LoanPort in Perth, Western Australia | Mortgage brokers

LoanPort

Locality: Perth, Western Australia

Phone: +61 8 9368 1919

Address: 57 Angelo St South Perth 6151 Perth, WA, Australia

Website: http://www.loanport.com.au

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25.01.2022 Did you know we also offer business finance, our role is to help you find the right finance solution and that it works for you, your business and what youre looking to achieve long term. For some businesses, now is a particularly challenging time, we can bring choice and competition to the table and I take the pressure off, allowing you to do what you to best growing your business. To learn more and fuel your business growth visit our website https://www.loanport.com.au/business-loans/

24.01.2022 While most experts have agreed green is in for 2020, theres been a wide range of differing opinions on just which shades will be dominating our homes. This living room space has paired Dulux Pencarrow with Dulux Te Aroha. Styling: Bree Leech | Photography: Lisa Cohen - Published in homestolove.com.au

24.01.2022 Styling up your home for Christmas is one of the most rewarding parts of the holiday season, but it doesn't need to be an extravagant or time consuming affair. Some of the most beautiful decorations are the ones that are the most simple but still have a distinctly festive impact. https://www.homestolove.com.au/stylish-and-simple-christmas

24.01.2022 Never has there been so much focus on the home front, with parents working from home while homeschooling and everyone having more time to hang out together. Every room in the house is in high demand, with formal rooms seconded as makeshift studies and the kitchen acting as the communal playground. The dining room, which had given way to the convenience of the breakfast bar, is now back in the spotlight.

22.01.2022 Most lenders follow a similar process when it comes to approving loans, so they generally need the same documentation. To keep the process moving forward, it helps to bring the documents listed below to the meeting with your broker. This can help fast-track your loan application. Here is a general checklist and you may not need some of them. We can help show you which ones you need. https://www.loanport.com.au/checklist-of-loan-documents/

22.01.2022 Want to know the most in demand street for property buyers in your suburb? Use this interactive feature at realestate.com.au to find out. https://www.realestate.com.au//australias-most-in-demand-/

21.01.2022 Using a broker allows you to have choice of loan products. We can ensure youre armed with the all the information you need to help you on your way to owning your home, we will do the leg-work for you. Talk to us today! 08 9368 1919 Using a broker allows you to have choice of loan products. We can ensure youre armed with all the information you need to help you on your way to owning your home, we will do the leg-work for you. ... https://www.loanport.com.au/

21.01.2022 Want to do a bit of interior design planning right from the couch? To help make things easier, interior design and decor companies have taken things into their own hands, creating technology that makes it easier for you to picture dream items in your home.

18.01.2022 Why is it a good idea to get pre-Approval? Pre-approval confirms you’re eligible to apply for a home loan up to a certain amount. I should be your 1st step to your property search because of the numerous benefits it can give you such as: 1 Confirm your borrowing power - with a loan pre-approval, you’ll know exactly how much you can afford to pay. It gives you a solid understanding of your finances & a clear spending limit. ... 2 Save time on your property search - having pre-approval will confirm how much you can borrow & help you avoid wasting time looking at properties you can’t afford. 3 It gives you a competitive advantage - in a competitive market having a pre-approval allows you to make an offer right away & get finance quickly. It also signifies to sellers that you are serious & your offer could be more desirable than one that doesn’t have pre-approval. 4 It protects your purchase deposit - if there is an issue with your eligibility or a lender won’t approve the amount you need to borrow, you could potentially lose your deposit. To organise your pre-approval or discuss your options further, contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au

18.01.2022 With interest rates at a record low, putting the equity in your home to work now could be the time. Your equity is the not-so-secret weapon that can allow you to invest, build wealth and improve your home without having to stump up a large cash payment.

17.01.2022 Happy Fathers Day!

17.01.2022 Updated resolutions.

17.01.2022 What is Stamp Duty? A home loan isnt the only costs that first home buyers need to consider when purchasing their first home. One example of this is stamp duty, this is another cost you will need to budget for and factor into your loan requirements. Stamp duty is a land transfer duty you pay when you are transferring land from one entity to another. This cost applies to all land transactions, however there are concessions for groups such as first home buyers. You will be req...uired to pay stamp duty within 30 days from your settlement date (note the build value is not subject to stamp duty). If you are a first time home owner, you may be able to benefit from a government incentive. LoanPort can assist you to understand any hidden costs that you should be aware of. Book a time to talk (08) 9368 1919 or visit our website http://www.loanport.com.au

17.01.2022 We all need one

16.01.2022 Thinking of spending your next Christmas in your new home? If not, now might be the time to start. 2021 looks like being a great year to get into the market. The HomeBuilder scheme currently provides $25,000 grants to eligible people building a new home or renovating an existing one. It had been due to expire at the end of the year but will be extended to 31 March, 2021, at the lower rate of $15,000. If you missed out on the Homebuilder program first time around, make sure yo...u move quickly and contact us to secure the $15,000 grant and get into your new home sooner! Call us (08) 9368 1919 or visit our website for more information https://www.loanport.com.au

16.01.2022 It can be easy to overspend during the holiday season and you might wake up with two hangovers on New Year’s Day: one from your holiday celebrations, and another from your holiday spending. Planning your budget in advance let's you enjoy everything the holidays have to offer WITHOUT draining your bank accounts, maxing out your credit cards, or racking up tons of debt. Get started with our easy to budget planner https://www.loanport.com.au/calculators/budget-planner/

16.01.2022 Thank you Karen!

16.01.2022 No photoshop was used in the construction of this building. The Krzywy Domek Crooked House is an unusual piece of architecture located on Monte Cassino Street in Sopot, Poland. Completed in 2004, the building was designed by Szotyscy & Zaleski who were inspired by the fairytale illustrations and drawings of Jan Marcin Szancer. Now you know

15.01.2022 If you are experiencing mortgage stress, nows the time to get on the front foot with your lender. As your mortgage broker, we can help you prepare and plan for the unknown. Its no surprise that the outbreak of COVID-19 has caused a huge increase in mortgage stress. According to the Australian Banking Association (ABA), more than 485,000 mortgage repayments were deferred between February and June this year. https://www.loanport.com.au/jobkeeper-home-loan-holidays-a/

14.01.2022 Do you have the best loan for you? Refinancing is taking out a new mortgage to replace an existing loan. This can be with the same lender, but it often involves switching to another lender. Switching your loan could be right for you if you have been thinking about moving home or renovating. Refinancing could also allow you access additional features like an offset account or a lower interest rate. Here are some additional reasons why switching your loan could be for you:... To get a better interest rate or different features and add-ons such as redraw facilities or flexible payments. To use the equity in your home to borrow money to renovate or improve your lifestyle with a new car or holiday. To consolidate debts such as a personal loan, car loan or credit card into your mortgage so its easier to manage your finances. If this sounds like switching may be right for you, contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au/hom/refinancing-your-home-loan/

14.01.2022 A dramatic shift in what Australians want our homes to be and how we interact with our surrounding communities is creating a new and reimagined lifestyle ideal. COVID-19, and the copious amounts of time we have spent isolating at home, has served to hasten the pace of these changes and strengthen our desire to adapt them. At its core is the re-emergence of the village at the heart of our daily lives, and also the desire for greater privacy or me time'.

14.01.2022 Still saving for your first home? Or are you wanting to use the equity in your current one? At anytime on your home buying ‘journey’, feel free to give us a call or email us and we’ll do everything we can to make it easier for you. Let’s buy a home together! Contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au

12.01.2022 Thank you Kate!

12.01.2022 Its our 15th birthday! Where did the time go? Wed like to take this opportunity to thank our friends, our clients and our team for making it the best 15 years we could have hoped for. We look forward to the next chapter in the LoanPort story and would love you to be a part of it, by "helping you grow" and by providing the best customer service and advice for you, your business and your investments. Thank you!

11.01.2022 Whether it's for your first home, refinancing your current place or an investment, we have access to loans from a host of Australia's leading lenders, one of which could be the right one for you. Finding one that's right for you is the hard part, and that's where we come in. We'll consider a range of options to help you get the solution you're looking for. Discuss your options with us. (08) 9368 1919 or visit our website http://www.loanport.com.au

11.01.2022 While WA is doing great at the moment, the east coast is doing it pretty tough right now, but no matter who we are or where we come from were all in this together. https://www.youtube.com/watch?v=RY_tl-N93AY&

11.01.2022 HAPPY NEW YEAR 2021!

10.01.2022 Knowing how much you can borrow and your home budget is a critical stage in the finance and home building process. This will be the factor that determines what type and size of home you can build, where you can purchase land and what extras or inclusions you can choose from. How much you can borrow will depend on a number of factors, the following are the main ones considered by a lender in determining your borrowing capacity: Your Income (Combined if buying with someone e...lse). Your current savings and any equity you have in assets. The deposit you have available for your new home. Your personal credit rating. Any debts and ongoing repayments you have. Your current credit card limits. Your calculated personal living expenditure and regular bills and obligations. A common rule of thumb is that if you have an adequate income level you should be able to borrow 80% of the cost of your house, or house and land package. This can change depending on other factors within your personal situation and the specific lender. Some lenders may allow you to borrow up to 90-95% of the cost of the home, in this instance you will need to take out Lenders Mortgage Insurance (LMI). it is important to remember to stay within your budget and not over extend your ability to make your repayments, while still allowing you to maintain a comfortable lifestyle for you and your family. If you are unsure of what your borrowing capacity may be, arrange a time to discuss your situation with us and we can accurately determine your borrowing capacity. Contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au

10.01.2022 Thinking of buying "Off the plan" for an investment or new home? Here are some common questions to ask your builder. https://www.loanport.com.au/home-loans/building-a-new-home/

08.01.2022 Thank you, Peter.

08.01.2022 Land sales in Perth have surged to a record high as new home buyers take up government subsidies designed to keep the construction industry afloat during the coronavirus crisis.

08.01.2022 If youre planning on selling or renting your home, a little styling effort can make a big difference to the financial outcome. Its not rocket science that taking the time to make your house look good is essential to get the best sale price or find a tenant quickly. As with most things, you can seek professional help, and spending money to make money isnt a bad idea. But while engaging professional expertise can be worth the spend, not everyone is in a position to pay for a professional stylist. With just a few simple tips and a bit of your time, its easy to style your house yourself, on a budget. https://www.loanport.com.au/take-the-stage/

08.01.2022 Happy Father's Day!

08.01.2022 While most experts have agreed green is in for 2020, there's been a wide range of differing opinions on just which shades will be dominating our homes. This living room space has paired Dulux Pencarrow with Dulux Te Aroha. Styling: Bree Leech | Photography: Lisa Cohen - Published in homestolove.com.au

08.01.2022 Whether its for your first home, refinancing your current place or an investment, we have access to loans from a host of Australias leading lenders, one of which could be the right one for you. Finding one thats right for you is the hard part, and thats where we come in. Well consider a range of options to help you get the solution youre looking for. Discuss your options with us. (08) 9368 1919 or visit our website http://www.loanport.com.au

07.01.2022 If you have been thinking about building a new home or carrying out an extension or renovation, now might be the time to meet with us and work through your options. The Federal Governments new $680 million HomeBuilder program announced on 4 June 2020 makes available $25,000 grants to help build or substantially renovate your home. How does the HomeBuilder program work? The scheme is only available for contracts signed between 4 June 2020 and 31 December 2020... Construction must commence within three months of the contract date It is means-tested Only available for principal place of residence Limitations on the kinds of renovations (sorry, no tennis courts) and subject to a total value cap If youre a first home buyer, there are a range of first home buyer and state government grants, stamp duty concessions, and rebates as well as the federal First Home Loan Deposit Scheme and First Home Super Saver Scheme that are available and work in conjunction with the HomeBuilder grant. We are here to help. Still have questions? Talk to us on (08) 9368 1919 or visit our website http://www.loanport.com.au

07.01.2022 Would you use these bathrooms? Recently installed at a Tokyo park, the see-through public toilets have been drawing a lot of attention. Designed by Shigeru Ban Architects, the toilets are only transparent when not in use, the walls turning opaque once somebody locks the door.

06.01.2022 Its common for many people to accumulate a number of loans, particularly as you move through different stages of your life. Refinancing debts and consolidating them into one loan can be a great way to save money and get back in control of your finances. If you'd like to take control of your finances, contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au/

06.01.2022 Take advantage of our 20 clever calculators including our borrowing power calculator, our loan comparison calculator and our extra repayment calculator. https://www.loanport.com.au/calculators/

05.01.2022 Many people are finding out the hard way that its not as easy to get a home loan approved as it used to be. The simple reason for this is that financial regulators have set tighter rules for lenders. Now they are required to look more closely at your daily living expenses to get a better idea of your ability to make your repayments now and into the future. Plus, as your broker, the mortgage broker best interests duty that was recently legislated means that, unlike a staff member at a bank, there will be legal obligations for me to find you a loan that is best suited to your circumstances. https://www.loanport.com.au/at-your-expense-why-taking-con/

05.01.2022 The year 2020 has been an uncertain time for the Australian property market. Despite predictions of large price falls early in the coronavirus recession, the property sector has come through the crisis in remarkably good shape.

05.01.2022 Want to find out when it's the right time to refinance? Need help choosing which type of refinance is best for you? Want to avoid the most common hurdles in effective refinancing? If you answered YES to the above, you're in the right place. Refinancing could make a lot of sense right now, depending on your situation. Contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au

05.01.2022 Make it permanent. Book a time to talk (08) 9368 1919 or visit our website http://www.loanport.com.au

05.01.2022 The Federal Governments homebuilder scheme has put renovations back on the table for many homeowners. The scheme allows those who are eligible to apply for a $25,000 grant to cover the cost of the job, conditions apply. Before you start your renos though, just make sure you're it's handled by a reputable builder, and for finance requirements, give us a call (08) 9368 1919

04.01.2022 As a mortgage broker, we offer our clients REAL choice when it comes to their finances. We are the key to saving you money and time and ensuring lenders are competitive! Just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement. Call us on (08) 9368 1919 to find out how we can help you.

03.01.2022 Here are some simple rules to follow to improving your credit score! 1. Pay your accounts on time. Both good and bad financial behavior is now recorded and a consumer with a good track record for paying off credit is viewed by financial institutions as a sign of financial responsibility. 2. Minimise your applications for credit. Shopping around for a new credit card or home loan can save you money. But applying for too many of them can lower your credit score. Data shows that... consumers who constantly apply for credit cards end up significantly more likely to default. 3. If youve defaulted, pay it up. A default will stay on your file for 5 years regardless of whether you pay it or not, but if you do pay it off, it will reduce the negative impact. Over time the impact of defaults will reduce. 4. Budget. Budgeting is the key to financial success, taking the time to sit down and map out your commitments and goals can help you improve your credit score through good planning and behaviors. You can apply for a free copy of your credit file here: https://www.equifax.com.au//p/credit-and-identity-products If you would like to discuss your situation and are considering applying for a loan, contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au/

02.01.2022 A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered. The right refinanced loan might help you to pay off your mortgage faster and for less, clear unhealthy debt or upgrade and add value your home, all of which are steps in the right direction. Download a free copy of our refinancing guide to see if refinancing might be a good option for you. https://www.loanport.com.au/looking-to-refinance-guide/

01.01.2022 COVID-19 health and economic crisis has fundamentally shifted Australias perception of property. This shift is constantly-changing and has significant implications for buyers, sellers, investors and renters. This interactive visualisation tool from REA Group of their survey conducted between May 6 and July 12 to understand their attitudes towards buying, selling and the broader economy, is a great way to see the results. https://www.realestate.com.au//visualised-how-australias-/

01.01.2022 Are you saving for your first home? Or are you wanting to use the equity in your current property? At anytime on your home buying journey, feel free to give us a call or email us and well do everything we can to make it easier for you. Lets buy a home together! Contact us on (08) 9368 1919 or visit our website for more information https://www.loanport.com.au

01.01.2022 Today is RUOK?Day, 2020 has been a challenging year for everyone and circumstances have made it even more important for us all to stay connected and, for those who are able, be willing to support those around us. You dont have to be an expert to keep the conversation going when someone says theyre not OK. By knowing what to say you can help someone feel supported and access appropriate help long before theyre in crisis, which can make a really positive difference to their life. Learn what to say after R U OK? https://www.ruok.org.au/

01.01.2022 It's our 15th birthday! Where did the time go? We'd like to take this opportunity to thank our friends, our clients and our team for making it the best 15 years we could have hoped for. We look forward to the next chapter in the LoanPort story and would love you to be a part of it, by "helping you grow" and by providing the best customer service and advice for you, your business and your investments. Thank you!