage #mortgagebroker #property #firsthome #brokersworkforyou #firsthomebuyer #refinancing #homeloans101

06.01.2022 Thanks Andy for your kind words, much appreciated, enjoy the new car! "You can get more money, but you cannot get more time" - Jim Rohn Using an experienced broker, saves you time and money. Why not farm out the research to me. ... Call me on 0404 072 346 or drop me a quick message if you would like help navigating your options. https://bit.ly/3mSYQG2 #LoanMarketMartySmith #carloans #mortgagebroker #homeloans #financebroker #financeexpert

06.01.2022 Are you ready to take advantage of the property market? Get pre-approved to make sure you are one step ahead of the game and in a strong negotiating position to bid with confidence. Pre-approval will help you understand your borrowing capacity and can get you the green light from a lender to loan you up to a certain amount.... I can help you kick start your home loan journey and fulfil those home ownership dreams Get started now https://www.loanmarket.com.au/marty-smith

04.01.2022 Online is where it's at! To book an appointment; http://bit.ly/3254dIg 0404 072 346...

03.01.2022 There’s a land rush happening across Australia bolster by grants and incentives, and premium house prices. Vacant land is the new black. The biggest online property site in Australia reported that interest in vacant land shot up 180 per cent in response to the HomeBuilder scheme, which offers $25,000 to buyers. Get in touch with me on 0404 072 346 to understand your options. For more information; https://www.loanmarket.com.au///building-vs-buying-in-2020 #loanmarket #loansmadesimple

02.01.2022 The HomeBuilder Grant Has Been Extended The original program, which offers grants of $25,000 to owner-occupiers substantially renovating or building a new home, is available for contracts signed up to 31 December 2020. After that day, the extended HomeBuilder program will apply.... This will provide a $15,000 grant for building contracts (new builds and substantial renovations) signed between 1 January 2021 and 31 March 2021, inclusive. Get in touch https://www.loanmarket.com.au/marty-smith to find out the details and how to use this grant - along with other first home buyer schemes - your dream of home ownership, is just around the corner.

01.01.2022 Mortgage & Finance Association of Australia (MFAA) CEO Mike Felton observed: With natural disasters, a global pandemic and now a significant economic downturn, 2020 has been a year full of challenges. That’s why it is so pleasing to see brokers continue to have a positive impact on the economy and their clients in such difficult times. To book an appointment; http://bit.ly/3254dIg I’ll get back to you. You’re not in this alone and I am, just like you, all in this together. #wereallinthistogether