Mandy Pead Cornerstone Home Loans in Dulong | Mortgage brokers

Mandy Pead Cornerstone Home Loans

Locality: Dulong

Phone: +61 448 100 760

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Weve just saved one of our clients over $700 per month! Their loan product no longer met their needs and they had a relatively high interest rate attached to it in the current market of 5.64%. This allowed us to over half their interest rate and make a massive difference to their budget!! Loan size: $385,000 Current rate: 5.64% - Repayments $2220 p/m... New rate: 2.39% - Repayments $1499 p/m This is just one of many examples of how we have been able to put more money in the pockets of our clients (and less in the banks.). If you want to find out if there is an opportunity to save some money on your home loan, get in touch and we can run the numbers ... best of all our service is of no charge to you!

24.01.2022 It is nearly the Spring selling season! If you are thinking of putting your home on the market, we can put you in touch with some great local real estate agents who we know will look after you! We can also help you if you need a finance pre-approval (subject to sale) for your next home.... Give us a call today if we can help #Spring #Selling #supportlocal #CornerstoneHomeLoans

24.01.2022 If you want to look inside perfectly-designed homes, there are more and more ways to than ever before, many delivered directly to your phone or social feed. But from blogs and newsletters to Pinterest when does inspiration become overload? Here is some interesting food for thought if you are looking at styling your home and want to avoid the overwhelm!... http://cornerstonehomeloans.com.au/home-design-in-an-onlin/

24.01.2022 If youve been considering becoming a property investor there are a few things to consider. Check out this property investment checklist and if you would like a complimentary investment potential analysis get in touch and we can book you a no obligation consultation. http://cornerstonehomeloans.com.au/property-investing-chec/... #InvestmentProperty #LowRates #WealthBuilidng #CornerstoneHomeLoans

24.01.2022 The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial companies. It started on July 1. Heres how it works and what it means to take back control of your data to get the best rates and offers. http://cornerstonehomeloans.com.au/open-banking/

24.01.2022 As a home owner with a mortgage, chances are youve heard of the term refinancing. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. For more information on refinancing and whether it could be the right choice for you, read the below article.... http://cornerstonehomeloans.com.au/when-to-refinance/ Alternatively, give us a call and we would be happy to walk you through what the options are. #Refinance #ConsolidateDebt #SaveMoney #CornerstoneHomeLoans

24.01.2022 Are you looking for ways to get more money at the end of your month? Spend 10 minutes on the phone with us to see if you could save $250 or more per month OFF your home loan repayments. (and possibly lots more!) Private message me now or call for a free home loan comparison. Our services are at no charge, so there is not much to lose and lots to gain.... #SaveMoney #BudgetBuster #ReduceRepayments #CornerstoneHomeLoans

23.01.2022 Congratulations to Alex and Chloe on the settlement of their loan. Refinancing their mortgage to much lower interest rates has saved them thousands If we can save you some money, give us a call anytime. Call or email me: 0448 100 760... [email protected] #refinance #homeloans #savemoney #brokersdoitbetter #brokersworkforyou

22.01.2022 Did you know we can help with any of your vehicle finance needs? From cars, to campers and caravans we can help you get your finance sorted. We can even help with refinancing your current vehicle loans. Get in touch if we can be of assistance. We would love to help you with getting a great deal on your next vehicle!... #CarFinance #Caravans #Campers #SpringIsComing #CornerstoneHomeLoans

21.01.2022 Happy 1st of July! To celebrate the new financial year, for the month of July refer a friend to Cornerstone Home Loans and get a $100 Gift Voucher for any loan that settles with us! They will get our award winning service as we help them achieve great finance outcomes and you will be rewarded with a $100 Gift Voucher at settlement.... Just make sure they let us know who referred them (and we always ask!) #NewFinancialYear #BeRewarded #ReferAFriend

20.01.2022 If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers stand ready and able to assist with your options during this difficult time. http://cornerstonehomeloans.com.au/finances-on-your-mind/ Get in touch with the team at Cornerstone Home Loans if we can offer any support.... #Weareinthistogether #CornerstoneHomeLoans

20.01.2022 Global trends point to a continued rise in people embracing flexible, remote ways of working. In fact, the COVID-19 pandemic has led to many people moving to work-from-home arrangements, and research suggests some could stick with it. Mixed use properties offer a way to invest in both the residential and commercial property markets. While commercial loans often have higher interest rates than a home loan, the current low-rate environment and high rates of return could mean no...ws your time to consider the pros and cons of mixed use property investment. http://cornerstonehomeloans.com.au/mixed-use-property/ #WorkfromHome #MixedUseProperty #MixedUsePropertyLoans #CornerstoneHomeLoans

20.01.2022 Congratulations to our very happy Mothers Day competition winner, Kelly who was very pleased to collect her prize from us today. We hope all our Mothers has a special day with their families

19.01.2022 Its never a bad idea to have a little help managing your money and when youve got monthly mortgage repayments to make, balancing the books is extra important. Theres a great range of apps and tools designed to help you budget, save and track your finances. And weve put together a list of some worth checking out. http://cornerstonehomeloans.com.au/future-focused/... As always if we can help you in any way in relation to your finances please let us know. Our service is at no charge to you! #SmartSaving #Technology #FutureFocused #LifeinLockdown #CornerstoneHomeLoans

16.01.2022 Are you thinking about investing in property in the coming months, or even years? We are able to offer a complimentary planning and strategy session with our strategic property partners. They will be able to assist you with... Property options Potential yield Cashflow projections A strategic plan Ongoing review Their service is at no cost to you and they have some of the best property data available in the market. Their approach is to understand what you are after, what you want to achieve financially and match you with the right property. As an investment partner they have helped hundreds of every day Australians build wealth. Please get in touch if property is an investment strategy you are considering and we will organise your complimentary consultation.

16.01.2022 INTEREST RATES AT A NEW RECORD LOW! With the recent announcement that the RBA have cut the cash rate by 15 basis points, the cash rate is at a new record low of 0.10%. The key question for people with mortgages and would-be borrowers is will the banks, and which ones, will pass the cut on to home loan customers? ... Get in touch if you would like for us to review your current interest rate and we will see if there is any opportunities for you to be paying less. #ratecut #lowestrateever #reviewyourloan #CornerstoneHomeLoans

15.01.2022 ATTENTION FIRST HOME BUYERS!! July 1st 2020 will see another round of first home loan deposit scheme spots become available. Eligible first home buyers can buy with a 5% deposit up to $475,000, No Mortgage Insurance, No Stamp Duty, Minimal Costs ....... and if you build, and qualify, you could still get the $15,000 First Home Owners Grant & $25,000 Home Builder Scheme. Some great opportunities for first home buyers. If you want to get into the property market please get in touch and we can walk you through the process. #FirstHome #FHLDS #GreatOpportunities #GetInTheMarket #CornerstoneHomeLoans

15.01.2022 The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. http://cornerstonehomeloans.com.au/helping-your-kids/... If you want to find out more about how you can help your kids get into the property market, get in touch and we can walk you through the options. #HelpingHand #FirstHome #ParentalHelp #CornerstoneHomeLoans

14.01.2022 Considering transforming your home from banal to brilliant, but lack the funds to support your makeover? Never fear, weve put together five home renovation finance options that could help turn your dream into reality. http://cornerstonehomeloans.com.au/5-ways-to-fund-a-renova/ #HomeRenovation #FindingFunds #BudgetSavvy #HomeBuilderScheme #CornerstoneHomeLoans

14.01.2022 There are still a few days left ... Refer a friend to Cornerstone Home Loans and you could score a $100 gift voucher and your friend can enjoy our amazing service! ... and we can help them save $$$.

14.01.2022 Wanting to get your home loan paid off sooner ... Here are 10 ways to help. http://cornerstonehomeloans.com.au/10-ways-to-get-your-hom/... If you want to discuss how we can help you achieve your financial goals, call us today. #debtfree #nomortgage #financialfreedom #CornerstoneHomeLoans

13.01.2022 Taking a short-term break from paying off your mortgage isnt a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do so. With the RBAs cash rate held at a record low of 0.25%, what are the implications of pushing pause on your repayments? Find out more here;... http://cornerstonehomeloans.com.au/taking-a-mortgage-holid/ #RepaymentHoliday #LowRates #Covid #FinancialRelief #CornerstoneHomeLoans

12.01.2022 Theres been a lot of talk about how the residential property market will be affected by long term low rates as well as by the obstacles 2020 has placed in front of the Australian economy. But what the RBA does with rates also has a huge impact on commercial loans and asset finance, too ... http://cornerstonehomeloans.com.au/back-in-action/... #WeAreOpen #BacktoBusiness #BusinessFinance #Opportunities #CornerstoneHomeLoans

12.01.2022 Curious about what your home might be worth and how much equity you currently have? Get in touch with the team at Cornerstone Home Loans if you would like to organise your complimentary property valuation report. #whatsyourhomeworth #knowledgeispower #brokersworkforyou #CornerstoneHomeLoans

12.01.2022 ATTENTION ALL SMALL BUSINESS OWNERS AND TRADIES. Looking for vehicle or asset finance before end of financial year? INSTANT asset write off, get the car you always wanted whilst saving on tax!! Super competitive, custom finance options!!... No obligation pre-approval process Full contact-less process Lots of lenders to choose from Can help with all credit types Low doc loans Vehicle Finder Service Finance for all types of assets Refinances To start the application process just send a message or give us a call. (Please seek independent financial advise regarding tax write off) #SaveTax #AssetFinance #CornerstoneHomeLoans

11.01.2022 With record low interest rates, a flattening housing market and repeated assertions from RBA governor Philip Lowe that a rates rise is not on the horizon, this may be the right time for first home buyers to strike. Lets look at the full picture for first home buyers ... http://cornerstonehomeloans.com.au/low-rates-high-risk/ If you are a first home buyer wanting weigh up the pros and cons, give us a call and we can walk you through the options.... #LowRates #HomeBuilder #Incentives #WeighTheRisks #Options #CornerstoneHomeLoans

11.01.2022 Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Here are 7 tips to help secure a business loan http://cornerstonehomeloans.com.au/seven-tips-business-loan/... #businessloans #growth #cashflow #brokersworkforyou #CornerstoneHomeLoans

10.01.2022 ITS COMPETITION TIME AGAIN! Spoil Mum (or yourself) with this amazing mothers day hamper. She deserves it! Just like our page and comment with what you love best about your Mum, or being a Mum, to go in the draw. ... Dont forget to share with your friends. Each share = another entry! Drawn on Friday the 8th May. Pick up from our Eatons Hill office, or if needed we can look at making other arrangements Good luck :-)

09.01.2022 Did you know that just a .5% change in your interest rate (from 3.5% to 3%), on a $400,000 loan could result in approximately $40,000 in savings over the life of a loan!! It is crazy how many home owners are paying more than they should be on their home loans. If you are due for a home loan review contact us today to see if we can save you some money - it is much better in your pocket than the banks!... #HomeLoanReview #CutYourRate #Save #CornerstoneHomeLoans

09.01.2022 In business, growth is often the goal. But for many businesses, expansion means needing new equipment, vehicles, machinery or technology and that all costs money. Asset finance can help reduce the initial outlay, while your business gets what it needs to scale. Here are some key things to consider before you apply and what to look out for.... http://cornerstonehomeloans.com.au/asset-finance-explained/

09.01.2022 CALLING ALL FIRST HOME BUYERS! There has never been a better time to get into your first home! With the many first home owner government schemes running at the moment you could save many tens of thousands of dollars and get into your first home sooner. ... These opportunities are limited so if you, or someone you know, is looking to get into their first home, now is the time to take action! To get a complimentary first home buyer pack and to discuss the options available to you, get in touch to book a complimentary first home buyer session. #FirstHome #FinancialOpportunity #DreamsComeTrue #CornerstoneHomeLoans

07.01.2022 So happy for our clients Hayley and Clayton on the settlement of their new home yesterday We hope you have many happy years together in your beautiful new home

07.01.2022 With interest rates at an all-time low, and many lenders fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. http://cornerstonehomeloans.com.au/fixed-rate-loans-explai/... If you are thinking about changing loan products, get in touch and we will be happy to discuss the options and go through the pros and cons. #FixedRates #LowInterest #Save #CornerstoneHomeLoans

06.01.2022 When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. http://cornerstonehomeloans.com.au/extra-costs-of-buying-a/... #knowyourbudget #talktoabroker #brokersworkforyou #CornerstoneHomeLoans

05.01.2022 As part of the economic response to the COVID-19 pandemic, the federal governments HomeBuilder program provides eligible owner-occupiers including first home buyers with a grant of $25,000 to build a new home or substantially renovate an existing home before the end of 2020. It can pay to check if youre eligible and what youll need to do to apply if you are. Further details available here ... http://cornerstonehomeloans.com.au/the-new-homebuilder-gra/... If you want to find out more about the HomeBuilder Scheme and how you can use it to your full advantage, get in touch with us and we will be happy to walk you through how it all works. #HomeBuilder #25k #FinancialOpportunity #CornerstoneHomeLoans

05.01.2022 Come July 1 the annual tax window opens again. Property investors may have access to a wide range of tax benefits, but tax is a complicated matter. It pays to be across the details. Heres how you could maximise your return, and what to watch out for.... http://cornerstonehomeloans.com.au/not-so-taxing/ #Tax2020 #InvestmentProperty #Deductions

04.01.2022 $25k HOME BUILDER SCHEME! Get an additional $25k to build or substantially renovate with the new HomeBuilder Scheme! This is available to first home buyers and owner occupiers and is in addition to any other state grants applicable such as the First Home Owners Grant.... In addition to the financial benefit this is a great opportunity to help stimulate the building industry. If you would like to find out any more info or to discuss your borrowing options please get in touch. Full details and eligibility criteria. https://treasury.gov.au/coronavirus/homebuilder #HomeBuilderScheme #FinancialOpportunity #CornerstoneHomeLoans

04.01.2022 Looking to get approved for a home loan? But ... Started a new job? On JobKeeper? Casual employment? Low Deposit?... Commission Income? Bonus income? No problem ... each lender has different requirements and we know what lenders will work best for each individual circumstance. Get in touch if you would like to explore your options. #LoanOptions #LenderChoices #CornerstoneHomeLoans

03.01.2022 Did you know we can help you with insurance? If you are looking to reduce costs and put some extra money in your budget, why not check to see if you can save some dollars on your insurances? We can help with home and contents, motor vehicle and landlord insurance among others.... Get in touch with us to see if you can assist. In most cases, we will just need a copy of your current policy to be able to obtain a quote on your behalf. #ReduceCosts #SaveMoney #InsuranceReview #CornerstoneHomeLoans.

03.01.2022 Australias cash rate is now the lowest it has been in 23 years, a reaction initially to stunted economic growth and now to the impact of COVID-19 on the local and global economic landscape. As the uncharted negative interest rate zone looms, is it worth fixing your rate? Heres what to weigh up when making your decision. http://cornerstonehomeloans.com.au/is-now-the-moment-to-fix/

01.01.2022 Dreaming of a new car for Mothers Day? At Cornerstone Home Loans we can help with the finance and turn the dream into a reality. We can help with new or used cars, private or dealer sales. We can even help you locate your ideal car, at the best price, at no cost to you with our free finder service!... If you wanting to explore your options regarding car finance get in touch today! http://cornerstonehomeloans.com.au/mandy_pead/ #CarFinance #NewOrUsed #FreeFinderService #GreatRates #CornerstoneHomeLoans

01.01.2022 Had it not been for COVID-19, a number of royal commission-led changes to the banking and finance industry would already have been in place with more to come in December. Heres what that means for brokers and for you. http://cornerstonehomeloans.com.au/banking-royal-commission/... #BrokersWorkForYou #BrokersDoItBetter #CornerstoneHomeLoans