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Mihajlov Finance

Phone: +61 408 262 638

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25.01.2022 Interesting read for those who are thinking of purchasing a home or an investment. https://www.domain.com.au//most-australian-capital-citie/

25.01.2022 Buying a new car can be a very exciting time, but also can be very daunting and stressful. If you're looking for a new family car, a four-wheel-drive or maybe even a flashy new convertible, we can give you a hand. Let us help you organise your car finance first. With a range of specialist lenders to choose from, we can help you organise your car loan in advance, so you can get a loan that's tailored to your needs and financial circumstances. Car dealership finance isn't alway...s competitive, and you'll find our options are likely to offer you more choice and flexibility with repayment terms. Don't delay - get your car finance fast. Our car finance options can usually be approved in as little as 48 business hours. So, if you want to drive a hard bargain to maximise your savings and enjoy your new set of wheels, call us now to get your finance organised first!

24.01.2022 FREE REVIEW OF HOME LOAN! As we continue to ride the roller-coaster of 2020, we understand your situation may change during these uncertain times. For this reason, its a good time to review your home loan and potentially leverage opportunities available to ensure you have the right loan to suit your needs. While some things are uncertain, what we do know is interest rates are currently at an all-time low, which also presents opportunities. So with this in mind, it could be ...the perfect time to consider a fixed rate home loan, which allows you to lock in the an interest rate for up to 5 years (depending on the lender). To find out more and whether a fixed rate home loan will suit your financial needs, give me a call to discuss your options on 0408262638!

21.01.2022 NEVER A BETTER TIME TO BUILD OR RENOVATE! Announced today was the Home Builder government grant. The offer is $25,000 grants to eligible homeowners to build or substantially renovate their owner occupied property. If you are looking at building a new owner occupied home or have always wanted to renovate your existing home, now is the best time to do so!... Give me a call on 0408262638 to discuss more about the grant, how I can finance you for the build or renovation and how I can assist you to build it! I want to make your dream come true through a straightforward process from start to end. Please see the link below for more information about the grant. https://thenewdaily.com.au//03/home-buyer-grants-homebuil/

21.01.2022 Open and here for help! Hi Everyone, As we all know Covid19 will change the way we live and drastically affect our financial situation with many workers being laid off or unable to work due to the virus.... If you are in financial stress, please know there are many places you can call for help. The government has laid out many grants for people who have lost their job. Financial institutions and banks have provided options for people to freeze their home loan repayments. If you have any questions or queries about your finances and need someone to talk to, I am available to talk and help you out. Also now is the best time to review your home loan and do the paperwork whilst at home. See how low of a rate I can get you. Please feel free to reach out on 0408262638. Stay safe, listen to the guidelines and practice social distancing as so we can beat this virus and ensure our loved ones will be here to celebrate in the future!

21.01.2022 As a small to medium business owner, we understand that sometimes cashflow can hinder your ability to develop your business. What if we could assist to provide you with up to $100K, how would that help your business to grow? Would it help you buy that stock that you dont have the funds for right now? Ask us to help you find a more creative finance solution for your unique business requirements. Well use our knowledge and experience to design a quick and versatile solution t...hat helps you achieve your business goals. We can help you with: Access to over 20 business-focused lenders. Competitive interest rates some of the lowest in the market. Secured or unsecured finance for multiple purposes. Flexible credit lines. Cash-flow and inventory finance solutions. Obtaining machinery and equipment without tying up your capital. Flexible terms and affordable repayment structures. Very fast approval and access to funds, and much more. Were happy to work with both you and your accountant to design a solution thats right for your needs. If you have a small to medium sized business, call us today for a chat with no obligation on 0408262638.

20.01.2022 RECORD LOW CASH RATE OF 0.25% Check out below the media release by the RBA and the statement by Philip Lowe regarding the reduction of the cash rate. https://www.rba.gov.au/media-releases/2020/mr-20-08.html

20.01.2022 Due to the rapid escalation of the COVID-19 pandemic we are taking steps to protect the health of our clients, staff and community, and also mitigate the spread of the virus. While our physical office is currently closed and were not currently available for face-to-face meetings, we are still operating as usual remotely and virtually. Please continue to contact us by phone and email (details in signature below) for anything you need. We are also available for virtual meeti...ngs that can be conducted with or without video. All you will need is a phone or a computer with internet access. Get in touch to book a suitable time and we will provide details on the best meeting format for you. As always, we remain committed to delivering quality service to you and are here to support your needs in any way we can. Were available and ready to help, so please dont hesitate to contact us. In the meantime, here are few handy links to stay informed on COVID-19: https://www.who.int//novel-coronavirus-2/advice-for-public https://www.australia.gov.au/ Phillip Mihajlov 0408262638 [email protected]

20.01.2022 IS REFINANCING RIGHT FOR YOU? The benefits of refinancing your mortgage can vary depending on your situation and financial goals. But generally, refinancing opens doors to many opportunities, such as: better mortgage rates... lower monthly repayments shorter loan terms fixed-rate options debt consolidation Is refinancing right for you? I can help you make an informed decision by helping you to set goals and review loan options that align to your needs. Aside from having access to various loans from Australias leading lenders, I have access to a range of exclusive, flexible, and competitive loan solutions. Through this, I can work with you to find a loan tailored to your circumstance. To learn more about refinancing, get in touch with me today!

19.01.2022 TAX TIME! As the new financial year has begun, it is time to do your tax. If your tax bill is high from the last financial year and you are thinking how can I pay this??? No dramas at all... Give us a call at Mihajlov Finance and we can finance your tax bill at an affordable rate. Also it is never a better time to review all of your investment interest rates and see how we can possibly get you a better rate. It will keep everything clean and easy for your accountant which I... am sure they will love you for! Stay safe and be happy!

18.01.2022 Does your suburb fall within the list? Looking to invest?

15.01.2022 If it is too good to be true... more often than not that is the case. Be smart!

14.01.2022 What are your business plans next financial year? If your business could do with a boost with the purchase of a new work vehicle or business equipment, now is the perfect time to negotiate a bargain and set your business up for success. Even better, if you need finance to purchase any new work vehicles or business equipment and machinery, I can arrange a competitive finance package for you from a large range of reputable lenders. So, if you are in the market for a new work vehicle or business equipment for the new financial year and want a hassle free and competitive finance deal, please contact me on 0408262638.

14.01.2022 SAVING FOR YOUR FIRST PROPERTY! Do you find it hard saving for your first home or property? Are you confused with how much you need to save for a deposit? Do you feel like it is impossible to get your foot in the door in the property market? A lot of the younger generation look at property as something that is so unattainable due to the high property prices and savings required. Fortunately there are many other ways around getting your foot in the door. We can also look at yo...ur current savings plan and maximise your saving yield to get you in your dream home faster. Please give Phillip a call on 0408262638 to book in your free financial health check and make an appointment to realise how easy it can be to purchase your first home!

14.01.2022 WHY NOT BUY? FORGET ABOUT RENT! Are you a first time buyer? Never owned a property before? There has never been a better time to inquire about how to purchase your first home! The First Home Loan Deposit Scheme allows you to purchase your first property with just a 5 % deposit and no mortgage insurance is involved! Not only this, the first home owner grant ensures that no stamp duty is payable for purchases under $650,000 and a variety of cash bonuses circa $45,000 depending on states are available at the moment if you were to look at a land and build option. For more information or for a quick borrowing capacity check, PM me or call me on 0408262638. Please share with friends and family as I would love to help everyone capitalise on these grants and schemes!

14.01.2022 SAVE ON INTEREST AND SAVE MONEY It's no secret that you can save heaps at the local supermarket by buying home-brand products. But did you know you can get a quality home-brand home loan too? Not every mortgage broker can help you get one.... I have access to quality home-brand home loans that are not available through other brokers or regular outlets like bank branches. My home-brand loan products are backed by reputable lenders, are suitable for your own home or a property investment and allow you to save on fees and interest. They are: Straightforward - you only pay for what you need. Competitive - save on fees as well as interest. Simple - manage your loan online or over the phone, with easy access to your funds via ATM and EFTPOS. There's more than one benefit to having a good mortgage broker! Remember, I'm here to help you find ways to save on your home loan. Whether the right choice for you is a loan from one of Australia's best-known lenders, or one of my exclusive home-brand options, I will make sure you can access the most competitive home loan products available to suit your needs. If you'd like to find a way to save on fees and interest, please give me a call today.

14.01.2022 HAPPY NEW YEAR 2020! Mihajlov finance is wishing everyone a joyous and happy new year! I hope that everyone's 2020 dreams come true! Party hard, enjoy the last of 2019 and see you all in the New Year with bigger and better things to come!...

13.01.2022 With the cash rate at an all time low, banks and financial institutions have reduced their interest rates to all time lows as well. If you haven't reviewed your current financial situation or your home loan recently I would implore you to take the time to give me a call on 0408262638 to see how much money you could be saving!

12.01.2022 HO! HO! HO! MERRY CHRISTMAS FROM MIHAJLOV FINANCE! Wishing you and your loved ones a safe and happy holiday season. I will be with family however always available for my customers through the holiday season so do not hesitate to contact me at all.... Enjoy the Christmas break!

08.01.2022 Another interest rate drop at a historic low of 0.10%! Email me at [email protected] the next few days to see what kind of rates we can offer you and how much money you can save!

08.01.2022 Seems as though the market is gaining confidence from buyers and sellers. Very interesting read and positive insight into where the market is heading given Covid-19, lets hope that the confidence is not short lived. https://www.domain.com.au//sydney-auction-clearance-rate-/

07.01.2022 Welcome to Mihajlov Finance. Creating financial strategies to maximise the financial potential for you and the family! Please feel free to contact Phillip Mihajlov for any lending needs on 0408262638 or via messenger.

06.01.2022 As for the last meeting for 2019, the RBA has decided to leave the cash rate unchanged at 0.75%. This ensures that mortgage rates are at record lows and ensures strong competition within banks and institutions to pass on low rates to consumers. If you think you are paying too much for your loan and want under 3% interest rates, please give me a call on 0408262638 and refinance today as you could save thousands of dollars year on year! https://www.rba.gov.au/media-releases/2019/mr-19-33.html

05.01.2022 SOMERSAULT INTO SAVINGS ON YOUR HOME LOAN! Would you like an extra holiday this year? Perhaps a new vehicle? Or simply to have more cash in the bank? Only you can make the decision for this to happen and it is very simple. Think to yourself, when is the last time I approached a bank, lender or broker in regards to your settled home loan? Probably about the time it settled. The important thing to note is that financial markets change daily which in turn means that interest rat...es change very often as well and better deals are out there floating around and ready to be capitalised upon. How can you ascertain these rates and deals and know which ones are worth pursuing? It is as simple as a refinance. As a broker, I do not charge any fees to you as my customer to work hard and find these best deals and show you them. I will help you find the best deal possible to save you the most money you can. I will ensure that the process is as streamlined as can be as so you do not need to stress. I will be your go to person when you have any questions or concerns in regards to finance and banking. If you are interested in keeping money in your back pocket as opposed to in the banks obnoxiously large pockets, please feel free to give me a call on 0408262638 for a no obligation talk on how I can assist you and your finances through a simple refinance. It's flipping easy through Mihajlov Finance!

03.01.2022 DOWN DOWN INTEREST RATES DOWN! Th RBA has cut interest rates for the first time this year to a record low of 0.5%. Due to fears of the corona virus spreading we are finding that the economy is slowing down meaning that the unemployment rate is rising and wage growth weakening. POSITIVE: The best part of the reduction in the interest rates are that everyone who has a loan should see a reduction in their repayments towards their home loan! NOTE: The most important thing to n...ote is that if you are paying over 3% for your home loan, you may be paying too much in interest and Phillip at Mihajlov Finance can help you achieve a lower rate that can save you thousands of dollars a year that should be in your pocket! For a non obligatory chat, please feel free to call on 0408262638 to see how much money you can save! See more

02.01.2022 HOT DEAL WITH GREAT INTEREST RATES! Just wanted to let you in on an awesome offer atm... No LMI payable for upto 85% lend! Great rates of circa 2%!... Low fees! Refinance and receive $3000 cashback in your pocket! Hurry and call on 0408262638 as this offer is only available for a limited time!

02.01.2022 NEW YEAR! NEW FINANCE! NO PROBLEM! Welcome to 2020! Moving into the new year many of us think about finances and what the year may entail financially. Will there be another job opportunity? Can I save for a deposit? How can I purchase my first property or my next investment? Mihajlov finance has all your financial needs covered. If you have doubt or are concerned about how to finance your next home, car or business purchase or are thinking about how to get ahead in your savin...gs plan and need some guidance, Phillip your finance specialist will take the time to help you reach your 2020 objectives and financial goals. Feel free to call Phillip on 0408262638 to review your finances and make sure that your money is working for you rather than you working for your money.

01.01.2022 2.79% VARIABLE RATE & 2.09% FIXED RATES FOR REFINANCE OR PURCHASE! Are you paying variable interest rates over 3%? Do you want more money in your pocket and less in interest repayments? Call me now to discuss how I can get you a variable rate of 2.79% or even a fixed rate as low as 2.09%! Whether you are purchasing or even thinking about refinancing, we can look into getting you a very low interest rate which may save you tens of thousands of dollars a year. Do not delay and ...call me on 0408262638 to see how I can get you financially fit with more money in your back pocket at no cost from me. PS: It is true, no charges for my time and work... just looking to help people succeed financially and save as much money as possible on their loans. See more