Loveday Financial in Adelaide, South Australia | Mortgage brokers

Loveday Financial

Locality: Adelaide, South Australia

Phone: +61 400 632 420

Address: Suite 1 The Precinct, 539 Greenhill Road, 5066 Adelaide, SA, Australia

Website: http://www.lovedayfinancial.com.au

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23.01.2022 A new way to quickly and securely share your banking data could help you take more control of your finances. With all the news about Covid last year and its financial impact interest rates, loan repayment pauses, financial relief packages, government building incentives and so on you may have missed the news that open banking has begun in Australia. Open banking promises to be a game-changer in the way we can all better manage our money. So what is open banking? Let me sh...Continue reading

23.01.2022 If you have been thinking about building a new home or carrying out an extension or renovation, now might be the time to meet with me and work through your options. The Federal Government's new $680 million HomeBuilder program announced on 4 June 2020 makes available $25,000 grants to help build or substantially renovate your home. How does the HomeBuilder program work?* The scheme is only available for contracts signed between 4 June 2020 and 31 December 2020 Construc...tion must commence within three months of the contract date It is means-tested Only available for principal place of residence Limitations on the kinds of renovations (sorry, no tennis courts) and subject to a total value cap We are here to help. If you're a first home buyer, there are a range of first home buyer and state government grants, stamp duty concessions and rebates as well as the federal First Home Loan Deposit Scheme and First Home Super Saver Scheme that are available and work in conjunction with the HomeBuilder grant. If you would like to discuss how you could take advantage of the HomeBuilder program, either for an extension or renovation on your existing home or to build a new home, please feel free to get in contact. See more

23.01.2022 As the country tunes in for the 2020 Melbourne Cup, the cash rate decision for November has been announced and rates have been cut. In response to the economic impact being caused by the COVID-19 crisis, the RBA reduced the cash rate by 0.15% to a new record low of 0.1%. In making this change the RBA has confirmed the views of many analysts that further stimulus is required to aid Australia's recovery post Covid. It had previously stated that it sees a cash rate of 0.25% a...s a floor however it has softened its stance on a reduction more recently. In the lead up to its next meeting our central bank will continue to monitor world events such as the second round of European lockdowns and the US election, while closer to home it will be hoping the easing of restrictions in Victoria and the opening of state borders will provide a lift to the economy. See more

22.01.2022 Access to cash might make all the difference in volatile times. Yet, at any given moment, small businesses may have thousands of dollars tied up in stock and unpaid invoices. Flexible working capital finance can help to unlock liquidity when it's needed. Although the past year has brought difficulty, it has also delivered opportunity for businesses with an eye on growth and innovation. Having the right finance in place means you may be able to hire more staff, buy stock in bulk, launch a new product or service, or jump on a market opening.

21.01.2022 Taking on a mortgage means taking control of your finances. Adding an investment property to your loan portfolio requires additional discipline and planning. With interest rates lingering at record lows, it’s important those taking on another mortgage look beyond the here and now and invest in some long-term thinking. Positive or negative? Positive gearing means your investment property income covers all the associated costs, including your mortgage payments and upkeep costs,...Continue reading

20.01.2022 What can we finance? Motor vehicles Commercial vehicles Plant and machinery... Agricultural equipment Solar power equipment Computers, photocopiers and phone systems Medical and dental equipment Office equipment General business equipment Internal fit-outs See more

19.01.2022 The MFAA has acknowledged Loveday Financial as a state finalist out of more than 520 total award submissions received nationally. Loveday Financial has been rewarded for demonstrating their professionalism, integrity, ethical conduct, growth and innovation, the MFAA stated. To be recognised as a finalist speaks volumes of their exceptional practice and professionalism in the mortgage and finance industry, the MFAA added.

18.01.2022 Houses are open again! Take a look at this beauty in Kensington Gardens.... https://www.harrisre.com.au//property-379a-kensington-roa/

18.01.2022 A combination of tighter home loan lending regulations and the uncertainty in our new COVID world have made looking after your living expenses an essential part of creating a more secure future for you and your family. Many people are finding out the hard way that it’s not as easy to get a home loan approved as it used to be. The simple reason for this is that financial regulators have set tighter rules for lenders. Now they are required to look more closely at your daily liv...Continue reading

13.01.2022 A huge congratulations to the Loveday Financial boys!! League P.T. Morton Medal (Best & Fairest) James Battersby... James Thredgold Jewellers Most Valuable Player James Battersby Reserves Josh Deegan Medallist (Best & Fairest) Will Coomblas

13.01.2022 Some tips and tricks to paying off your home loan sooner. Buying a home is likely the most significant financial transaction you’ll ever make. So it stands to reason that your home loan will be your largest ongoing financial obligation. Imagine what life would be like without that monthly or fortnightly strain on your income? With the extra money in your account you can afford to work less, travel more and do the things you’ve always dreamed of. Most loan repayments are calcu...Continue reading

11.01.2022 #Dublas Day Jobs - brought to you by Thomas Farms, employing hundreds of South Australians. James Batterbsy (plus coworker Will Coomblas) Job/Industry: Financia...l Broker, Loveday Financial Year in industry: 1.5 years Favourite part of the day: Going out to lunch See more

08.01.2022 Now that we are in the habit of isolation and social distancing, how good are your habits of working from home? With so many Australians now working from home, as businesses continue to do their part to help stem the spread of the coronavirus, we’re learning that WFH isn’t always what it’s cracked up to be. The divide between home life and work can quickly blur. Distractions are everywhere and can be very difficult to avoid (who knew that drawer needed reorganising just as yo...Continue reading

06.01.2022 The cash rate decision for May has been announced by the RBA with the rate unchanged at 0.25%. The Bank has previously signaled it considers the current rate to be the floor, with many analysts predicting it will remain at this level for some time as the economy recovers from the impacts of COVID-19. If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times.... Since the RBA announced a .25% emergency cut on 19th March reducing rates to their current level, many lenders have adjusted their own rates. We can help you secure the right deal for your circumstances from a wide panel of lenders offering home loans with great features, low fees and competitive interest rates. If you’d like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please get in touch.

06.01.2022 The Treasurer announced in the Federal Budget on 6 October 2020, that the ATO instant asset write off has been extended to all businesses with an annual turnover of up to five billion dollars. It now applies to all eligible depreciable assets acquired from 6 October 2020 and first used or installed by 30 June 2022. The maximum amount limit has also been removed. Financing new equipment or a vehicle instead of purchasing it outright can be a good way to preserve cash flow and working capital. The asset might also help you to generate immediate income. If you would like to know more, please don't hesitate to get in touch.

02.01.2022 Virtual challenges and real life medals Is having a fridge within arm’s reach during months of lockdown making your clothes inexplicably shrink? Are you feeling bereft having lost the chance to travel to far-flung destinations in the foreseeable future? The Conqueror Virtual Challenge combines fitness with virtual travel by guiding you along virtual challenges of famous routes around the world. Ever fancy walking the Inca Trail or swimming the English Channel? Now you can, vi...rtually, and with your real-life exercise contributing towards your achievement. You choose a challenge, and then your everyday exercise (everything counts: walking, running, swimming, cycling, yoga, CrossFit, gym workouts etc) is applied against the route. As you exercise, you can see yourself advance along a map. As an example, the Great Ocean Road challenge takes you 240km along this spectacular route in Victoria. Each time you complete your exercise you advance along the Great Ocean Road. The challenges are a clever tool for maintaining focus and motivation, whether you’re training for an event or just want to have fun while keeping fit. Either sync with your favourite fitness tracker (such as a Fitbit or Apple watch) or log distances manually via the web or mobile app. Check out your virtual surrounds on Google Street View. See yourself and others on the map and directly on Google Street View. Each challenge can be completed over three, six, nine or 12 months. Choose a timeframe to suit your fitness level. Team up with mates or go it alone. For the competitive among us: view weekly, monthly and all-time leaderboards. You even receive a fancy medal when you finish! www.theconqueror.events