Maria Nicoli in Caroline Springs, Victoria | Franchise broker

Maria Nicoli

Locality: Caroline Springs, Victoria

Phone: +61 406 756 753

Address: Level 1, Suite 21/2-8 Lake Street 3023 Caroline Springs, VIC, Australia

Website: http://www.citywideloans.com.au

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25.01.2022 Today, we celebrate the dads in our lives! Thank you for all you do for your families! Here's to a memorable Father's Day! #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #refinance #cashback #homeloanreview #workremotely #heretohelp #homeloanmaintenance #refinance #lowrate #cashrebate #support #reachout #customerservice #elitebroker #fathersday2020

25.01.2022 Breaking into the property market is no small thing. To qualify for a loan, you usually need a decent-sized deposit, which can be hard to save up for when you're paying rent. Using a guarantor may make sense for you if: You don't have a 20% deposit, but you want to avoid paying that extra insurance (LMI), and You have a close family member who's willing to put their own property up as security.... A guarantor can give you the boost up the property ladder you need. And the good news is that once you've built up enough equity in the property, your guarantor can be released from their commitment. Get in touch if you'd like to understand the ins and outs of how it works, and for tips on how to broach this subject with your potential guarantor.

25.01.2022 Who said finance was boring? Nothing boring about the cold hard cash we've helped our clients save by refinancing their home loan. If you've built up some equity in your home (this is the value of the property, minus what you owe the bank), it may be time to leverage this into a more competitive interest rate.... #winning Ever feel like your bank isn't giving you the absolute best? Get in touch and we'll investigate for you. See more

23.01.2022 Who else is using this work-from-home time to think more strategically about their finances? Get in touch today to get started.

22.01.2022 Ever day dreamed about escaping the rat race and going off-grid? You're not alone (well, unless you actually move out there, that is!) But ... it turns out there's been a very strong trend towards ‘off-grid’ living, with real estate search engines recording an 80% increase in the search term during the pandemic*.... If you'd like to make your off-grid living dreams a reality, get in touch with us today to discuss your finance options. To find out more, contact City Wide Loans on: 03 9052 4647 [email protected] *Source: REA Insights #CityWideLoans #CityWide #YourJourney #SimplerSmarterBetter #Melbourne #MelbourneMortgageBroker #MelbourneFinance #MelbourneHomeLoans See more

22.01.2022 Did you see Westpac is now forecasting house prices to rise 15% in 2021?* No kidding! And ANZ thinks house prices could jump as high as 17% this year. Economists believe low housing stock levels are combining with FOMO and low interest rates to help drive up the market.... What about you? Thinking about buying your first home (or second!) ahead of the market's next potential price rise? If so, we'd be happy to talk to you about your finance options. To find out more, contact City Wide Loans on: 03 9052 4647 [email protected] * Source: Westpac & ANZ economist forecasts #CityWideLoans #CityWide #YourJourney #SimplerSmarterBetter #Melbourne #MelbourneMortgageBroker #MelbourneFinance #MelbourneHomeLoans See more

20.01.2022 Has your residential status changed? Make sure you switch to lower interest rates! It's very easy to do; just give us a call... and don't worry, all they'll need as evidence is a recent utility bill! #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #refinance #cashback #homeloanreview #workremotely #heretohelp #homeloanmaintenance #refinance #lowrate #cashrebate #support #reachout #customerservice #elitebroker

19.01.2022 We're thrilled to be named as Finalists in THREE categories -- Finance Business of the Year, Customer Service Experience of the Year, and Business Leader of the Year -- at the upcoming myBusiness Awards 2020, the largest independent awards program celebrating small and medium business owners. It's an affirmation of our ongoing pursuit for excellence and our commitment to providing the highest service levels. Particularly in 2020, with all the challenges of this year, we are thankful for the ongoing support of our customers and colleagues! #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #finalist #refinance #cashback #homeloanreview #refinance #lowrate #customerservice

18.01.2022 There are a range of government grants to take advantage of if you're buying your first home. From the First Home Owners Grant ($10k or $20k depending on whether you're buying in metro or regional Victoria) to the HomeBuilder's Grant ($25k) - these grants can help give you a leg up onto the property ladder. And you could spend a few hours trawling the State Revenue Office's website, OR we can guide you through the process.... It's never too early to get the ball rolling Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

17.01.2022 Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked.

17.01.2022 This is good reminder that there are some things none of us can change. Facts of life we've just got to accept. A lesson we've ALL had to learn in 2020! Accepting this means we can shift our focus back to what we CAN change Not happy with something? Change it.... Don't like the deal you're getting on your loan? We'll help you get one you're happy with. See more

14.01.2022 If you're saving hard for a home loan but it just doesn't seem to be happening quickly enough, consider these three ways to boost your savings: Consolidate your debts Cancel all unused subscriptions Review (and switch) your ISP and energy providers... The best thing is you'll save money without having to give up anything - because we have a feeling you're already sacrificing plenty to get that deposit ready! Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

14.01.2022 Feel like working on a new project during isolation? How about going BIG? Grants are available to first home buyers and/or home builders and home renovators... why not check if you're eligible? Call me to go over your options. #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #cashback #homeloanreview #workremotely #heretohelp #homeloanmaintenance #refinance #lowrate #cashrebate #support #reachout #customerservice #elitebroker #firsthomebuyers #homebuildergrants #renovators

14.01.2022 The more equity you have in your home, the more bargaining power you have when negotiating with the banks for better loan terms. (Equity, by the way, is the difference between how much the property is worth and what you owe the bank). If you've recently renovated your home you may have increased the value of the property, which would mean more equity!... Get in touch for a no obligation home loan review, and we can let you know whether you have a good shot at a better deal. Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

13.01.2022 Melbournians, we've had almost a whole year to master the habit of watering our indoor plants! So, what do indoor plants actually do for us? Purify the air Oxygenate the air (especially Snake plant) Help with mental health (seriously, go check the research) Improve the aesthetic, and 'vibe' of a room ... Make our homes smell good Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

12.01.2022 Woah! Get a load of this: 2nd hand car prices have jumped up 25% this year!* There's a good reason for it: fewer new cars are being imported into the country due to coronavirus, which is driving up prices in the used car market. With that in mind, it's never been more important to have us riding shotgun with you when making a vehicle purchase.... That's because with prices so high, it's vital to have us help you secure a super competitive rate on your car finance, rather than relying on what the car dealership is offering. To find out more, call 03 9052 4647, email [email protected] or DM us. * Moody’s Analytics price index #CityWideLoans #CityWide #YourJourney #SimplerSmarterBetter #Melbourne #MelbourneMortgageBroker #MelbourneFinance #MelbourneHomeLoans See more

10.01.2022 Jim Rohn said we're the sum of the five people we spend the most time with. What do you think? Now that we're able to socialise more here in Melbourne, let's make it count! Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

10.01.2022 Thank you NAB and The Adviser for the lovely gift #finalist #customerservice #awards #nab #theadviser #customerfirst #goalsetting #brokerworksforyou #appriciation #value #lovewhatwedo #relationships

09.01.2022 Beep Beep! Did you know there's a global shortage of new cars right now?* That means it's never been more important to have a broker like us in your corner when purchasing a new set of wheels. We can help you arrange a great finance solution for the purchase so that you can negotiate with the car dealership with extra confidence.... So if you've been thinking about purchasing a new vehicle lately, call 03 9052 4647, email [email protected] or DM us. * ABC #CityWideLoans #CityWide #YourJourney #SimplerSmarterBetter #Melbourne #MelbourneMortgageBroker #MelbourneFinance #MelbourneHomeLoans See more

09.01.2022 It wasn't long ago that banks would lend about 10 times your annual income. Give or take, and assuming you have average living expenses and no other debt. Now, with all that's going on, banks are tightening their policies and 'borrowing capacity' is now closer to seven times your annual income. If you're self-employed, or work in emergency services or health, it's obviously a bit more complicated - this is where we come in...... We can help you maximise your borrowing capacity, while making sure you end up with a loan you can actually afford. Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

09.01.2022 To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season.

09.01.2022 As a first home buyer there's a lot of support available to help you stop renting, and start owning: First Home Owners' Grant (FHOG) First Home Loan Deposit Scheme (FHLDS) Transfer Duty Concessions... HomeBuilder Grant Lenders Mortgage Insurance (LMI) for some applicants Get in touch if you want to get the ball rolling Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

08.01.2022 Explore your options! Let us show you the way #refinance #purchases # construction #loans #mortgages #mortagebroker #financialcontrol #financialfreedom #choices #banks #brokerworksforyou #simpler #smart #better #betterdeals #yourchoice #yourloanjourney #bestforyou #lowrates

08.01.2022 Another feather in our caps! Achieving Elite status once again with Loanmarket -- one of only 7 Elite brokers to achieve this status for VIC/TAS! Despite a very challenging past year (Royal Commission, Best Interests Duty, turbulent markets, a near-impossible lending environment, nation-wide bushfires and a global pandemic) ...... we achieved over $56 million in settled loans for 2019-2020! Thank you to all our clients, BDMs, referral partners and support team! We couldn't have done it without you! #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #refinance #cashback #homeloanreview #workremotely #heretohelp #refinance #lowrate #cashrebate #support #reachout #customerservice #elitebroker

07.01.2022 Lockdown again! As hard as it is, for the next 6 weeks, we'll all have to stay as close to home as possible. But we're still here for you for all your home loan needs. If you need to review your home loan interest rates or look into refinance cashback offers, just give us a call or send us an email, and we can get it all done online for you! We're all in this together.. stay safe! #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #refinance #cashback #homeloanreview #workremotely #heretohelp #refinance #lowrate #cashrebate #support #reachout #customerservice

05.01.2022 Sure, you could spend your weekend trawling the internet, comparing interest rates, completing paperwork, plugging your info into calculatorsOR you could find an expert to do it for you Get in touch: https://www.loanmarket.com.au/brokers/maria-nicoli

05.01.2022 Wishing you a Merry Christmas and a happy holiday season! (We've all earned it this year, that's for sure!) From the team citywideloans.com.au... #CityWideLoans #CityWide #YourJourney #SimplerSmarterBetter #Melbourne #MelbourneMortgageBroker #MelbourneFinance #MelbourneHomeLoans See more

05.01.2022 We're working remotely to ensure you're still being looked after. Call or email us for a quick and free review of your current home loan. These may be tough times ahead, but you're not alone. #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #refinance #cashback #homeloanreview #workremotely #heretohelp #homeloanmaintenance #refinance #lowrate #cashrebate #support #reachout #customerservice #elitebroker

05.01.2022 The RBA have kept the cash rate low for some time now. A steadily low cash rate puts the pressure on lenders to offer low interest rates, which is great news for those of you with a loan who are in a position to refinance, or for those of you considering entering the property market or adding to your investment portfolio. Get in touch to find out which lenders are playing nice when it comes to interest rates.... Just one caveat: interest rates are by no means the most important component of a loan! See more

03.01.2022 The RBA has slashed the cash rate to just 0.1% (down from 0.25% last month). RBAs governor, Philip Lowe says the rate cut is intended to "support job creation and the recovery of the Australian economy from the pandemic". For those of you with a home loan, we're sure you'll be keeping a close eye on which banks choose to pass the rate cut to their customers! Now is the perfect time to look at whether you're getting the best possible outcome with your current lender. If they're not playing nice then it might be time to look elsewhere! Send us a DM if you'd like a hand with the research.

03.01.2022 The criteria that banks use to assess a home loan these days is tighter than ever. Tough doesn't mean impossible, though. It just means that in 2020, your finances will be scrutinised more than they would have been ten years ago. If buying your first home is on the horizon, before you even think about applying for a loan, make sure the way you manage your money is creating a good impression:... Pare back your spending Show you're a good saver Rethink those credit cards Pay your bills on time Cut out the UberEats, AfterPay and Sportsbet Get in touch if you want to get the ball rolling Learn more about us: https://www.loanmarket.com.au/brokers/maria-nicoli

02.01.2022 Think home ownership is out of reach? Think again! The First Home Loans Deposit Scheme is allowing thousands of young Australians to purchase their first home with just a 5% deposit while not paying Lenders Mortgage Insurance - which can save you thousands and thousands of dollars. 20,000 applicants were accepted for the scheme in rounds 1 & 2, so you won't want to miss out on round 3.... But you've got to be quick - as the places fill up fast. So if you're ready to make your home buying dreams a reality, call 03 9052 4647, email [email protected] or DM us. #CityWideLoans #CityWide #YourJourney #SimplerSmarterBetter #Melbourne #MelbourneMortgageBroker #MelbourneFinance #MelbourneHomeLoans See more

01.01.2022 Lockdown getting you down? Why not brighten things up by looking to see if you can refinance (or switch) to one of the amazing rates currently on offer? And with many lenders giving refinance cashbacks, you may not only end up saving on repayments, but getting some money in your pockets too! #brokersworkforyou #mortgagebroker #mortgagebrokercarolinesprings #stillopen #refinance #cashback #homeloanreview #workremotely #heretohelp #homeloanmaintenance #refinance #lowrate #cashrebate #support #reachout #customerservice #elitebroker

01.01.2022 Thinking of getting into your new home by December? Find out if you can get $25,000 to build your new home! Call me today for a free discussion to review your finance options. #brokerworksforyou #loanmarketcarolinesprings #mortgagebroker #clients #relationships #clientsfirst #customerservice #lovewhatwedo #customerfirst #customerservicegoals