Match Financial Solutions in Carlisle, Western Australia | Property

Match Financial Solutions

Locality: Carlisle, Western Australia

Phone: +61 8 9361 8502

Address: 56b Marchamley Street 6101 Carlisle, WA, Australia

Website: http://www.matchfinancialsolutions.com.au

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25.01.2022 RBA decision out today regarding the official cash rate, which theyve decided to hold at 1 % for the time being. Most lenders have already dropped their rates, but with at least another two reductions expected over the next few months, there are some good deals to be had. Definitely an excellent time to review your own interest rates and make sure that youre not paying more than you need to.

22.01.2022 Today we are announcing a $1 billion economic and health relief package to help Western Australians get through this pandemic. So many households are dealing wi...th lost jobs, economic insecurity and are worried about the future. Thats completely understandable. Todays package is about providing relief for them and making sure we can all get through to the other side. I am pleased to announce the following: No WA household will have their water or power disconnected if they have experienced financial hardship due to COVID-19. As of tomorrow, those same people will have no interest charged on deferred bill payments. Eligibility for the previously announced Energy Assistance Payment boost has been expanded. This ensures that any person who has lost employment due to COVID-19, and becomes eligible for a concession card, will receive an upfront $305 credited against their electricity bill (from 11 May 2020) and a further $305 credited over the course of the year. The Energy Assistance Payments have been brought forward to this financial year rather than being paid from 1 July 2020. This means quicker relief for WA households. Households that are directly or indirectly impacted by COVID-19 may also apply for an interest-free payment arrangement and for late payment penalties to be waived for transfer duty, landholder duty, vehicle licence duty or land tax. Keystart home loan customers facing financial hardship due to COVID-19 can apply to defer principal repayments and waive interest costs by up to six months. These measures are all in place until at least 30 September 2020. This builds on the steps weve already taken, including freezing increases in household fees and charges next year. It is going to support thousands of WA families that are doing it tough due to coronavirus. Were going to get through this, and we are going to do it together.

22.01.2022 For the fourth consecutive time, the RBA has decided to leave the official interest rate on hold at 0.25 %, in an effort to continue to support the wider Australian economy during these uncertain times, with a copy of the media release below for your information. Lenders are still keen for your business, so if youre going through the exercise of reviewing your household expenditure to save a dollars, why not let us help to review probably your largest household expense. https://www.rba.gov.au/media-releases/2020/mr-20-17.html

22.01.2022 Weve chatted about these Buy Now, Pay Later payment systems before on our page. They are becoming more and more popular and this is an interesting article about the benefits and pitfalls associated with using them. Another option in an arsenal of finance solutions, anyone availing of them needs to be fully aware of the terms and conditions plus potential fees & charges associated with using them, remembering that they do have the potential to impact an individuals fin...ancial credit score. Take care and be aware !

21.01.2022 We sponsor this wonderful, family oriented, volunteer based club and this is just one of the many, many examples of how they demonstrate inclusion as one of their core values. If you have never seen this gentleman play, you should do yourself a favour and come down to watch a true sportsman do his thing in as the Clubs premier Over 60s Goalie. Poetry in motion !

19.01.2022 Not entirely unexpected given events being experienced both domestically and internationally, but still, some signs of positivity going forward into 2020.

19.01.2022 Today's Reserve Bank meeting has seen the official cash rate remain at 0.25 % to continue to support the Australian economy. Although the effects of the virus have been harsh on the wider economy, it is pleasing to see that the downturn has not been as severe as initially thought, with many sectors experiencing a slow recovery. That said, it is expected that recovery will be uneven across the board. For more information, you can read the entire media release here - https://www.rba.gov.au/media-releases/2020/mr-20-20.html

19.01.2022 From our family to yours, wishing you all a very relaxing, safe and prosperous New Year. Thinking especially of all the people affected by the bushfires, hoping that these crises abate soon. Take care everyone.

18.01.2022 The Reserve Bank has chosen to leave the official rate on hold - no surprises here, really. The Government and the Reserve Bank continue to support Australians and their livelihoods, through economic stimuli and constant monitoring. For more information, please refer to the link below - https://www.rba.gov.au/media-releases/2020/mr-20-18.html

18.01.2022 Woohoo! Check out our new banners and goal-post boards, supporting Victoria Park Xavier Hockey Club ! For your mortgage and finance broking needs, you know who to call

18.01.2022 Some timely and realistic advice.....proceed with care and if you're not sure, seek advice before you make any big decisions.

18.01.2022 Official Cash Rate left on hold by the Reserve Bank today in support of the economy and financial upheaval being experienced by most sectors. Well worth a read.

17.01.2022 Sharing is Caring ! Here at Match, were keen to share as much information as possible, in order to inform and demystify the often confusing and overwhelming world of bank lending. So, if you like our posts and find them interesting and helpful, please dont hesitate to share them with your friends and family! ... Thank you from everyone at Match Financial Solutions

17.01.2022 For those who havent heard, the Australian Banking Association (ABA) has announced this week, that Australian Banks will continue to provide support to those who continue to be impacted by COVID-19, by offering a further extension to initial six month loan repayment deferrals, to a maximum of four months to eligible clients. Lenders are now starting to communicate this to the market but the thing to remember is that additional help is available if you need it. Let us know ...if you need assistance navigating the requirements and process - were happy to help with advice, engaging with you and your lender together or just a friendly ear to listen. You can read the official announcement here - https://www.ausbanking.org.au/banks-enter-phase-two-on-cov/

16.01.2022 Take care of your personals, people !

15.01.2022 Coronavirus Update. Were all becoming increasingly aware of the potential disruption the COVID-19 virus may bring to families, businesses and daily life in general over the coming months. During this unprecedented time, its important to understand that theres still help out there for those who need it. For our existing clients who may worried about their situation or struggling financially with the burden of their bank & finance commitments, whether its personal lendin...g or business, please contact us so that we can continue to provide you support and guidance. Currently, lenders are formulating assistance packages for those who might need some temporary help with their repayments. Theyre here to help and are always keen to work with clients to find an appropriate solution. If were currently dealing with a finance solution for you, please be assured that were continuing to work on these business as usual. There may be additional delays outside of our control, as lenders exercise their contingency plans to manage the impact of the wider problem on their staff and systems, but we will continue to manage the progression of your transaction and keep you informed each step of the way. Unfortunately, the dregs of society appear to have taken advantage of the situation, with various scams now presenting as issues, the latest being a COVID-19 themed SMS message designed to steal a persons bank details. If you dont already subscribe to this Stay Smart Online service, wed encourage you to do so. https://www.staysmartonline.gov.au//covid-19-scam-messages Details of this latest ruse to steal your information can be found via the above link. Take care of yourselves and your families. If you need some assistance, please dont hesitate to contact us.

14.01.2022 Great news for anyone looking to build !

13.01.2022 The Reserve Bank today took the decision to lower the cash rate by 25 basis points to another historical low of 0.50 per cent. As we speak, the major banks and other lenders are reviewing their interest rates, which makes it a perfect time to review yours. So what are you waiting for ? Let us do the hard work for you ! The Reserve Bank Governors statement is below in youre interested in a bit more detail. Statement by Philip Lowe, Governor: Monetary Policy ...Continue reading

12.01.2022 Sometimes, it isn't easy, but so rewarding when things go the right way ! A token of thanks received today from some long term and loyal clients, just ecstatic that we could help them into their 'forever' home. This one is very special and it's so good to know that sometimes, all the hard work pays off. It will be enjoyed with gusto !!!

11.01.2022 So the Reserve Bank had their say today and lowered the official interest rate to 0.75 %. Thats lower than during the GFC when the lowest it got was around 3 % ! Now, to wait and see what the banks do about lowering their rates.....some already have but many more to go. Watch this space....... A GREAT time to limbo up, review your rate and maybe, get a better deal. Well do the work....you just gotta call

10.01.2022 The Reserve Bank of Australia decided today, in another out of cycle meeting, to leave the official cash rate at 0.25 %. To review the full statement, refer to... the following link. https://www.rba.gov.au/media-releases/2020/mr-20-11.html Some lenders have already factored this into their interest rates, with others potentially considering what theyll do next. Given the issues were currently facing, it makes sense to review your rates and see if your lender can do you a better deal. It may not mean refinancing, it might be as simple as asking the question. Anything in the coming months, which can help ease household budget pressures is a good thing, so dont hesitate to contact us, if youd like some help.

10.01.2022 While restrictions may have started to ease, the economic challenge from the pandemic and the restrictions we needed to put in place remains. That includes our ...construction industry, where the pipeline of new projects has slowed dramatically, putting local jobs at risk in the coming months. If we take action, we can help to mitigate or avoid the potential damage. But we need your help. If you have been thinking about building - now is the time to get it underway and support local jobs. To help get new homes under construction, were introducing $20,000 Building Bonus grants for any Western Australia to build a new house or purchase a property in a single-tier development already under construction. The grants will be available until the end of the year, and will not be means tested and have no cap on property value. They will be on top of the Federal Governments HomeBuilder Grants, as well as WAs First Home Owner Grants and first home buyer duty concession, meaning someone who qualifies for all four could access up to $69,440 in Government assistance to help build their first home. Simply put, these grants are about getting as many new projects off the ground as possible, and keeping as many WA jobs intact as we can. Were also making some changes to the 75% stamp duty rebate we introduced for new multi-tier developments last year. The rebate, which is capped at $25,000, will now also apply to purchases in multi-tiered developments already under construction, in addition to pre-construction contracts.

09.01.2022 This is an incredibly difficult and uncertain time for local businesses. Many face difficult conversations with their employees, as well as their landlords. W...ere currently working hard on a new set of rules for commercial tenancies as part of the National Cabinet. But in the meantime we can set the right example. The WA Government is the landlord for countless small businesses in places like Yagan Square, train stations and government buildings. I am happy to announce that for the first time ever, we will be waiving their rent for the next six months, effective immediately. I call on all commercial landlords to have some understanding for their tenants during this pandemic. If we work together, it means we wont needlessly destroy businesses and jobs, and we can get everything up and running again so much quicker when we get to the other side. Were going to get through this pandemic, and were going do it together.

09.01.2022 HOCKEY CLUB MAKES AVAILABLE LIFE-SAVING DEFIBRILLATOR TO PARK VISITORS AND LOCAL RESIDENTS Local residents and visitors to Fletcher Park in Carlisle have the o...pportunity to save a life (or have theirs saved) with a new defibrillator now available on site at all times. The AED (Automated External Defibrillator), located outside the clubrooms, was organised by Vic Park Hockey Club and funded partially by a Lotterywest grant and club sponsor, Match Financial Solutions. It means anyone who needs this life-saving device, whether they are club members or not, can access the AED at any time. It is registered with St John Ambulance so in an emergency any member of the public can call triple 000 to gain access and support. As part of the installation package, St John Ambulance is offering to train members from VPXHC, Perth Cricket Club and interested members of the public. We are delighted to be able to share this important piece of equipment with our neighbours and the local community. #vicparkpanthers #proudlyvicpark #lovevicpark #goodneighbour

08.01.2022 Todays Reserve Bank meeting has seen the official cash rate remain at 0.25 % to continue to support the Australian economy. Although the effects of the virus have been harsh on the wider economy, it is pleasing to see that the downturn has not been as severe as initially thought, with many sectors experiencing a slow recovery. That said, it is expected that recovery will be uneven across the board. For more information, you can read the entire media release here - https://www.rba.gov.au/media-releases/2020/mr-20-20.html

08.01.2022 Thinking of building? Might not be a bad time...

07.01.2022 Record low interest rates and what seems to be a slow improvement to some property values makes it still a great time to review your existing finance arrangements in time for the New Year. Yesterday, the Reserve Bank board decided to leave the official cash rate unchanged at 0.75 %, amid emerging positivity surrounding the wider economic market. You can read the Reserve Bank Governors statement below for further detail - Statement by Philip Lowe, Governor:...Continue reading

06.01.2022 YEESS !!! Wouldnt it be amazing if our nations banks and lenders extended a similar offer to those courageous men and women fighting and affected by the bushfires in respect to their loans and mortgages.

05.01.2022 Yesterday the Federal Government launched the Coronavirus Australia app. This app will have up to date information on COVID-19 from the Commonwealth. This inc...ludes advice on hygiene, symptoms, public gatherings and the latest news and announcements from the Federal Government. Search "Coronavirus Australia" in the App Store if youre on iPhone or Google Play if youre on Android to find this free app. It is so essential that everyone stays informed during this crisis. We hope this will be a trusted source of advice and information for all Australians.

05.01.2022 Today's Reserve Bank meeting has decided to leave the official cash rate at just 0.25 %. Considerations for the domestic economy as well as the wider economy outside of our borders support this current stance. However, noting the imminent announcement of the Federal Budget and the looming US election, opinion is that there is potential for the rate to reduce further over the coming months. For the full statement, follow the link below.

04.01.2022 COVID-19 Hardship Assistance For those of you with existing loans, lenders are still offering specific assistance for people directly impacted by the effect of COVID-19 and the ramifications of the associated lockdowns. So, if your income has been affected (ie, reduction of hours, reduction of income, loss of employment etc.) as a result of COVID-19 making it difficult for you to meet your repayments, then there is help available. Lenders are offering temporary interest on...ly switches and loan repayment deferrals to help ease the pressure. In fact to further support Australians doing it tough, the Australian Banking Association (ABA) has announced that as customers approach the end of their six month loan repayment deferral period, Australias banks may consider a further extension of up to four months for eligible customers. Lenders are keenly cognisant of the pressure many of their clients are under at this time, so are approachable and understanding of the situation, with the process to obtain the help relatively quick. Obviously, bear in mind, that any change to your contracted repayment program will result in increased interest payments and potentially increased loan repayments or length of loan contract but, it may help in the short term and during this period while this assistance is on offer, there is no impact on your credit file. If you need some help to navigate the process, would like us to join you on a joint call to your lender, or would just like someone to listen and provide a bit of advice, dont hesitate to contact us.

03.01.2022 Further to our previous post, as part of the Federal Governments ongoing measures to support the Australian economy during this time, the Reserve Bank has toda...y exercised an out of cycle reduction to the official cash rate, dropping it again by another 25 basis points. You can read the official announcement via the link the below. https://www.rba.gov.au/media-releases/2020/mr-20-08.html Wed expect to see lenders respond to this additional reduction over the coming week.

03.01.2022 From our families to yours, everyone here at Match Financial Solutions would like to wish you all, a very Merry Christmas and a Happy New Year. Please stay safe everyone and best wishes for some relaxing downtime with your loved ones. !

03.01.2022 Interest rates are going lower. Some owner occupied fixed interest rates are as low as 2.99 %, with some variable interest rates starting in the low 3s. Lenders are now, more than ever before, keen to get your business. So what are you waiting for? Nows a great time to get ready for a spring clean of your finances. Let us have a look at things and see if we cant get you a better deal.

03.01.2022 From everyone at Match Financial Solutions, wed like to wish our clients, friends & family a very safe & relaxing but Merry Christmas and Happy New Year.

02.01.2022 There are so many different options out there for many varying circumstances. The benefit of using a Finance Broker to help you is that you have much better access to not only the mainstream lenders, but also many smaller ones who could help where others cant. Lender policies are very different and a Finance Broker can help you navigate through the complexities and provide clear and educational explanations to your questions, obligation free.

01.01.2022 Finances on your mind? Do yourself a favour, speak to a broker. If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers stand ready and able to assist with your options during this difficult time. Turbulent does not even begin to describe 2020 so far. As a result of COVID-19 and not forgetting the bushfires, thousands of Australians are out of work, with Tr...easury predicting that the jobless rate will double in the June quarter from 5.1 per cent to 10 per cent. Many others have had their hours reduced or have been temporarily stood down. In this period of uncertainty, at the very least many will be taking a closer look at their finances to make sure their current loan arrangements are right for them. Mortgage and finance brokers have the experience and knowledge to assist in a variety of situations and are simply an internet search or phone call away. Mortgage brokers are in regular contact with their lender panel and make it their business to understand the different options lenders currently offer. And while the options can seem straight forward, it is easy to miss the details and differences that can add up, particularly over a 30-year term. For example, a number of banks are offering to temporarily freeze mortgage repayments for three or six months. While this may seem like a good option, it is important to fully understand the implications. This could mean that the total debt will increase. Of course, depending on an individuals circumstances, there may be a number of available alternatives that may reduce repayments while not increasing your interest bill as much in the long term. Refinancing too may be on the minds of many as a result of the Reserve Bank cutting rates and banks passing them on, to varying degrees, as well as access to a range of competitive fixed interest rate options on the market. A discussion with your local mortgage broker may be just the ticket. While a simplistic view of what constitutes a great mortgage is the one with the lowest interest rate, mortgage brokers know that what suits one person might not necessarily suit another. For instance, fixed interest rates can offer piece of mind as interest rates increase, but they can be the cause of anxiety if rates fall or if unforeseen circumstances require a change. No matter what your circumstances are, mortgage brokers can actively assist you in navigating your current situation. So, if youve been thinking about reassessing your finances and are not in contact with your broker, do yourself (and your cashflow) a favour and call them now! (Published by Mortgage & Finance Association of Australia)