Manisha Taneja, Smartline Personal Mortgage Advisers in Narre Warren, Victoria | Property

Manisha Taneja, Smartline Personal Mortgage Advisers

Locality: Narre Warren, Victoria

Phone: +61 415 432 313

Address: 5 Doug Court 3805 Narre Warren, VIC, Australia

Website: https://www.smartline.com.au/mortgage-broker/mtaneja

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25.01.2022 This year’s pandemic has been particularly tough on business owners, particularly those of small businesses. But, the federal government recognises this and on 6 October, it announced a number of measures in its Budget that should help Australian businesses find their feet again. ow.ly/Nu7w102r21L

24.01.2022 I have access to and can compare loan options from a wide range of Australia’s leading banks, credit unions, building societies and other lenders all in minutes. I will listen to your needs, learn from you and walk you through the most suitable options to find the right loan for you and your situation.

24.01.2022 The federal government’s announcement of its HomeBuilder stimulus package was met with enthusiasm and excitement, however, a lack of information has fuelled some confusion around the finer details. Here, we will clarify some of the common misconceptions around how to apply for the grant, how it can be used and when the money will become available. ow.ly/NhMg102lEdl

23.01.2022 Fixed, variable or split? Do you know the benefits of each? I can walk you through each scenario and what it means for your situation. Let’s start the conversation now.

22.01.2022 When you start thinking about buying your first home, there are myriad factors to consider. It can be a good idea to crunch the numbers for each of your options so that you can make decisions that will help you build wealth over the long term, as well as purchase the right home for your needs. ow.ly/Nwvp102mKB4

21.01.2022 So you're thinking of buying your first home? Congratulations! To help you navigate the home buyer journey we've put together a First home buyer guide. Download your copy now. ow.ly/wOvY102oNuw

21.01.2022 Victorian home buyers stand to benefit in a number of ways from the changes announced in the State Budget on 24 November. ow.ly/9fe2102t0e2

17.01.2022 There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

14.01.2022 Reviewing and consolidating your loans can make managing your finances more convenient and potentially save money, helping you become debt free sooner. If you'd like to review your situation and find out if you could pay off your mortgage sooner, please give me a call.

14.01.2022 Should COVID-hit homeowners consider selling now? Cameron Kusher, Executive Manager Economic Research at REA Group, outlines what you should consider if your employment or home loan has been impacted by COVID-19.

13.01.2022 RBA has just announced a historic rate cut! The cash rate has reached a new record low of 0.10%. Find out what this means for you if you have an existing home loan and also what it could mean for you if you're a first home buyer. ow.ly/GH16102r7hv

11.01.2022 Buying real estate for the first time is probably one of the biggest financial commitments you'll ever make. It's likely you have many questions, like how much can I borrow? How much deposit do I need? How much will I pay in stamp duty? Do I qualify for any government grants? Good news is, I can help out with all of the questions you may have and be there with you every step of the way.

05.01.2022 There's an almost endless array of home loan products available to property buyers, with new products being regularly introduced and changes frequently made to existing products. I'm here to make it a simple process for you, so get in touch and let me do the hard work for you.

05.01.2022 With international borders likely to be closed until July next year, many Australians have had to adjust their holiday plans. It looks as though seeing more of Australia could be our only option for the next little while at least. ow.ly/YYmb102pkzi

03.01.2022 The federal budget revealed $12.5 billion in personal income tax cuts over the next 12 months. This will impact around 11.6 million individuals almost all Australian workers. These tax cuts, combined with record low interest rates and easier access to credit, mean the stars are really starting to align for borrowers. If you would like to find out how this impacts your personal situation please give me a call.

03.01.2022 Is your mortgage deferral coming to an end? As we approach the six-month mark from the date deferrals commenced, around half of these loans are due to be assessed by lenders to determine whether these customers will be granted an extension of their deferral. Remember that putting your loan on hold increases the overall cost of your loan. This is because you are still incurring interest during the deferral period and this interest will be added onto your principal, increasing... the total interest you pay. This means that if you can start making your repayments even if you can only make partial repayments or interest-only payments you should try to make it happen, as it will ultimately cost you less. You need to contact your lender to discuss your options and the implications of your choice; however, please feel free to contact me to discuss a refinance or any other borrowing concerns.

02.01.2022 With interest rates remaining at all time low, making decisions that are right for your situation in this financial climate are paramount. Whether you want to free up cash for renovations, purchase an investment property or are thinking about accessing equity in your home, I can assist and guide you. Give me a call to discuss your situation.

02.01.2022 Planning ahead is essential when you're thinking about buying a house. If you'd like to understand how much your repayments will be our calculator can assist with that. Try it out so you can get a better idea of what's expected. ow.ly/UKza102okde