Luke Whitbread in Erina, New South Wales, Australia | Mortgage brokers

Luke Whitbread

Locality: Erina, New South Wales, Australia

Phone: +61 2 4365 0900

Address: Suite 1, 18 Karalta Road 2250 Erina, NSW, Australia

Website: https://www.mortgagechoice.com.au/anthony.knight

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25.01.2022 Working as a Mortgage Broker and helping others achieve their dream of owning a home has been exciting over the last couple of years, but now we can finally join in on the excitement because we bought a house PS - If you have any questions relating to finance feel free to DM me or give me a call on 0426 007 638

20.01.2022 Fun night at the #AustralianMortgageAwards last Friday. Great effort from the team to be recognised as one of the top Regional Brokerages in the country!

17.01.2022 We are looking for a fun, energetic and motivated personality to join our award-winning Central Coast team. Our office promotes work-life balance and possesses ...a wealth of quality lending knowledge and experience. This position offers a flexible 25-30 hours per week which can be tailored to fit your lifestyle and goals. If you are self-motivated with strong communication skills and want to be part of a positive and fun environment, PM us for more information!

15.01.2022 Curious about applying for a home loan but don't know where to start? Why not try out our mortgage calculator and see where you stand? Check it out here https://bit.ly/2J2O2T7

12.01.2022 Attn: First Home Buyers!! There are a lot of misconceptions surrounding the grants available for First Home Buyers. Have a look below to see if you are eligible for either of the two available grants: First Home Loan Deposit Scheme - Saved at least 5% deposit... - Earned under $125k as an individual and $200k as a couple in the last financial year - Purchasing a property to live in Stamp Duty Exemption - Available to all first home buyers - No stamp duty payable on properties purchased under $650k and is scaled up to $850k. Above this you pay the standard rate - Have to live in the property for 6 months, starting in the first 12 months. This is the most misunderstood point. For example: You technically do not have to move into the property until the very last day of the 12 months and in this period you are allowed to rent out the property. If you are eligible for both of these grants and can service the loan, all that is required to buy a $600k property is a $30k deposit. If you want to find out more, send me a message or give me a call

08.01.2022 This is a question I get asked a lot, however, the answer is simple... It depends. How much cash will you need to live off each year? ... How big is your asset base? Are you planning on living off the rental income? Would you prefer to sell? If your goal is to earn $100,000 after-tax income per year (in today's dollars) from rent alone, you would need to own roughly $4million of unencumbered property (no mortgages or loans). Don't believe me? Using a rental yield of 4.5%, which is higher than average, for every $1million of property you would receive $45,000 rent per annum. After expenses like rates, maintenance, agents fees you are left will roughly $35,000 then you also have to pay tax. If you don't think you can save your way to retirement, why not make your money work for you? Give me a call and we can come up with a plan to help you grow your property portfolio #mortgagechoiceerina #mortgagechoice #mortgagebroker #mortgagebrokeraustralia #propertyinvestment #investment

07.01.2022 Two major banks will start offering guaranteed loans for first home buyers with smaller deposits from today under a new federal government scheme. It allows bor...rowers with deposits as small as five percent to apply for a mortgage, while the government acts as a guarantor for the remaining 15 percent. The Commonwealth Bank and National Australia Bank are two of 27 lenders on board. But it is only available to the first 10,000 successful applicants. www.7NEWS.com.au #7NEWS

04.01.2022 If you're a property owner on the East Coast here's hoping that Moody's forecasts are correct!! Sydney and Melbourne both tipped to rise by over 7% in 2020 and a further 7% for 2021.