Mark Scandrett- Finance & Mortgage Broker | Finance

Mark Scandrett- Finance & Mortgage Broker

Phone: +61 438 618 494

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25.01.2022 **TODAY'S CHALLENGE** I would like you to spend a few minutes doing something that may benefit you and your family. Contact me today to find out more 0438 618 494 [email protected]... DM on facebook or instagram See more

24.01.2022 When was the last time you had your mortgage or loan rates checked? Do you know how your current loan rate compares? With rates as low as they have been for the past 50 years, and many changes happening in the current environment, you may be left feeling unsure or unaware of how this is affecting you. There is no better time to compare your options, so if you or anyone you know has a mortgage or finance, dont assume you are on the best rate or your current financial product... is working best for you. Contacting me today for your free financial health check will cost you nothing, has the potential to save you money and reduce the term of your loan. Message me now, give me a call on 0438 618 494 or email me at [email protected]

24.01.2022 With everything going on in the world around us at the moment, there is a lot you may be wary about. Engaging with a mortgage broker shouldnt be one of those things, so in this post, I will debunk some common myths and misconceptions about mortgage brokers so you can see how a broker can help you secure the best possible deal to suit your needs. -Mortgage brokers are linked to a particular bank or lender. It is a common belief that mortgage brokers work for a specific lendi...ng institution or bank, and they can only offer you that lenders products. Truth is, mortgage brokers complete accreditation with multiple banks and financial institutions in order to provide clients with a large variety and range of products tailored to your individual needs. -Using a mortgage broker costs more because of commission. The commission mortgage brokers receive is payed by the lending institution once your home loan has been approved. It is calculated as a percentage, and is not an additional cost, nor is it paid by you. This means it does not alter your interest rates, fees, or total home loan amount. -Mortgage brokers will only deal with the big banks. Whilst mortgage brokers may deal with major lenders with high-profile reputations, they also deal with many smaller lenders whose names you may not recognise. Mortgage brokers rely on maintaining connections with both larger and smaller lending institutions in order to have product variety, enabling them to provide you with a number of options that are suitable for you and your individual needs. -Refinancing with a mortgage broker means you have to change banks. If you are happy with your current bank, refinancing doesnt mean this has to change. Although changing lenders may provide you with a suitable product for your needs, a mortgage broker can renegotiate the terms of your current loan on your behalf and potentially get you a better deal. I look forward to working with you to achieve your financial plans and goals. Contact me at any time for an obligation-free consultation. My contact details are: Mobile: 0438 618 494 Email: [email protected]

23.01.2022 Says it all without words.

23.01.2022 With access to over 50 lenders and a wide range of financial products and services, I work to deliver you with tailored solutions to your individual financial needs. Whether it be a home or residential loan, refinance or consolidation of debt, motor vehicle loan, equipment and machinery loan, commercial property loan or personal loan, my job is to ensure you get the best deal available. I help you navigate through the entire process, from initial loan enquiry to settlement an...d beyond, working to provide you with balanced and unbiased presentation of products. Aiming to make the process stress and hassle free, I negotiate on your behalf at any stage of your financial journey. I look forward to working with you to achieve your financial plans and goals. Contact me at any time for an obligation-free consultation. My contact details are: Mobile: 0438 618 494 Email: [email protected] See more

22.01.2022 Still sitting on the fence? Still not sure? Does your bank have you on the best rate or product? Interest rates are down!... Are you seeing the full benefit? Chances are, if you have not recently reviewed your loan, you may be paying too much. New Home, First Home, Second Home or Investment Property. Regardless of where you are on your property journey a couple of minutes of your time today, spent discussing your current situation may see you able to... -Find a better rate or product for your situation. -Reduce interest charged. -Allow you to repay your loan sooner. -Reduce your weekly, fortnightly or monthly payments. -Consolidate other loans and higher interest debt. -Free up equity in your current property suite to invest or spend as you would like. Contact me today and see how I can help! Mark Scandrett 04389618494 [email protected]

22.01.2022 We've announced a major boost for housing in WA which will help deliver a pipeline of work for our construction industry and save local jobs: $20,000 Bu...ilding Bonus grants for any Western Australian who wishes to build a new house or purchase a property in a single-tier development already under construction 75% stamp duty rebate for new multi-tier developments, capped at $25,000, will now also apply to multi-tier developments already under construction in addition to pre-construction contracts $97 million to construct social housing dwellings and purchase off-the-plan units for supported housing programs $142 million to refurbish 1,500 existing social housing dwellings $80 million for a targeted maintenance programs for 3,800 regional social housing properties including in remote Aboriginal communities and subsidised housing for regional government workers

22.01.2022 The RBA recently cut the official rates again and with banks following suit now may be as goood a time as any to take stock and plan ahead. Whether you are looking at your first home and loan, restructuring or refinancing, options for choice of banks and products are many. If you are planning a purchase but havent yet found that dream home you can get Pre-approval to ensure when you do find that property you dont have to run around seeking finance and risk missing out. Not sure how much you can borrow? Not sure where to start? Message or call me for an obligation free chat.

15.01.2022 Merry Christmas! I would like to wish you all a very Merry Christmas and a Happy New Year! Another year almost down and looking forward to a safe and prosperous 2021 for you all.... I have really enjoyed the opportunity to help family, friends and new customers with their loan requirements this last year. Do not hesitate to call or message me if i can be of any assistance now or in the future. Mark

13.01.2022 The warmer weather is on it's way Contact me today [email protected] 0438618494

13.01.2022 Good news! If your thinking of building worth having a look. Message or call if I can be of any assistance.

10.01.2022 An offset account is an account linked to your home loan that operates like a transaction or savings account. It’s an account that offsets the balance in that account against the balance of your home loan, so you'll only be charged interest on the difference. Even though you typically don’t earn interest with an offset account, your money is still working hard for you. Having an offset account may help you to pay off your home loan ahead of its term and save thousands of dollars over the life of the loan, simply by depositing all your regular income and earnings into your offset account. Contact me to discuss your options and see how we can get you a step ahead

09.01.2022 Excited to be on board with West Perth Womens Football as a player sponsor for the 2021 season. Look forward to seeing the girls run out next Sunday for their first game of the season.

05.01.2022 Do you need a Finance Mortgage Broker? Not sure? Yes you can go direct to some banks and discuss rates direct but how easy is it for you to compare. Posted rates at each lender may vary significantly and come with many conditions.... Will a lender tell you you may be better off down the road with another lenders product? Unsure what you need to have when applying for a home loan? This can vary from bank to bank or lender to lender. Thats where a broker can help. I'd be happy to take your call, make an appointment and discuss your current financial situation and objectives, to help get you on the right pathway now or in the future. Services I provide includes, New Construction loans (house and land), Refinancing home loans, Established home loans, Investment loans, Consumer and Asset Finance. Give me a call to arrange a FREE no obligation confidential consultation on 0438 618 494 Look forward to hearing from you soon.